I was stuck in verification hell for 2 months last year. Best advice is to keep checking your transcripts every Friday morning for updates and maybe try calling the tax advocate service if it goes beyond 8 weeks.

I'm going through the exact same thing! Filed early Feb and been stuck in 1095-A verification limbo for weeks now. It's so frustrating when you send exactly what they ask for and then... crickets. Have you tried checking if your 1095-A amounts match what you reported on your 8962? Sometimes even tiny rounding differences can cause delays. Hang in there - sounds like we're all in this waiting game together 😩

I just went through this last week and got my refund! My DDD was 5/17 (Friday), SBTPG received it that morning, and the money hit my Cash App on Monday 5/20 around noon. The SBTPG website did update on Saturday showing they had processed it, but the actual money transfer didn't happen until Monday. Did you check if your SBTPG account shows they've received the money from the IRS yet? Sometimes there's a delay between the DDD and when they actually get it.

This is such a helpful thread! I'm dealing with the same frustrating situation right now. My DDD was 5/24 (Friday) and I've been obsessively checking both the SBTPG portal and my Cash App all weekend. The SBTPG site shows they received my refund on Friday morning, but of course no movement on the actual deposit yet. Reading everyone's experiences here, it sounds like I should expect to see the money hit my Cash App sometime Monday or Tuesday. It's honestly ridiculous that in 2024 we still have to deal with these artificial delays when the technology exists for instant transfers. At least now I know to stop checking every hour over the weekend and just wait for Monday! Thanks for sharing your experiences, everyone - this community knowledge is way more useful than anything on the official SBTPG site.

I took pics of all my tax forms last year and it worked fine but my refund was delayed because the system misread a number on my W-2. Double check what the software picks up from your photos! The OCR isn't perfect. My software thought a 3 was an 8 and it caused a 3 week delay while the IRS sorted it out.

As someone who's filed taxes both ways, I can confirm that taking photos of your W-2 is perfectly acceptable and won't delay your refund timing as long as the image quality is good. The key is making sure all the numbers are clearly readable - especially the amounts in the wage boxes and your employer's EIN number. One thing I'd add to the great advice already given: after you take the photo and the software processes it, always do a side-by-side comparison with your physical W-2 before submitting. I've caught several OCR errors over the years where the software misread a number (like a 6 as a 5, or mixing up similar-looking digits). Taking an extra 2 minutes to verify can save you weeks of delay later. Your dad's concern probably comes from a generational difference in comfort with digital financial processes, but photo submission is now the standard method for most tax prep services. Just make sure you're using the official H&R Block app rather than a third-party camera app for better security and processing accuracy.

I've been doing backdoor Roth conversions for about 5 years now and have some tips for Form 8606. FreeTaxUSA actually handles it pretty well, but there are a few tricky parts: 1. Make sure you're entering the non-deductible contribution on lines 1-3 of Form 8606 2. The conversion amount goes on lines 8-9 3. If you had zero earnings between contribution and conversion, lines 8 and 3 should match 4. Line 14 should be zero if you converted the entire amount Most important: keep records of all your Form 8606s from previous years! The IRS doesn't track your basis for you, and if you're audited, you'll need to prove your basis history.

Friendly warning from someone who messed this up last year: make absolutely sure you check that final Form 8606 before filing! FreeTaxUSA got my basis wrong because I had done partial conversions over multiple years. Double check that: - Line 2 shows any carryover basis from prior years (should be $0 for your first backdoor) - Line 14 should be $0 if you converted everything - Line 18 should match your conversion amount - Don't forget to include the 1099-R for the conversion!

just call irs and update ur address over the phone. way faster than mail.

Have you tried checking your refund status on the IRS website first? The "Where's My Refund" tool will tell you if there's an address issue before your check even gets mailed. If it shows your old address, you'll know for sure you need to update it. Also, some people have luck calling the refund hotline at 1-800-829-1954 - they can sometimes update your address faster than the form.