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Freya Christensen

Can u collect unemployment if u get fired? California EDD rules explained

So I got let go from my warehouse job last Friday and I'm trying to figure out where I stand. My supervisor said I was being terminated for "performance issues" but honestly it felt pretty vague - I never got any written warnings and my last review was fine. I applied online through myEDD the same day I was let go but now I'm just sitting here not knowing if getting fired automatically means I get nothing. Is that even how it works? Do they just reject you automatically if your employer says fired? I have about 6 weeks of bills I can cover before things get really tight so I need to understand what I'm dealing with here.

Getting fired doesn't automatically kill your claim - that's a really common thing people get wrong. The way EDD looks at it, your employer basically has to show that you did something wrong on purpose, like you intentionally violated a rule or policy. Vague "performance issues" with no warnings and a decent review? That's going to be a tough case for them to make. File and let EDD sort it out through the interview process.

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So they actually have to prove something specific? I was under the impression that if my employer just said fired, EDD would take their word for it and deny me automatically.

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Nope, EDD talks to both sides. You'll get a scheduled phone interview and so will your employer, and EDD decides after hearing from everyone. It's not just your employer's word.

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Agreed. The burden isn't just on the worker here - the employer has to come to the table with actual evidence of misconduct, not just a reason that sounds official.

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Had almost this exact situation about eight months ago - terminated for what my old retail job called "repeated policy violations" but I'd never received a single write-up. EDD scheduled a phone interview with me, asked what happened from my side, then contacted my former employer. The whole process took about three and a half weeks before anything was decided. The notice they mailed told me the outcome and had an appeal form attached in case I disagreed.

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Did you end up getting approved? I'm trying to figure out how realistic my chances actually are.

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My claim went through fine. I can't promise yours will go the same way since every case is different, but EDD really does look at whether the employer can back up what they're saying.

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Same kind of experience - I was nervous the word 'fired' would just mean automatic denial but it really does depend on what the employer can actually show.

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Termination weeks on UI Online showed Pending for me until after my interview wrapped up - Claimyr (claimyr.com) is what finally got me talking to a live EDD agent about it. The agent pulled up my file and told me which week the interview decision was still open on and confirmed my identity check had cleared. The video on reaching a live person at EDD by phone is at https://youtu.be/JmuwXR7HA10 if you want to see what that looks like. After the agent gave me those specifics I knew exactly what I was waiting on instead of just staring at Pending all day.

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How long were your weeks showing pending before you actually talked to someone? Mine just flipped to pending this morning and I'm already anxious.

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About twelve days before the interview date. The agent also told me my DE 429Z had already been generated, which I didn't even realize, so it was useful just to know where things actually stood.

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Pending just means EDD hasn't finished deciding yet, which makes sense when there's a termination question open - it's not a bad sign on its own.

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The phone interview is the key step everyone needs to understand here. EDD will mail you a DE 4800 notice with the date and time they want to reach you, and that same date and time shows up on your UI Online homepage too. You need to have your phone with you and available at that exact time - the interviewer phones at the scheduled time, you don't call them. If you miss it, phone EDD that same day because otherwise they'll just decide from whatever information they have, and that usually means less information from your side.

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What kind of questions do they usually ask in the interview? Do I need any documentation ready?

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They'll ask about your last day, what your employer told you was the reason, whether you had any warnings or write-ups, your attendance, things like that. Having any emails or documents from your employer handy is smart even if they don't ask you to submit them.

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The DE 4800 also tells you what topics the interview will cover, so you're not going in totally blind. Worth reading that notice carefully when it arrives.

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Can I jump in here because I had a confusing moment with this process - when people say "appeal" do they mean the phone interview or is that a totally separate thing? My cousin went through this and kept using those terms like they meant the same thing and I want to make sure I understand correctly.

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Completely different things. The phone interview happens before EDD makes any decision on your claim - it's just EDD gathering information. An appeal is what you do after EDD mails you a Notice of Determination (DE 1080CZ) if you think they got it wrong. You'd have 30 days from the mailing date on that notice to file a written appeal.

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Oh okay that makes way more sense. So the interview comes first and an appeal would only come into play if EDD decides against me and I disagree with that.

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Exactly - a lot of people mix those up. You can't skip to an appeal, the interview and EDD's decision have to happen first.

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EDD being slow to schedule these interviews is what kills me. Filed three weeks ago, still waiting on my DE 4800, checking UI Online every morning like it's going to change while my bank account does the opposite of grow.

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The wait for the notice is genuinely rough. Three weeks is not unusual when there's a termination question on the claim because those get routed to a different queue than a straightforward layoff filing.

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Does calling EDD actually get you any information at this stage or is it just 'we can't tell you anything yet' every time?

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Calling while you're waiting can at least confirm they received everything and show you if there's anything missing on your end. Whether they can tell you a specific timeline is hit or miss depending on who answers.

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Something worth knowing about the "performance issues" framing your old employer used - that phrase is really vague and EDD knows it too. If the employer can't point to something specific you did intentionally or deliberately, it's hard for them to meet the bar EDD uses for misconduct. No written record of warnings and a decent review actually works in your favor during the interview.

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That's genuinely reassuring. I keep second-guessing whether I should even bother because "fired" sounds so final.

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File and do the interview, that's really all you can control right now. Lots of people with termination on their claims get approved.

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Totally agree - I've seen people here post about getting approved after being fired for things way more specific than 'performance issues.' File and show up for the interview prepared.

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Make sure you registered in CalJOBS and posted a resume too, if EDD sent you a DE 8405 notice. That's a separate requirement from the interview and missing it can pause payments. You have 21 days from the date on that notice to get it done at caljobs.ca.gov.

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I haven't gotten any DE 8405 yet but I'll watch for it. What actually happens if someone misses that 21-day window?

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Missing it can hold up your payments - EDD flags the account until the registration is done. If you get the notice, do it right away and don't sit on it.

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CalJOBS registration tripped me up the first time I filed because I didn't realize it was separate from everything else I had to do. The DE 8405 is easy to overlook when you're focused on the interview.

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Real talk about the certification side of things - you need to keep certifying every two weeks even while EDD is still deciding your eligibility. If your claim eventually gets approved, EDD can only pay weeks you actually certified for. Skipping certifications because you're unsure about the outcome means losing those weeks permanently.

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I didn't realize that. So I should start certifying even though nothing has been decided yet?

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Yes, absolutely. Keep certifying on schedule through the whole process. The first certification usually covers your waiting week plus one paid week, but you won't know the amounts until EDD finishes the decision.

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This is exactly the kind of thing that doesn't get explained anywhere obvious. The instructions never say 'keep certifying while you wait for eligibility to be decided' in a way you'd actually notice.

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What I want to know is whether the employer even has to respond to EDD. My old manager told everyone at the company that EDD automatically sides with employees which seems obviously wrong but now I'm seeing my coworkers believe it.

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Your manager had it backwards. EDD mails the former employer a notice when you file - it's called a DE 1101CZ - and they're supposed to respond within 10 days of the date on it. If they don't respond, EDD moves forward without their input, which usually works out for the claimant. But EDD decides, not the employer either way.

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So neither side 'automatically wins' - EDD actually looks at both sides and makes the call. That's what I figured but I couldn't find it explained clearly anywhere.

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The employer can't just deny the claim, they can only give EDD their side of the story. EDD makes every actual decision.

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Honestly the scariest part of my termination claim was just not knowing for weeks. Filed, waited, checked UI Online every day, saw Pending, worried. Then the DE 429Z showed up in the mail and I finally had a weekly benefit amount to look at, though that document doesn't actually mean EDD has decided you're eligible - it just shows what the claim could pay if approved.

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Wait, the DE 429Z isn't an approval letter? I saw someone else call it that and I was going to watch for it as confirmation.

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Not an approval - it's more like the math behind your potential weekly payment. The actual decision on eligibility comes separately, either through payments showing up or a Notice of Determination if there's a problem.

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Exactly right. A lot of people mistake the DE 429Z for an approval letter and then are confused when their weeks are still pending. If you disagree with the weekly amount on the DE 429Z, you have 30 days from its mailing date to appeal that in writing.

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Payments land on a Money Network debit card unless you switch to direct deposit in myEDD. Worth setting up the payment method you want early so you're not hunting for the card when payments finally process. The card comes in the mail automatically but direct deposit you have to choose yourself.

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Good to know, I didn't realize it defaults to the card. I'd prefer direct deposit so I'll set that up now.

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You can change it in myEDD at https://myedd.edd.ca.gov/ anytime - you're not stuck with one method.

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Payment info updates daily in UI Online so once things get moving you can actually track it in real time, which is way less stressful than refreshing your bank account.

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Fired FROM WHERE matters a little too I think? Like I heard somewhere that if you work for a nonprofit they don't pay into unemployment insurance and so you can't claim. Is that actually true?

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That's not accurate - working for a nonprofit doesn't disqualify you from unemployment. Nonprofits are covered under California's UI system just like regular employers. File your claim the same way you would anywhere else.

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Oh wow I totally had that wrong. I told two of my friends that last year and now I feel bad.

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Super common misconception. The employer's tax situation is different depending on what kind of organization they are, but that's their problem, not the worker's. Former nonprofit employees file and get paid like everyone else.

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While everything was still pending on my termination claim, the UI Online live chat through the Help button actually worked pretty well for me - got connected to an agent in about 25 minutes on a Wednesday morning. That window is only 9 to 2 on weekdays though so the timing has to work for you.

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I didn't know about the live chat option, I've been dreading calling the main line. I'll try that this week.

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It's worth trying in that 9 to 2 window - in my experience Wednesday and Thursday mornings were less backed up than Monday or Friday. No guarantees but worth a shot.

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Live chat was completely unavailable every time I tried it last month. Phone line it was.

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Weekly benefit amounts come from your highest-earning quarter in a specific 18-month window EDD looks at - it doesn't use your most recent paycheck or your most recent quarter necessarily. So if you got a raise recently or picked up extra hours in the last few months, that might not be what EDD uses to calculate your payment. The range is $40 to $450 a week in California.

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My pay went up pretty significantly about four months ago. Is there any way to get a higher benefit amount based on that more recent quarter?

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EDD uses an alternate base period automatically if the standard one doesn't give you enough wages to have a valid claim at all. But if the standard period already makes you eligible, they won't switch to the alternate one just to get you a higher weekly amount - it doesn't work that way.

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The Unemployment Benefit Calculator on EDD's site can give you a rough estimate based on your wages. Worth running before you're shocked by the weekly amount on the DE 429Z.

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Taxes on unemployment benefits trip a lot of people up - it counts as taxable income for federal purposes even though California doesn't tax it at the state level. You can opt into 10 percent federal withholding at each certification if you want to avoid a bill in April. I didn't do it my first time and ended up owing more than I expected.

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So I'd owe California state tax on it too? That seems like a lot on top of already not having a job.

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California state income tax doesn't apply to unemployment benefits - only federal. So you'd only need to think about withholding for federal taxes, not state.

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EDD mails a 1099G every January for the previous year, and it's also in UI Online under Payments if you want it electronically. Good to have ready when you file taxes.

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For the work search requirement - EDD expects you to be actively looking for work every week you certify, and you answer questions about that during certification. Keep notes somewhere on where you apply and when, just for your own records.

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Does EDD actually check on work search activity or is it mostly honor system?

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EDD can and does audit work search compliance sometimes - it's not purely honor system. Keeping your own log of applications and contacts just protects you if that ever comes up.

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EDD's pages don't state a specific number of contacts you need to make each week, so just make a genuine effort and document what you're doing. The certification questions are based on whether you looked, not how many times exactly.

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For anyone still on the fence about whether to even apply after getting fired - file anyway. The worst EDD can do is deny you, and even then you have 30 days from that Notice of Determination to appeal in writing. Doing nothing guarantees you get nothing, filing at least gives you a shot.

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This thread has genuinely calmed me down a lot. I went from assuming I had no chance to understanding there's an actual process that looks at both sides.

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That's the main thing people don't get. 'Fired' is not the same as 'disqualified' - EDD has to actually find misconduct before they deny you, and that's their job to decide through the interview.

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And even if the first decision goes against you, the appeal process exists. CUIAB hearings are where plenty of people get reversed after an initial denial. You have more options than it looks like from the outside.

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If your claim does come back denied after the interview, the Notice of Determination will explain EDD's reasoning and have the DE 1000M appeal form included. You'd send that in writing to the address on the notice within 30 calendar days of the mailing date. An administrative law judge handles the hearing, not EDD itself.

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Can you represent yourself at the appeal hearing or do you need a lawyer?

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You can absolutely represent yourself - anyone can represent you at the hearing, including yourself, a union rep if you have one, or an attorney. It's testimony under oath in front of the administrative law judge.

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The notice of hearing comes by mail at least 10 days before the actual hearing date. Keep an eye on your mail during an appeal.

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Termination situation finally moved on mine this week. Had my phone interview on Tuesday, the interviewer reached me at exactly the time on the DE 4800. Answered questions for about 20 minutes about the circumstances of my termination. No decision yet but at least it's moving and my weeks are no longer stuck.

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How long after the interview does EDD usually take to decide? I'm trying to set realistic expectations.

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Agent on my interview said to watch for a Notice of Determination in the mail but didn't give a specific timeline. From what I've read in this thread and others, it seems like anywhere from a week to a few weeks after.

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Mine came about 11 days after the interview date. The wait feels long but at least after the interview you know the information-gathering part is done.

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Benefits going directly to CalFresh - if the gap in income is hitting you hard right now while waiting, unemployment benefits count as proof of income for CalFresh food assistance. You apply through BenefitsCal or by calling 1-877-847-3663. It doesn't affect your EDD claim at all, they're completely separate programs.

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I didn't even think of that as an option while waiting. My grocery budget has taken a hit for sure.

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Covered California is also worth looking at if you lost health coverage through the job - you have a limited window after job loss to enroll. Those are the two biggest immediate needs besides rent usually.

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211 is also worth calling if you're in California - they can connect you to local resources based on your specific area and situation.

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Pay period timing threw me off when I first filed - the claim starts on the Sunday of the week you apply, not the day you were actually let go. So if you were terminated on a Friday and applied the next Monday, your claim starts that Monday's Sunday, not the termination date. That week difference matters for your waiting week.

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I applied the same day I was let go on Friday, so my claim should start Sunday of that week. Good to know that timing detail.

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Applying same-day is the right call. The waiting week is unpaid but it counts toward your claim, and your first certification usually covers it plus the first paid week together.

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The waiting week thing confused me for a long time too - it doesn't reduce your total benefit amount, it's just the first eligible week being unpaid. The 26-week maximum calculates from your weekly benefit amount separately.

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