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This happened to me last year and was WAY more frustrating than when I had an actual audit the year before! My 846 code showed a date of 4/12, but WMR showed an offset. Turned out I had an old state tax debt from when I lived in Colorado that I didn't even know about. The annoying part? The offset notice came 2 weeks AFTER my refund date. By comparison, my friend got a CP12 notice (math error) and his transcript updated immediately. The inconsistency between systems is maddening! In my experience, the 846 date IS when they issue the remaining refund. I got mine exactly on that date, minus the offset amount.
Exactly! The TOP system and IRS systems don't communicate in real-time. I had something similar happen on January 15th this year with a state tax offset from 2019 that I thought was resolved. The 846 date was accurate for when I received the remainder though.
I've been through this exact scenario twice in the past three years, and I can tell you the 846 code date is generally reliable for when you'll receive your deposit - even with an offset involved. In my case, the offset didn't show up on my transcript either, but I still got the remainder of my refund on the exact date listed next to the 846 code. The key thing to understand is that the IRS processes the offset BEFORE issuing the 846 code, so that date reflects when they'll send you whatever's left after any debts are paid. I'd definitely call the Treasury Offset Program number that Sean mentioned (800-304-3107) to find out what the offset is for - could be anything from student loans to child support to state taxes you forgot about. For your medical expenses, I'd plan conservatively and assume you'll only get the amount after the offset. The good news is that if the 846 code is already on your transcript with a 3/5 date, the processing is essentially done and you should see that deposit right on schedule.
If you can't get through to the IRS in time, set up USPS Informed Delivery for your physical address. Back in 2022, I had a similar problem and couldn't get my address changed in time. I set up Informed Delivery for my old address, which at least let me see when the IRS notice was delivered there. Then I was able to contact my old landlord to forward it. Not ideal, but at least I knew when it arrived and could take action instead of wondering if/when it was delivered.
Just went through this exact scenario two months ago! Here's what worked for me: I called the IRS at 7:45 AM EST on a Tuesday (right when they open) and got through in about 15 minutes. The agent was able to see that my 971 notice hadn't been physically printed yet and updated my mailing address to my PO Box on the spot. She also told me it was just a standard verification notice for joint filing status change - nothing scary! Pro tip: Have your SSN, spouse's SSN, and the exact amounts from your tax return ready when you call. They'll ask for all of this to verify your identity before making any changes. The agent also mentioned that newly married couples filing jointly for the first time trigger automatic reviews about 40% of the time, so don't panic - it's probably routine verification. Good luck, and definitely call ASAP since notices typically mail within 48-72 hours of the 971 code appearing!
Called IRS today about this actually. They said theyre backed up and the 60 day timeline is more like 120 days rn tbh
I'm going through the exact same thing right now! Got my 60-day letter back in December and here we are in February with still no movement. It's so frustrating especially when you're counting on that money. I've been checking my transcript weekly but it just shows the same review status. Really hoping we all get some good news soon š¤
Called the IRS about this exact thing last week. They said its processing normally now but could still take 4-6 weeks for the refund to hit š©
4-6 WEEKS??? bro i cant wait that long š
I had the same 571 code show up last month and got my refund exactly 10 days later! It definitely means they released whatever hold was on your account. Just keep checking for that 846 code with the refund date. The waiting game sucks but you're in the final stretch now šŖ
That's actually really encouraging to hear! 10 days isn't too bad at all. Did you have any other codes show up between the 571 and the 846, or was it pretty straightforward after that?
@Natalie Adams that s'so reassuring! Did you get any email notifications when the 846 code appeared, or did you just have to keep manually checking your transcript? I ve'been obsessively refreshing mine lol
CosmicCaptain
I'm going through something similar right now! Filed in March and have been stuck with the 570/971 codes since April. The waiting is absolutely brutal, especially when you're counting on that money. A few things that helped me while I'm still waiting: - Set up text alerts through the IRS2Go app so you get notified of any transcript changes - Keep calling early in the morning (7-8am) - I finally got through last week and they confirmed my letter was sent but to the wrong zip code - Document everything - dates you called, reference numbers, what they told you The rep I spoke with said these identity verification cases are taking 12-16 weeks on average right now. Hang in there - I know it's frustrating but you will eventually get your refund. The system is just completely overwhelmed. Have you tried creating an online account to see if there are any notices posted there? Sometimes they show up online before the physical letter arrives.
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Sophia Clark
ā¢Thanks for the detailed response! I didn't know about the IRS2Go app text alerts - just set that up now. Super helpful tip about calling early morning too. Did the rep give you any indication of what happens if the letter keeps getting sent to the wrong address? I'm worried mine might be in the same situation since I moved earlier this year and I'm not 100% sure I updated everything properly with the IRS.
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Nia Johnson
I went through this exact same situation last year! Had the 570/971 codes for almost 4 months before everything got resolved. The most important thing is to not panic - those codes are super common and usually just mean they need to verify something routine. A couple of suggestions based on my experience: - Check if your address is correct in your IRS online account. I found out they had my old apartment number which is why I never got their letter - Try calling the IRS right when they open at 7am - that's when I finally got through after weeks of busy signals - Keep checking your transcript weekly for any new codes or date changes The waiting is absolutely torture when you need that money, but in my case they eventually released the full refund plus interest for the delay. The 971 notice should arrive soon and will tell you exactly what they need from you. Once you respond to whatever they're asking for, it usually moves pretty quickly after that. Stay strong - you will get your refund! The IRS is just incredibly backed up right now but they do eventually work through everything.
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