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yeah i claimed the home heating credit maybe thats why
I went through this exact same thing last year with Michigan! The "completed" but "under manual review" status is super confusing - basically it means they received and processed your return through their initial systems, but something triggered an additional human review step. In my case, it was also a credit claim (earned income credit) that flagged it. Took about 4-5 weeks total from the date I first saw that message. The waiting is honestly the worst part because there's literally nothing you can do except wait for them to either mail you requesting more info or approve it. One thing that helped me was checking the status every Friday - I noticed they tend to update things toward the end of the week. But definitely don't check daily, it'll just drive you crazy! The system rarely changes during the week. Michigan is notoriously slow with manual reviews compared to other states, but they do eventually get through them. Just try to be patient even though I know it's frustrating when you're expecting that refund!
This is really helpful, thanks! Good tip about checking on Fridays. I've been obsessively checking daily and it's definitely driving me nuts š 4-5 weeks sounds more reasonable than some of the horror stories I've been reading online. Did you end up getting your full refund amount when it finally processed?
Anyone know how long state refunds usually take? I filed in January and still haven't gotten my state refund (California). Starting to get worried...
States are WAY slower than federal. My PA refund took over 2 months last year. Most state tax departments are understaffed compared to the IRS. You can usually check the status on your state's tax website.
These $1 checks are definitely legitimate! I work as a tax preparer and see this pretty frequently. The IRS is required to pay interest on refunds that are delayed beyond their standard processing timeframes, and sometimes they also send small adjustments for prior year corrections. Since you mentioned getting your refund quickly this year, this $1 check is most likely either: 1) Interest on a previous year's refund that was processed late, or 2) A small adjustment from an IRS review of a prior return (they sometimes catch minor calculation errors and send the difference). The reason you're getting them two years in a row could be that the IRS is working through a backlog of prior year adjustments - they've been catching up on processing delays from the pandemic years. Definitely cash the check - it's real money, and letting it expire just means more paperwork for both you and the IRS. If you're curious about the exact reason, the check should have a code or explanation on it, or you can check your IRS account online at irs.gov to see recent account activity.
Thanks for the professional insight! This makes me feel much better about these checks. I was honestly starting to think it might be some kind of elaborate phishing attempt since they seemed so random. Quick question - when you mention checking the IRS account online, do I need to set that up separately or is it automatically created when I file taxes? I've never actually logged into the IRS website before.
The 810 freeze code creates a unique situation where your return exists in the IRS system but hasn't entered the normal processing workflow yet. Think of it like a package that's been delivered to a sorting facility but is sitting in a special verification area before being sent down the main conveyor belt. From a technical standpoint, this is actually the most secure approach. The IRS learned from past years when identity thieves would file fraudulent returns that would get processed (generating codes like TC 150) before the real taxpayer filed. By implementing the 810 freeze at the front end, they prevent fraudulent returns from creating tax account pollution. Your situation is frustrating but completely normal for an ID verification case. Once you complete verification through IDVerify.irs.gov or by phone, you should see your return move into standard processing within 2-3 weeks, at which point you'll start seeing the familiar sequence of transaction codes appear on your transcript.
This is such a helpful technical explanation! I'm dealing with the exact same 810-only situation right now and was starting to panic that something was wrong with my return. The package/sorting facility analogy really helps me understand what's happening. I've been checking my transcript obsessively waiting for more codes to appear, but now I understand why there's literally nothing else there yet. Going to complete the ID verification online today - thanks for explaining that this is actually the system working as intended rather than some kind of error!
I'm dealing with this exact same situation right now! Just the 810 code and nothing else on my transcript for the past 3 weeks. Reading through all these responses really helps explain what's happening - I had no idea the return wasn't even being processed yet. I thought maybe there was a system glitch or something was wrong with my filing. The security checkpoint analogy makes total sense, though it's frustrating as a taxpayer to be stuck in limbo. I tried calling the regular IRS number twice and got nowhere - they kept saying my return hadn't been processed yet without explaining why. Now I understand I need to specifically mention identity verification when I call. Going to try the online verification at IDVerify.irs.gov first thing tomorrow morning. Fingers crossed it works and I can get out of this holding pattern! Thanks everyone for sharing your experiences - it's reassuring to know this is normal (even if annoying) and not some kind of serious issue with my return.
One important thing nobody's mentioned yet - make sure you keep VERY detailed records of all your recharacterizations and conversions. I got audited last year specifically on IRA transactions, and without my documentation showing the exact dates and amounts, it would have been a nightmare. For the original poster, make sure you document: 1. Your original $6,900 Roth contribution date 2. The recharacterization date and total amount ($12.7K) 3. Your new Traditional contribution ($7,500) 4. The conversion back to Roth This paper trail will be crucial if questions ever come up years later.
How long should we keep these records for? And what specific documents should I be saving - just the year-end statements or something more detailed?
You should keep these records for at least 7 years, but honestly, for retirement account transactions, I recommend keeping them indefinitely. I had to reference a recharacterization from 9 years ago during my audit! As for what to keep, don't just save year-end statements. Save the confirmation receipts for each transaction (contribution, recharacterization, conversion), any 1099-R forms, and your amended tax returns. If you received any letters from your IRA custodian about the recharacterization, keep those too. The more documentation you have, the easier it will be to explain these complex transactions if you're ever questioned.
Something to be aware of - the recharacterization makes it look like you never contributed to the Roth in the first place, but your 2024 conversion of $7,500 from Traditional to Roth IS reportable on your 2024 taxes. You'll get another 1099-R for that. And don't forget about Form 8606 for the Traditional IRA contribution. It's super confusing but critical to track the non-deductible contributions if you're over the income limit!
Why do you need Form 8606 if you immediately convert the Traditional IRA to Roth? Doesn't that make the whole thing moot since the money doesn't stay in the Traditional IRA?
You still need Form 8606 even if you convert immediately because it tracks the basis in your Traditional IRA. Without it, the IRS assumes your entire Traditional IRA balance is pre-tax money, so when you convert to Roth, they'll tax the full amount. Form 8606 tells them "hey, this $7,500 was already taxed money (non-deductible contribution), so don't tax it again during the conversion." It's basically protecting you from double taxation on that money.
Daniel Washington
I'm a bit confused about what the 3219A notice actually means. If I get one after already paying a CP2000, does that mean I'm being audited? Should I be worried?
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Evan Kalinowski
ā¢The 3219A (Notice of Deficiency) isn't exactly an audit notice, but it is part of the IRS examination process. Think of the CP2000 as the IRS saying "we think you owe this money" and the 3219A as them saying "we've officially determined you owe this money." The 3219A gives you formal rights to challenge their determination in Tax Court if you disagree. But if you've already paid the amount from the CP2000 and agree with the assessment, you're not really being audited further. It's more of a procedural step to close the examination officially and give you due process rights.
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Zainab Khalil
I went through almost the exact same situation last year! Got a CP2000 in March, paid immediately, then received a 3219A in October showing additional interest through the notice date. It was really frustrating because I thought paying right away would end the matter. Here's what I learned: the 3219A is basically the IRS's formal way of closing the examination, even if you already paid the CP2000. The key issue is that their computer systems don't always sync up properly between departments. When I responded to the 3219A, I included: - Copy of my canceled check from March - Screenshot from IRS.gov showing my payment was processed - A simple letter stating "Payment was made in full on [date] as evidenced by the attached documentation. Interest should not accrue beyond this payment date per IRC Section 6601." Within 6 weeks, I received a letter confirming they had adjusted my account and removed the incorrect interest charges. The whole process was much smoother than I expected once I provided the payment proof. Don't stress too much about it - this seems to be a common administrative hiccup rather than anything you did wrong. Just respond promptly with your documentation and you should be fine.
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