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Hailey O'Leary

How do I know if im eligible for unemployment in California EDD?

Okay so I got laid off two weeks ago from my warehouse job and I have no idea where to even start with this. My coworker said I should apply for unemployment but honestly I don't even know if I qualify. Like what are the requirements? Do they look at how long you worked or how much you made? I worked at this place for about 14 months full time before they let me go. I tried reading the EDD website but it's honestly confusing and I keep going in circles. Can someone just break it down for me?

DE 429Z is the form that actually tells you your weekly benefit amount once EDD processes your application, so that's how you'll know if the wages you earned are enough to build a valid claim. The basic threshold is that you need at least $1,300 in your best-paid quarter during your base period, or at least $900 in your highest quarter with your total base period wages coming to 1.25 times that amount. Your base period is roughly the first four of the last five completed calendar quarters before you file. With 14 months of full-time warehouse work, you almost certainly meet that threshold. Being laid off puts you in the best position because that's through no fault of your own, which is what EDD looks for on the reason-for-separation side of things. Apply through myEDD at https://myedd.edd.ca.gov/ and don't wait, because the claim starts from the Sunday of the week you file, not the day you got laid off.

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what is a base period though? like is that the whole time i worked at the job or just part of it

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Think of it as a window of time, not your whole employment history. For most people filing right now it covers roughly the first four of the last five completed calendar quarters. So if you filed today, it would typically include wages from about a year and a half ago up through a few months ago, not all the way to last week. That recent quarter usually falls outside it. EDD has a free calculator on its site where you can punch in your wages and get an estimate.

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the calculator is actually really helpful, i used it before i even applied just to see if it was worth it

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Adjudication on a layoff claim is usually pretty smooth compared to a quit or firing situation. Fourteen months of full-time work earning warehouse wages is going to show solid numbers in that base period. Used Claimyr (claimyr.com) to get through to an EDD agent on my own claim after my Claim History in UI Online showed weeks sitting as Pending with no explanation. The agent pulled up my record and told me exactly which quarter had been flagged and what document EDD was waiting on. There's a video they put out on reaching a live person at EDD if that's useful: https://youtu.be/JmuwXR7HA10. After that call I uploaded what was needed through my UI Online account and my pending weeks cleared.

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wait what does pending mean? is that bad?

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Pending in your Claim History just means EDD is still working on that week, could be an eligibility question or an identity verification step. It doesn't automatically mean anything is wrong, it's just not resolved yet.

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ugh mine showed pending for like three weeks and i was losing my mind, turned out it was just the waiting week thing

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The waiting week is real, every claim has one unpaid week at the start. First time you certify you're usually covering that waiting week plus one paid week.

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Eligibility really comes down to three things working together: did you earn enough wages during your base period, did you lose the job through no fault of your own, and are you able and available to work right now. A layoff hits all three of those if your earnings are there. The tricky situations are quits and firings, where EDD digs deeper, but a straight layoff is the cleaner path. Apply right away, the clock on your benefit year starts the Sunday of the week you file.

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i was definitely laid off, they did a whole round of cuts, like 20 people got let go the same day

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A mass layoff like that is exactly the scenario EDD handles most often. You should be in good shape, just get the application in.

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same exact thing happened at my company last year, applied the same week and had no issues with the layoff determination

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okay so I read somewhere that you have to have worked at the job for a certain number of months to qualify, is that true? like is there a minimum time you had to be employed

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There's no minimum number of months as a rule. What matters is the dollar amount you earned in your base period, specifically that at least one quarter hit a certain threshold. Someone who worked three months at high wages could qualify while someone who worked a year at very low wages might not. It's always about the earnings, not the calendar.

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oh okay that makes way more sense, i was scared because i only worked somewhere for like 7 months before this

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Seven months of full-time work at any reasonable wage is almost certainly going to meet the earnings test. The threshold is not very high.

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One thing that tripped me up when I first filed was not knowing about CalJOBS. After EDD processed my application I got a Notice of Requirement to Register for Work, the DE 8405, and I had to get my resume posted on caljobs.ca.gov within 21 days or my payments could get held. Nobody told me that when I applied, I only found out because someone on a thread like this mentioned it.

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so i have to register on some other website too? is that required for everyone

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EDD tells you in that notice whether you have to or not, not everyone gets it. But if you do get the DE 8405 in the mail, don't sit on it, that 21-day window goes fast.

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i got that notice and totally ignored it for two weeks, almost messed up my payments, definitely pay attention to that one

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DOES ANYONE ELSE FEEL LIKE THE EDD WEBSITE IS DESIGNED TO MAKE YOU GIVE UP. I'm on week four of trying to figure out why my account is flagged and every time I call I either get the system hung up on me or I sit on hold for two hours and nothing. I'm not even getting into it here but just wanted to say to the person asking, yes apply, yes you're probably eligible, but brace yourself for the actual experience of dealing with EDD after you do

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this is kind of terrifying honestly, i really need this money

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i'm not trying to scare you, the application part is actually not bad, it's when something goes sideways that it becomes a nightmare. hopefully yours is smooth

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For what it's worth, a clean layoff with no disputes usually moves through pretty quickly. The nightmare scenarios are mostly when there's a question about why someone left or when identity verification has an issue.

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Applied last month after a layoff from a restaurant job where I'd worked for about a year. The application itself through myEDD took maybe 25 minutes. Have your Social Security number, your employer's full address, and your last day worked ready before you start. EDD mails the DE 429Z after they process it and that's when you see your actual weekly benefit amount.

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how long did it take to actually get paid after you applied

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About three weeks total from application to first payment landing on the Money Network card. First certification covered the waiting week and one paid week, like others mentioned.

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okay good thats not as long as i was afraid of

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the money network card thing confused me, i thought they'd just direct deposit it. do you have to do something to set that up or does it just come automatically

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EDD defaults to the Money Network prepaid debit card, it shows up in the mail automatically. If you want direct deposit you go into myEDD and change the payment method there. Either way works, just depends on what you prefer.

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okay so i don't have to do anything extra for the card, good

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card came about a week after my first payment was processed, just activate it when it arrives

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To the original poster, the fastest way to find out if your specific wages qualify is to use the Unemployment Benefit Calculator on EDD's site before you even apply. It gives you an estimate of your weekly benefit amount based on your earnings. It won't be perfect but it tells you pretty quickly whether you're in the ballpark. With full-time warehouse wages for 14 months you almost certainly are.

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i didn't know there was a calculator, trying that right now

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Plug in your quarterly earnings from your pay stubs if you have them. The estimate won't match exactly what the DE 429Z shows but it'll be close.

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the calculator was pretty close for me, within like $15 of the actual weekly amount

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something that nobody mentioned yet, you need to verify your identity through ID.me as part of the process. if EDD can't verify you automatically they'll mail you a DE 1326C asking you to do it. the sooner you get that done the better because pending weeks can stack up while identity is unresolved

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what is id.me, is that like a separate account i have to make

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yeah it's a separate platform, you create an account, take a photo of your ID, and they verify it and share the info with EDD. annoying extra step but EDD requires it

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i got the DE 1326C and panicked thinking something was wrong with my claim, it's just the identity step, don't freak out if you see it in the mail

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Weeks on my claim were stuck in pending and the live chat through the Help button in UI Online wasn't cutting it, the agents there kept telling me to wait. After using Claimyr to actually get an EDD agent on the phone, she looked at my account and found that my employer had responded to the claim notice disputing my separation reason. The agent explained that an interview would be scheduled and that I'd get a DE 4800 in the mail and also see the time on my UI Online homepage. That was information I couldn't get anywhere else.

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wait employers can dispute claims? i didn't know that was a thing

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EDD notifies your last employer when you file. They have 10 days to respond. If they dispute the reason you left, EDD opens a question about your eligibility and that's where interviews and adjudication come in. For a clean layoff where the company did a mass cut you're probably fine.

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this is exactly what happened to me too, employer disputed and suddenly everything is on hold

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confused about something in this thread, someone said you have to look for work while collecting, does that mean they can deny you if you're not applying for jobs

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Every week you certify you're confirming that you were able to work, available for work, and looking for work during those weeks. If you weren't, that week isn't payable. It's not like EDD audits every application you submit, but if they ever review a claim they can ask about it.

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okay so i should be keeping track of where i apply just in case

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Keeping notes on your job search activity is a reasonable habit. EDD doesn't tell you a specific number of contacts to make, just that you need to be genuinely looking.

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wait I'm confused now. someone above said the base period doesn't include the most recent quarter. so if I just got laid off last week all my recent wages don't count? that seems messed up

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The standard base period ends a quarter or so before your filing date, so yes, your most recent wages often aren't in it. But EDD automatically checks an alternate base period, the last four completed quarters, if your standard base period wages aren't enough to build a valid claim. So those recent wages can still count if you need them.

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okay so it's not like those wages just disappear, that makes me feel better

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The alternate base period is basically EDD's safety net for exactly that situation. It doesn't get applied if you're already valid under the standard one, but it's there if you need it.

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Can I ask something kind of related, if I get a new job while I'm collecting and it's only part-time, do I have to tell EDD or does that mess up my claim

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Report all earnings for the week they were earned when you certify, not when you get paid. Part-time work doesn't automatically end your claim. EDD has a formula where the first $25 or 25 percent of your gross weekly earnings, whichever is larger, isn't counted, and whatever's left gets subtracted from your weekly benefit amount. So you can still receive a partial benefit.

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okay so part time work doesn't just shut everything off, good to know

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Full-time work ends eligibility for that specific week though, so if you have a week where you work full time you wouldn't certify for a benefit that week

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my situation is a little different, i quit my last job because my boss was making it impossible and i have another job starting in 3 weeks, can i collect in between

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A quit is harder to get through than a layoff. EDD's standard is that you have to show you had a good reason for quitting, something that would have caused a reasonable person to leave. EDD decides that after looking at the circumstances. The fact that you have a job starting soon is relevant but doesn't automatically make the quit payable. Worth applying and going through the interview to let EDD make that call.

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so it's not automatic no, but i should still apply and explain the situation

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Apply and certify even while the question is open. If EDD decides the quit qualified you'll get paid for those weeks, but only if you certified for them.

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DE 429Z came and my weekly benefit amount was lower than the calculator estimated. I was confused because I had a raise in my last few months and the salary bump wasn't showing up the way I expected

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A recent raise is a really common reason for that gap. If the raise happened in your most recent quarter and that quarter falls outside the standard base period window, those higher wages just aren't counted. If your claim is still valid under the standard base period, the alternate base period that uses more recent wages doesn't kick in. It's not a mistake, it's just how the window works.

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ugh okay that makes sense but still feels unfair

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You're not alone in that frustration, pretty much everyone with a recent raise hits the same wall

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Layoff situation after seven years at a tech company, the severance package question kept tripping me up when I tried to apply. I read conflicting things online about whether severance meant I couldn't file right away. Used Claimyr to get an EDD agent on the phone before I filed and the agent told me my account showed no pending issues and that I should go ahead and apply, that the severance amount would be something to report when I certify but that EDD would decide how it affects each week. Filed the same day and my claim went through cleanly.

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oh that's actually really helpful, i was wondering about severance too but i didn't get any so i guess i don't have to worry about it

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Even if you had gotten some, the agent was clear that it doesn't block you from filing. You just report it when certifying and EDD works out the numbers.

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for the person asking about eligibility, one more practical thing: have your employer's full mailing address ready when you apply, not just the company name. i didn't have it and had to stop and look it up and almost lost my application session

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good call, i'll get that together before i start the application

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also your last day worked and the specific reason you were let go, have that answer clear in your head because they ask it in a way that matters for the claim

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and social security number obviously but most people know that one

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Went back and read this whole thread because I'm in a similar spot, recently laid off and nervous. Question: does EDD contact your employer and can that cause problems if the layoff was kind of messy in terms of paperwork on their end

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EDD mails the last employer a notice when you file and gives them 10 days to respond. If the employer doesn't respond, EDD proceeds without their input and they lose the ability to appeal EDD's decision. If the employer does respond and disputes something, EDD may schedule a phone interview with you to hear your side. For a mass layoff where multiple people were let go, employers rarely dispute individual claims.

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okay a mass layoff situation is what i have too so that's reassuring

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My layoff was part of a big cut too and EDD never called me about separation, it just went through on its own

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Vacation payout came through on my final check after the layoff and I had no idea if that counted as wages I needed to report or if it changed when I could start collecting. Nobody had a clear answer when I asked around.

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Vacation pay is on EDD's list of earnings to report when you certify, for the week it was earned or covers. EDD decides how that affects your payment for that specific week. It's one of those things worth reporting accurately and letting EDD calculate rather than trying to figure out in advance.

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okay so i should have reported it when i certified for that week, i didn't, is that a problem

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If you reported a week wrong, the way to fix it is to contact EDD directly, either through a message in your UI Online account or by phone. The Report Wages option in UI Online only works before certifying that week, not to correct something already submitted.

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going to send a message through UI Online today then, thanks

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Layoff and my claim got flagged for adjudication even though I definitely wasn't fired for cause. The hold has been going on long enough that I went ahead and used Claimyr to get an agent, since the message queue in UI Online wasn't getting any responses. Reached an agent who looked at my account and said the flag was connected to identity verification, the DE 1326C step hadn't cleared yet even though I had completed it in ID.me. The agent submitted a note to have it reviewed. I kept certifying through the whole wait and the payments came through once it resolved.

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so even if something is flagged i should keep certifying? i was going to stop because i thought there was no point

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Keep certifying every two weeks no matter what. EDD can only pay back weeks that you actually certified for. If you stop, those weeks are gone.

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This is one of the most important things in this whole thread. Certify through every hold, every appeal, every adjudication. The weeks only exist to be paid if you certified them.

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okay noted, i will not stop certifying, thank you

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