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Savannah Glover

EDD unemployment eligibility after quitting job to care for terminally ill family member?

I've been on PFL (Paid Family Leave) for the past 6 weeks caring for my older sister who has terminal lung cancer. My PFL benefits just ran out last week, but she still needs full-time care and has maybe 2-3 months left according to her doctors. I had to officially resign from my position as a medical assistant because my employer needed someone reliable long-term and couldn't hold my job any longer. I've worked at that clinic for almost 3 years before this happened. Once my sister passes, I'll need to find work again, but in the meantime, would I qualify for unemployment benefits? Or am I disqualified because I technically quit? I've heard mixed things about "good cause" for leaving a job, but I'm not sure if family caregiving counts. Has anyone been in a similar situation or know what EDD considers valid in these cases?

This is actually a complicated situation. Generally, when you voluntarily quit a job, EDD considers you ineligible UNLESS you had "good cause" to quit. Family caregiving responsibilities CAN qualify as "good cause" in some circumstances, especially for immediate family members with serious health conditions. When you apply, you'll likely be scheduled for a phone eligibility interview where you'll need to explain your situation in detail. Make sure you have documentation ready: medical records showing your sister's condition, any communications with your employer about the situation, and proof that you were the primary caregiver. The EDD interviewer will determine if your reason meets their good cause standard.

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Thank you for the detailed response. Do you know if I should apply right away, or wait until after my sister passes away since I know I won't be able to accept work until then? I don't want to commit fraud by saying I'm available for work when I'm not.

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im so sorry about ur sister. my mom had cancer 2. EDD is realy strict about the "able and available" requirement so u might get denied if u tell them u cant work right now. but definately apply and see what happens, u paid into the system

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I went through something similar with my father's illness last year. You will face two main hurdles with EDD: 1. The voluntary quit issue (which can be overcome with good cause) 2. The "able and available for work" requirement Here's what I learned: You must be able and available for work to receive UI benefits. If you cannot accept work offers because you're providing full-time care, you might not qualify right now. However, you should still apply immediately and be honest about your situation. In the certification process, you'll be asked if you were able and available for work each week. If you weren't available, you won't receive benefits for those weeks, but your claim will remain open. Once your caregiving responsibilities end and you become available for work, you can begin receiving benefits without having to file a new claim. Your benefit year lasts for 12 months from initial filing. I'm sorry you're going through this difficult time.

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Thank you for sharing your experience. This makes a lot of sense. I think I'll go ahead and apply now to get the claim started, then be honest during certifications about my availability. I appreciate your kindness and the practical advice.

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THE EDD SYSTEM IS DESIGNED TO DENY YOU!!! They will make it impossible to get benefits even though you have a completely valid reason. I quit to care for my elderly mother and they denied me saying I "abandoned my job" which is RIDICULOUS!!! Then they scheduled an interview at 8am and called me at 4pm instead and marked me as "no-show"!!! Fight for your rights and DON'T GIVE UP!!!

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While the system can be frustrating, I've found that documentation is key. OP, make sure you have written proof of everything - medical records, your resignation letter explaining the reason, any communications with your employer. I had better luck once I submitted all my documentation upfront rather than waiting for them to ask for it. Also, when EDD schedules your eligibility interview, be prepared for them to call anytime during the day, not just at the scheduled time (learned this the hard way!).

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My cousin works for EDD (not saying this publicly lol) and she says that caring for immediate family members with terminal illness actually IS considered good cause, but you need to prove there were no other options (like other family members who could help, hospice care, etc). Also she says most people get denied initially and have to appeal, so dont give up if that happens to you.

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Getting through to EDD to explain your situation can be a nightmare! I was in a somewhat similar position (had to quit to care for my mom after a stroke) and spent WEEKS trying to reach someone for my eligibility interview. I finally used Claimyr (claimyr.com) to get through to an EDD rep quickly instead of calling hundreds of times. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km The rep I talked to was actually understanding once I explained everything and provided documentation. Just make sure to emphasize that you will be available for work soon (even if not immediately) and that you had no reasonable alternative to quitting.

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I second using Claimyr - saved me hours of frustration trying to reach EDD. Just be prepared with all your documentation when you do get through.

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Thanks for the suggestion! I'll check out that service if I have trouble reaching EDD. I'm expecting to need to talk to someone given how complicated my situation is.

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To clarify something important: You need to apply for UI benefits FIRST, then EDD will schedule the eligibility interview. You can't just wait until after your sister passes to apply, because benefits are not retroactive. File now, explain your situation honestly, and when you certify for benefits each week, answer truthfully about your availability. Once you become available for work again, you'll start receiving benefits if your voluntary quit was determined to be with good cause. Also remember that if you're denied, you have the right to appeal within 30 days.

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That makes sense. I'll submit my application this week and make sure to document everything thoroughly. I appreciate everyone's help during this difficult time.

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wait i just realized something... did u apply for disability insurance (SDI) for ur sister? if shes disabled she might qualify for that and it could help with costs while ur caring for her. its different from unemployment but its also through EDD.

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She's actually receiving SDI already, and has been since her diagnosis. That's helping with some expenses, but it doesn't replace my income, which is why I was hoping to qualify for UI. But thank you for bringing that up!

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just wondering but have u looked into hospice care? they might be able to provide some respite care so u could work part time maybe? just a thought.

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Yes, we do have hospice coming 3 times a week, but they're only here for about an hour each visit. It's helpful but not enough for me to maintain regular work hours. We're looking into additional options though.

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I'm so sorry you're going through this with your sister. What you're doing is incredibly selfless. Based on what others have shared here, it sounds like you have a strong case for "good cause" quitting, especially since you were already on PFL and had medical documentation. One thing I'd add - when you do your eligibility interview with EDD, emphasize that you explored all other options before resigning (sounds like you did with your employer trying to accommodate you initially). Also mention that this is temporary caregiving with a defined end, not an indefinite situation. Have you considered reaching out to your local Area Agency on Aging? They sometimes have additional caregiver support resources that might help stretch the care coverage you're getting. Wishing you and your sister strength during this time.

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