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Yuki Kobayashi

What do I need to get unemployment in California EDD?

Lost my warehouse job two weeks ago and I have absolutely no idea where to start with any of this. What do I need to get unemployment through California EDD? Like what documents, what info, what steps? I went to the EDD website and got completely overwhelmed. Do I need my W2? Do I need something from my employer? I was laid off so it wasn't my fault or anything, I just don't know what to gather before I sit down to fill this out. Any help appreciated.

The myEDD site (https://myedd.edd.ca.gov/) is where you apply online and it's honestly the fastest way to get started. Before you open the application, pull together your Social Security number, your California driver license or state ID number, the name and address of every place you worked in the last 18 months along with the dates you worked there and roughly what you earned, and the exact date your warehouse job ended. That last part matters because they ask why you stopped working too. Since you were laid off you just say that — laid off, no fault of yours. After you submit, EDD mails you documents in about two weeks. One of them, the DE 429Z, shows your weekly benefit amount. It takes around three weeks total before that first payment comes through, so the sooner you apply the better. Your claim starts on the Sunday of the week you apply, not the day you got laid off, so don't wait.

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Do I need to have all 18 months of employers written down? I had a temp job for like three weeks in there, does that count?

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Every employer counts, yes, even the short ones. Wages from that temp job might actually help your weekly amount depending on when it falls in your base period, so include it.

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Also make sure the address for your last employer is the actual company address, not just a general mailing address. EDD sends them a notice and it needs to reach the right place.

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Waiting on my DE 429Z after applying last week — while I was putting my application together I ran into the problem of not being able to reach anyone at EDD to ask a question about my base period wages. Tried calling 1-800-300-5616 for two days straight and kept hitting the busy signal. Ended up using Claimyr (claimyr.com) to get through — it holds your place in the phone queue so you end up talking to a live EDD agent without camping on hold yourself. There's a video that shows the whole experience of reaching a live person at EDD: https://youtu.be/JmuwXR7HA10. The agent I got confirmed which quarters they were pulling for my standard base period and told me my wages from a part-time gig would be included. Really cleared things up before I submitted.

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How long does it usually take to actually get through to someone that way? I might need to ask about my situation too.

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The video explains the experience better than I can describe it — it's the link in my comment above. For me it was worth it just to have a real answer instead of guessing.

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Good to know there's something for the phone situation. The busy signal loop on that number is brutal.

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Social Security card is NOT required to apply, just the number itself. A lot of people stress about finding the physical card and you really don't need it in hand, you just need to know the number. Same with your ID — you need the number off your California driver license or state ID, not necessarily the physical card during the application, but EDD will ask you to verify your identity through ID.me afterward, and that process does involve uploading a photo, so keep the ID accessible.

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What is ID.me exactly? Is that a separate account I have to make?

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ID.me is a separate identity verification service EDD uses. You create an account there, take a photo of your ID and sometimes a selfie, and it confirms who you are. EDD can't process your claim without that step being done.

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Okay that's helpful, I didn't realize there was a whole separate identity step involved.

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Applied for California EDD unemployment back in March and the thing nobody told me was that after you apply you also have to register on CalJOBS and post a resume within 21 days of getting a notice called the DE 8405. If you miss that window your payments can get frozen. EDD sends you that notice in the mail but keep an eye out because if it gets lost or delayed and you blow past the deadline without knowing, it's a pain to sort out. CalJOBS is at caljobs.ca.gov. The resume doesn't have to be perfect, just get something up there.

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Wait so I have to do CalJOBS on top of everything else? Is that required for everyone?

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EDD will tell you if you're exempt — some people don't have to do it. But most claimants do, so assume you need to until EDD says otherwise. Watch your mail for the DE 8405 and act on it quickly.

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The CalJOBS step tripped me up too. I had no idea it existed until my second week of payments stopped and I had to figure out why. Don't skip it.

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The 21-day window sounds short but it's from the date on that specific notice, not from when you apply, so you might have more time than it sounds. Still don't sit on it though.

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Something I didn't see mentioned yet — make sure you understand the base period concept before you apply, or at least after. Your weekly benefit amount isn't based on your most recent paycheck, it's calculated from the highest-paid quarter during a specific 12-month stretch that ended several months before your claim starts. So if you got a raise recently, that raise might not show up in what EDD uses to calculate your payment. The DE 429Z that arrives in the mail after you apply is what shows you the number EDD landed on. You have 30 days from the mailing date to appeal in writing if something looks wrong on it.

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So the amount on the DE 429Z could be lower than I expect based on what I was actually making?

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It can be, yes, depending on your work history. EDD's Unemployment Benefit Calculator on their site at edd.ca.gov lets you estimate it before you apply so you're not going in completely blind.

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The calculator is a good ballpark but the real number is whatever EDD calculates from your actual wage records, which sometimes differs from what you enter yourself.

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Just finished week four of my claim and wanted to add — the application asks why you left your job and 'laid off' is a completely valid answer that doesn't trigger an extra interview. If you quit or got fired, EDD schedules a phone interview to dig into the circumstances. Since you were laid off you probably won't deal with that, which makes things smoother. Just make sure when you describe the separation you're accurate about it being a layoff and not accidentally saying something that sounds like you quit.

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Good to know. My employer did offer me a transfer to a different city but I declined it, does that complicate things?

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That could potentially bring up a question about whether your separation was truly involuntary, since you declined an option they offered. I'm not sure exactly how EDD treats that — might be worth asking them directly about your specific situation before you apply and describe it.

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The person above is right to flag that. EDD looks at the full picture of why the employment ended. A declined transfer might lead to a phone interview to clarify things. Just be honest and accurate when you describe it and let EDD make the determination.

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Payments land on a Money Network prepaid debit card automatically unless you go into myEDD and set up direct deposit instead. No Bank of America connection anymore — it switched to Money Network. Once you're set up and certifying, payments usually show up on the card within about a day of certifying online. You can also check payment status anytime in UI Online under the Payments section, or call 1-866-333-4606 which runs 24 hours.

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I keep seeing people mention Bank of America and I was confused because my card looks different. Good to know it changed.

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Yeah the Bank of America era is over. Money Network is what EDD uses now for the prepaid card. If you set up direct deposit it goes straight to your bank instead.

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Can I set up direct deposit from the start or do I have to get the card first?

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You can set up direct deposit in myEDD, ideally before your first payment processes. The settings are in the account itself — no need to wait for the card to arrive first.

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My first certification came about two weeks after EDD processed my application and it covered TWO weeks — the waiting week and the first paid week. The waiting week is a thing people miss: every claim has one unpaid week at the start, it's just part of how the program works. So your first payment will only cover one week even though you're certifying for two. It doesn't reduce your total claim, it's just how the first cycle goes.

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Okay that's annoying but good to know in advance so I'm not panicking when the first payment is half what I expected.

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Exactly — a lot of people freak out thinking there was an error. It's not an error, it's just the waiting week doing its thing.

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Certifying is every two weeks on California EDD, worth noting for anyone who thought it was weekly. You certify for two weeks at a time.

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Fourteen months back I was in the same spot as the person who posted this, completely lost on what to gather. The piece that actually helped me most was just sitting down with a year and a half of paystubs and writing out every employer in order. Even if some of them were short-term or part-time. Having that list made the application go fast. The hardest part for me was not knowing my last employer's full official mailing address — I ended up having to look it up on my old offer letter.

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That's a good tip, I actually have all my old paystubs in an email folder so I should be able to piece it together.

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Old offer letters and W-2s work too for the employer address if you don't have recent paystubs. Anything that has the official company address on it.

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NOBODY told me about the income rules when I first filed and I ended up confused during my first certification. If you pick up any part-time work while you're collecting, report what you earned in the week you earned it, not when you get paid. EDD has a formula — the first $25 or 25 percent of your gross weekly earnings, whichever is bigger, doesn't count against you, and the rest gets subtracted from your weekly benefit amount. Full-time work ends your eligibility for that week entirely regardless of what it pays. The key thing is report everything accurately, every week.

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What about freelance or gig work? Does that count the same way?

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Yes, self-employment income is on the list of things to report just like any other work. Report the gross amount for the week you did the work.

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Vacation pay, severance, tips — all of it goes on the report too. EDD decides how each type affects the payment. When in doubt, report it and let them calculate.

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DE 1101I is the paper form if you can't or don't want to apply online, in case that's helpful for anyone reading this. You can fax it in too. Online through myEDD is definitely the fastest route though, most people say the processing is quicker when you do it that way.

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I'm going to do it online but it's good to know the paper option exists in case I run into issues.

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The phone line 1-800-300-5616 is also an option to apply by phone if the online system gives you trouble, weekdays 8 to 5.

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Applied three weeks ago and the thing I wish someone had told me: once you apply, start looking for a DE 8405 in the mail almost immediately, not just the DE 429Z. The CalJOBS registration requirement notice can come fast and that 21-day clock starts from the date on that letter, not the date you receive it. I almost missed mine because I was focused on waiting for the award notice and wasn't checking mail carefully enough.

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This is a really important point. The DE 8405 and the DE 429Z can arrive at different times and both matter. Don't assume one piece of mail is all you're waiting for.

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I'll make sure to check every piece of EDD mail carefully. Good call.

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Benefits you collect are taxable income at the federal level, worth knowing upfront. You can choose to have 10 percent withheld for federal taxes each time you certify — EDD gives you that option during certification. California doesn't tax unemployment benefits at the state level though, so it's just the federal part. EDD mails a 1099G at the start of the year showing what you collected, and it's also in UI Online under Payments.

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I definitely would have forgotten about taxes. I'll probably opt for the withholding just to not deal with a bill later.

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That's usually the safer choice if you don't want a surprise at tax time. Some people skip it if they expect deductions to cover it but withholding is simpler.

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The 1099G is also in UI Online if you need it before the paper one arrives, under the Payments section. EDD makes it available by January 31 each year.

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EDD phone line is 1-800-300-5616, weekdays 8am to 5pm. Everyone on this thread probably knows by now how hard it is to get through. Calling right at 8am on a Monday is brutal — I've had slightly better luck on Wednesday or Thursday around 4pm but honestly there's no magic time. The live chat through the Help button in UI Online also exists, Monday to Friday 9am to 2pm, though I've had mixed results with how detailed the answers are.

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The UI Online live chat is better for quick status questions in my experience. For something that actually requires digging into your account, like a base period question, the phone is worth fighting for.

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Agreed. Chat got me basic answers but when I had an adjudication issue it couldn't do much. Ended up needing a real phone conversation.

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Something that caught me off guard — after applying, your claim starts from the Sunday of the week you submitted it, not the date you got laid off. So weeks between your last day at work and when you actually apply? Those are gone, you can't go back and claim them. That's why EDD and everyone on every forum says apply as soon as possible, ideally the same week you lose your job or get your hours cut.

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I applied about two weeks after my last day, so I lost those two weeks?

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Unfortunately yes, the weeks before your application Sunday don't get backdated under normal circumstances. It's a frustrating part of how it works but the rule is clear — apply the week it happens.

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This is one of the most common mistakes people make. Apply first, ask questions later. You can sort out details with EDD after the application is in, but you can't get back weeks you didn't claim.

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DE 429Z came in the mail about 11 days after I applied and I had a question about whether my wages from a job I held for only six weeks would count. Tried the phone for a couple days with no luck on getting through. Ended up getting through to an EDD agent through Claimyr — the agent pulled up my claim and confirmed which quarters showed wage credits and told me the six-week job's earnings did fall inside my base period. That cleared up a lot of anxiety about whether my weekly amount would come out low.

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How did the amount compare to what the calculator on EDD's site estimated?

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Pretty close actually — within about $20. The main thing I wanted confirmed was just which wages EDD actually had on file versus what I self-reported, and the agent could see all of that.

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My layoff paperwork said 'position eliminated' and I wasn't sure if that phrasing mattered for EDD. It doesn't — a position elimination is a layoff and EDD treats it as separation through no fault of your own. What they really care about is whether you quit, got fired for misconduct, or were truly laid off. The company's internal HR language on the paperwork doesn't change how EDD categorizes the reason.

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Mine just said 'reduction in force' on my separation letter. Same situation I assume?

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Reduction in force is absolutely a layoff. You're describing something that happened to you due to business reasons, not because of anything you did. That's the core of what EDD needs to know.

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Just make sure when you answer the separation question during the application, you describe it accurately in plain terms — laid off, position eliminated, reduction in force. Don't overthink the phrasing, EDD gets it.

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Employer address question — I've seen people stress about this but your old pay stubs almost always have the company name on them, and the company's official mailing address is usually findable on their website or on your original offer letter if you have it. EDD mails the last employer a notice when you file a claim, so getting that address right matters. If you worked for a large company with multiple locations, use the main corporate address or HR address if you know it.

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What if the company has closed down since I worked there? Can I still use their old address?

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Use the last known address. If the company is truly closed EDD may not be able to contact them anyway, which in a layoff situation where there's no dispute about separation, may not delay things much. Just be as accurate as you can.

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Halfway through my benefit year now and looking back, the thing that made the first few weeks less stressful was just reading everything EDD mailed me right when it arrived instead of letting it pile up. The DE 429Z, the DE 8405, any other notices — each one has deadlines or instructions. Missing one because you set it aside for 'later' can cost you weeks of payments or your right to appeal something.

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I'm going to make a folder for all EDD mail. This is making me realize how much paperwork is involved.

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A folder is exactly the right move. Keep everything with its envelope so you have the postmark date too — appeal deadlines run from the mailing date on the notice itself, so having that envelope matters.

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The mailing date is what starts the clock on the 30-day appeal window, not the date you receive it or the date you open it. That postmark-and-notice combination is worth keeping.

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Spent three weeks thinking the application and the certifications were the same thing, went into a full panic when I realized I hadn't certified after applying. They're completely separate steps. Applying sets up your claim. Certifying every two weeks is what actually triggers payments for each period. If you apply and then just wait without certifying, no money moves. UI Online is where you do both, but they're different sections and different processes.

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Oh wow I definitely would have made that mistake. So I apply, wait for things to process, and then I need to actively come back and certify every two weeks?

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Exactly that. EDD doesn't pay you automatically just because you filed. You have to certify — confirm you were able and available for work, report any earnings, and answer their questions — for every two-week period you want to be paid for.

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The first certification usually comes about two weeks after EDD finishes processing the application. UI Online will prompt you when it's ready. Keep checking in on your account so you don't miss the window.

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Picked up two days of work during my second week of claiming and I wasn't sure how to report it. The Report Wages tool in UI Online lets you work out the numbers for the current week before you certify, which helped me understand what I'd actually be paid after EDD's calculation. I earned $180 that week — EDD didn't count the first $45 of it (25 percent of $180 since that was more than $25) and subtracted the remaining $135 from my weekly benefit amount. The math tracked exactly.

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That's really helpful to see an actual example. So partial work doesn't disqualify you, it just reduces what you get that week?

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Right, as long as it's part-time and you're still able and available for full-time work. Full-time work ends eligibility for that week regardless of the formula.

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Report Wages in UI Online only works for the current week before you certify — it can't go back and fix a week you already certified. If you realize you reported something wrong on a past week, you have to contact EDD directly through a UI Online message or the phone.

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Sixth week into my claim and I want to flag one more thing — staying eligible means actually looking for work each week and being ready to take a job if one comes through. EDD doesn't specify an exact number of contacts to make each week on their public pages, but the requirement to be actively looking is real. Keep your own notes on where you apply and when. If EDD ever audits your work search activity you want to have something to show.

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The CalJOBS site is also worth using beyond just the registration requirement — it has job listings and tools that can count toward your job search activity.

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True, and having your resume active and updated on CalJOBS signals to EDD that you're genuinely in the market, not just collecting.

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An America's Job Center of California near you can also help with resume workshops and job search resources if you want in-person support. EDD's Office Locator on their site helps you find one.

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Spent hours trying to reach EDD last month about a pending week that showed up in my Claim History with no explanation. Got through eventually using Claimyr — the agent found that my identity verification through ID.me hadn't fully linked to my claim account even though ID.me showed it complete on their end. EDD had a flag on two pending weeks because of it. The agent walked me through what they needed and told me to send a message through UI Online referencing the specific weeks. Payments released a few days later.

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That's the kind of thing you'd have no way of knowing was wrong without talking to someone. ID.me showing complete doesn't necessarily mean EDD has it on their end?

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Apparently not always — there can be a delay or a disconnect between the two systems. The agent could see exactly what EDD's side showed, which is what mattered.

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Pending weeks in Claim History with no clear reason are genuinely one of the more frustrating parts of this process. Good to know that talking to an agent can actually surface what the specific hold is.

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