I'm going through almost the exact same situation and wanted to share what I've learned after finally getting some answers from the IRS. Like you, I had multiple jobs across states, filed an amended return due to a corrected W-2, and have been waiting 7+ months. Last week I finally got through using the 8am calling strategy (took 3 attempts but it works!) and spoke with an agent who explained what's really happening. When you file an amended return that corrects W-2 information, the IRS has to manually verify the changes with your employer's records in their system. This process can take 4-6 months alone, and that's on top of any initial review time. The agent told me they're severely backlogged in their "wage verification" department specifically. What was really helpful was that she gave me a direct phone number (855-202-4346) for amended return inquiries and a case reference number I can use for future calls. She also confirmed that my refund will include interest calculated from 45 days after my original filing date - in my case, that's adding up to about $400 extra. The most encouraging thing she told me was that returns like ours (multiple jobs + amended W-2s) are actually progressing through the system, just very slowly. She estimated I should see movement in the next 4-6 weeks based on current processing times. I know it's incredibly frustrating, but hang in there. The combination of your situation (multiple states/jobs + stock transactions + amended return) created the perfect storm for delays, but you're definitely not forgotten in the system.

I'm really sorry you're going through this - 6+ months is an incredibly long time to wait for your refund, especially when it's such a significant amount. Your situation resonates with me because I went through something very similar last year. The combination of factors in your case (multiple states, multiple jobs, stock transactions, plus the amended return with corrected W-2) unfortunately creates what the IRS considers a "complex return" that requires manual review. When you filed that amended return in May, it essentially reset the processing timeline because they have to re-verify everything against employer records. I'd strongly recommend trying the congressional representative route at this point. After 6+ months, you're well beyond reasonable processing times, and congressional offices have direct liaison contacts at the IRS who can often get answers when normal channels fail. You just need to fill out a privacy release form on your representative's website. Also, keep in mind that you'll receive interest on your delayed refund calculated from 45 days after your filing date. At the current rate of around 7% annually compounded daily, you're looking at a decent amount of additional compensation by the time your refund comes through. The IRS letters you received are actually a good sign - they indicate normal processing for a complex amended return, even though "normal" feels anything but normal when you're waiting this long. Your return hasn't been forgotten; it's just stuck in a very slow-moving manual verification process. Hang in there - based on everything I've seen, people in your exact situation do eventually get their refunds, it just takes much longer than it should.

I'm dealing with something very similar right now! Got the exact same offset warning on WMR even though Treasury Offset Program says no debt. It's so stressful when you're counting on that money. From what I've been reading here and researching online, it seems like this is actually a pretty common glitch where the IRS systems show generic offset warnings even when there's no actual offset happening. The fact that TOP shows no debt is actually a good sign. A few things I've learned that might help: - The WMR tool is notoriously unreliable and often shows scary messages that don't match reality - Sometimes it's just a routine review that has nothing to do with offsets but triggers the same warning - The systems between IRS, BFS, and various state agencies don't sync up well Since your deposit date is March 4th, I'd try to wait until then before worrying too much. If it doesn't show up by March 5th, that's when I'd start making calls. Really hoping both of our refunds just show up as scheduled and this is all just confusing system messaging! Keep us updated on what happens - it's helpful to know how these situations resolve for others going through the same thing.

I completely understand your frustration - this exact scenario happened to me two years ago and it was incredibly stressful! The disconnect between what WMR shows and what the Treasury Offset Program says is unfortunately more common than it should be. In my case, WMR showed the same scary offset warning for about 3 weeks, but when I called TOP multiple times, they consistently said no debt. I was panicking because I really needed that refund. Turns out it was just a routine identity verification review that had absolutely nothing to do with any offsets - the IRS just uses that generic message for various types of holds. Since your refund is due March 4th and TOP shows no debt, I'd really try to wait until after that date before taking action. The fact that TOP shows no debt is actually a very good sign. If your refund doesn't arrive by March 5th, then definitely call the IRS directly (not just the offset line) - they can usually tell you what's actually happening. One thing that helped me was remembering that if there was a real offset, you'd typically get an official notice explaining exactly what debt was being collected and how much. The fact that you're not getting that notice and TOP shows clear suggests this is likely just a system messaging issue. Hang in there - I know the waiting is awful when you're counting on that money, but there's a good chance this will resolve itself and you'll get your full refund as scheduled!

One thing I haven't seen mentioned yet is the timing of when you need to file these forms. Since your husband received the inheritance in March 2024, you'll need to report the foreign account on your 2024 FBAR (due April 15, 2025, with automatic extension to October 15, 2025). Also, be aware that even though the inheritance itself doesn't require Form 3520, if that Chilean account generates more than $10 in interest during 2024, you'll need to report that interest income on your 2024 tax return. The interest is taxable to the US even if it stays in the Chilean account. If you're unsure about any of the requirements, consider consulting with a tax professional who specializes in international tax issues. The penalties for not filing FBAR or incorrectly reporting foreign income can be substantial, so it's worth getting it right the first time. Better to spend a few hundred on professional advice than face potential penalties later.

One additional point to consider - since your husband is a dual citizen and the inheritance came from his Chilean mother, you should also verify whether there are any ongoing Chilean tax obligations related to maintaining that bank account. Some countries require annual declarations of foreign-held assets by their citizens, even if they live abroad. Also, if you decide to eventually transfer that money to a US account, be prepared for additional reporting requirements. Large international wire transfers ($10,000+) trigger Currency Transaction Reports (CTRs) at US banks, and you'll want to have all your inheritance documentation ready to explain the source of funds to avoid any suspicious activity reports. Consider setting up a simple tracking system now for any transactions in that account - deposits, withdrawals, interest payments, fees, etc. This will make next year's tax preparation much smoother and ensure you don't miss reporting any taxable events. A basic spreadsheet with dates, amounts, and exchange rates used will save you hours later.

I went through something very similar recently! In my case, the second W-2 with only Box 12A filled in was reporting my employer's HSA contributions that were made throughout the year. The code in Box 12A was "W" which specifically indicates employer HSA contributions. What helped me understand it was looking at the actual letter code next to the dollar amount in Box 12A - that tells you exactly what type of contribution or benefit it represents. Common codes are D (401k elective deferrals), W (employer HSA contributions), C (group term life insurance), etc. You definitely need to enter both W-2s when filing. I use TurboTax and it has a simple "Add another W-2" option that walks you through entering multiple forms from the same employer. The software automatically handles how to report everything correctly so you don't have to worry about double-counting anything. Just make sure when you're entering the second W-2 that you only fill in the boxes that actually have amounts - don't try to enter zeros in the empty boxes.

This is actually a pretty common situation that happens when employers need to report certain benefits or contributions separately from your regular wages. The second W-2 with only Box 12A filled in is likely reporting something like retirement plan contributions, HSA contributions, or other specific benefits that need to be tracked independently. The key thing to look for is the letter code next to the amount in Box 12A - this will tell you exactly what type of contribution it represents. For example, "D" means 401(k) elective deferrals, "W" indicates employer HSA contributions, "C" is for group term life insurance over $50,000, etc. Yes, you absolutely need to include both W-2s when filing your taxes. The IRS receives copies of both forms, so your return needs to match their records. Most tax preparation software makes this easy with an "Add another W-2" feature. Don't worry - this isn't an error and it's more common than you might think. Your employer is just being thorough in their reporting to make sure all the different types of compensation and benefits are properly categorized for tax purposes.

This has been such a thorough discussion - thank you everyone for sharing your experiences and expertise! As someone who's dealt with similar donation situations, I wanted to add one more consideration that might be helpful. If you're doing multiple furniture donations throughout the year (like during a move or major decluttering), it might be worth keeping a donation log or spreadsheet. I started doing this after my accountant suggested it, and it's made tax time so much easier. I track the date, charity name, items donated, condition, and my research for fair market value all in one place. Also, for anyone considering the "sell then donate cash" approach that was mentioned - don't forget that if you sell items for more than you originally paid, you might owe capital gains tax on the difference. This is pretty rare with used furniture since it typically depreciates, but it's something to keep in mind for valuable antiques or collectibles. One last thing - some charities have their own valuation guides or can provide guidance on fair market value for common donation items. It's worth asking when you schedule your pickup. The more documentation you have supporting your valuation, the better prepared you'll be if there are ever any questions down the line.

You're absolutely right about the capital gains scenario being unlikely with furniture! Most used furniture depreciates significantly, so you'd rarely sell for more than you originally paid. But yes, technically if you did sell for a profit, you'd owe capital gains tax on the difference. The good news is that for personal-use items (like furniture), you generally don't need to track original purchase prices unless you're dealing with valuable collectibles or antiques. The IRS knows that normal household items lose value over time. If you did happen to sell something for more than you paid, you'd need to report it, but again - very uncommon with regular furniture. For donation purposes, you're focused on current fair market value anyway, not what you originally paid. So that dining table you bought for $800 five years ago might only be worth $200-300 now in good used condition, which is what you'd use for your donation deduction. The donation log really is a game-changer though! Even starting mid-year is better than trying to piece everything together at tax time. I include photos in mine too - makes the whole process so much smoother and gives you solid documentation if needed.