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Ravi Kapoor

What are the three types of unemployment benefits through California EDD?

I've been going back and forth trying to figure out exactly what kind of unemployment claim I should even be filing. My coworker mentioned there are different 'types' of unemployment and now I'm second-guessing everything I thought I knew. I got laid off from my warehouse job about two weeks ago after the company downsized, but before that I had some part-time gigs on the side that I still technically have access to. Does the type of unemployment you file for change how California EDD processes your claim? Like are there different rules depending on your situation? I feel like the EDD website is massive and I can't find a clear breakdown anywhere. What are the three types of unemployment and which one would apply to someone in my situation?

Great question and honestly one that confuses a lot of people when they first deal with California EDD. So the three main types of unemployment that EDD handles are: 1) Regular UI (Unemployment Insurance) - this is the standard program for people who lost their job through no fault of their own, like a layoff. 2) Partial Unemployment - this is for people who are still working but had their hours significantly reduced. 3) Work Sharing (also called Workshare) - this is actually for employers who reduce everyone's hours across the board instead of laying people off, and employees in those companies can collect partial UI to make up the difference. Based on what you described, you'd most likely be filing for regular UI since you were laid off from your primary job. The part-time gigs you still have access to need to be reported on your weekly certifications though - California EDD requires you to report ALL earnings even from side work.

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Oh wow this actually makes so much more sense now. So even though I technically have those part-time options available, I still qualify for regular UI from the layoff? I was worried having any work available at all would disqualify me.

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same situation here, had some doordash stuff going on the side and edd still processed my regular UI claim just had to report the doordash income each week

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To add to this - there's also SDI (State Disability Insurance) which sometimes gets lumped in with unemployment discussions but it's actually a completely separate program through EDD for when you can't work due to a medical condition. Worth knowing but not relevant to a standard layoff situation.

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i remember being SO confused about this exact thing when i got laid off last year lol. kept reading about 'types' of unemployment and getting lost. the regular UI is definitely what you want for a straightforward layoff. the partial claim thing is more for like if your employer cuts you from 40 hours to 15 hours but doesnt fully let you go

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Yeah that partial claim thing sounds like it would be complicated to calculate. Do you know if EDD figures that out automatically or do you have to somehow tell them how many hours you lost?

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i think you just report what you earned each week and they calculate it, at least thats how it worked for me with regular UI

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Also worth knowing - California EDD also has Trade Displacement Assistance for people whose jobs were lost due to foreign trade/imports, but that's administered differently and requires a separate petition process. Most people won't qualify for that but if you worked in manufacturing it might be worth looking into. For the vast majority of claimants though it comes down to those three core types: regular UI, partial UI, or Workshare.

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The trade displacement thing is interesting - I was in a warehouse so conceivably some of our work got outsourced but I honestly have no idea how I'd even prove that

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That program (Trade Adjustment Assistance/TAA) requires your employer or a group of workers to petition the Department of Labor and get a certification. It's not something individuals typically initiate on their own. For a warehouse layoff you'd almost certainly be better served just going through regular California EDD UI which has much faster processing.

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never even heard of that trade displacement thing in 5 years of dealing with edd lol

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ok but can someone explain the workshare one more because I've seen my employer mention it and I'm trying to understand if I should tell them to look into it. Currently they cut everyone's hours by about 35% and I'm getting way less money but no one has been let go. Does that mean I could get partial benefits even though I'm technically still employed full time?

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Workshare is actually employer-initiated - your company would need to apply for the Workshare program through California EDD and get approved. If they do, then yes, employees whose hours were reduced can collect partial UI benefits to offset the income loss. The employer files on behalf of all affected employees. You can suggest they look into it at edd.ca.gov/en/Unemployment/Work_Sharing_Program but they have to be the ones to apply.

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Oh interesting so I can't just file for it myself, the company has to do it. That's kind of frustrating because I doubt my employer even knows this exists

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my company did workshare during a slow period a few years back and it actually worked out pretty well, saved jobs and employees got some supplemental income. definitely worth mentioning to HR

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Honestly the BIGGEST thing nobody tells you is that even within regular UI there are different situations that affect how your claim gets processed. Like being laid off vs. quitting vs. being fired all result in different adjudication outcomes. Got fired for misconduct? Your claim goes straight into adjudication and EDD investigates. Laid off? Usually much cleaner. Quit voluntarily? You better have a really good 'good cause' reason or you'll be disqualified. The TYPE of separation matters as much as the type of claim.

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This is actually super helpful context - I was definitely laid off not fired or quit so hopefully that means smoother processing?

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Typically yes, a straightforward layoff with no dispute from the employer is the fastest track through EDD. Issues arise when employers contest the claim or the reason for separation is unclear.

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can confirm, my layoff claim got approved in like 10 days. my friend who quit got stuck in adjudication for over a month

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To directly answer your original question about which type applies to you: file for Regular UI. Here's a simple breakdown of when each type applies: - Regular UI: Laid off, employer went out of business, contract ended, or hours cut to zero - Partial UI: Still employed but hours/earnings significantly reduced (you file individually) - Workshare: Still employed with reduced hours but your employer has enrolled in the EDD Workshare program (employer-driven) For your warehouse layoff situation, Regular UI is 100% the correct choice. When you file at UI Online, just select that you were laid off and proceed from there. Report any earnings from those part-time gigs every week during your weekly certification - EDD will calculate your reduced benefit amount based on what you earned that week.

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Thank you, this laid out super cleanly. I'm going to go ahead and file regular UI. One more question - does having part-time work available to me (even if I haven't worked those shifts yet) affect my eligibility or only actual earnings matter?

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Only actual earnings matter for weekly benefit calculations. Being 'available' for work is actually a requirement EDD wants you to meet - you need to be able and available for full-time work each week you certify. Having part-time availability doesn't disqualify you, but you must report actual hours worked and actual wages earned each certification period.

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going through this right now and let me tell you the phone situation with edd is absolutely brutal trying to get answers. i called probably 15 times in 3 days trying to ask a simple question about my claim type and either got disconnected or the automated system just hung up. finally someone in a facebook group told me about Claimyr (claimyr.com) - it basically gets you connected to an actual EDD rep without you having to spend hours redialing. there's a video showing how it works at https://youtu.be/JmuwXR7HA10 and it worked for me, got my question answered same day after days of failed attempts

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Oh good to know, I was already dreading having to call EDD if something comes up with my claim. Saving this for if I need it

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seconding this, the edd phone system is genuinely one of the most frustrating experiences I've had dealing with any government agency. will check out claimyr

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does claimyr actually work or is it one of those things that sounds good but doesnt deliver

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wait so if someone is on partial unemployment and then their hours get cut even MORE do they have to refile or just update their weekly certifications? asking for a coworker situation

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For partial UI, you don't refile - the weekly certification is where you report your actual hours and earnings each week. As hours fluctuate, the benefit amount EDD pays you adjusts accordingly. Each week stands alone based on what you actually worked and earned. Your base period award and weekly benefit amount stay the same, but what EDD actually pays out changes week to week based on your reported earnings.

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ok so the weekly cert handles all that automatically, got it. thanks

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One thing that trips people up with the three types - Workshare participants still have to do weekly certifications just like regular UI claimants. A lot of people assume because their employer enrolled them it's fully automated but nope, you still have to log into UI Online and certify each week or your benefits stop.

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Good to know, I would have 100% assumed my employer handles all of it if they enrolled

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Yeah it's a common misconception. The employer sets up the program and submits the plan but each individual employee is responsible for their own weekly certs. Miss a week and you don't get paid for it, simple as that.

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edd does NOT send reminders for this either from what i remember so you really have to set your own calendar reminders

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honestly i think there should be a fourth category for people like me who got technically 'restructured' not laid off. my position was eliminated but they offered me a different role at lower pay and i declined it. edd made me jump through so many hoops to prove i had good cause to refuse the offer. felt like a completely different situation than a standard layoff

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That situation falls under regular UI but with a wrinkle - California EDD evaluates whether the offered position was 'suitable work.' If the pay cut was significant (generally more than 25% reduction) or the job was outside your field/required new skills, that can establish good cause for refusal. But you're right that it requires more documentation and often triggers adjudication.

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yeah exactly, ended up in adjudication for almost three weeks. ultimately approved but stressful the whole time

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This is exactly the kind of thing I was worried about - sounds like even small details about how you left your job can really complicate the claim process

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Can someone clarify something - is disability through EDD (SDI) considered one of the 'types of unemployment' or completely separate? My doctor wants me to take medical leave but I also got notice my department is being eliminated next month and I'm not sure which program I'd even be applying to

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SDI and UI are completely separate programs even though both run through California EDD. SDI is specifically for when a medical condition prevents you from working - it replaces a portion of your wages during that period. UI is for job loss. If you're currently disabled/on medical leave AND your job gets eliminated, you could potentially transition from SDI to UI once your medical leave ends and you're able to return to work. I'd strongly recommend calling EDD to discuss your specific situation since the timing of both events matters a lot here.

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So theoretically I could be on SDI now and then file UI after? That's good to know, I was afraid I'd have to choose one or the other

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Yes that transition is possible and actually somewhat common. SDI doesn't disqualify you from UI later - they just can't overlap since you can't simultaneously be 'unable to work due to disability' and 'able and available for full-time work' which UI requires. Once your doctor releases you to return to work, that's when UI eligibility can begin.

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the partial unemployment one is underused i feel like. so many people just quit or accept reduced hours without knowing they can get supplemental benefits from edd. my hours got slashed at my retail job and i had no idea partial UI was even a thing until a friend mentioned it. ended up getting like 60% of my usual weekly benefit to help bridge the gap while i was job hunting on the side

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Wait so you were still working AND collecting some unemployment at the same time? I had no idea that was possible

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yeah! as long as your earnings that week are under your weekly benefit amount edd will pay you the difference (minus a small disregard amount). it's not a ton of money but when hours get cut it definitely helps

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this is actually really important info, wish i had known this earlier

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NOBODY ever talks about how confusing the weekly certification questions are when you're in a partial or mixed situation. 'Did you work?' YES. 'Did you refuse any work?' well I turned down an extra shift but only because it conflicted with a job interview... does that count as refusing work?? I spiral every single time I have to certify because I'm scared of giving a wrong answer and getting hit with an overpayment notice later

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The 'refuse work' question specifically refers to refusing suitable work that was offered to you in a job search context - like declining a job offer or not showing up for a referred interview. Turning down an optional extra shift at your current partial-employment job is not the same thing and should not be answered as refusing work. When in doubt about certification questions, the EDD has a guide on their website, or you can call to clarify before you answer.

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okay this actually makes me feel so much better, i've been losing sleep over this lol

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i completely understand the anxiety, the wording on those questions is SO ambiguous and the consequences of getting it wrong feel enormous

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Had a really similar experience figuring out the types when I first filed. What nobody mentioned in this thread yet - even within regular UI there's a distinction between how you file if you're a corporate employee versus self-employed (before 2020 self-employed generally couldn't get UI at all). Post-pandemic the rules shifted and then shifted back. Make sure you're looking at 2024-2025 guidelines and not old information floating around online.

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Oh good call, I did find some articles that seemed pretty old when I was researching. I'll make sure to check dates on anything I read

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Yeah the pandemic era had a lot of expanded programs that no longer exist. PUA, PEUC, all of that is gone now. If you see anyone referencing those, that information is outdated and doesn't apply to current claims.

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jumping in late but for anyone still confused - the fastest way I've found to figure out which type applies to you is to just START the online application at UI Online. The questions it asks you will guide you to the right program type based on your answers. You don't have to complete and submit it to get clarity - just going through the early screens can help you understand where your situation fits.

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Oh this is actually genius, using the application flow itself as a guide. Why didn't I think of that

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Haha yeah EDD's website documentation is a mess but the actual application flow is pretty logical. Just don't accidentally submit before you're ready!

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solid tip, the online app definitely walks you through it better than trying to decode the website pages

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circling back because someone upthread asked about claimyr being legit - yes it worked for me. I was trying to get clarification on exactly this type of question (which program applied to my situation) because my circumstances were weird and I couldn't get a straight answer from the website. Used claimyr.com, got connected to an EDD rep in a reasonable amount of time, and the agent walked me through exactly which program I should file under. Way better than calling 30 times and getting nowhere.

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okay you've convinced me, saving the link for when i inevitably need to call edd about something

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Does it work for asking about ongoing claims too or just initial filing questions? I have a certification question I've been nervous to ask

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One more thing worth knowing about the three types - the benefit amounts are calculated differently. Regular UI uses your base period wages to calculate your weekly benefit amount (WBA). Partial UI uses that same WBA but then reduces it based on what you earned that week. Workshare calculates your benefit as a percentage of your WBA that corresponds to the percentage of hours your employer reduced. So if your employer reduced everyone's hours by 30%, you'd get 30% of your WBA through Workshare. Understanding this can help you figure out which option actually pays out more in your specific situation.

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This is super useful for my situation - if my company did workshare at 35% reduction I'd get 35% of my WBA? That might actually be comparable to what I'd get on partial UI if I filed individually

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Roughly, yes - though there are nuances. With partial UI filed individually, there's an earnings disregard of 25% of your WBA before they start reducing your benefit, which can sometimes work out slightly better than Workshare depending on exact numbers. Worth calculating both if you have the option.

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i did not know about that 25% earnings disregard, that's a helpful detail

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honestly after reading this whole thread i feel like the system is designed to be confusing on purpose. three types that blend into each other, different rules for different situations, certification questions with vague wording... my sister has a masters degree and she still got confused about which type she qualified for when she got laid off last spring

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I don't think it's intentional confusion but the unemployment insurance system was designed in pieces over decades and different programs got layered on top of each other without a ton of coordination. The end result is confusing even if each individual piece made sense when it was created.

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fair point, bureaucratic entropy rather than malicious design lol

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whatever the reason, forums like this are genuinely more useful than the official EDD website for understanding it all

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OP did you end up filing? Curious how the process went for you

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Yes! Filed for regular UI about 5 days ago. The online application was actually not that bad - took maybe 25 minutes. Still waiting for a determination but no holds or flags on my account so hopefully smooth sailing. Will report back if anything weird comes up. Thanks everyone in this thread, genuinely the most helpful resource I found in all my research.

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Good luck! Regular UI for a clean layoff usually moves pretty fast, fingers crossed for you

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Great news! Make sure you're filing your weekly certifications even while waiting for the initial determination - if approved, you'll receive back payments for all weeks you certified. Don't wait for approval before certifying.

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bookmarking this thread because it's basically the clearest explanation of the three types of unemployment through california edd i've seen anywhere and i've been through this process twice now lol

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same, this comes up so often and i never have a good link to share

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The short version for anyone skimming: laid off = regular UI, hours cut but still working = partial UI, company enrolled in program = Workshare. Everything else is a variation on one of those three.

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