From what I've observed in this community over the past few tax seasons, WMR typically lags behind transcript updates by 24-72 hours. The Cycle Code on your transcript can also give you clues about when your WMR might update. If your cycle code ends in 01-05, you're on a weekly update schedule. If it ends in 20, you're on a daily update schedule. The consensus seems to be that transcript DDDs are reliable indicators regardless of what WMR shows.

I can relate to this anxiety! I'm also closing on a house soon and waiting on my refund for part of the down payment. From what I've learned lurking in this community, the transcript is definitely the authoritative source. I'd recommend checking your Account Transcript specifically for any codes that might indicate holds or additional review (like 971/570 notice codes). Also, if you haven't already, consider reaching out to your lender to explain the situation - many are familiar with tax refund timing issues during this season and might be able to work with you on timing if needed. The DDD on your transcript should be reliable, but having open communication with your mortgage officer can help reduce stress if there are any unexpected delays.

Pro tip: check your transcript early morning on Wednesdays and Fridays. That's when they usually update the system with new info.

This is totally normal! The "RETURN NOT PRESENT" message you're seeing just means your return is still in the processing pipeline and hasn't been fully entered into their system yet. At 3 weeks post-filing, you're still well within the standard processing timeframe. Those $0.00 balances across the board are essentially placeholder values - think of them as the system's "default state" before your actual return data gets processed and populated. Once the IRS completes processing your return, you'll see all those blank fields fill in with your actual AGI, taxable income, tax amounts, etc. The fact that your filing status shows correctly as "Head of Household" is actually a good sign - it means they've at least received and begun initial processing of your return. You should start seeing real data populate in your transcript within the next 1-2 weeks, and if you're due a refund, the "Where's My Refund" tool will update shortly after that. No need to panic - this is exactly what most transcripts look like during the processing phase!

I'm probably the most impatient person when it comes to waiting for my refund, but I've learned my lesson about Chime's early deposits. Last year I had a 3/15 DD date and was refreshing my Chime app every 10 minutes starting on 3/13. It finally hit at 4:37pm on 3/14. This year, same situation with a 3/12 date, and it came through at 2:18pm on 3/11. I've started setting a calendar reminder for 48 hours before my DD date so I don't drive myself crazy checking constantly before then.

I'm in the same boat with a 3/26 DD date on my transcript! Based on what everyone's shared here, it sounds like we should realistically expect to see it hit our Chime accounts sometime between 3/24-3/25. I've been checking my account obsessively too, but I think I'm going to follow Amun-Ra's advice and just set a reminder for 3/24 morning instead of driving myself crazy refreshing the app. The consistency everyone's reporting with Chime's early deposits is actually pretty reassuring - seems like once you have that 846 code with your DD date, it's just a matter of waiting for the 1-2 day early window. Thanks for all the data points, this community is so helpful for managing expectations during tax season!

So... if I amended my return am I just screwed? Been waiting 9 months now 😭

Congrats Andre! That's such a relief after waiting so long. I'm still stuck in processing hell myself - filed in January with EITC and CTC and it's been radio silence ever since. The WMR tool just keeps saying "still processing" with no timeline. Quick question - did your WMR ever show any bars or progress before you got the DDD? Mine has been stuck on the first bar forever and I'm wondering if that means anything or if it just randomly updates one day. Also for anyone else still waiting, I've found that checking your transcript on the IRS website sometimes shows more info than WMR, even though the transcript codes are confusing as hell. At least it gives you something more concrete than "still processing" 🤷‍♀️

I filed on February 3rd and I'm still waiting for any update. My transcript hasn't changed since February 10th when it first showed received. Last year I filed on February 5th and had my refund by February 19th. The year before I filed on January 31st and had my refund by February 14th. This is definitely taking longer than previous years! Has anyone who filed around February 3rd received their refund yet or at least gotten a DDD?

Filed on 2/1 and still waiting here too! Your timeline gives me hope though - 28 days isn't too bad considering what everyone else is reporting. I've been checking WMR obsessively and it's been stuck on "return received" for over 3 weeks now. Did you notice any pattern with when WMR updates, like specific days of the week or times? I'm trying to figure out if there's an optimal time to check or if it's just random. Also wondering if the fact that you filed so early in the season (1/31) might have actually worked against you initially but then cleared through once they caught up with the backlog.