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Had this exact same thing happen to me last year! Turns out it was because I had moved and updated my address with the IRS after filing but before they processed my refund. Even though my bank info was perfect, the address mismatch triggered their system to switch to paper check for "security reasons." If you've changed your address recently or there's any discrepancy between what's on file vs your return, that could be it. Super frustrating but at least the check should come within 6-8 weeks instead of the usual paper timeline.
I'm in almost the exact same situation! Filed February 15th, accepted the next day, have cycle code 20250705, claimed CTC for my daughter, and WMR has been stuck on "processing" for weeks now. It's so frustrating seeing everyone with different cycle codes getting their refunds while we're still waiting. I've been checking my transcript every Friday like someone mentioned and still just see the same cycle code with no updates. Really hoping we see some movement soon - I was counting on this refund for some home repairs that I've had to put off. Thanks for posting this, at least now I know I'm not alone in this weird limbo!
You're definitely not alone! I'm seeing so many people with the same cycle code 20250705 stuck in this exact situation. It's like they batched all the CTC returns together and they're just sitting there. I've been following some of the advice in this thread - checking transcripts on Fridays instead of obsessing over WMR daily, and I'm considering trying some of the tools people mentioned to get more clarity on what's actually happening with my return. The waiting is the worst part because there's zero transparency from the IRS about timelines. Hang in there - from what others are saying it sounds like we should hopefully see movement in the next few weeks!
Same exact situation here! Filed February 14th, accepted February 15th, have cycle code 20250705 and claimed CTC for my 3-year-old. It's been almost 2 months with zero updates on WMR - just the generic "processing" message. I've been checking my transcript every Friday morning like some others suggested, but still just see the cycle code with no additional transaction codes. Starting to get really worried something went wrong with my return, but seeing all these similar stories is somewhat reassuring that it's just a massive backlog issue. Really need this refund for some unexpected medical bills that came up. The lack of communication from the IRS is the most frustrating part - at least give us an estimated timeline or something! Has anyone with our cycle code actually gotten their refund yet?
This is a really common issue! First thing I'd recommend is getting a detailed breakdown of your pay stub to see exactly where that $800 is going. It's not just federal income tax - you've got Social Security (6.2%), Medicare (1.45%), state taxes (varies by state), and possibly local taxes too. At $3,200 weekly ($166,400 annually), you're in a higher tax bracket so the withholding can feel brutal. But here's the thing - if you're single with no dependents, that withholding rate might actually be close to correct for avoiding a big tax bill next April. Before adjusting your W4 further, I'd suggest running your numbers through the IRS withholding calculator someone mentioned above. It'll show you exactly how much you should be having withheld based on your actual tax situation. You might find that getting your take-home to $2,800 would leave you owing thousands next year. Also check if your employer is withholding for benefits, 401k, or other deductions you might have forgotten about. Sometimes what feels like "too much tax" is actually pre-tax deductions that are actually saving you money!
This is such helpful advice! I never really thought about how all those different taxes add up beyond just federal income tax. You're probably right that I should check what I'd actually owe next year before trying to get my take-home that high. Do you know if the IRS withholding calculator accounts for things like 401k contributions? I'm putting in 6% pre-tax which I forgot might be part of why my take-home seems low. And yeah, I should definitely get a detailed breakdown of my pay stub - I've just been looking at the gross vs net without really examining all the line items. Thanks for the reality check about the tax bracket too. I guess making more money does mean paying more taxes, even if it stings to see that much taken out each week!
Hey Jean Claude! I totally feel your pain on this - withholding issues are so frustrating when you're trying to manage your budget. A few thoughts that might help: First, definitely get a line-by-line breakdown of your paystub like others mentioned. At your income level, you're likely paying federal income tax, state tax (unless you're in a no-tax state), Social Security (6.2%), Medicare (1.45%), plus any pre-tax deductions like health insurance or 401k contributions. That can easily add up to 25% or more. One thing to consider is that the new W4 form (since 2020) works differently than the old allowances system. Instead of just changing a number, you need to be more strategic about which sections to complete. The IRS withholding calculator is honestly your best bet for getting accurate numbers. Also, be careful about getting too aggressive with reducing withholding. At $166k annually, you're in the 24% federal bracket, so if you under-withhold significantly, you could face underpayment penalties on top of a big tax bill. The general rule is you need to pay either 90% of this year's tax liability or 100% of last year's through withholding/estimated payments. Have you looked into whether your employer offers any pre-tax benefits you're not taking advantage of? Sometimes maximizing things like HSA contributions or increasing your 401k can effectively increase your take-home while also reducing your overall tax burden.
I just went through this same nightmare and found another solution! ⢠Online verification completed March 5th ⢠No updates for 3 weeks ⢠Couldn't get through on the phone AT ALL ⢠Went to my local Taxpayer Assistance Center in person ⢠Completed verification same day ⢠Refund processed within 5 business days I had NO IDEA the online verification wasn't enough! The IRS website is so misleading! š” The in-person option was actually faster than waiting on hold for hours.
This is really helpful information! I'm currently stuck in what sounds like the exact same situation - completed online verification 2.5 weeks ago and my transcript still shows the same codes with no movement. I've been calling the main IRS number but keep getting disconnected after hours on hold. For those who successfully got through by phone, what time of day did you call? And did they transfer you to a specific department or were you able to complete the additional verification with the first person you spoke to? I'm trying to figure out if there's a better strategy than just repeatedly calling the main number. Also wondering if anyone knows - does the additional phone verification typically happen the same day you call, or do they schedule a callback? Thanks for sharing your timeline, it gives me hope that there's actually an end to this process!
Pedro Sawyer
My tax accountant told me that the "closer connection" rule is only one piece of the puzzle. If ur a non-US citizen who lived in the US, you also need to consider tax treaties between the US and your new country. Some treaties have specific residency tiebreaker rules that might override the standard IRS rules.
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Mae Bennett
ā¢This is super important! When I moved from US to Canada last year, the US-Canada tax treaty had specific provisions about determining residency. Made a huge difference in my tax situation.
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Mason Lopez
I went through a very similar situation when I moved to the UK for work. Your tax residency end date is when you physically left the US two weeks ago, not after your November visit. The key factors the IRS looks at are: (1) where your tax home is now located, (2) your closer connection to the foreign country, and (3) the temporary nature of any US visits. Since you've relocated permanently for work and have closer ties to your new country, a 6-day wedding visit won't change your residency status. Make sure you keep documentation of your move - employment contract, lease agreement, bank accounts in your new country, etc. For your foreign bank, you'll likely need to provide a statement of your non-US tax resident status. Some banks accept a simple declaration, while others may want Form W-8BEN. The important thing is that your residency ended when you established your new life abroad, not when you temporarily return to visit. Your 2022 return will indeed be dual status - you'll file as a resident for the portion of the year before you left, then as a non-resident for the remainder. Just make sure to clearly document your departure date for the IRS.
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Yuki Kobayashi
ā¢This is really helpful! I'm actually in a similar situation - moved to Australia for work last month but planning to visit family in the US for Christmas. Your explanation about the tax home and closer connection factors makes a lot of sense. Quick question though - when you say "dual status return," does that mean you literally file two separate returns or is it one return with different sections? I'm trying to figure out what forms I'll need when tax season comes around. Also, did your UK employer help with any of the tax documentation, or did you have to handle everything yourself?
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