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I might be in the minority here, but I'd verify again using the control number ASAP. My sister waited after phone verification thinking it was enough, and her return got stuck for nearly 3 months! When she finally used the control number from the letter, her refund was processed within 10 days. The deadline for claiming 2023 refunds is approaching quickly, so I wouldn't take any chances with delays at this point in the tax season.
This is one of those situations where the IRS systems don't work like most modern companies. If this were Amazon or your bank, one verification would be enough. With the IRS, each verification method is like a separate track. Compared to my experience with an amended return last year, this is actually simpler. For amended returns, I had to verify THREE different ways before it processed. For regular returns like yours, the general wisdom is to complete every verification method they offer you. The community consensus seems pretty clear: verify again with the control number, even though you've already done the phone verification. It's redundant, but it's the most reliable path forward.
Has anyone considered what happens if the interest check gets lost in the mail? I was expecting interest on my delayed refund last year, and after waiting for weeks with nothing showing up, I started to worry. Should I have called the IRS immediately, or was there a specific waiting period? Turns out my check had been delivered to my neighbor's mailbox accidentally. Thankfully they brought it over, but I was relieved to learn that if it had truly been lost, the IRS can reissue interest payments after you report it missing. Just be prepared to wait another 6-8 weeks for the replacement.
I just went through this process with a client (I'm a bookkeeper). Here's what typically happens with IRS interest payments: β’ If your refund is less than $10,000: Interest usually follows same payment method as refund β’ If your refund is over $10,000: Higher chance of receiving a paper check for interest β’ Timing: Interest typically arrives 2-4 weeks after your refund β’ Notification: They send a letter explaining the interest (Notice CP-2000 usually) β’ Amount: Interest is taxable income for next year's return The most recent client had a $15,000 refund via direct deposit but received interest as a paper check three weeks later.
Thank you for breaking this down so clearly! I hadn't even thought about the interest being taxable income. That's really helpful to know for my tax planning next year.
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According to the IRS.gov transcript tool, I'm seeing 'Verification of Non-Filing' on my 2023 account transcript. As someone who does multiple gig jobs (Uber, DoorDash, freelance design), I definitely filed back in March. Has anyone encountered this before? I checked TurboTax and my submission was confirmed with an acceptance code. TaxAct's community forum mentions this might be a processing delay, but wanted to get real experiences from this sub.
Just to clarify - are you looking at your "Account Transcript" or your "Return Transcript"? They're like two different chapters in the same book. The Account Transcript shows "Verification of Non-Filing" until your return is fully processed, while the Return Transcript will be completely unavailable (like a book on backorder) until processing completes. We need to get this resolved quickly since the deadline for amended returns is approaching if there's actually an issue!
Have you tried requesting a Wage and Income Transcript instead? This will show all Form 1099s and W-2s reported to the IRS under your SSN. If your gig companies reported your income correctly, it should appear there. This can help determine if there's a mismatch between reported income and what you filed that might be causing the delay in processing.
I went through this exact same verification process last year. Called multiple times, no letter ever came, finally got someone who scheduled an appointment. My refund showed up exactly 12 days after verification. The frustrating part is that I was counting on that money for some car repairs and the delay put me in a tough spot financially. I wish the IRS would at least be consistent about whether appointments can be scheduled without the letter - would save everyone a lot of time and stress!
Back in 2022, I had a similar verification issue. I tracked my transcript daily after verification and noticed a pattern: TC 971 (notice issued) appeared first, followed by TC 570 (refund hold) being released about 7-10 days after verification. Then a TC 846 (refund issued) showed up 3-4 days later. If you have access to your transcript, watching for these codes can give you a more accurate timeline than what the Where's My Refund tool shows. In my experience, the deposit arrived 2 days after the TC 846 date.
Something that hasn't been mentioned yet - your amendment might affect your state tax return as well. When I helped my brother with a similar situation, we had to amend both federal and state returns. The state amendment couldn't be processed until the federal amendment was complete. This added another 8 weeks to the entire process. In comparison to other tax issues I've seen, withholding corrections are relatively straightforward, but the waiting time can be substantial. Also, if you owe additional tax, interest accrues from the original due date of the return (April 15, 2024 for 2023 returns) until you pay, regardless of when you file the amendment.
How does the state know when the federal amendment is complete? Do they communicate with each other?
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States don't automatically know when your federal amendment is complete. You typically need to include a copy of your federal 1040-X when you submit your state amendment, and some states require you to wait until the IRS acknowledges your federal amendment before filing the state amendment.
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Consider using IRS Direct Pay instead of waiting to include payment with your mailed 1040-X. You can pay the additional tax immediately, which will stop further interest accrual. When using Direct Pay, select "Amended Return" as the reason and "1040-X" as the form number. I did this last year when I had to amend, and it saved me exactly $87.42 in interest charges over the 18 weeks it took for my amendment to process. The IRS will match your payment to your amendment when it's processed.
Have you verified the account and routing numbers on your actual tax return? I had a DDD of February 12th, 2024 and realized on February 15th that I had transposed two digits in my account number. The bank rejected the deposit on February 16th, and the IRS automatically converted it to a paper check that arrived on March 4th. You might want to prepare for a much longer wait if there was any error in your banking details.
I just went through this and got it resolved! My refund was scheduled for March 14th but didn't show up. I called my bank first to see if they were holding it - they weren't. Then I pulled my transcript again and confirmed the last 4 digits of the account matched mine. Finally called IRS on March 21st, and they found that my refund had been returned due to a name mismatch (my tax return name didn't exactly match my bank account name). They reissued it that day and I got it March 25th. Stay persistent!
I completely understand your frustration. Per Internal Revenue Manual 25.23.2, the IRS is required to verify taxpayer identity when certain risk factors are present, even if you have an IP PIN. Under the Taxpayer First Act Section 2001, they've actually increased verification requirements. As a military spouse who's gone through three PCS moves in five years, I've had to verify twice despite having an IP PIN each time. The verification is annoying but legitimate - and unfortunately common for military families due to our frequent relocations.
Happened to me last yr too. IP PIN is basically useless imho. IRS systems don't talk to each other. Left hand doesn't know what right hand is doing. Got my fed refund then got letter saying verify identity. Makes zero sense. Called 6x, got hung up on 5x. When I finally got thru, agent said it happens all the time w/ military families who move a lot. System flags address changes as suspicious even w/ IP PIN. Totally broken system.
I'm in the same boat! Waiting on my refund is like watching paint dry, except the paint keeps disappearing and reappearing. π One thing I learned (the hard way) is that sometimes Chime puts larger deposits on a 24-hour security hold, especially first-time tax refunds. They don't always notify you about this. Try checking your Chime app for any notifications or messages. Also, their in-app chat support is actually pretty responsive if you're worried.
Have you verified whether your refund was processed through a third-party facilitator like SBTPG or Republic Bank? If you used tax preparation software with fees deducted from your refund, this introduces an additional processing layer that can delay deposits by 24-72 hours beyond your DDD. What payment method did you select when filing, and did you receive confirmation that your banking information was accurately transmitted to the IRS?
Just got a message in my ID.me account saying I need to verify my identity but have to wait for a paper letter with a control number on it. Has anyone gone through this process? Looking for straight answers on how long it took to get your letter with the control number and if you had to specifically request it or if it just comes automatically. I've dealt with their systems before so I know things can move slow, but trying to plan ahead.
Based on community reports, here's what to expect with the ID.me control number process: β’ Average wait time for letter: 10-15 business days β’ Letter comes automatically (no need to request) β’ Control number is valid for 30 days from letter date β’ Verification can be completed online or by phone β’ Most users regain access within 24-48 hours after verification β’ Process is separate from any tax filing deadlines The variation in delivery times seems to depend on your geographic location and current USPS processing times in your area.
Just to be clear - this is for the additional verification AFTER you've already created an ID.me account, right? I went through the initial ID.me setup with the facial recognition and document upload, but haven't received any notification about needing a control number. Are there different levels of verification they require?
Mohamed Anderson
I had a similar visa tax issue under Section 871(h) exemption for portfolio interest. Called for 3 weeks with no luck. Per IRM 21.8.1, international taxpayers should receive specialized assistance, but the reality is different. Finally reached someone who helped resolve my withholding problem and got my $1,200 refund processed correctly.
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Ellie Perry
How long did it take after speaking with them to get your refund? Did they give you any timeline?
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Landon Morgan
Did you need to provide any specific documentation for your visa status on April 15th? I'm wondering if there are different requirements for different visa types.
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Teresa Boyd
Warning about trying to reach the IRS: β’ Never share personal info with anyone claiming to be IRS on a call YOU didn't initiate β’ Real IRS agents won't threaten immediate arrest β’ They never demand specific payment methods like gift cards β’ Keep detailed notes of all calls including agent ID numbers β’ Record dates/times of all contact attempts for potential TAS case I've seen too many scams targeting people desperate to resolve tax issues.
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