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WAIT I just realized something!! Are you ABSOLUTELY SURE the refund is from this year's taxes?? Because last year my husband got a refund in our account in July that we thought was from that year's taxes but it was actually a DELAYED refund from the PREVIOUS year that finally processed, and then a week later our ACTUAL refund for that year got intercepted by EDD!!! Don't spend that money until you're 100% sure!!!!
Just wanted to add my experience - I had an EDD overpayment of about $3,200 and they did intercept my tax refund last year, but like others have said, they never touched my bank account directly. The key thing is that tax refund interception happens automatically through government systems, but bank account access requires your explicit permission. One thing I learned is that if you're proactive about setting up a payment plan, EDD will often stop future tax refund interceptions as long as you're making your monthly payments on time. I set up a $50/month plan and they released the hold on my tax refunds. It's definitely worth calling them or using one of those callback services people mentioned to get it sorted out before they move to wage garnishment. Also, definitely verify that refund is actually from this year's taxes like someone else suggested - the IRS has been processing things really weirdly lately and delayed refunds have been showing up at random times!
This is really reassuring to hear from someone who's been through the same situation! I'm definitely going to prioritize setting up that payment plan - it sounds like being proactive is key. The fact that they stopped intercepting your refunds once you had a payment plan gives me hope. And yes, I'm definitely going to verify which year this refund is actually from before we touch any of it. Thank you for sharing your experience!
When I filed for good cause quit due to harassment, my attorney advised me to have coworkers submit declarations rather than using their emails directly. These were signed statements that described what they witnessed but weren't on company letterhead or from work accounts. This protected them while still providing evidence. For the Indeed reviews, they helped support my case as part of a pattern of workplace issues, but weren't considered primary evidence. What really helped was that I had documented my own experience thoroughly with dates, times, and descriptions of incidents. The key elements EDD looks for in good cause quit cases are: - Did you make reasonable efforts to preserve your employment? (Like reporting issues to HR) - Would a reasonable person feel compelled to quit under the same circumstances? - Do you have documentation supporting your claims? Focus on these elements in your claim submission.
Thank you for this thorough explanation! I did report several incidents to HR and have those emails. I also have text messages with my direct supervisor where I raised concerns. Based on everyone's advice, I think I'll use those as my primary evidence, then add the Indeed reviews as supporting material, and ask for declarations from willing coworkers as additional backup. I really appreciate everyone's help with this!
I had a similar situation when I quit due to workplace harassment. Here's what I learned from my experience and research: **Regarding coworker emails:** EDD doesn't automatically forward your evidence to employers, but during their investigation they may share the general nature of your allegations. If your emails contain specific details that could only come from certain people, your employer might be able to identify who provided the information. **Better approach for coworker support:** - Ask them to write brief, factual statements on personal letterhead/paper (not company email) - Focus on specific incidents they witnessed rather than opinions - They can use first name and last initial if they're concerned about identification - Have them date and sign the statements **On Indeed reviews:** These can be useful supporting evidence showing a pattern of workplace issues, but EDD gives much more weight to your own documented experiences. Include screenshots, but don't rely on them as your primary evidence. **Strongest evidence for your case:** - Your own emails to HR documenting complaints - Any written responses from management - Medical documentation if stress affected your health - Your personal documentation with dates/times of incidents The key is proving YOU had good cause to quit based on YOUR documented experience. Good luck with your claim!
This is exactly the kind of comprehensive advice I was hoping for! Thank you so much. I'm feeling much more confident about my approach now. I especially appreciate the tip about having coworkers use first name and last initial - that seems like a good compromise between providing credible evidence and protecting their privacy. I'll definitely focus on my own documented experiences as the foundation of my case and use everything else as supporting evidence. Your breakdown of what constitutes the strongest evidence is really helpful too.
Update: My sister decided to take the 1-month position. We made sure to get everything in writing and her direct manager promised to provide her with a termination letter at the end of the temporary assignment that clearly states the permanent business closure. She also found out they're NOT offering any severance pay to anyone (so at least we don't have to worry about that complication). Thanks everyone for the super helpful advice! It's making this stressful situation a bit easier to navigate.
That sounds like a good plan. Just a reminder that when she does file after the temporary assignment ends, she should have ready: 1) The termination letter, 2) Pay stubs from the past 18 months, 3) Her employment history for the past 18 months with start/end dates, and 4) Any documentation about the business closure if available. This will make the application process much smoother since EDD won't be able to verify with the employer easily once they're completely closed.
Smart choice on taking the temporary position! One more thing to keep in mind - when she files her claim after the temp work ends, she should be prepared to explain the timeline clearly during her initial interview or if EDD has any follow-up questions. Sometimes they get confused when there's a gap between the original layoff announcement and the actual last day of work. Having that termination letter mentioning the business closure will be key. Also, she might want to start putting together her job search documentation now since EDD requires proof of work search activities. Good luck to your sister!
UPDATE: I wanted to thank everyone for the advice! I called Money Network again this morning and specifically asked for the fraud department using the phone tree someone suggested. Got a much more helpful rep who processed an expedited claim AND issued a provisional credit that should appear in 2-3 business days! Also filed a CFPB complaint as backup. I'm switching to direct deposit as soon as this is resolved. Will update again when everything is finalized.
Great news! The provisional credit should help with immediate expenses while they complete the investigation. Definitely follow through on switching to direct deposit - it's much more secure and gives you more control over your unemployment benefits.
So glad you got the provisional credit! I had a similar experience where the regular customer service was useless but the fraud department actually helped. Just a heads up - make sure you keep checking on your case every few days. Sometimes they need additional documentation or the investigation stalls. Also, when you switch to direct deposit, double-check your bank account info because I've seen people accidentally transpose numbers and then their payments get delayed. The direct deposit is SO much better though - no more worrying about card skimmers or ATM fraud!
Jamal Brown
Thanks everyone for all the helpful advice! To update: I spoke with my employer today and they confirmed the reduction starts next Monday. I'm going to apply for partial unemployment as soon as my hours are officially reduced. I also found my past pay stubs showing my consistent 40-hour weeks for the last 9 months. Feeling a bit more prepared now, but still anxious about how long the EDD process might take.
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Miguel Hernández
•You're taking all the right steps! Just be prepared that your first payment might take 2-3 weeks to process if everything goes smoothly, potentially longer if there are any questions about your claim. Make sure you certify on time every two weeks once you're in the system, and report any income from on-call shifts accurately. The partial benefits formula reduces your weekly benefit amount by 75% of what you earn (so you still benefit from working when possible).
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Giovanni Rossi
btw when u certify make sure u say YES to the question about looking for work and keep a record of job applications somewhere in case they ask for proof!!! they've gotten really strict about work search requirements lately!
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Jamal Brown
•Oh that's good to know! I wasn't planning to look for a new job since I'm hoping my hours will go back up eventually, but I'll start applying to some places just to fulfill the requirement.
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Sergio Neal
•Actually, you might want to check if you're even required to do the work search since you're still employed (just with reduced hours). I think the work search requirement might be waived for partial unemployment claims where you're still working for the same employer. Worth calling EDD to clarify before you start applying to jobs you don't really want!
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