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My bf had to verify his identity for his 2023 return (first time ever π¬). He completed the online verification process through ID.me and the verification notification disappeared from his account within like 10 minutes. Is it safe to assume it went through successfully? We're both students and really counting on this refund for summer tuition, so I want to make sure we're not missing something important here. He's checking WMR obsessively but it still just shows "processing" and I don't want him to miss any follow-up steps if there are any. Thanks tax gurus!
I've been trying to get through to the verification line for days now but every single time I call, I get the same automated message telling me to call back during not-so-high call volume times! I've tried calling early morning, late afternoon, even tried during lunch hours but no luck at all. I tried doing the verification online through ID.me instead, but I'm stuck there too. The system keeps hanging when I try to upload my documents. My mom needs help with her medications, and I was really counting on this refund to help cover some costs. This is my first time dealing with this verification process and I feel completely lost. Has anyone managed to get through recently? Any help or advice would be so appreciated!! π
Have you considered that the verification might be related to something specific on your return? Sometimes it's not random but triggered by certain entries. In my case, it was because my address changed AND I claimed a tax credit I hadn't claimed before. The frustrating thing is that they don't tell you why you need verification, right? Just that you need it? Something else to try: check if your state tax agency has a reciprocal verification process with the IRS. In some states, if you verify your identity with the state tax authority, it can satisfy the federal requirement too. Might be worth looking into while you're waiting to get through on the phone.
According to IRS Procedural Regulation 201-08-15, taxpayers facing verification barriers have alternative options that many IRS representatives won't voluntarily disclose. You can request a Taxpayer Advocate Service Form 911 (Application for Taxpayer Assistance Order) if the verification delay is causing financial hardship - which it sounds like it is with your mother's medication needs. Additionally, you can contact your Congressional Representative's office. Each has staff dedicated to helping constituents with federal agency issues, including IRS problems. I've seen cases where a Congressional inquiry resolved verification issues within 48-72 hours when other methods failed. It's frustrating that we have to go to these lengths, but these are legitimate channels specifically established for situations like yours.
Just finished the ID.me verification after getting that letter in the mail for the online verification. Went through the whole process and got the confirmation that I completed it successfully. What happens next? Do I just wait? Last year I had issues with my return too but it was because of a math error, not identity verification. This waiting is killing me because I need this refund for some medical bills that are piling up. Anyone know the typical timeline after verification?
Calling the IRS absolutely can make a difference in these situations. Haven't you ever had an issue that was resolved simply because you brought attention to it? The IRS processes millions of returns, and sometimes yours just needs a human touch to move it along. I've personally had holds released within days after speaking with an agent who could see what was causing the delay. Isn't it worth trying rather than just waiting in the dark?
I can confirm this works. Last year my return was stuck for 8 weeks after ID verification. Called and found out they needed one more piece of information they never asked for. Provided it during the call and my refund was approved 2 days later.
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How long did you have to wait on hold to speak with an actual person? I tried calling last week and gave up after an hour.
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I think I might be able to help a bit... I went through this ID.me verification thing back in February. It took about 4 weeks after verification for my refund to be approved, which seems to be on the faster side from what I've heard. I would suggest checking your transcript every few days rather than WMR - the transcript updated for me a full week before WMR showed any change. Just be prepared for the possibility of additional verification if anything looks unusual on your return.
Thank you for sharing this! It helps to hear from someone who's been through the exact same process recently. Gives me hope that it might not take the full 9 weeks they mention.
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The transcript updates typically happen overnight on Thursdays into Friday morning. That's when the IRS computer system does its weekly processing cycle. So checking first thing Friday morning is usually best.
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Based on your situation, here's what I would recommend: 1. Have you tried accessing your tax software account online? Most tax preparation software stores your returns and would show the refund amount. 2. If that's not possible, do you have access to your email? The confirmation email from when you filed would contain the refund amount. 3. If neither of those work, can someone at home access your paperwork and text you the information? 4. For amended returns specifically, did you keep a copy of your 1040-X form? That would show the revised refund amount. What tax software did you use to file? Some have better mobile apps than others for accessing this information while traveling.
I solved this exact problem last year! I'm the kind of person who makes copies of my copies (just in case π) but still managed to be stuck in a hotel room without access to my refund amount. The solution that worked for me: I called my tax preparer. If you used one, they'll have all your info on file. If you did it yourself, try logging into the tax software you used - they all save your returns online now. Failing that, check your bank statements from previous years. If you typically get similar refunds, you can make an educated guess based on last year's deposit. The IRS will usually accept an amount that's within a few dollars of the actual refund. And if all else fails, just wait until you get home. Amended returns take 16+ weeks to process anyway, so a few more days won't make much difference in the grand scheme of things!
Be careful! According to Regulation D of the Federal Reserve Board, certain types of transactions may be limited at financial institutions. On February 15th, I received my refund which was slightly over $10,000 and my bank placed a 7-day hold on it! According to section 31 CFR 1010.311, banks must file Currency Transaction Reports for transactions over $10,000, which can trigger additional scrutiny. This doesn't mean you won't get your money, but there could be a delay that you should prepare for!
There's a critical distinction here. CTRs (Currency Transaction Reports) only apply to cash transactions, not ACH direct deposits from the Treasury. Regulation D limits apply to savings account withdrawals, not deposits. While banks can place discretionary holds on large deposits under Reg CC, government-issued checks and electronic payments typically receive next-day availability. A tax refund shouldn't trigger these issues unless there are other account concerns.
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I received exactly $11,247 as a tax refund in 2023. My bank has a $10,000 daily limit for certain transactions. The refund deposited without any issues. It took exactly 2 business days to fully clear, but I could access $5,525 immediately. The remaining $5,722 was available after the hold period. Different banks have different policies, but government direct deposits usually have preferred processing.
Your return is likely undergoing a Two-Factor Authentication (TFA) process that's separate from the IP PIN verification. The IRS implemented enhanced verification protocols in 2023 that can trigger multi-layered authentication requirements, especially for returns with international components. I recommend monitoring your transcript daily for Transaction Code 971, which indicates correspondence has been issued. Don't attempt preemptive verification through ID.me or the IRS identity verification service until specifically instructed, as this can further complicate processing.
I had no idea there was a Two-Factor Authentication process separate from the IP PIN! I've been filing for 7 years and this is the first I'm hearing about it. Last year I had no issues with my IP PIN, but this makes sense given all the changes to the system lately. Have you noticed this happening more with the new verification systems they rolled out?
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I went through this exact nightmare scenario last month! Filed February 12th with my IP PIN, got the verification message on my transcript February 20th, and then nothing happened for weeks. Finally got letter 5071C on March 8th asking me to verify online. Completed that the same day, and my refund was approved exactly 9 days later. If you're on a tight timeline like I was (needed my refund for a medical procedure), just keep checking your mail daily. The frustrating part is you can't proactively verify - you have to wait for their specific instructions.
I received my paper check refund last Tuesday, exactly 7 calendar days after the issue date on my transcript. This was actually faster than the 9 days it took for my state tax refund check to arrive, and much faster than the 14 days it took when I had a similar situation in 2022. The USPS delivery performance seems to have improved compared to the pandemic years when mail was significantly delayed.
OMG I was literally just dealing with this last month! So frustrating! π€ My check took NINE WHOLE DAYS to arrive after the mail date on my transcript. I was checking the mail every single day like a crazy person! I even downloaded the USPS Informed Delivery app so I could see scans of what was coming each day. That actually helped a lot with my anxiety about it. Might be worth trying if you're really worried about it!
Is your son's tax situation straightforward, or does he have any complicating factors? It's kind of like baking a cake - a simple vanilla cake (standard W-2 return) comes out of the oven faster than a complex layer cake with multiple ingredients (multiple income sources, credits, etc). Sometimes those extra ingredients can add days or even weeks to the processing time, even after verification.
I would say that, based on my somewhat extensive experience with post-verification processing, your son will likely see movement within approximately 10-14 days, assuming there are no additional complications. My most recent experience, which occurred in early March of this filing season, resulted in a refund exactly 12 days after verification was completed. It seems that the IRS has possibly improved their post-verification workflow this year, as previous years often took closer to the full 21 days that they typically quote as the maximum timeframe.
I had to verify my identity last tax season and thought I was in the clear afterward. Turns out there was another issue they didn't tell me about! My refund took 6 weeks after verification because they were reviewing a credit I claimed. I wish I'd followed up sooner. I kept assuming it was just slow processing, but when I finally got through to someone, they told me they needed additional documentation. Did they mention anything else they might need from you during your verification appointment?
I've been through the verification process three times over the years. In my experience, there's a pattern most don't realize. The time of year matters significantly. Early season verifications (January-February) typically process faster than mid-season (March-April). Last year, my February verification took 8 days for the refund to arrive. In 2019, my April verification took nearly 4 weeks. The system gets overwhelmed as tax season progresses. Don't count on the money until it's actually in your account.
So WMR just told me I need to verify my identity (great timing, right? π ). The problem is I recently PCS'd to a new base, and ID.me won't accept my verification because my driver's license still has my old address. The verification letter will be sent to my old address where I obviously don't live anymore. Has anyone in a similar situation managed to verify over the phone or via video call with ID.me? I'm worried about getting this right the first time since our family really needs this refund to come through. Military moves are stressful enough without tax verification issues piling on!
Has anyone suggested updating your address with USPS to forward mail from your old address? I did this when I moved last year and it worked perfectly! The verification letter was forwarded to my new place without any issues. Saved me so much hassle and didn't cost anything. Did you file your taxes with your new address? Could this create other complications?
This is actually really helpful advice. I've been dealing with the IRS for years and mail forwarding has saved me countless headaches during moves. Thanks for pointing out this simple but effective solution!
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Military tax specialist here. For ID.me verification with address mismatch issues: β’ Military members can use their military ID + PCS orders as primary verification β’ You can request a "military exception" in the ID.me system by clicking "verify by video call" β’ The video agent can accept your military ID even with old address β’ If using the phone verification, mention Code 2501-M (military verification protocol) β’ Average processing time after military verification: 14-21 days Don't stress too much - this happens to about 30% of military filers after a PCS!
Elijah O'Reilly
Not to be the bearer of bad news, but verification isn't always as simple as it seems. It's like when your car's check engine light goes off - sometimes the problem is fixed, sometimes the bulb just burned out. I had my verification notice disappear quickly last year, thought everything was fine, then got a CP05 letter 6 weeks later requesting MORE verification documents. By that point, I'd already made financial plans assuming my refund was coming. Cost me a pretty penny in late fees and interest because I was counting chickens before they hatched.
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Olivia Van-Cleve
Thanks for sharing this! Similar thing happened to my cousin - thought verification was done but got hit with additional requests. Time is critical here - April 15th is coming fast and summer tuition deadlines wait for no one. Better to plan for delays than count on that money arriving on schedule.
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Mason Kaczka
Wait, what's a CP05 letter exactly? I've never heard of that before. Does that mean the initial verification failed or that they just needed more information? And how long did it take to get your refund after submitting those additional documents?
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Sophia Russo
I completed my verification on February 17th this year, and like your boyfriend, the notification disappeared almost immediately. My return was fully processed and the refund hit my account on March 4th. The system seems to be working much better this year than in previous tax seasons. If he verified through ID.me (which is what the IRS uses), and that verification was accepted, you should be in good shape for summer tuition planning.
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