EDD eligibility after church employment - they didn't pay UI taxes
I just got fired from my full-time job at a church where I've worked since March 2023. They let me go today for reasons that honestly make no sense (basically blamed me for stuff that wasn't even my responsibility). Here's my problem - I found out churches don't pay into unemployment insurance, which I had no idea about when I took the job. I'm really worried about how I'm going to pay bills while job hunting. Has anyone here been in a similar situation? Can I still apply for unemployment benefits even though my employer didn't contribute to the system? Would EDD consider any previous employment before the church job? I'm totally lost on how this works and getting pretty desperate.
22 comments


Evelyn Rivera
Unfortunately, most religious organizations are exempt from paying UI taxes, which means their employees typically can't collect benefits based on that employment. HOWEVER - you might still qualify if you had other employment during your base period! The EDD looks at a specific time period (base period) to determine eligibility, not just your most recent job. If you worked somewhere that DID pay UI taxes in the quarters before your church job, you might still qualify for something.
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Kolton Murphy
•Thanks for responding! Before the church, I worked at a retail store for about 8 months in 2022, and they definitely took taxes out of my paychecks. Would EDD still consider that even though it was over a year ago?
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Julia Hall
The base period is the first 4 of the last 5 completed calendar quarters before you file your claim. So it depends exactly when you file. If you file in May 2025, your base period would be Jan-Dec 2024. Since you've been at the church since March 2023, your previous job earnings probably won't be in your base period anymore. But it's ALWAYS worth applying anyway! The worst they can do is say no.
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Arjun Patel
•this hapend to my cousin last yr, she workd at a private school that didnt pay UI. she got denied benefits but then apealed and showed she had other jobs b4 that. took forever but she got aproved for a small amount. just apply!!!
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Jade Lopez
Churches r exempt from UI taxes becus of separation of church and state. its BS if u ask me cause u still work just as hard but get no safety net. the system is rigged against workers!!
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Tony Brooks
•While religious organizations are indeed exempt from paying unemployment insurance taxes, this isn't actually a "separation of church and state" issue. It's part of the Federal Unemployment Tax Act exemptions. The EDD doesn't discriminate against church workers specifically - they simply can't pay benefits when no contributions have been made for that employment. It's the same with some small family businesses and certain types of independent contractors.
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Ella rollingthunder87
I was in almost exactly your situation in 2023! Worked for a religious nonprofit that didn't pay UI taxes. I couldn't get regular unemployment, BUT I did qualify for Disability Insurance (SDI) when I needed it because that comes out of OUR paychecks, not the employer's contributions. Check your paystubs - if they took out SDI, you at least have that protection if you ever get sick or need to care for a family member. Not helpful for your current situation though, sorry.
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Kolton Murphy
•That's good to know about SDI at least. I'm healthy right now, but it's something to keep in mind. This whole situation just feels so unfair. I had no idea when I took the job that I was giving up this safety net.
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Tony Brooks
To add some additional information: if you were fired for reasons that weren't misconduct (which sounds like your case), and IF you had sufficient wages in your base period from a covered employer, you could potentially qualify. The key questions are: 1. When exactly did you work at the retail job in 2022? 2. What were your quarterly earnings there? 3. When exactly are you planning to file your claim? Even if your base period doesn't include enough covered employment, I still recommend applying. The application process has been streamlined, and the EDD will make the determination based on all your information.
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Kolton Murphy
•I worked at the retail job from January through August 2022, making about $3,800 per month. I'm planning to file immediately since I need the income. Is there any way to find out if I'd qualify before going through the whole application process?
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Yara Campbell
if they didnt pay in you dont get benefits thats just how it works sorry man. churches can opt out of the system because of religous freedom. its dumb but thats the law. when i was job hunting i had to start driving uber just to pay bills
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Evelyn Rivera
•That's not entirely accurate. Religious organizations are exempt by default, but the issue is more complex. The OP might still qualify based on previous covered employment depending on their base period. The EDD looks at earnings from all UI-covered employers during the base period, not just the most recent employer.
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Tony Brooks
Based on the dates you provided, if you file in May 2025, your base period would be January through December 2024, which unfortunately wouldn't include your retail job from 2022. However, you should absolutely still apply. The EDD system will determine if you have enough wages in your base period from any covered employer. If you're having trouble getting through to EDD to check on your claim status (which is common), I recently discovered a service called Claimyr that connects you directly to an EDD representative without the usual wait time. It saved me hours of redial frustration. Their website is claimyr.com and they have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km
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Kolton Murphy
•Thanks for that info. I'll definitely still apply and see what happens. And I appreciate the tip about Claimyr - I've heard the EDD phone system is a nightmare, so that might come in handy if I need to follow up on my application.
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Julia Hall
One more thing to consider - if you worked ANY other job (even part-time) during 2024 at an employer who paid UI taxes, those wages could help you qualify for at least some benefits. Even a small amount of covered employment might make you eligible for a minimal benefit amount. The application will ask for ALL your employers during the past 18 months, so make sure you include everything.
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Kolton Murphy
•I actually did some weekend retail work during holiday season last year for about 6 weeks. It wasn't much, maybe $2,500 total, but I'll definitely include that on my application. Every little bit helps at this point!
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Evelyn Rivera
That holiday work might be exactly what helps you qualify! Even a small benefit amount would make you eligible. And once you're in the system with an active claim, it's easier to get help from EDD if your situation changes. Good luck with your application, and please update us when you hear back!
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Kolton Murphy
•I will definitely update! Going to submit my application tonight. Fingers crossed that holiday job makes a difference. Thanks everyone for all the helpful information - feeling a bit more hopeful now.
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Lucas Adams
I'm sorry to hear about your situation! Getting fired from a job is stressful enough without worrying about unemployment benefits. I went through something similar a few years ago when I worked for a small nonprofit that also didn't pay UI taxes. It's definitely worth applying even if you're not sure you'll qualify - the EDD will review all your work history during the base period. From what others have shared, that holiday retail work you mentioned could be key! Also, don't forget to look into other resources while you're job hunting - food banks, utility assistance programs, and local churches (ironically) often have emergency assistance funds for people in tough spots. Wishing you the best of luck with your application!
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AstroAdventurer
•Thank you so much for the encouragement and practical suggestions! I hadn't thought about looking into local assistance programs, but that's a really good idea to help bridge the gap while I'm waiting to hear back from EDD and job hunting. It's reassuring to hear from someone who went through a similar situation with a nonprofit. I'm definitely going to apply tonight and include all my work history. The community support here has been amazing - I was feeling pretty alone and panicked this morning, but now I have a clearer picture of my options and some hope that things might work out.
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Finley Garrett
Hey Kolton! I went through almost the exact same thing when I got laid off from a religious school in 2021. The church exemption is so frustrating when you're on the receiving end! One thing I learned that might help - even if your regular UI claim gets denied due to the church employment, you can sometimes qualify for federal programs like Pandemic Emergency Unemployment Compensation (though that's expired now) or other special assistance programs during economic hardships. Also, while you're waiting to hear back from EDD, definitely check with your local workforce development office. They often have emergency funds or can connect you with temporary work opportunities that pay immediately. Many of them also offer free resume help and job placement services. The waiting period for EDD can be brutal, so having multiple irons in the fire really helps. Keep us posted on how your application goes!
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QuantumQuasar
•Thanks Finley! That's really helpful to know about the workforce development office - I hadn't even thought about that resource. I'm definitely going to look into what's available locally while I wait to hear back from EDD. It's good to hear from someone who actually went through this with a religious organization. Did you end up qualifying for any benefits eventually, or did you have to rely entirely on other resources? I'm trying to set realistic expectations for myself while still staying hopeful.
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