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Be careful about assuming everything is fine without verification. Last year, I waited patiently for 60+ days assuming my return was just delayed in processing. Turns out there was an unreported income discrepancy that triggered a silent review. According to Internal Revenue Manual 21.5.6.4.7, the IRS is not required to notify taxpayers when returns enter certain review processes. I eventually had to file Form 911 (Taxpayer Advocate Service request) to resolve the issue. If you don't see movement by the 45-day mark, I strongly recommend taking proactive steps rather than continuing to wait.
I analyzed the processing patterns for 1099-NEC returns this year and found an interesting trend. Returns with Schedule C income above $25,000 seem to be routed through the Income Verification Express Service (IVES) program for additional authentication, which adds approximately 17-21 days to processing time. My return included $32,450 in contract income and took exactly 46 days from acceptance to deposit. The delay appears to be correlated with both income amount and specific expense categories claimed. Did you claim any home office deductions or vehicle expenses on your Schedule C?
Important information you should gather before proceeding: ā¢ Date you first discovered the identity theft ā¢ Copy of any police report filed (if applicable) ā¢ Copies of all IRS notices received regarding this issue ā¢ Your tax transcripts for both years involved ā¢ Documentation showing your correct income for the disputed year ā¢ Any previous correspondence with IRS about this issue This documentation will be crucial when you contact the Taxpayer Advocate Service, which can often intervene in identity theft cases that have resulted in improper assessments.
Have you considered that this might actually be a case of refund fraud rather than pure identity theft? The distinction matters because the recovery process differs significantly. Did the IRS ever provide you with information about what was claimed on the fraudulent return? Was it reporting income you never earned, or claiming credits you weren't eligible for?
If your DDD passes and you don't see the deposit, don't panic. Sometimes there are delays. I had to call the IRS when this happened to me (took FOREVER to get through). Found out later I could have used Claimyr.com to get past the hold times. My friend used it and got through to an IRS agent in like 15 minutes instead of spending hours on hold. Definitely worth it if you need to track down a missing deposit.
Thanks for the tip! I really hope it comes on time, but good to know there's a way to actually reach someone if there's an issue. Those IRS hold times are brutal.
12d
I've used Cash App for the last two tax seasons. They're actually faster than most banks with tax refunds. My DDD was the 18th last month, and I got it on the 16th. For SBPTG though, that's state-level and follows different timing. You should check your state's website for that payment schedule - they usually have a portal where you can track it.
I had a similar issue with my apartment number. I used taxr.ai to analyze my tax transcript and noticed my address was incorrect there too. The tool flagged it as a potential issue since the IRS sometimes mails notices instead of using the online portal. It was super helpful seeing everything laid out clearly instead of trying to decipher the transcript myself.
Does that actually work? I've been trying to figure out what all the codes on my transcript mean.
9d
Yeah, it breaks down all those weird codes and explains what they mean specifically for your situation. I was getting those 570/971 codes and freaking out until I understood what was happening.
7d
Pro tip: Try calling right when they open at 7am Eastern. I've had much better luck getting through then. Also, for address changes specifically, sometimes the automated system can handle it without needing to talk to a representative.
The IRS is actually on a better pace this year compared to last year in terms of total returns processed, but February filers seem to be experiencing longer waits compared to January filers. This pattern resembles what happened in 2022, when many February filers waited 8-10 weeks while March filers sometimes received refunds more quickly. The processing queue doesn't always operate strictly first-in-first-out.
The tax processing system is like a highway with multiple lanes - some returns cruise through the express lane while others get routed through construction zones with detours. February filers often hit the traffic jam where the early season efficiency meets the mid-season volume surge. The good news is that almost everyone reaches their destination eventually, even if some cars arrive later than expected.
Do you know if there's any way to determine which "lane" your return is in? I've heard about cycle codes on transcripts - do those give any indication about processing speed?
7d
I think I can help explain what's happening with your return. Here's a step-by-step breakdown: 1. First, your 150 code means your return has been processed and posted to your account 2. The 806 code represents your withholding credits from your W-2 3. Codes 766/768 are your refundable credits (likely CTC and EIC) 4. Since you're PATH-affected, there's a mandatory hold until Feb 15th 5. After that hold, returns go through additional verification 6. Your cycle code (0605) indicates you're on a weekly update schedule (Thursdays/Fridays) 7. The "significant movement" the agent mentioned likely means your account will update with a 846 code (Direct Deposit Date) in the next cycle I'd suggest checking your transcript again tomorrow morning. If you see code 846, that's your actual refund date.
The IRS is like a slow-moving train this year - once it's on the tracks, it'll get to the station, but nobody can tell you exactly when. I had the exact same codes appear on 2/10, called on 2/15, got the same "still processing" line, then magically had my DDD appear on 2/17 with the money in my account on 2/22. It's like they have a script they're required to read regardless of what your account actually shows. The codes you have are like seeing the train on the horizon - it's definitely coming, but the conductor won't announce the arrival time until it's pulling into the station.
Direct Deposit Day arrived today! Filed using TurboTax and got accepted February 9th. Exactly 24 days from acceptance to deposit, which is right on schedule according to the IRS2Go app timeline. For those still waiting, check the IRS Refund Status tracker at https://www.irs.gov/refunds - it's more reliable than most third-party estimators. Remember that you have every right to know where your money is! Good luck everyone, and I'll see you all next tax season when we do this dance again! š°
Back in 2022, I had almost the exact same timeline as you - filed on February 10th and got my deposit on March 5th. The IRS tends to follow pretty consistent patterns unless there are special circumstances. Last year was an anomaly with all the staffing issues they had, but this year seems to be back to normal. I've found that returns with simple W-2 income and standard deductions almost always follow the 21-24 day timeline, while anything with schedule C, rental income, or complicated credits can easily double that timeframe.
If anyone's still waiting on their refund, def try checking ur transcript instead of just WMR. Sometimes WMR doesn't update but transcript will show ur DDD already. Just go to irs.gov/transcripts and request ur account transcript for 2023. Look for an 846 code - that's ur refund date. Way more reliable than the app or WMR site imho.
Had this happen. Waited nine days. Called bank twice. Nothing helped. Finally got deposit without warning. No explanation. Check your account daily. It will appear eventually. Frustrating process. System is broken this year.
OMG THIS IS DRIVING ME CRAZY TOO!!! š” I've NEVER had to wait past my DDD before and now suddenly it's like the IRS is playing games with our money! I ended up downloading the IRS2Go app and checking there instead of the website - for some reason it showed different information and was more accurate about my deposit timing. Worth a try if you're going insane checking your bank account every hour like I was!
For business tax returns specifically, the deposit dates are even less reliable. The IRS processes business returns through a different system than personal returns. Your frustration is valid. The deposit date shown is when the IRS initiates the payment, not when it arrives in your account. Banks hold ACH transfers for 24-72 hours depending on their policies. This isn't unique to tax refunds - it happens with all government payments.
Have you tried direct deposit to a digital bank instead? I switched from traditional banking to Chime last yr and got my refund 2 days BEFORE the IRS deposit date. Many online banks offer early direct deposit features that release govt funds as soon as the payment notification arrives, instead of waiting for actual settlement. Might solve your prob next time without needing to sue anyone lol.
Carmen Lopez
If you're really worried, try calling the IRS. I was in the same boat last year and tried calling for 3 days straight with no luck. Then I used Claimyr (https://claimyr.com) and got through to an agent in about 15 minutes who confirmed my return was just in normal processing. Saved me days of stress and redial attempts.
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AstroAdventurer
I second this! Used Claimyr last week after trying to call the IRS for two days. Got connected in 20 minutes and found out my return had a minor issue they fixed while I was on the phone. Refund scheduled for next week now.
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7d
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Andre Dupont
TaxSlayer isn't the problem. The IRS is just swamped right now. I'm a tax preparer and clients who filed in January with simple returns are getting paid, but anyone with credits or who filed after Feb 1st is seeing delays across ALL software platforms. Be patient, it'll come!
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