EDD claim balance running out - can I renew or file new claim after multiple layoffs?
My EDD claim situation is confusing me and I'm getting nervous about running out of benefits. I currently have about $5,900 left in my claim balance. My work history has been a rollercoaster: - Laid off from my marketing job in August 2022 - Found new position at a startup in November 2022 - Company went through layoffs again in March 2023 - Still unemployed despite 20+ job applications weekly I've been drawing from the same original claim balance since August 2022, even after the second layoff. The balance hasn't refreshed or been recalculated. What happens when this money runs out? Can I file a new claim or get an extension? Am I just out of luck once it hits zero? The EDD website isn't clear about situations with multiple layoffs in a short period.
17 comments

Drake
Unfortunately once your claim balance runs out, that's it for this benefit year. Each UI claim has a 1-year benefit period from when you first filed. Since you filed in August 2022, your benefit year would have ended August 2023. You'd need to file a new claim after your benefit year ends, but you need to have earned enough wages in the base period to qualify for a new claim.
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Gabriel Graham
AuthorWait, I'm confused. My benefit year already ended last August then? But I'm still certifying and getting paid. Does that mean I'm on some kind of extension already?
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Sarah Jones
your claim is still active if ur still getting paid lol ur benefit year might have been automatically extended. just keep certifying until the money runs out then call edd to see whats up
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Sebastian Scott
This is incorrect information. EDD does not automatically extend benefit years. What likely happened is that OP filed a new claim after their benefit year ended in August 2023, and they're now in a new benefit year. The claim balance represents the total benefits available during the current benefit year.
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Emily Sanjay
Based on what you've shared, it sounds like you're actually on a newer claim that started after August 2023. The key thing to understand is: 1. Benefit year = the 12-month period your claim is valid 2. Claim balance = the total money available during that benefit year 3. Weekly benefit amount = how much you can receive each week When your claim balance runs out, you cannot file a new claim until your current benefit year ends. After that, you'll need to have earned enough wages in the base period (usually the 5-15 months before filing) to qualify for a new claim. For example, if your current claim started in September 2023, your benefit year would end September 2024, and you'd need wages from roughly April 2023-June 2024 to qualify for a new claim.
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Gabriel Graham
AuthorThank you for explaining! I think I filed a new claim in September 2023, but honestly I was so stressed I don't completely remember. Is there a way to check when my current benefit year ends in UI Online?
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Jordan Walker
Same thing happened to me last year! So frustrating how they don't make this clear. You can see your benefit year end date on your UI Online homepage where it shows your claim summary. It should be right near where you see your claim balance and weekly benefit amount.
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Natalie Adams
The EDD system is such garbage. I ran out of money in January and they said I didn't qualify for a new claim even though I worked for 6 months!!! They count weird quarters for the base period and I missed the cutoff by TWO WEEKS. Now I have to wait until April to reapply. The whole system is designed to deny benefits!!!!
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Emily Sanjay
The base period system can be frustrating, but it's actually designed to be consistent. EDD uses the first 4 of the last 5 completed calendar quarters before you file. So there's always a lag quarter right before you file that isn't counted. If you're close to a quarter change, sometimes waiting a few weeks to file can make a big difference in qualifying.
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Elijah O'Reilly
I went through something similar with multiple layoffs. When my balance got low, I tried calling EDD to understand my options but couldn't get through for DAYS. Finally used a service called Claimyr (claimyr.com) that got me connected to an EDD rep within 20 minutes. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km The rep confirmed I needed to wait until my benefit year ended before filing a new claim, but they also checked if I had any other programs I might qualify for. Definitely worth talking to a real person about your specific situation rather than guessing.
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Amara Torres
does that claimyr thing really work? ive been trying to reach edd for 2 weeks about my identity verification issue
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Elijah O'Reilly
It worked for me, but I was skeptical at first too. Way better than calling 50+ times a day and getting nowhere. The rep I spoke with was actually helpful and took the time to explain my options.
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Drake
To clarify what happens when your balance runs out: 1. You'll keep certifying until the balance reaches $0 2. After that, you'll get a notice saying your benefits are exhausted 3. You cannot file a new claim until your current benefit year ends 4. When your benefit year ends, you can file a new claim IF you have enough wages in the base period There are no federal extensions available right now (those were only during COVID), so if you exhaust your balance before your benefit year ends, there will be a gap until you can file a new claim.
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Gabriel Graham
AuthorThank you - this is exactly what I needed to know. I guess I better start tracking my benefit year end date and planning accordingly. I'm going to check my UI Online account to find the exact date.
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Sebastian Scott
One additional thing to keep in mind - even if you qualify for a new claim after your benefit year ends, EDD compares your weekly benefit amount (WBA) on the new claim to your old one. If the new WBA is $25+ less than your old one, you may be able to continue on your old claim rate instead of the lower new one. This is called the "Determination of Continued Eligibility" process. Given your work history with the period of employment at the startup, make sure you have documentation of all your earnings for when you file your next claim. EDD sometimes misses employer-reported wages, especially from newer companies.
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Gabriel Graham
AuthorThat's really helpful information. I'm going to gather all my paystubs from the startup job just in case. The company was pretty disorganized so I wouldn't be surprised if there were reporting issues.
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Tyrone Hill
I've been in a similar situation with multiple layoffs and the uncertainty is really stressful. One thing that helped me was creating a timeline of all my employment dates and claim activity to better understand where I stood. Since you mentioned filing 20+ applications weekly, make sure you're keeping detailed records of your job search activities - EDD can ask for this information during audits or if there are any issues with your claim. Also, if you haven't already, consider expanding your search to include contract or temporary work. Even short-term employment can help build your wage base for future claims. The job market has been brutal lately, especially in marketing with all the tech layoffs. Don't get discouraged - it's not a reflection of your skills or worth. Keep networking and consider reaching out to recruiters who specialize in your field. Sometimes they have insights about upcoming openings that aren't posted publicly yet.
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