EDD benefits exhausting in February - any extension options available?
So my regular UI claim is about to exhaust mid-February (just calculated I've got about $1,800 left which will last 3 more weeks at my WBA). Despite applying to literally 30+ jobs since December, I'm still unemployed. Had promising interviews at 4 companies but keep getting the same feedback - either 'overqualified' or 'we need someone with more specific experience in XYZ' 🤦♀️ I'm starting to panic because rent, car payment, and utilities don't magically disappear when benefits run out. I've worked consistently for the past 5 years in accounting (with only a 10-month gap after having my daughter in 2020). Does EDD automatically review for extensions when your claim balance hits zero? Will I get some kind of notification about next steps? Or am I just completely out of luck once my benefit year ends? I've heard conflicting things about Fed-Ed and PEUC but not sure if those even exist anymore in 2025.
20 comments
Rebecca Johnston
Unfortunately, the pandemic-era extensions like PEUC and Fed-Ed are no longer available. When your claim balance exhausts, that typically means your benefits end unless you qualify for a new claim. Since you've worked consistently for 5 years (minus the parental leave), you might qualify for a new claim IF some of that work falls outside your current benefit year. The key is whether you have wages in your base period that weren't used for your current claim. If your claim balance exhausts, you should immediately file a new claim through UI Online to see if you qualify. EDD won't automatically extend or renew anything - you have to initiate the process yourself.
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KingKongZilla
•Thank you for explaining. I'm not sure I understand what you mean about "base period" though? All my work for the past 5 years was at the same company until I was laid off in August 2024. So all those wages were probably used for my current claim, right? Does that mean I'm just out of luck when February comes?
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Nathan Dell
im in the same boat my benifits run out next week and ive got 3 kids to feed. this system is so broken they expect us to magically find jobs when theres nothing out there!!!! ive applied to 20 places and got 1 interview that went nowhere
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KingKongZilla
•It's so frustrating right? I've been tailoring my resume for each application too, not just sending the same one everywhere. Sometimes I wonder if real humans even look at our applications or if it's just AI filtering everything out 😞
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Maya Jackson
There's no more extensions like during COVID times. However, here's what you need to know about potentially filing a new claim: 1. EDD looks at your base period (the first 4 of the last 5 completed calendar quarters before you file) 2. To qualify for a new claim, you need to have earned at least $1,300 in at least one quarter of your base period OR earned at least $900 in your highest quarter and 1.25x that amount across your entire base period 3. The catch: you need to have earned NEW wages since the beginning of your CURRENT claim to qualify for a new one So if you haven't worked at all since starting your current claim, you likely won't qualify for a new one. If you had ANY employment (even part-time) during your current benefit year, file a new claim as soon as your benefits exhaust.
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Tristan Carpenter
•This isn't completely accurate. You don't just need "new wages" - you specifically need to have earned at least $1,300 in a single quarter AFTER the start of your previous claim. Having a few hundred dollars of earnings here and there won't qualify you for a new claim.
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Amaya Watson
when my benefits ran out last year I tried calling EDD to ask about extensions and couldn't get through FOR DAYS. kept getting the "too many callers" message and then disconnected. total nightmare when you're already stressed about money!!! finally found this service called Claimyr that got me connected to an EDD rep in under 20 minutes. they have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km the EDD rep confirmed I wasn't eligible for an extension but at least I stopped wasting time trying to call. check out claimyr.com if you're struggling to get through
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Grant Vikers
•does that actually work? ive been trying to get thru for a week!!
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Amaya Watson
•It worked for me! Saved me from the nightmare of calling 50+ times a day. The rep I spoke with was actually helpful too - explained exactly why I wasn't eligible for more benefits and suggested some other resources.
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Giovanni Martello
U should apply 4 CalFresh (food stamps) asap since ur UI is ending. Also check if ur county has rental assistance programs. Better 2 get applications in now b4 ur completely broke. Some counties have emergency help programs but the waitlists get long.
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KingKongZilla
•That's a good idea, I hadn't thought about CalFresh. Do you know if they count unemployment as income for qualification purposes? I'll look into rental assistance too - I've been trying to avoid dipping into my small emergency fund but it won't last long with housing costs in California.
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Tristan Carpenter
I've been through this exact situation twice in my career. Here's what you need to know: 1. After regular UI exhausts, there are currently NO automatic extensions available in California (PEUC, Fed-Ed, and PUA all ended years ago) 2. You need to file a completely new claim after exhaustion, but you'll only qualify if you've worked and earned sufficient wages SINCE your current claim began 3. If you don't qualify for a new UI claim, consider these alternatives: - CalWORKs (if you have dependent children) - CalFresh for food assistance - County General Assistance/Relief (very limited funds but available in emergency situations) - Some counties have temporary rental assistance programs Also, expand your job search beyond your exact profession - look for adjacent roles where your skills transfer. It's better to take something that pays less temporarily than have zero income while holding out for the perfect position.
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KingKongZilla
•Thank you for laying everything out so clearly. I've actually started applying for administrative assistant and customer service roles too, even though they pay less than my accounting positions. At this point, some income is better than none. I'll definitely look into CalFresh and the county assistance programs.
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Tristan Carpenter
•That's the right approach. Also, many temp agencies specialize in accounting/finance placements. They often have short-term roles that can both provide income and potentially lead to permanent positions. Robert Half, Accountemps, and AppleOne usually have bookkeeping and AP/AR positions that might match your experience. Good luck!
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Grant Vikers
just wondering did you try amazon or walmart?? they hire quick
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KingKongZilla
•I've applied to three Amazon warehouse positions actually! Haven't heard back yet. I'll try Walmart too - good suggestion. At this point I'm ready to take whatever I can get while still looking for something in my field.
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Nathan Dell
THE EDD SYSTEM IS RIGGED!!!! they dont want to help regular people. they MAKE IT IMPOSSIBLE to get extentions even when theres no jobs!!!!! why do we even pay into this system if it abandoned us when we need it most???
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Maya Jackson
•I understand your frustration, but unemployment insurance was never designed to be a long-term solution. The standard UI claim in California lasts for 26 weeks (about 6 months), which is actually more generous than many states. Extensions typically only happen during periods of very high unemployment or national emergencies (like during COVID). The current unemployment rate in California is around 5.4%, which isn't considered high enough to trigger any extension programs. It's not that the system is rigged - it's operating as designed for non-emergency times.
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Rebecca Johnston
Since you mentioned having a child, you might want to check if you qualify for CalWORKs, which provides cash aid to families with children. The income limits are strict, but if you're about to have zero income, it's worth investigating. Also, make sure you're using all the free job search resources available through EDD and America's Job Centers. They offer resume reviews, interview coaching, and sometimes have connections with employers looking to hire quickly. If you need to speak with EDD about your options, definitely call early in the morning right when the phone lines open. That's usually the best time to get through without excessive wait times.
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KingKongZilla
•Thank you! My daughter is 4 now so I believe we would qualify for CalWORKs if needed. I'll check out the America's Job Centers too - I honestly didn't know they offered those services. I've been mostly using Indeed and LinkedIn for my job search. I tried calling EDD yesterday and couldn't get through (kept getting the message about too many callers). I'll try right when they open at 8am tomorrow.
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