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Luca Ricci

Reasons you can't get unemployment in California EDD - full breakdown

Got laid off from my warehouse job about six weeks ago and when I finally applied for benefits the whole thing just kind of fell apart on me. First I found out my wages from the base period weren't high enough to qualify - I'd been working part-time for most of last year after cutting back my hours for family reasons. Then when I called EDD to ask about alternatives I couldn't get anyone on the phone. I've been reading everything I can find online trying to understand all the different reasons people get denied or disqualified and honestly the list is longer than I expected. Things like not earning enough in the base period, voluntarily quitting without a good enough reason, being fired for misconduct, not being available for work, not actively looking for work - there seems to be a ton of ways to get shut out. Can anyone who's been through a denial or knows this stuff well just lay out the main reasons California EDD won't pay you? Trying to figure out if my part-time wage situation means I'm completely out of luck or if there's any path forward.

Wages in the base period are probably the most common reason people don't qualify and it trips up a lot of part-time workers. EDD looks at the first four of your last five completed calendar quarters - so if you were working reduced hours during most of that window, your wages might just be too low. The minimum is either $1,300 in your single best quarter, or $900 in your best quarter combined with total base period wages of at least 1.25 times that. If your numbers don't hit either of those thresholds, EDD can't pay you on that claim period. The good news for someone in your situation is there's also an alternate base period - the most recent four completed quarters - that EDD automatically checks if the standard one doesn't work. It doesn't get used to bump up an already-valid claim, but if the standard period fails and your more recent quarters have better wages, the alternate period might save you.

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The alternate base period thing is exactly what I was hoping existed. My most recent quarter before I applied actually had decent hours because I picked up some extra shifts. So EDD would automatically check that if the standard period doesn't qualify me?

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EDD runs the alternate calculation automatically when needed, you don't have to request it. After about three weeks your Notice of Unemployment Insurance Award (the DE 429Z) will show up in the mail and that tells you your weekly benefit amount. If that document arrives, it means at least one of the base periods produced a valid claim.

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Had the exact same part-time wage issue last year. The DE 429Z came and my weekly amount was low but it was something - ended up around $175 a week because my wages were pretty modest even in my best quarter.

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Misconduct is probably the most misunderstood disqualification. A lot of people assume any firing means no benefits but that's not how it works - your employer actually has to demonstrate to EDD that you were fired for misconduct, and EDD makes the final call after talking to both sides. Just being let go or laid off for performance reasons or business reasons isn't the same as misconduct. On the flip side, if you quit, EDD needs you to show there was a good reason for it - quitting for a better opportunity, stress, or not liking the schedule generally won't cut it without something more. EDD schedules a phone interview when there are questions about why you stopped working and that's when both sides get to tell their story before a decision gets made.

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wait so if i got fired does that mean i automatically don't get benefits? my manager said i was fired for performance issues

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Performance issues alone don't automatically disqualify you. The employer has to prove actual misconduct to EDD - things like intentional violations of company policy or deliberately harmful behavior. Poor performance by itself usually isn't enough. The phone interview is where EDD gets both sides and then decides.

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Someone I know got fired and was really worried for the same reason. EDD called it no misconduct and paid out. Agree with what's written here - performance and misconduct are not the same thing in EDD's eyes.

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DE 429Z showed up in my mail two weeks after I applied and I thought that meant I was approved, but then my UI Online Claim History kept showing every week as Pending. Tried calling 1-800-300-5616 for days straight, couldn't get through. Ended up using Claimyr (claimyr.com) to get a live EDD agent on the line - it handles the hold time for you so you're talking to an actual person instead of sitting on hold forever. There's a video that shows how reaching a live person at EDD works: https://youtu.be/JmuwXR7HA10. The agent told me my DE 429Z showing up just meant my claim had a valid base period, not that eligibility was settled - there was a separate adjudication issue open because I'd been on workers' comp during part of the base period. She said I'd need to certify every two weeks and keep doing that while EDD worked through the issue.

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The pending weeks situation is so stressful. And you're right that I misread what the DE 429Z meant - I also thought getting that document meant I was cleared to get paid. Good to know the distinction.

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Workers' comp during the base period being a flag makes sense because you have to report workers' comp when certifying and EDD figures out how it affects your payment. Sounds like they needed to sort out how that period of your earnings was counted.

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Exactly - the agent was clear that the DE 429Z just confirms EDD found enough wages to open a claim, eligibility for each week is a separate question. The adjudication on the workers' comp overlap eventually resolved and the pending weeks got paid out.

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Availability is one that catches people off guard. EDD requires that every single week you certify, you were genuinely able to work and available for work. So if you were traveling, dealing with a medical situation that prevented you from working, or had restrictions on the hours or type of work you'd accept that were too narrow, EDD can find you unavailable for that week even if everything else about your claim is fine. This is also why unemployment and disability benefits don't overlap - if you become unable to work due to illness or injury while on unemployment, the unemployment stops and you'd file for Disability Insurance instead. You can't collect both programs for the same days.

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What counts as too narrow for availability? Like if I'm only available certain hours due to childcare, does that make me unavailable?

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EDD looks at whether you're genuinely available for a substantial portion of the job market. Very narrow restrictions can be an issue but it's not automatic - EDD makes that call. The safest answer I can give is to certify honestly and let EDD decide, and if there's an issue they'll notify you and you can explain the situation.

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The disability overlap one tripped me up. I had a week where I had a minor medical thing and I certified as available because I thought I could still technically work. EDD sent a notice about it. Just be honest when certifying.

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Not registering in CalJOBS fast enough is another way payments stop that people don't see coming. After you apply, EDD sends a Notice of Requirement to Register for Work (the DE 8405) and you've got 21 days from that date to get your CalJOBS profile up with a resume posted. If you miss that window without EDD having excused you from it, your payments can get put on hold. The site is caljobs.ca.gov. Some claimants get told they don't need to register - EDD says so if that applies to you - but if you haven't heard that, assume you need to do it and do it fast.

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I did register in CalJOBS and posted a resume within the first week so hopefully that box is checked. I didn't realize the 21 days started from the DE 8405 date though, good to know for the future.

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The CalJOBS registration thing got me my first time filing. I didn't know about the DE 8405 at all, just figured I'd get to it eventually. Got a notice that my weeks were pending because of it and had to scramble.

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EDD's notice really needs to be more prominent about that deadline. It's buried and people miss it all the time.

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Overpayments from a previous claim can also block new payments even when your current claim is otherwise valid. If EDD determined you were overpaid in a past claim and you haven't repaid or set up an arrangement, they may offset your new payments to recover what they say you owe. If you believe an overpayment notice was wrong you have 30 days from the mailing date on that notice to appeal it in writing using the DE 1000M form or a letter sent to the address on the notice.

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oh no I did get an overpayment notice like two years ago and kind of ignored it thinking it would go away. does that mean my new claim will get wiped out?

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EDD has several collection tools including offsetting future benefits - so yes, an unresolved overpayment can reduce or eliminate payments on a new claim. Contact EDD through your UI Online account message or by phone to find out the status of that balance and what options you have. A waiver may be possible if the overpayment wasn't your fault and wasn't fraud, through the DE 1446UI form, but EDD decides whether to grant it - it's not guaranteed.

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The two-year thing matters for the waiver question too. I'd just recommend getting in front of it now rather than finding out when your first new payment gets pulled.

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Fraud or false statements on a claim - either current or past - are a hard stop. EDD adds a 30 percent penalty on top of whatever was overpaid, and can impose a false statement disqualification ranging from 2 all the way up to 23 weeks where you get nothing even if you'd otherwise qualify. And it can become a criminal matter. The inverse of this is also worth flagging: if you get a 1099G or mail from EDD about a claim you never filed, that's someone filing fraudulently in your name and you report it through Ask EDD or at 1-866-401-2849. Do not respond to anyone asking you to verify your identity for a claim you didn't open.

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The identity theft angle is wild, didn't even occur to me that was a thing. Good to know the number to call if that happens.

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It got really common and EDD set up specific channels for it. The main thing is never send your personal info to verify a claim you don't recognize - only report it through Ask EDD or that phone line.

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UI Online Claim History showing Pending for weeks on end without explanation is its own kind of painful. Mine sat that way for almost four weeks after my interview. EDD was processing an adjudication on whether I quit for a good reason and the pending just meant they hadn't issued the Notice of Determination yet. When it finally resolved and they found in my favor, all the certified weeks paid out at once.

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How did you know it was definitely a quit adjudication and not something else holding things up? Mine is showing pending too but I don't know what specifically the issue is.

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Honestly I called EDD and asked. That's the only real way to know what's specifically holding your claim. The Claim History screen doesn't spell it out.

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Same experience here - multiple pending weeks that all resolved at once after my adjudication was done. The wait is awful but once EDD decides, the payments for all those certified weeks usually process pretty quickly.

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Something worth correcting from earlier in this thread - someone mentioned the alternate base period like it always helps, but to be clear it only gets used when the standard base period doesn't produce a valid claim at all. If EDD can build a valid claim from the standard period (even at a low weekly amount), it won't switch to the alternate to give you a higher benefit. The alternate is a safety net for when the standard period fails completely, not a way to bump your rate.

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That's accurate and I should have been clearer earlier. If the standard base period gets you to a valid claim at all, alternate doesn't apply. It only runs when the standard period can't qualify you at all.

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So in my case, if the standard period barely qualifies me with like a $90 weekly amount, I can't ask EDD to use the alternate period instead to get a higher amount?

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Correct. If the standard period produces any valid claim at all, that's what EDD uses. The alternate only comes in when the standard period produces nothing.

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DE 4800 scheduling confused me completely when I first got it. I thought the phone interview notice meant I had an appeal hearing coming, was totally panicking. They're two completely different things - the DE 4800 is just EDD scheduling a call to ask questions before making an eligibility decision, not any kind of formal legal proceeding. An appeal hearing before an administrative law judge only happens if you get a denial and choose to fight it. Night and day difference.

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wait I thought my adjudication WAS an appeal? aren't they the same process?

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Completely different. Adjudication is EDD working through an open question before deciding on your claim - the phone interview is part of that. An appeal is what you do after EDD has already made a decision and mailed you a Notice of Determination that you disagree with. You appeal using the DE 1000M within 30 days of the mailing date on that notice. Adjudication comes before any decision; an appeal comes after.

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The confusion between these two is so common. Good clarification. The formal appeal process goes to the CUIAB with an administrative law judge and testimony under oath - completely different from the EDD phone interview which is just EDD gathering information.

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Not being able to work because of a disability or health restriction during a week you certified is a real disqualification - unemployment specifically requires being able and available for work every week you certify. If you have weeks where you genuinely couldn't work due to a physical limitation, those weeks shouldn't be certified for unemployment. State Disability Insurance through SDI Online would be the right program for those weeks. Filing for DI doesn't cancel your unemployment claim but you can only get paid by one at a time.

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This was my situation last year. Had a back injury mid-claim. Filed for DI for those weeks and then went back to certifying for unemployment once I was cleared to work again. EDD tracks the two programs separately.

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How do you let EDD know when you're switching back from DI to unemployment? Do you have to reopen the claim?

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If your benefit year is still open, you go back to certifying through UI Online - but you'd want to let EDD know the DI period ended. Contacting EDD to explain the switch is the safest move so there's no overlap issue between the two programs.

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Pension income is another one that trips people up. If you're collecting a pension or retirement payment based on past work, EDD may reduce your weekly benefit by some amount because of it. EDD decides how much of a reduction applies. Social Security is different - that one doesn't get deducted and you don't even need to report it. The two are treated completely differently.

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Good to know about Social Security not being deducted. I was under the impression ALL retirement-type income counted against benefits.

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No - EDD's own rules single out Social Security as not deducted and not reported. Pensions based on your own work history are on the list to report and may reduce benefits, but Social Security sits outside that.

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Severance tripped me up mentally when I was filing. I got a lump sum severance payout and was worried it would disqualify me or push my start date back. EDD's rule is that severance paid under a company plan or policy isn't counted as wages against unemployment benefits - so I could file right away without waiting for the severance window to pass. It still shows up on the list of things you're supposed to report when certifying, so I reported it, and EDD processed things without any issue.

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Vacation pay and in-lieu-of-notice pay are both also on EDD's report list, and those can affect your payment amount in ways that severance under a company plan doesn't. If you got any of those on top of severance it's worth reporting them separately and letting EDD sort out the effect.

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Yeah I had some accrued vacation paid out too and I reported that separately. The agent at EDD during my interview said to report all of it and let them calculate - that's exactly what I did.

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My cousin told me unemployment is taken from your paycheck like a tax so EDD owes you no matter what. That's just completely wrong. Employers pay the UI tax - nothing comes out of your own check for it. What does come out of your paycheck is the CASDI deduction, which funds State Disability Insurance and Paid Family Leave, not unemployment. So the idea that EDD owes you because you paid into it doesn't hold up - unemployment is funded by employer contributions, not employee contributions.

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This is a myth that keeps circulating. No employee contribution goes toward UI. The CASDI deduction is for SDI and PFL only. People confuse it because they see deductions on their stub but that money isn't for unemployment.

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I had no idea - I definitely assumed some of my check was going to unemployment this whole time. Doesn't change whether I qualify obviously but good to know.

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Right, it doesn't change eligibility at all. Just wanted to flag it because the 'I paid into it' argument doesn't work if someone's told EDD owes them benefits regardless of the reason they left work.

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No ID.me verification completed is another way a claim can stall out without anyone explaining why to you. After applying online, EDD needs you to verify your identity through ID.me - you create an account, submit a photo of your ID, and let ID.me share it with EDD. If you applied by phone, fax or mail you might get a DE 1326C in the mail asking you to do the verification. Until identity is confirmed, your weeks will sit as Pending in Claim History.

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I did the ID.me verification right when I applied so hopefully that one's clear. Good to know that's a pending trigger though.

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Doing it immediately is the right call. Some people don't realize it's a required step and their weeks pile up pending while EDD waits on the ID.me confirmation.

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My ID.me photo kept getting rejected twice before it went through. The lighting was bad. If anyone's having that problem, taking the photo in natural light near a window fixed it for me.

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Tried calling 1-800-300-5616 basically every morning for two weeks straight when my claim hit an adjudication issue - kept getting the 'we cannot take your call' message and getting hung up on. Eventually tried Claimyr and ended up talking to an actual EDD agent about the hold on my account. The agent looked up my claim and told me there was an open identity issue from the DE 1326C that hadn't been resolved - said to complete the ID.me process and that the pending weeks should clear within about a week after EDD received the confirmation.

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The hold music into 'we cannot take your call' loop is the most demoralizing thing. Good to know that worked out.

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An unresolved DE 1326C identity issue explains a lot of pending weeks situations. Glad you got it sorted.

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Filing in the wrong state can be an issue too if you've worked in multiple states in the last 18 months. If you worked in California AND another state during that window, you'd file a combined wage claim - and that one has to go through phone, fax or mail rather than online. Someone who only worked in California files a California claim no matter where they currently live, that part is straightforward. But mixing California and out-of-state wages in the base period means the combined wage process applies.

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The combined wage claim thing is not intuitive at all. I would have assumed you just file in whichever state you're currently in.

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A lot of people assume that. The rule is based on where you worked, not where you live now. And if any of those work quarters were in a different state from California, combined wage claim is the path.

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Important detail - the combined wage claim being phone/fax/mail only means you can't just open UI Online and do it. You have to contact EDD directly to start that process.

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My claim went through the full adjudication process for a quit reason and I want to flag for anyone nervous about that interview: the DE 4800 tells you the date, the time, and the specific questions EDD is likely to ask. Actually reading that notice before the interview and thinking through your answers helps a lot. The interviewer phoned at exactly the time listed. I stayed by my phone and answered, we went through the questions, and EDD mailed a Notice of Determination about two weeks later.

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what if you miss the interview? does that mean automatic denial?

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Missing it is bad but not automatically a final denial. EDD says to phone them the same day if you miss it - 1-800-300-5616. If you don't reach out, EDD makes its decision using whatever information it already has, which usually doesn't go well for the claimant.

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The 'phone the same day' rule is important. EDD's own guidance says to contact them immediately if you miss it - waiting until the next day or later gives EDD time to close the issue without your input.

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EDD denied my claim based on a misconduct finding from my employer and I had no idea I could fight it. The denial came as a Notice of Determination (the DE 1080CZ) with an Appeal Form (DE 1000M) attached. Had 30 calendar days from the mailing date to submit that appeal. I sent mine in with every write-up, email and document I had, and got an administrative law judge hearing through the CUIAB. Testimony was under oath. The judge sided with me and I got paid for all the weeks I'd kept certifying during the appeal.

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Keeping certifying during an appeal is so critical and not obvious. EDD can only pay back weeks that were certified - if you stop certifying while waiting for the appeal outcome, those weeks are gone even if the appeal succeeds.

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Exactly - my attorney made sure I understood that. Certify every two weeks throughout the whole appeal timeline no matter what.

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The 30-day clock on the DE 1080CZ is a hard deadline. A late appeal needs an explanation for why you missed it and EDD doesn't have to accept it. Mark the mailing date on the notice and count from there, not from when you received it.

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Spent three weeks trying to get through to EDD about a pending adjudication on my layoff - the company had contested my claim calling it a quit, which was completely wrong. Claimyr got me through to a live agent after I'd given up on calling the regular line. The agent pulled up my claim and told me EDD had already scheduled an interview via DE 4800 and that the notice was mailed to my old address on file. She walked me through updating my address in myEDD at https://myedd.edd.ca.gov/ and confirmed when the new interview notice would go out.

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The wrong address on file issue is something I never would have thought to check. Good catch.

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It's such a simple thing but it delays everything. Any mail EDD sends goes to whatever address you have on record - DE 4800, DE 1080CZ, DE 429Z - all of it, so if that's wrong you're flying blind on your own claim status.

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Not filing quickly enough after losing work is worth mentioning too. Your claim starts on the Sunday of the week you apply - so every week you wait to file is a week you can't go back and collect. EDD doesn't allow retroactive filing for weeks before you applied except in limited circumstances. The general rule is file as soon as you're out of work or your hours are cut, even if you're not sure you'll qualify. Worst case EDD tells you that you don't - but waiting costs you weeks of potential benefits.

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The Sunday start date rule catches people. Someone who lost their job on a Thursday and doesn't apply until the following week loses those days between Thursday and Saturday permanently.

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I waited almost two weeks before filing because I was hoping my employer would reconsider. Those two weeks are just gone?

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Unfortunately yes. The claim week always begins on Sunday and runs through Saturday, and yours starts on the Sunday of the week you file. The two weeks before you applied can't be recovered. File the same week you lose work if at all possible.

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