I just completed my ID.me verification this morning after getting the letter about 10 days ago, and finding this thread feels like striking gold! Reading through everyone's experiences has been incredibly reassuring, especially since the IRS website is pretty vague about what happens after verification. Like so many others here, I had to deal with the photo upload timing out multiple times and the facial recognition failing repeatedly - it's almost comical how consistently problematic that system seems to be. Finally got the confirmation screen though, so now I'm prepared for the waiting game ahead. Based on all the timelines shared here, it sounds like I should expect somewhere in that 3-9 week range, with most people seeing results around 4-6 weeks. I'll definitely start doing the Friday morning transcript checks that everyone swears by. I'm also dealing with some urgent medical expenses, so I totally understand the stress that comes with needing this refund sooner rather than later. Thanks to everyone who has shared their experiences and updates - it makes this whole process feel so much more manageable when you know what to realistically expect and that others have successfully made it through!

I just completed my ID.me verification yesterday after receiving the letter two weeks ago, and I'm so grateful to have found this thread! Like everyone else, I dealt with the frustrating photo upload timeouts and facial recognition failures - it took me four attempts before everything finally went through. Reading all of your experiences and timelines has been incredibly helpful in setting realistic expectations for what comes next. Based on what I'm seeing here, it looks like I should prepare for somewhere in that 3-9 week range, with most people experiencing results around 4-6 weeks. I'll definitely start checking my transcript on Friday mornings like so many of you have recommended. I'm also in a situation where I really need this refund for some unexpected car repair bills, so the waiting is particularly stressful. But it's reassuring to know that weeks of no movement doesn't mean something's wrong - just that the IRS is working through their massive backlog. Thanks to everyone who has shared their timelines and updates - it really helps make this whole process feel more manageable when you can see that others have successfully made it through!

I just want to add one more practical tip that saved me a lot of stress when I filed my 1040X earlier this year - take screenshots of EVERYTHING during the process! I captured screenshots of my TurboTax amendment screens, the final summary page, the e-filing confirmation, and my IRS Direct Pay confirmation. This turned out to be incredibly helpful when I had a question about my processing status and called the IRS. The representative was able to verify details from my screenshots that proved my amendment was filed correctly and my payment was received. It also gave me peace of mind during the long processing period to have visual proof that I had completed each step properly. Also, one thing I learned the hard way - if you're amending multiple years, you need to file separate 1040X forms for each tax year. I initially tried to combine two years of corrections on one form and had to start over when I realized that wasn't allowed. Each tax year gets its own amendment, even if the issues are related. Don't let the process intimidate you! Yes, it takes time and attention to detail, but thousands of people successfully file amended returns every year. The fact that you caught your error and are fixing it voluntarily puts you way ahead of taxpayers who ignore problems and hope they go away.

As someone who recently went through filing an amended return for the first time, I completely understand your anxiety about the process! The good news is that missing 1099 income is actually one of the most common reasons people file 1040X, so you're definitely not alone. Here's what worked for me when I was in your exact situation: **E-filing vs. Paper Filing:** TurboTax should allow you to e-file your 1040X for 2024 tax year. This is much faster and you get immediate confirmation. Only go the paper route if the software won't let you e-file for some reason. **What to Include:** You'll need to attach the missing 1099 form(s) and make sure to fill out Part III with a clear explanation like "Adding unreported 1099-MISC income from [Company Name] - form received after original filing." **Payment:** If you owe additional tax, pay it immediately through IRS Direct Pay rather than waiting for the IRS to send a bill. This stops interest from accumulating and shows good faith on your part. **Don't Panic:** The IRS actually appreciates when taxpayers voluntarily correct their returns. You're doing exactly what you're supposed to do by catching and fixing this error yourself. The whole process took about 16 weeks for mine to be fully processed, but I had peace of mind knowing I'd handled it correctly. You've got this!

Has anyone dealt with social security after a parent passes? My dad was getting monthly checks and one came after he died. Not sure if I need to return it or report it somewhere on taxes??

Sorry for your loss. Yes, you can absolutely still claim your mom as a dependent for 2024 even though she passed away in April. The IRS allows you to claim someone as a dependent for the entire tax year if they met the dependency requirements during the time they were alive. Since you were supporting her, she lived with you, and her income was minimal (just Social Security), she would qualify as your dependent. Make sure to keep good records of the support you provided - housing, food, medical expenses, etc. You'll also want to have her death certificate on hand in case the IRS ever asks for documentation. One thing to also consider - any medical expenses you paid for her care can potentially be included in your medical expense deductions if you itemize. Those final months often involve significant medical costs that you might be able to deduct.

This thread is absolutely gold for anyone dealing with capital loss carryovers! I've been struggling with this same issue for my 2024 taxes and tried several of the suggestions mentioned here. First, I logged back into my TurboTax account and found my complete return with the Capital Loss Carryover Worksheet - it was buried in the "View All Tax Documents" section rather than the main summary page. The worksheet clearly showed my short-term carryover of $2,400 and long-term carryover of $1,850, totaling $4,250 that I can use for 2025. I also tried the taxr.ai tool that several people mentioned, and it was incredibly helpful for understanding HOW the carryover calculation worked. I uploaded my return PDF and asked about the difference between short-term and long-term carryovers, and it explained the tax implications really clearly with specific references to my actual numbers. One thing I learned that might help others: if you used the standard deduction instead of itemizing, your capital losses are still valuable because they can offset future capital gains dollar-for-dollar, regardless of the $3,000 annual limit against ordinary income. So even if you couldn't use all your losses this year, they're not "wasted" - they're essentially tax credits waiting to offset future investment gains. Thanks to everyone who contributed to this thread - you've turned what felt like an impossible task into something manageable!

This thread has been incredibly thorough and helpful! As a tax professional, I want to emphasize a few key points that might save others time: 1. **Always check your complete tax return package** - The Capital Loss Carryover Worksheet is often included but not immediately visible in the main forms. Look for it after Schedule D or in supplemental worksheets. 2. **The $3,000 limit is per year, not total** - Many people think once they hit $3,000 in losses they can't use more, but the limit resets each year. You can deduct $3,000 against ordinary income annually, with remaining losses carrying forward indefinitely. 3. **Document everything now for next year** - Create a simple note or file with your carryover amounts broken down by short-term and long-term. This will save you hours when preparing your 2025 return. 4. **State returns sometimes show it clearer** - Don't overlook checking your state tax documents if you're still confused about the federal calculations. The tools and resources mentioned here (IRS transcripts, taxr.ai, IRS Interactive Tax Assistant, even the YouTube videos) are all legitimate options depending on your comfort level with technology and privacy concerns. The most important thing is that you don't lose track of these carryovers - they can provide tax benefits for years to come if properly documented and applied.

Has anyone used a Backdoor Roth IRA in this situation? My income is too high for regular Roth contributions, but my financial advisor mentioned this strategy with my severance.

Another option to consider is opening a Solo 401(k) if you do any freelance or consulting work while receiving severance. Even small amounts of self-employment income can qualify you, and the contribution limits are much higher than IRAs - up to $70,000 for 2025 if you're under 50. I was in a similar situation and started doing some freelance work on the side. The Solo 401(k) allowed me to shelter a significant portion of both my freelance income AND make additional contributions beyond what I could with just an IRA. You can contribute both as the employee (up to $23,500) and as the employer (up to 25% of net self-employment income). Just make sure to set it up before December 31st if you want to make contributions for this tax year. The paperwork is pretty straightforward and many brokerages offer them with minimal fees.