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Got my CTC deposit yesterday after amending my return too. Here's what worked for me: I called Jackson Hewitt directly and asked them to check if my amendment was transmitted correctly. They confirmed it was and gave me a specific timeframe. I also made sure to check my transcript for code 846 which indicates a refund date. The deposit hit my bank account exactly on that date. Don't forget to check if you have any offsets that might reduce your expected amount - I almost panicked when I saw a slightly lower number until I remembered my state tax offset.
I think I might try reaching out to my preparer too... I've been hesitant to bother them, but your experience makes me think it could be helpful. Sometimes it's just nice to have someone look into your specific situation rather than trying to piece everything together from online forums.
8d
Could you maybe clarify something for me? I'm a bit confused about how the Serve card works with tax deposits. Does Jackson Hewitt automatically set you up with that, or did you choose it specifically? I'm sort of wondering if different deposit methods affect timing at all. My direct deposit to my regular bank account seems to be taking forever...
IRS refunds follow ACH processing rules. Not specific days. Banks process differently. Credit unions often faster. Big banks sometimes hold funds. Online banks sometimes pre-release. Transcript code 846 is key. Date on transcript is send date. Add 1-3 days for bank processing. No official schedule exists. Many report Wed/Fri pattern. Not guaranteed.
Tbh the WMR tool is notoriously unreliable during peak season. Instead of checking your bank acct constantly, try getting your transcript from the IRS website and look for the 846 code. That's the actual refund issued date and it's way more accurate than WMR. Or if you have informed delivery from USPS, watch for a letter from the Treasury - sometimes they send a notice right when they issue the refund.
I received exactly $8,742.19 on my tax refund card this year and was shocked by how difficult it was to access my own money! After 4 failed attempts to reach customer service (waited 37 minutes on my longest call), I used Claimyr (https://www.claimyr.com) to get through to an actual IRS agent in under 15 minutes. They confirmed I could request a paper check instead of the card if I hadn't activated it yet, or explained exactly what steps to take with the card issuer. Saved me hours of frustration!
Pro tip from someone who deals with this every year (tax accountant here, though not YOUR tax accountant): Most tax refund cards have a bill pay feature that lets you "pay" your own bank account as if it were a bill. Clever workaround! π Just add your checking account as a payee using your account/routing numbers. Usually has higher limits than direct transfers and sometimes lower fees too. The banking system doesn't know or care that you're paying yourself.
I've been filing taxes for 15+ years and honestly, the easiest approach for your situation would be to use the IRS's own Free File Fillable Forms if you're comfortable with a bit of DIY. For the Child Tax Credit specifically, I had a similar issue in 2022 and found that the key is having all your children's SSNs and documentation ready. The recovery process is actually much simpler than the IRS makes it sound - you're essentially claiming a credit you were entitled to but didn't receive. Just make sure you have documentation showing eligibility for the tax year in question.
Success story time! π I was in almost the EXACT same boat last year. Missed out on about $3,600 in Child Tax Credits and was completely lost on how to reclaim them. I ended up using FreeTaxUSA (totally free for federal, like $15 for state) and it walked me through the whole process. The software asked if I'd received the full credit, I said no, and it automatically added Schedule 8812 to my return. Got my refund with the missing credits in about 16 days! Don't overthink it - the right software makes this super easy.
Thank you! This is reassuring. I've been worrying about this April 15th deadline approaching and feeling overwhelmed, so hearing a success story helps a lot!
12d
I have Navy Federal and received my refund on February 15th last year even though my DDD was February 17th, 2023. Has anyone received their refund with a February 24th, 2024 DDD yet? I'm curious if they're still doing the 2-day early deposits this year or if the timing has changed.
Just got my refund from Navy Fed this morning! My DDD was 2/23 but it hit my account today (2/21). They consistently deposit 2 days early for me every year. You should see yours tomorrow if the pattern holds. The wait is brutal but it's coming!
If you want definite answers instead of waiting for a letter, try calling the IRS directly. I was in the same boat and spent days trying to get through their phone system. Finally used Claimyr (https://claimyr.com) to connect with an IRS agent in about 15 minutes. The agent was able to tell me exactly why my refund was held (they were verifying my W-2 with my employer) and when to expect it. Totally worth it instead of waiting weeks for a letter.
Thanks for the suggestion! I've tried calling a few times but gave up after being on hold forever. How much does the Claimyr service cost?
11d
It was around $25 when I used it. Considering I had already wasted hours trying to call myself (and couldn't get through at all), it was worth every penny. The agent I spoke with was actually really helpful once I got connected.
9d
151 usually means they're making an adjustment. In my case last year, they found a mistake I made calculating my child tax credit. They fixed it, sent me a letter explaining the change, and I got my refund (minus the adjustment) about 3 weeks later. Don't panic - it's usually not something major unless you knowingly tried to claim something you shouldn't have.
Success story here! Had the exact same issue last month - SBTPG funded, TT app stuck on pending, anxiety rising. The money hit my Credit Karma account at exactly 3:17 AM on my DDD date, but guess what? The TurboTax app still showed pending for another full day afterward! Isn't it interesting how these fintech companies can move billions in tax refunds but can't seem to update a simple status indicator in their own app? The disconnect between SBTPG and TurboTax's systems is practically legendary at this point. You'll almost certainly have your money tomorrow morning, app status notwithstanding.
I've seen a lot of posts about this issue with Credit Karma/TT refunds. Have you tried calling Credit Karma's customer service directly instead of relying on the app? I remember from last year that sometimes they can see pending deposits in their system before they show up in your account. Also, does your Credit Karma account have any history of holds on tax refunds from previous years?
WMR is notoriously slow to update even when things are moving along just fine behind the scenes. I've had returns where WMR showed nothing right up until the day before the money hit my account! π€£ This tax season seems particularly sluggish though. The IRS is still dealing with a backlog from previous years plus they've implemented new security measures. For a simple return with no red flags, I'd say 2-3 weeks is now the norm for seeing movement, with another week for the deposit. Hang in there - that money will show up when you least expect it (and probably right after you've given up checking)!
I'm so stressed about this too! My return was accepted on February 8th and I didn't see ANY movement on WMR until March 1st - that's 22 days of nothing! π« When it finally updated, it went straight from "Return Received" to "Refund Approved" and I got my money 3 days later. The whole time I was checking multiple times a day and getting more anxious with each passing day. The IRS is definitely moving slower this year than I've ever seen before!
That's exactly what happened with mine last year! Went from nothing to approved overnight after weeks of checking. Gave me such relief when it finally updated.
8d
From what I'm seeing across multiple posts, returns filed between February 20-28 are taking approximately 45-60 days to process this year, compared to the usual 21 days. Your situation is almost identical to my sister's - she filed on 2/24 and just got her refund yesterday after 51 days with no updates until the final week. Your best approach now is to: 1) Check your transcript weekly (not daily - it won't help and will just stress you out) 2) Verify your banking information is correct in case they're ready to deposit 3) If you reach day 45 with no updates, then it's worth making another call The rep gave you good advice about the 30-day window. These processing delays are frustrating but normal this season.
I think there might be some confusion about what "processing shut down" actually means. Let me clarify based on my experience working with tax preparation: β’ The IRS doesn't completely shut down processing β’ What likely happened was maintenance on specific processing systems β’ These maintenance periods typically last 24-72 hours, not "weeks" β’ However, the backlog created can take weeks to clear β’ Different processing centers handle different regions β’ Some processing centers may be more affected than others This explains why your neighbor got their refund while you're still waiting - they might have been processed at a different center or their return had fewer elements requiring review. Hope this helps clarify what's happening behind the scenes!
Ethan Wilson
Has anyone tried using the IRS appointment scheduling system? I'm wondering if: β’ It's faster than calling the general number β’ You can discuss multiple issues during one appointment β’ They're doing virtual appointments or in-person only β’ Local offices have better direct numbers than the national line I'm skeptical that any of these "shortcuts" actually work during peak season, but curious if anyone has recent experience.
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NeonNova
According to Internal Revenue Manual 21.1.1.3, the IRS Level of Service goal is to answer 85% of calls. However, during the 2023 filing season, GAO reports indicated actual answer rates were closer to 29%. I successfully reached an agent last week by calling the Practitioner Priority Line (866-860-4259) and explaining that my issue was time-sensitive. While this line is technically for tax professionals, I found that being polite and having all my information ready (including my previous year's AGI and filing status) resulted in assistance rather than being redirected.
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