EDD confusion about 26 weeks maximum benefit - need help before week 13!
Hi everyone, I'm starting to panic about our unemployment benefits running out. My husband is approaching week 13 of his claim and I'm about 2 weeks behind him. I read something online (maybe Reddit?) saying that there's something critical we need to do BEFORE hitting the 13-week mark to ensure we get the full 26 weeks allowance. Is this true? Do we need to file for an extension before a certain point? I'm confused because I thought the 26 weeks was automatic as long as you keep certifying. Does it matter if we still have a claim balance? My husband's balance should cover several more weeks, but mine is getting lower. We both lost our jobs when our company downsized (small tech startup), and I'm worried about what happens if we hit some deadline we didn't know about. Can anyone explain what we need to do to ensure we receive the full 26 weeks? Sorry if this is a dumb question - just trying to avoid financial disaster for our family.
19 comments


Liam O'Reilly
There is NO special action needed at week 13 to get your full 26 weeks of regular UI benefits. As long as you continue to certify every two weeks and remain eligible, you'll automatically receive benefits up to your maximum benefit amount or until you hit 26 weeks, whichever comes first. The "applying before week 13" thing might be outdated info from pandemic extensions (PEUC, PUA) which no longer exist. What matters is: 1. Your claim balance - if this runs out before 26 weeks, your benefits stop 2. Continuing to certify on time 3. Remaining eligible (work search, reporting income, etc.) Best way to check your status is to log into UI Online and check both the "Claim Summary" and "Payment Activity" sections. This will show your remaining balance and weeks paid.
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Aria Washington
•Oh thank goodness! I was freaking out thinking we'd miss some deadline. So basically as long as we keep certifying and have a claim balance, we should receive benefits for the full 26 weeks? What happens if the claim balance runs out before 26 weeks though?
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Chloe Delgado
my roomate had same issue last month. dont wory about week 13 thing its not real. you just keep doing the certify thing every 2 weeks and youll be fine until week 26 or your $ runs out. the system is dumb but atleast its straight forward lol
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Aria Washington
•Thanks! That makes me feel better. Did your roommate get the full 26 weeks?
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Chloe Delgado
•ya she got all 26 weeks and found job right after. just keep doing the certify and job search stuff. the 13 week thing might be from covid times when they had extensions
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Ava Harris
I think you're mixing up regular UI benefits with extension programs that existed during COVID. Currently in 2025, California provides a MAXIMUM of 26 weeks of regular UI benefits. The key factors are: - Your CLAIM BALANCE is the total amount of money you can receive - Your WEEKLY BENEFIT AMOUNT is what you get each week - If your claim balance divided by your weekly benefit amount equals less than 26, you'll run out of benefits before hitting 26 weeks - If your claim balance is sufficient, you'll get the full 26 weeks Example: If your weekly benefit is $450 and your total claim balance is $10,000, you'd get approximately 22 weeks of benefits (10,000 ÷ 450 = 22.2). There are NO EXTENSIONS currently available once you exhaust regular UI benefits.
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Aria Washington
•Thank you for the detailed explanation! That makes perfect sense. So in our case, my husband's weekly benefit is $520 and his balance is around $11,000, so he should get roughly 21 weeks. I'm getting $485/week with about $9,500 left, so just under 20 weeks for me. I appreciate the clarification!
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Jacob Lee
THE SYSTEM IS DESIGNED TO CONFUSE YOU!!! I wouldn't believe what anyone tells you about week 13 or extensions or whatever. EDD purposely makes everything complicated so people give up on their benefits. When I was on unemployment, I could NEVER get through on the phone to get a straight answer. The website is useless too. Just keep certifying and DOCUMENT EVERYTHING in case they try to say you owe money later.
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Emily Thompson
•While EDD can be frustrating, spreading misinformation doesn't help anyone. The system isn't "designed" to confuse - it's just outdated and understaffed. The rules for regular UI are actually pretty straightforward: up to 26 weeks as long as you have claim balance and remain eligible.
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Jacob Lee
•Ok whatever but try telling that to someone who's spent 5 WEEKS trying to get through on the phone to fix a simple address change!!! The entire system is broken and they don't care!!!
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Sophie Hernandez
Have either of you received notification about an eligibility interview? Sometimes around the 10-12 week mark, EDD does random eligibility interviews to verify your continued eligibility. If you miss this interview, benefits can stop. Check your UI Online inbox and mail for any notices. Also, I'd recommend calling EDD directly to verify your specific claim status. I know it's nearly impossible to get through, but I finally reached someone using Claimyr (claimyr.com). They connected me to an EDD agent in about 20 minutes when I'd been trying for days on my own. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km Worth it for peace of mind to hear directly from EDD about your specific situation.
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Aria Washington
•No, neither of us has received any interview notification yet. Is that something everyone gets or just random checks? I'll definitely check our UI Online inbox more carefully. Thanks for the Claimyr tip - I might try that. I've called the EDD number probably 20 times this week and either get disconnected or the "we're experiencing high call volume" message.
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Sophie Hernandez
•Not everyone gets interviews - it depends on your claim details. But definitely keep an eye out for any communications from EDD. And yes, calling them directly is nearly impossible these days. Claimyr was the only way I finally got through after trying for over a week on my own. The agent I spoke with answered all my questions about my claim timeline.
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Daniela Rossi
I went through this last year. The 13-week thing is probably confusion about the work search requirements that got updated after COVID. You need to do work search activities EVERY WEEK (not just by week 13) to keep getting benefits. Make sure you're both: - Applying to jobs each week (at least 3) - Saving evidence of applications (screenshots, confirmation emails) - Saying YES to looking for work on your bi-weekly certification Also, don't forget that your husband will need to start looking for work outside his field after 13 weeks if he hasn't found anything. EDD expects you to expand your job search if you're unemployed that long.
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Aria Washington
•We've both been doing the work search activities and documenting everything. I didn't know about needing to look outside your field after 13 weeks though! Is that an official EDD rule? My husband is a software developer and I work in marketing - how different do the jobs need to be?
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Daniela Rossi
•It's not a hard rule with an exact week cutoff, but EDD does expect you to expand your job search if you remain unemployed for an extended period. They could question your eligibility if you're only applying to very specific positions after several months. It doesn't mean total career change - your husband could look at adjacent tech roles or your marketing skills could transfer to different industries. Just don't be too restrictive in your search.
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Ryan Kim
I think what you might be referring to is the old Fed-Ed extension which required filing before a certain week to qualify. That program ended years ago. Currently for 2025, there are NO extensions beyond the regular 26 weeks of UI. The most important thing to watch is your BENEFIT YEAR END date. This is 12 months from when you first filed. Your claim remains active until this date as long as you have a balance and continue to certify. If you exhaust your benefits before 26 weeks, that means your claim balance wasn't enough to provide 26 full weeks at your weekly benefit amount. Unfortunately, there's nothing you can do to increase this amount once your claim is established. Don't panic! Just focus on work search and keep certifying.
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Aria Washington
•Thank you! That makes sense. So there's really nothing special we need to do at week 13 - it was probably old information I found. Our benefit year end date is January 2026, so we have plenty of time there. I guess I'll just try to breathe and focus on our job search activities instead of stressing about a non-existent deadline!
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Benjamin Johnson
Hey Aria! I just went through this exact same worry a few months ago when I was around week 12. I found some old forum posts from 2020-2021 talking about extensions and got totally freaked out thinking I'd miss some deadline. Turns out everyone here is right - there's NO action needed at week 13 for regular unemployment benefits. The confusion comes from the pandemic-era programs (PEUC, PUA, Fed-Ed) that had specific timing requirements, but those are all gone now. The current system is much simpler: you get up to 26 weeks OR until your claim balance runs out, whichever comes first. Just keep certifying every two weeks and doing your work search activities. One thing that helped my anxiety was logging into UI Online and taking a screenshot of my "Claim Summary" page showing my remaining balance and benefit year end date. Having that info written down made me feel more in control of the situation. You and your husband are doing everything right - don't let the stress of job searching be made worse by worrying about non-existent deadlines!
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