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PaulineW

How long must you work to get unemployment in California EDD?

So I got laid off two weeks ago from my restaurant job and I'm honestly just panicking about whether I even qualify. I only worked at that place for about seven months - started last March and they let me go in October. Before that I had a gap of almost a year where I wasn't working at all. My coworker said you need to have worked at least a year to qualify and now I'm spiraling because I really need this money to cover rent. Is seven months enough? Does California EDD even look at how long you worked or is it more about how much you made? I have no idea how any of this works and the EDD website isn't super clear to me. Someone please help.

Seven months could absolutely be enough - EDD doesn't care how many months you worked, it cares about how much money you made during what they call the base period. Basically they look at a specific 12-month stretch (broken into quarters) ending before your claim starts, and if you earned at least $1,300 in your single best quarter during that time, you've got a valid claim. Or if your best quarter was at least $900 and your total for all four quarters was at least 1.25 times that best quarter. So someone who worked four months but made decent wages can qualify while someone who worked eleven months but barely earned anything might not.

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PaulineW

Author

Wait so the $1,300 in one quarter - does that mean just one three-month chunk has to hit that? Because I was working 30-35 hours a week at around $17/hour so I definitely made more than that in any given quarter.

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Exactly, one quarter hitting $1,300 is the main threshold. At $17/hour and 30+ hours a week you were clearing that easily. Go ahead and file - the EDD Unemployment Benefit Calculator on edd.ca.gov will show you an estimate.

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your coworker was wrong lol. i qualified after working like 5 months. its about the money not the time

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Fourteen weeks into my claim now and I want to clear up something that tripped me up at first. When I applied, my last job was only about six months but I'd also had a few weeks of work at a different place earlier that same year. EDD pulled in wages from both employers automatically across those four quarters. Had no idea they combined everything until I saw my DE 429Z. Used Claimyr (claimyr.com) to get through to an agent because I had a question about which quarters they were actually looking at - ended up talking to someone at EDD after trying to call on my own for days. The agent pulled up my specific base period and told me which four quarters they used and what my highest quarter wages came out to. Here's a short video they put up about reaching a live person at EDD if you're in the same boat trying to get through: https://youtu.be/JmuwXR7HA10

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PaulineW

Author

Oh interesting, I didn't realize they combine wages from different jobs in the same period. I did work a couple of shifts at a catering company in January so maybe that helps too.

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Same thing happened to me - had two part time jobs and EDD counted both. The base period thing confused me forever until I actually got someone on the phone.

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Which quarters did the agent say they used for you? Like did they go back 18 months?

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The standard look-back is roughly the first four of the last five completed calendar quarters before you file. So not quite 18 months back but close. The agent showed me exactly which ones applied to my dates.

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Filing right away is the move here - don't wait around trying to figure out if you qualify first. The claim starts from the Sunday of the week you apply, so every week you delay is a week you can't get back. Go to myEDD at https://myedd.edd.ca.gov/ and start the application online. Have your Social Security number, your restaurant's full address, your last day of work, and an estimate of what you earned each quarter handy. EDD will figure out your base period and tell you on the DE 429Z what your weekly amount would be.

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PaulineW

Author

I keep seeing DE 429Z mentioned - is that like a letter they mail you or something in UI Online?

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It's a mailed notice, comes a couple weeks after you file. Shows your weekly benefit amount and the maximum your claim can pay out. If anything on it looks wrong you have 30 days from the mailing date to appeal it in writing.

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The 'don't wait' part is so important. I waited almost two weeks thinking I needed to gather more documents and lost those weeks entirely.

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Can I jump in with a question? Does the type of restaurant job matter? Like I'm a tipped employee and my actual hourly wage is below minimum wage - most of my income is tips. Does EDD count tips when they figure out if you qualify?

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Tips that your employer reported and that show up on your W-2 count as wages for EDD purposes. Cash tips that were never reported are murkier - EDD goes off what was actually on the books. If your employer was reporting your tips properly you should be fine.

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Okay that's reassuring. My employer did payroll through a system that tracked declared tips so they should be in the records.

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tipped workers qualify all the time, the base period math works the same way. the issue is usually just whether the tips were reported or not like the person above said

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Something that caught me off guard - there's a waiting week at the beginning where you don't get paid even if you're approved and certify properly. So your first certification usually covers two weeks but only one of them pays. Worth knowing upfront so you're not freaking out thinking something is wrong when that first payment is half what you expected.

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PaulineW

Author

Okay THANK YOU. I would have absolutely panicked thinking something went wrong. So the first certification covers week one (unpaid waiting week) and week two (first paid week)?

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Yep, exactly that. Week one serves the waiting period, week two is your first actual payment. After that you certify every two weeks and both weeks pay.

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I made this mistake and called EDD in a panic thinking they shorted me. The rep explained the waiting week and I felt so dumb lol. At least I learned it

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Does the waiting week count toward your 26 weeks? Like do you lose a week of benefits because of it?

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The waiting week doesn't eat into the total amount your claim can pay - it doesn't reduce your maximum benefit amount. It just delays when payments start.

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My layoff was from a hotel front desk job and I had almost the identical worry - only worked there 8 months and panicked that it wasn't enough time. Turned out my wages in just my second quarter on the job were over $4,000, which was well above the $1,300 threshold. The whole 'you need a year' thing seems to be a myth that gets passed around a lot at workplaces.

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PaulineW

Author

Eight months and you qualified no problem - that's really reassuring to hear. Did you have any issues with the application itself?

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The application was pretty smooth online. The part that took longest was just looking up my employer's exact legal business name and address. Restaurant groups especially sometimes have a different legal entity name than the place you actually worked.

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The legal name thing tripped me up too. Had to call my old HR to get the right address because my offer letter had the wrong entity name on it.

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Real quick - what happens if someone worked seven months at one place but got fired, not laid off? Does that change whether the wages count toward the qualifying threshold?

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The wages still count toward figuring out if your claim is valid - a firing doesn't wipe out your earnings from that job. What changes is that EDD opens an eligibility question about why you were let go. They schedule a phone interview to hear both sides, then decide if you qualify to actually receive benefits. Laid off is usually straightforward, fired depends on what EDD determines about the circumstances.

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So you can still have a valid claim financially but then have a separate question about whether the firing disqualifies you from actually getting paid?

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Exactly right. Two separate things: (1) do your wages make you eligible to have a claim at all, and (2) are you eligible to actually receive benefits given why you stopped working. A firing triggers the second question.

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EDD told me after my phone interview that they'd mail a Notice of Determination. Turned out fine for me but those few weeks waiting were stressful

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Does anyone know if you can qualify if you worked two totally different jobs at different times? Like four months at a coffee shop, then a gap, then three months at a grocery store? Or does it have to be one continuous job?

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Multiple jobs are totally fine - EDD adds up wages from all your employers during the base period. It doesn't matter if there were gaps between them or if they were totally different industries. As long as the combined wages hit the qualifying threshold you're good.

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Oh wow okay. I had no idea it worked that way. So even if neither job alone would qualify me the two together might?

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Exactly. EDD pulls W-2 wages from all employers across those four quarters. The only wages they can't use are from employers who weren't reporting properly to the state.

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For anyone wondering about part-time work while on a claim - you can still work part-time and get partial benefits. EDD doesn't just cut you off the moment you pick up any shifts. They have a formula where the first $25 or 25% of what you earned that week (whichever is bigger) doesn't count against you, and the rest gets subtracted from your weekly benefit amount.

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PaulineW

Author

Oh this is good to know because my restaurant manager mentioned they might want me to pick up occasional catering shifts. So I could do that and still get partial benefits for weeks I work less than full time?

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Right, as long as it's part-time and not a full week of work. Full-time employment ends eligibility for that whole week. And you have to report every dollar earned in the week you earned it, not when you get paid.

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The 'when you earned it not when you got paid' thing is really important for shift workers. I reported wages in the wrong week my first certification and had to contact EDD to fix it.

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How do you even fix a wrong wage report after you already certified??

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You contact EDD - either send a message through your UI Online account or call them. The Report Wages option in UI Online only works before you certify for that period, not to correct something already submitted.

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Okay here is something nobody mentioned yet - CalJOBS. After you file EDD will likely send you a notice (the DE 8405) saying you need to register on the CalJOBS site and post a resume within 21 days. Miss that deadline and your payments can stop. I almost missed mine because I thought it was just some optional job board, not an actual requirement.

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PaulineW

Author

I had no idea about CalJOBS. Is it at caljobs.ca.gov? What do you actually have to post there?

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Yeah, caljobs.ca.gov. You create a profile and upload or build a resume. It doesn't have to be perfect, it just has to be there and active. EDD checks it. The DE 8405 notice tells you the deadline specific to your claim.

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I got that notice and genuinely thought it was spam at first. Really glad I didn't throw it away.

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The notice comes in the mail right? I'm in an apartment building where mail sometimes gets lost. Is there any way to see it in UI Online too?

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The notice itself is mailed. If you're worried about mail I'd just log into UI Online and check your Claim History regularly - it'll show pending issues that might be related. And honestly just register on CalJOBS proactively even before the notice shows up, it can't hurt.

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Had to actually get EDD on the phone last month about my base period - my claim showed a weekly benefit amount that seemed too low and I couldn't figure out why. Adjudication had already cleared but the number just didn't match what I expected from my wages. A four-month stretch last year was my highest-earning period but it landed outside the standard base period. The agent confirmed the standard base period looked at the four specific quarters before my claim, and my highest earnings had just missed the cutoff. They told me EDD automatically checks an alternate base period but only if the standard one doesn't produce a valid claim at all - it doesn't bump up a weekly amount for a claim that already qualified.

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PaulineW

Author

Wait so if your best earning quarter isn't in the standard base period you can't do anything about it?

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Pretty much, if your claim is already valid under the standard base period. The alternate only kicks in to save a claim that would otherwise have zero valid wages, not to get you a higher weekly amount.

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This is a really common misunderstanding. The alternate base period is a rescue option, not an upgrade option. If the standard base period produces a valid claim, that's the one EDD uses.

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ugh that happened to me too. made great money for like six months then the timing just killed my benefit amount. nothing you can do about it

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Does the weekly benefit amount max out? Like if you made a ton of money can you get more than a certain amount per week?

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California caps the weekly benefit amount at $450. No matter how high your wages were in the base period, $450 is the ceiling. The minimum is $40. Most people land somewhere in between based on their highest quarter earnings.

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$450 max feels pretty low honestly for California cost of living. Is that number ever changing?

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It does adjust occasionally but $450 is the current cap. It's genuinely not a lot for high-cost areas but it's what the program pays. Some people supplement with part-time work while on the claim for exactly that reason.

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Applied online after getting cut from my retail job and the whole process took maybe 20 minutes. I was so scared it would be complicated but the myEDD application walks you through everything step by step. The hardest part was finding my employer's exact legal name which I had to look up on my last pay stub.

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PaulineW

Author

Good to hear it's not as complicated as I was imagining. Did you have to do anything after you applied, like a phone interview?

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Mine was a straight layoff so no phone interview needed. Just got the DE 429Z in the mail, then the CalJOBS registration notice, started certifying every two weeks through UI Online, and payments came through pretty quickly after that.

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The online application really is pretty painless. I was overthinking it way too much.

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Something that stressed me out at first - EDD notifies your old employer when you file. My situation was complicated because I'd had a falling out with my manager before they let me go and I was worried they'd fight my claim. Can an employer just deny a claim and block your benefits?

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Employers can't block a claim - EDD makes the call, not them. What employers can do is respond to EDD's notice with their version of events, and EDD takes both sides into account. If your separation is straightforward (like a layoff) it usually doesn't go anywhere. If there's a dispute about why you were let go, EDD schedules interviews with both you and the employer.

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Okay so even if they contest it EDD still decides based on what actually happened?

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EDD decides, full stop. An employer who doesn't respond at all to the notice actually loses their ability to appeal EDD's decision afterward. So if anything, an unresponsive employer is better for the claimant.

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My former employer disputed my claim and EDD still paid me after the phone interview. They asked really specific questions about my last few weeks and I just told them exactly what happened.

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My weekly benefit amount on my DE 429Z came out to around $310. I went back and tried to do the math myself to check it and couldn't figure out how EDD calculated it from my quarterly wages. Is there a formula somewhere?

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The EDD Unemployment Benefit Calculator on edd.ca.gov does the estimate if you plug in your quarterly wages. The official formula is based on your highest quarter but EDD doesn't publish the full calculation in a simple way - the calculator is the most practical tool. If the amount on your DE 429Z seems really off from what the calculator shows, appeal within 30 days of the mailing date.

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I'll try the calculator tonight. I just want to make sure I'm not leaving money on the table because of some data entry error.

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Worth double checking. Errors do happen. And the 30-day appeal window goes fast - don't sit on it if something seems wrong.

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Quick thought for anyone nervous about the work search requirement - you have to be actively looking for work every week you certify. EDD doesn't publish a specific number of contacts you have to make each week, but keeping your own notes on where you applied, who you contacted, and when is a solid habit in case there's ever a question about it.

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PaulineW

Author

How specific do I need to be when certifying about work search? The certification just asks if I looked for work, right?

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The certification asks whether you looked for work and whether you were able and available to work. Answer honestly. EDD can and does audit work search activity so having your own records is smart even if you don't submit them every two weeks.

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I keep a simple running document with job title, company, date applied, and the method (online, in person, etc). Overkill maybe but better safe.

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The 'able and available' question trips people up. If you had a week where you were sick or traveling somewhere you couldn't have taken a job, that's a week where you technically shouldn't certify yes to both questions.

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Can I ask about timing payments? I certified Sunday night and my Money Network card still showed nothing Tuesday morning. Is there a delay I should expect?

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Payments often post within about 24 hours of certifying online but it's not guaranteed to be instant. Check your payment status in UI Online under Payments - it updates daily. You can also call 1-866-333-4606 anytime, that line is 24 hours and gives payment info.

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Oh I didn't know about that phone number. I'll check there. It was my first certification so maybe processing takes a bit longer the first time?

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First payment sometimes takes a day or two longer while EDD processes everything for the first time. After that it tends to be more consistent.

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Mine showed up Wednesday after Sunday certification my first time. After that it was usually Monday or Tuesday.

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How does it work if someone gets severance when they're laid off? My company is offering two months of severance pay and I'm not sure if I need to wait until that runs out before I file for unemployment.

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File right away, don't wait. EDD's rules say severance paid under a company plan or policy isn't counted as wages that delay your benefits - it's different from, say, vacation payout or in-lieu-of-notice pay. That said, severance is still on the list of things you report when certifying, and EDD makes the final call on how it affects your specific payments. The important thing is you don't need to wait for severance to run out before you file.

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I did not know that at all. I was planning to wait until January. So I should file this week?

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File this week. The claim starts from the Sunday of the week you apply and you can't go back and claim earlier weeks. Every week you delay is a week you lose.

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I had severance too and filed immediately. EDD asked about it during my certification and I reported the amount. It ended up not affecting my weekly payments but I'm not sure if that's universal - EDD decides case by case.

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The person asking about how long you have to work - your coworker is spreading a rumor that's really common in restaurants and retail. The 'work a full year' thing gets repeated constantly in those industries and it's just not accurate. EDD cares about dollar amounts in a specific time window, not calendar months on the job. If you were making $17/hour at 30+ hours weekly for seven months you almost certainly have a valid claim and the weekly benefit amount will likely be close to the max.

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PaulineW

Author

I literally came back to this thread to update - I filed this morning! The application took about 25 minutes online. I had my pay stubs from the restaurant so the quarterly wage estimates were easy to put in. Now just waiting on the DE 429Z.

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Great news. Register on CalJOBS now even before you get the official notice about it. And once you get the DE 429Z, check the numbers against the EDD calculator to make sure everything looks right.

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Congrats on filing! Start keeping a list of your job search activity from this week forward so you have records if EDD ever asks. And certify on time every two weeks - missing a certification can create headaches.

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Wait I'm confused about something - I thought you had to do an interview before EDD would pay you anything? Like the 'phone interview' everyone mentions - is that automatic for everyone?

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The phone interview is only scheduled when there's a specific question about your eligibility - like if you quit, got fired, or there's some other issue EDD needs to sort out. A straightforward layoff typically doesn't require one. The interview isn't a standard step for everyone, it's triggered by the circumstances of your separation or other eligibility questions.

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Oh okay so for a normal layoff I just file, certify, and get paid without an interview?

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Usually yes - layoffs are generally processed without a phone interview. If EDD does schedule one you'll get a notice (the DE 4800) in the mail with the date and time, and that info also shows up on your UI Online homepage.

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I confused the phone interview with an appeal hearing for a long time. They're totally separate things. The interview is just EDD gathering info to decide eligibility, the appeal is what happens after you get a denial and want to fight it.

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Something I looked into when I was first trying to figure out how long must you work to get unemployment - the alternate base period. I'd read online that if your recent wages are higher you can ask EDD to use the most recent four quarters instead. When I eventually got an agent on the phone, they told me EDD checks the alternate automatically but only as a fallback when the standard base period doesn't produce a valid claim at all. My claim was already valid so the alternate didn't apply to me.

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PaulineW

Author

This came up earlier in this thread too - so you can't request the alternate just to get a higher weekly amount?

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Exactly right. The alternate base period is EDD's backup to make a claim valid, not a way to increase the weekly amount on a claim that's already valid. I wish I'd known that before spending time trying to figure out if I could ask for it.

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There's a lot of misinformation about this online. The alternate base period question comes up constantly and the answer is always the same - it's automatic and only for rescuing an otherwise invalid claim.

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Taxes on unemployment benefits caught me off guard last year. Federal taxes apply to what EDD pays you - it counts as income on your federal return. California state taxes don't apply, which is at least something. You can choose to have 10% withheld for federal taxes each time you certify, which I'd recommend so you're not hit with a bill in spring.

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PaulineW

Author

Oh I definitely want to do the withholding. How do I set that up - is it in UI Online somewhere?

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You choose it during each certification - EDD asks if you want federal withholding for that period and you say yes. It's a question every two weeks, not a one-time setting you turn on forever.

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I did not know it was asked every certification. I thought I'd set it once and it was done. Going back to check my next one.

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EDD mails a Form 1099G each January showing your total benefits for the year. It's also available in UI Online under Payments if you need it before it arrives.

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For anyone who filed and is waiting - Pending status in your UI Online Claim History just means EDD is still working on something for that week. It doesn't necessarily mean something is wrong. Sometimes it clears on its own after a few days, sometimes there's an actual issue they need to resolve. If it stays Pending for more than a few weeks it's worth contacting EDD to find out what's holding it up.

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PaulineW

Author

How do you contact EDD when you have a pending question? Is the phone line the only option?

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A few ways - send a message through your UI Online account, use Ask EDD on their website, call 1-800-300-5616 weekdays 8 to 5, or use the live chat from the Help button in UI Online (that's available Monday to Friday 9 to 2). I've had the best luck with the UI Online message for non-urgent questions.

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The live chat is genuinely underrated. Way shorter wait than the phone line and I've gotten real answers on it.

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My claim was stuck pending for three weeks and I finally used Claimyr to get through to an EDD agent - my adjudication had an open ID verification step I didn't know about because the DE 1326C went to my old address. The agent told me to complete verification through ID.me right away, which I did, and the pending weeks cleared within a few days after that.

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PaulineW

Author

Glad yours got resolved! I'm definitely going to keep an eye on my Claim History once I start certifying and reach out early if I see anything stuck in Pending.

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