EDD claim balance depleted before benefit year ends - what are my options?
I'm in a tough spot and not sure what to do. My EDD unemployment claim balance just hit $0 last week, but my benefit year doesn't end until November 2025 (about 7 months from now). I was laid off from my position as a dental assistant and have been receiving benefits since December. I've been actively applying for jobs but healthcare hiring is really slow right now in my area. I got the notification that my claim balance is exhausted, but I'm confused about what happens next. Do I need to file a new claim even though my benefit year isn't over? Is there any way to get an extension? I tried calling EDD this morning but couldn't get through to an actual person. Any advice would be greatly appreciated!
16 comments
Diego Castillo
sorry to hear about ur situation. i think ur just out of luck now. once the money runs out thats it unless theres some disaster extension program but those r rare
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Ruby Knight
•That's what I was afraid of. Has anyone successfully gotten any kind of extension in the last year or so? I'm really starting to panic about bills.
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Logan Stewart
When your claim balance hits zero before your benefit year ends, you've essentially received all the benefits you're entitled to for that claim. Regular UI benefits in California have a maximum of 26 weeks, so if you've been collecting since December, that timeline makes sense. You cannot file a new regular UI claim until your benefit year ends in November. However, you should check if you qualify for any of the following: 1. Training Extension (TE) - If you enroll in an approved training program, you might qualify for additional weeks. 2. State Disability Insurance (SDI) - Only if you have a medical condition that prevents you from working. 3. FED-ED - This federal extension is only available during periods of high unemployment and isn't currently active. I'd recommend continuing your job search and documenting all your efforts. When your benefit year ends in November, you can file a new claim if you've earned sufficient wages in the meantime.
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Mikayla Brown
•This is mostly right but you forgot to mention she could also try applying for CalFresh (food stamps) and other assistance programs to bridge the gap until she either finds work or can file a new claim when her benefit year ends.
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Sean Matthews
I WENT THROUGH THIS EXACT SITUATION LAST YEAR!!! The system is BROKEN! They don't tell you that your benefits will run out before the year is up and then they expect you to magically survive for months with no income until you can file again. I called EDD like 47 times and either got hung up on or put on hold for hours. COMPLETE WASTE OF TIME!!!
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Ruby Knight
•That's really frustrating to hear... did you ever find a way to actually get through to someone? I'm willing to try anything at this point.
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Ali Anderson
Try Claimyr if you need to actually reach an EDD rep. I was in a similar situation and couldn't get through for days. The service connects you with an EDD agent much faster than calling directly. Saved me hours of frustration. Their website is claimyr.com and they have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km Even though you've exhausted your claim, you might have options they can explain, or they might be able to check if there was an error in your benefit calculation. Worth a try!
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Diego Castillo
•is that legit? seems sketchy to me
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Ali Anderson
•Totally legit. I was skeptical too but it worked for me last month. They just help you get through to an actual EDD agent instead of getting the constant busy signals or disconnects.
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Zadie Patel
I'm a career counselor who works with many clients on unemployment. Unfortunately, what others have said is correct - when your claim balance reaches zero, that's all the benefits you can receive until your benefit year ends. The 26-week maximum is standard. However, there are a few things to check: 1. Make sure all your past certifications were processed correctly. Sometimes there can be weeks that weren't paid that should have been. 2. If you worked part-time during your claim and reported income, your benefits might have been reduced in those weeks, potentially extending how long your claim lasted. Double-check that all reduced payments were calculated correctly. 3. Consider expanding your job search beyond your specific field. While waiting for dental assistant positions, look into related healthcare administrative roles or receptionist positions at medical/dental offices. 4. Apply for other assistance programs as mentioned - CalFresh, rental assistance programs, utility payment assistance, etc. Unfortunately, without special federal extensions (which aren't currently available), there's no way to extend regular UI benefits beyond the maximum entitlement.
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Ruby Knight
•Thank you for this detailed response. I'll check my past certifications to make sure everything was processed correctly. I have been looking at receptionist roles too, but even those are competitive right now. I'll definitely check out CalFresh - hadn't thought of that!
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A Man D Mortal
my cousin had this happen and she went to the edd office in person and they told her about some training program where she could get extra weeks while taking classes to improve her job skills maybe that could help you?? not sure what its called tho
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Logan Stewart
•That's the California Training Benefits (CTB) program I mentioned above. It allows for benefit extensions if you enroll in approved training. The key is that you need to apply for CTB *before* your claim balance runs out, so unfortunately it's likely too late for the original poster. Also, not all training programs qualify - they need to be on the state's approved list.
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Ruby Knight
I managed to get through to EDD this morning after using the Claimyr service that someone suggested. The representative confirmed what most of you said - once benefits are exhausted, I can't file a new claim until my benefit year ends in November. However, she did check my claim and found that I had one week where I reported wages incorrectly (I reported gross instead of net after business expenses for some freelance work), so they're going to adjust that and add a small amount back to my claim balance. It's not much, but it's something! She also helped me understand what documentation I'll need when my benefit year ends to file a new claim. I've already applied for CalFresh and am expanding my job search beyond just dental offices. Thank you all for your help and suggestions during this stressful time!
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Mikayla Brown
One thing no one mentioned - check with your previous employer about your COBRA health insurance options if you haven't already. You should have received information about this when you were laid off. Even though it's expensive, having health coverage is important while you're between jobs, especially in healthcare where some employers require current vaccinations/screenings.
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Ruby Knight
•Thanks for mentioning this. I actually did sign up for Covered California instead of COBRA since it was much more affordable. Luckily my health insurance is covered through July!
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