This happened to me last year. It was super frustrating, but I randomly got a deposit notification at like 11pm on a Friday night, three days after my scheduled date. The H&R block system is weird with timing. If Monday comes with nothing, definitely call, but I bet it shows up over the weekend.

I'm in the exact same boat! Filed in late January with a 2/27 DDD and still nothing on my H&R Block Emerald Card. It's now Saturday 3/2 and I'm starting to get really anxious too. Last year I got mine a day early so this delay is unusual. I've been checking the app obsessively every few hours but still shows zero balance. Really hoping it hits over the weekend like some people are saying. The waiting is killing me when you're counting on that money for bills! Keep us posted if yours comes through - I'll do the same.

Has anyone thought about the stimulus payments? If you claim your nephew as a dependent for 2022, would you get the additional dependent stimulus money or does that only apply to kids you had in 2022? Or am I thinking of the wrong tax year entirely lol

The Child Tax Credit can definitely be a significant benefit - up to $2,000 per qualifying child under 17. Since your nephew is 16, he would qualify if you can claim him as a dependent. There's also potentially the Child and Dependent Care Credit if you're paying for childcare while you work. One thing to consider is that these tax benefits can be substantial enough that it's worth having a clear conversation with his parents about who should claim him. If you're providing the majority of his support and he's living with you for more than half the year, you have a strong case. But getting that written agreement beforehand (like others have mentioned) will save everyone headaches later. You might also want to track your expenses carefully - not just obvious things like food and clothing, but also your increased utility bills, transportation costs for getting him to school/activities, and even entertainment expenses. All of that counts toward the support calculation and helps strengthen your position if there are any questions later.

One more thing - if you're a single mom working part-time, make sure you look into tax credits like the Earned Income Tax Credit (EITC) and the Child Tax Credit. With your income level and having two kids, you could qualify for significant credits that might give you a nice refund. These credits are specifically designed to help families in your situation!

I'm a single parent too and went through this exact same confusion last year! Everyone's advice here is spot on - SNAP benefits are definitely not taxable income, and those family transfers through Venmo/Zelle are gifts, not income you need to report. One thing I learned the hard way is to keep your payment app transactions organized. Even though the family gifts aren't taxable, I started adding notes in Venmo like "birthday money from grandma" or "help with school supplies" just so I could easily explain them if anyone ever asked. It takes two seconds but gives you that extra peace of mind. Also, definitely take advantage of those tax credits everyone mentioned! With your income and two kids, you're likely looking at getting money back rather than owing anything. The EITC alone could be worth $3,000+ for your family situation. I use the IRS's online tool to estimate my credits before filing - it helps me plan ahead and know what to expect. Don't stress too much about this - sounds like you're being really responsible by asking these questions ahead of time. Most of us single parents are in similar boats with family help and government assistance, and the tax system actually has some good benefits built in for families like ours!

This appears to be a systemic outage affecting the WMR application's frontend interface. The error code 428 (Precondition Required) indicates the server requires conditional validation before processing the request. This is distinct from standard maintenance windows, which typically display a planned outage message. The IRS API gateway is likely experiencing high traffic volume combined with possible backend database synchronization issues. Your return processing should continue unaffected despite the WMR tool's unavailability.

I'm dealing with the same issue! Filed my return two weeks ago and have been checking WMR daily. Started getting error 428 on Thursday night and it's been consistent since then. Really frustrating timing since I was expecting my refund this week. Thanks everyone for the insights about this being a system-wide issue - at least I know it's not just me or something wrong with my specific return. Going to try checking early tomorrow morning based on what others have said about off-peak hours working better.

I've been dealing with a similar situation with an old debt and 1099-C forms. One thing that really helped me was keeping detailed records of all communication with the creditor and any debt collectors. Since your debt is about to hit the statute of limitations this month, I'd strongly recommend documenting the exact date when the statute expires in your state. Different states have different limitation periods (usually 3-6 years), and the clock typically starts from your last payment or acknowledgment of the debt. Regarding the European creditor - this actually might work in your favor. If they're not familiar with US tax law requirements, they may be more likely to have made errors on the 1099-C. The missing phone number requirement that you mentioned is particularly significant because it's specifically required by IRS regulations. One other thing to consider: if this debt was truly "charged off" years ago, check your old credit reports to see when it was actually written off by the original creditor. Sometimes there's a discrepancy between when debt is internally written off versus when a 1099-C is issued, which can affect the validity of the form. Have you tried contacting the creditor directly to ask about the discrepancies? Sometimes they'll acknowledge errors and issue a corrected form, especially if you can point to specific IRS requirements they didn't follow.

I'm dealing with a very similar situation right now - old debt from 2018, European creditor (in my case a UK-based company), and a 1099-C that arrived this year with several red flags. Like yours, mine is missing the required phone number and has incomplete information. One thing I discovered through research is that the statute of limitations on debt collection is completely separate from tax reporting requirements. Filing the 1099-C won't restart the collection clock, but I understand your concern about "poking the bear." For the European creditor angle - I found that many overseas companies aren't fully familiar with US 1099-C requirements. They often use third-party tax services that may not be following all the IRS guidelines properly. The missing phone number is actually a bigger deal than it might seem because it's explicitly required in the IRS instructions, not just a suggestion. Have you checked whether this creditor actually has a legal obligation to issue a 1099-C? If they don't have sufficient business presence in the US, there might be questions about whether they're even required to file these forms. You might want to research their US tax status before deciding how to proceed. Also, definitely document everything about this debt's history - when it was last active, any previous collection attempts, and the exact statute of limitations date for your state. This information could be crucial if any issues arise later.