yall need to chill. its only been 8 weeks, thats normal processing time these days. welcome to life in 2025 lol

I'm dealing with the same thing! Filed my Maryland return in late January and still waiting. The website errors are so frustrating - I keep getting "system temporarily unavailable" messages. I tried calling yesterday and was on hold for 2 hours before giving up. Really hoping they get their act together soon because I was counting on that refund for some bills.

Has anyone else noticed that H&R Block's amend process is super annoying? When I tried to amend for a missing 1099-DIV last year, it made me basically redo large portions of my return rather than just adding the missing form. Is TurboTax any better for amendments?

I'm dealing with a very similar situation right now! I also forgot to include a 1099-B and like you, when I ran the numbers through my tax software, it showed zero impact on my tax liability because the cost basis equaled the proceeds. After reading through all these responses and doing some research, I think the key question is really about your comfort level with risk vs. being absolutely compliant. From what I've gathered, the IRS document matching system does flag missing 1099s, but when there's no tax impact, it's typically a very low priority for them to pursue. That said, if you're someone who likes to dot all the i's and cross all the t's (which it sounds like you might be since you caught this error yourself), filing the amendment might give you peace of mind even if it's not strictly necessary. The fact that your scheduled payment will process normally regardless is reassuring. One thing I'm considering is waiting a few more weeks to see if I get any correspondence from the IRS about the missing form. If they don't send anything, that might be a good indication that it's not worth their time to pursue a zero-impact discrepancy.

What nobody has mentioned yet is that you need to make sure your business entity is structured correctly to maximize this deduction. If you're a sole proprietor vs. an S-corp vs. an LLC taxed as an S-corp, the way you handle this deduction can be very different. In my case (real estate investor with an LLC taxed as an S-corp), I pay myself a reasonable salary and the company owns the vehicle. This way I can take the Section 179 deduction at the business level, but there are implications for how personal use is handled. If you use the vehicle personally at all, the business needs to either: 1) report the personal use as taxable compensation to you on your W-2, or 2) you need to reimburse the business for personal use. Gets complicated fast, which is why having a good tax pro is important.

One thing to keep in mind that I learned the hard way - make sure you understand the recapture rules if you sell the vehicle within a few years. If you take a large Section 179 deduction and then sell the SUV for more than its depreciated book value, you'll have to "recapture" some of that deduction as ordinary income rather than capital gains. For example, if you take a $25,000 Section 179 deduction on a $50,000 SUV and sell it two years later for $35,000, you could face recapture on the difference between the sale price and the depreciated basis. This caught me off guard when I upgraded my business vehicle sooner than expected. Also, just to reinforce what others have said - the 6,000 lb requirement is GVWR (Gross Vehicle Weight Rating), not curb weight. I've seen people get tripped up thinking their vehicle qualifies when it doesn't. The Ford Explorer you mentioned should qualify, but double-check that specific model year's GVWR to be sure. It's usually listed on the driver's door jamb sticker or in the owner's manual specifications. Keep excellent records from day one - it's much easier to maintain good documentation habits than to try to reconstruct everything later if you get audited.

One thing nobody has mentioned is that you might qualify for the Credit for the Elderly or Disabled (using Schedule R) depending on your income level. If you meet the IRS definition of disability and your income is below certain thresholds, this could give you a tax credit between $3,750-$7,500. For 2024 taxes, your adjusted gross income generally needs to be below $17,500 if single (higher for other filing statuses) and your nontaxable Social Security/pension/disability benefits below $5,000. Worth checking out!

I'm dealing with something similar and wanted to share what I learned from my tax preparer. Even though you were denied SSDI, you can still check the disability box on your tax forms if you meet the IRS definition - which sounds like you do based on your doctor's diagnosis and inability to work for 3+ years. One thing that might help is keeping detailed records of all your medical expenses related to your condition. Even though your LTD payments put you over the income threshold for some disability tax credits, you can still deduct medical expenses that exceed 7.5% of your AGI. With ongoing medical care for a severe condition, this could add up to significant savings. Also, don't let the SSDI denials discourage you from continuing to appeal if you're able. The system is frustrating but many people get approved at the hearing level with proper representation. Your LTD approval actually shows that an insurance company's medical reviewers determined you're unable to work, which can be helpful evidence for your SSDI case.

If ur really worried try calling the taxpayer advocate service. Theyre seperate from the IRS and can sometimes help u figure out wats going on without the usual run around.

I went through this exact same situation last year! The "Action Required" message with the January 31 date is super common - it's usually their automated system generating a standard identity verification request. Don't panic about the timing - even though it says "sent on January 31," that often just means it was queued in their system on that date, not actually mailed. In my case, it took about 3.5 weeks for the letter to actually arrive, and it was just a simple identity verification form (Letter 5071C). I was able to complete it online through ID.me in about 10 minutes, and my refund was released about 2 weeks after that. The key thing to remember is that these delays are totally normal and don't mean you did anything wrong. Your return being "straightforward" actually makes it more likely this is just a routine identity check - they flag returns randomly for verification to prevent fraud. If you're really anxious about it, you could try accessing your IRS transcript online to see if there are any specific codes that might give you more info about what letter is coming. But honestly, I'd just give it another week or two before worrying. The IRS timeline estimates are notoriously conservative!