just called the state tax office and they said theres a system wide delay affecting some 2/14 deposits. should be resolved by end of week

I'm in the same situation with a 2/14 state refund date! Still waiting but feeling a bit better after reading that there's a system-wide delay. Has anyone tried checking their state's "Where's My Refund" portal to see if there's any updated status info?

got mine! deposited at 3am this morning. hang in there!

I'm in the same situation! Filed early and got the 2/14 date too. Been refreshing my banking app every hour like it's going to magically appear lol. Reading through these comments is actually really helpful - didn't realize Valentine's Day being a holiday could affect processing times. Guess I'll try to be patient for a few more days before I start panicking!

USPS has been super slow lately ngl. Had a mail date of 8/25 and didnt get mine til almost October in Michigan

Same here! Mail date 9/9 and still waiting in Ohio. Called my local post office and they said to give it another week since there have been delivery delays in my area. Really frustrating but trying to stay patient. At least we're not alone in this!

Call the tax advocate service! They helped me when I had this issue last year

I've been through this exact situation! Code 570 with EIC claims is super common - the IRS automatically flags returns with large credits for verification. With your $5,769 EIC and total refund over $9k, they just want to make sure everything checks out. The good news is your transcript shows all the right codes (806, 766, 768) with April 15 dates, which means the system already calculated and approved your credits. The 570 is just a temporary hold while they do their review. Based on your cycle code (20250605), you should see movement within the next 1-2 weeks. Look for code 571 to appear - that's when the hold gets released. Then you'll likely see code 846 with your actual refund date shortly after. Don't stress too much about the April 15 dates on those credit codes - those are just placeholder dates. Once the 570 clears, you'll get updated dates that are much sooner. Most people in your situation get their refund within 21-30 days total from filing.

I've seen this happen to several taxpayers this season, and I understand it can be concerning. According to Internal Revenue Manual 21.4.1, the IRS operates multiple databases that don't always synchronize in real-time. The Electronic Funds Transfer Payment System (EFTPS) that issues direct deposits can process faster than the Integrated Data Retrieval System (IDRS) that updates transcripts. What you're experiencing isn't uncommon, especially during high-volume processing periods. The important thing is that you've received your refund. I'd recommend keeping documentation of the deposit for your records, but there's likely no cause for concern. Many people are in similar situations this tax season as the IRS works through their processing backlog.

This exact thing happened to me last month! Filed on 1/31, got my deposit on 2/19, but my transcript didn't show the refund issued (846 code) until 2/22. The WMR tool was stuck on "processing" for days after I already had my money in the bank. I was panicking thinking something was wrong, but it turns out the IRS payment system and their tracking systems run on completely different schedules. The financial side moves faster than the status reporting side, especially during busy season. I'd definitely screenshot your bank deposit and maybe check your transcript again in a few days - mine eventually caught up and showed all the proper codes. You're not alone in this weird limbo situation!