Just a thought - have u looked into medical credit cards like CareCredit? They sometimes offer no-interest financing for dental work if u pay it off during the promotional period. Doesn't help with taxes but might help with cash flow. I used it for my wisdom teeth removal last year.

Sorry you're dealing with this expensive dental bill! I went through something similar a few years ago. One thing that might help for future reference - some dentists offer significant discounts if you pay cash upfront rather than going through insurance. I saved about 30% on my crown by doing this, though I know that's not helpful for your current situation. For your tax question, everyone's right that the medical deduction likely won't help much at your income level. But here's something else to consider - if you're freelancing or have any 1099 income alongside your regular job, you might qualify for the self-employed health insurance deduction, which is above-the-line and doesn't require itemizing. It's a long shot but worth checking if any of your income comes from self-employment. Also, keep all your receipts from this year's medical/dental expenses. Even if they don't help this year, if you have more medical costs next year, having two years' worth might push you over the threshold where itemizing makes sense.

I was denied too. Called IRS directly. Waited three hours. Got disconnected. Tried again. Same result. Used Claimyr instead. Got through in 15 minutes. Agent confirmed my return was fine. No flags. Just normal processing. Advance denial wasn't on their end. Just TurboTax being picky. Worth the fee to stop worrying. https://youtu.be/_kiP6q8DX5c

Tbh the whole TT advance thing is kinda a mess this yr. Lots of peeps getting denied for no clear reason. From what I've seen in the FB groups, ppl who filed around the same time are getting their normal refunds regardless of whether they got approved for the advance or not. IRS is moving pretty quick for most folks - way better than last yr's disaster. FWIW, my friend who got denied the advance actually got her refund BEFORE her friend who was approved for the advance lol. The system makes zero sense sometimes.

Have you looked into an Offer in Compromise? If you can prove you don't have the ability to pay the full amount, the IRS might accept a smaller settlement. I settled about $65k of business tax debt for around $12k when my last business failed. It's a lot of paperwork and they look at everything - assets, income, expenses - but if you genuinely can't pay, it might be an option. They'd rather get something than nothing.

I'm dealing with a similar situation right now - inherited my mom's small consulting business with about $38k in back taxes. One thing I learned the hard way is that you absolutely need to determine exactly what types of taxes you owe. Regular business income taxes are one thing, but if any portion includes payroll taxes (like someone mentioned above), that changes everything. I'd also recommend looking into "Currently Not Collectible" status if your new business is genuinely struggling. The IRS can temporarily halt collection activities if you can prove paying would create financial hardship. It doesn't make the debt disappear, but it gives you breathing room. Whatever you do, don't just ignore it completely. The penalties and interest will keep growing, and they have a lot of tools to collect. Even if you can't pay the full amount right now, reaching out to them shows good faith and might open up options you didn't know existed.

I've been using TaxBandit for my 941 filings for about 8 months now and can confirm it's legitimate - no hidden fees or catches. The $5 is really all you pay per filing. What sold me was their customer support. When I had questions about how to handle my health insurance premiums and whether they counted as taxable wages, their chat support walked me through it. They also have a really helpful knowledge base with examples. One tip: before you switch from your accountant, maybe try TaxBandit for one quarter while still having your accountant do it too. Compare the results to make sure you're comfortable with the process. That's what I did and it gave me confidence that I was doing everything correctly. The interface is intuitive enough that even someone without accounting experience can handle it, especially for single-employee businesses like yours where the forms are straightforward.

I've been using TaxBandit for my 941 filings for the past year and can vouch that it's completely legitimate. The $5 fee really is all you pay - no hidden charges or surprise fees down the line. As someone who was also skeptical initially (coming from paying my CPA $80 per quarter), I did extensive research before making the switch. What convinced me was their straightforward pricing model and the fact that they're an IRS-authorized e-file provider. A few things that helped me feel confident about the transition: 1. Their system automatically validates your entries and flags potential errors before submission 2. They provide confirmation receipts and acceptance notifications from the IRS 3. Customer support is actually responsive when you need help For a single-employee business like yours, the 941 is pretty straightforward - you're mainly reporting wages, withholdings, and calculating employer taxes. The software walks you through each section with clear explanations. My advice would be to gather all your payroll records for one quarter and try a test run during their free trial period. That way you can see exactly how the process works before committing. The time savings alone (no more scheduling appointments or waiting for your accountant) makes it worth considering.

Another thing to remember - they might give you the bonus in 2023 but depending on when you get it, it could count for 2024 taxes instead. My company pays bonuses in January for the previous year's performance, so it counts toward the new tax year.

Great question! Just to add one more perspective - if you're concerned about the higher withholding rate on your bonus, you can always adjust your regular paycheck withholding for a few months to compensate. I did this last year when I got a large bonus and knew the 22% federal withholding would be way more than my actual tax liability. I temporarily increased my allowances on my W-4 for the last few paychecks of the year to reduce regular withholding, which helped balance things out. Just make sure to change it back at the beginning of the new year! It's a bit of extra work but can help with cash flow if you don't want to wait until tax season to get that money back.