Just wanted to add my experience to help others who might be going through this! I had the exact same "DQ redetermination qualification" status show up on my account about 3 months ago and was absolutely terrified I had done something wrong. Like many others here, I had accidentally answered one of the certification questions incorrectly (said I wasn't able to work when I actually was - those questions are so confusing!). I called EDD to correct it and then saw this status appear about a week later. It stayed there for 6 days before switching to paid, and the money hit my account the next day. No additional notifications or messages, it just updated on its own. The worst part is definitely the waiting and not knowing what's happening, but based on all these stories it really does seem like this status means they're actively fixing whatever the issue was. For anyone currently dealing with this - try not to stress too much (easier said than done, I know!). It sounds like this is actually a good sign that your claim is being processed rather than ignored!

I'm so grateful I found this thread! I'm currently seeing the exact same "DQ redetermination qualification" status on my account as of yesterday and was having a complete meltdown thinking I had somehow ruined my claim. I've been unemployed for about 5 weeks after getting laid off from my tech job and this is my first time ever filing for unemployment, so every little status change feels terrifying. Reading through everyone's experiences here has been such a huge relief - it sounds like this is actually EDD working to resolve issues rather than creating new problems. The fact that so many people got paid after seeing this status gives me so much hope! @Ezra Beard thank you for posting this question and keeping us all updated with your progress. It really helps to see the whole journey from start to finish. Based on all these responses, it seems like most people see their payments come through within 3-7 days, which makes the waiting a little more bearable. Fingers crossed mine follows the same pattern because rent is definitely looming! It's amazing how this one thread has turned my panic into cautious optimism.

This is absolutely incredible to read! I've been following this community for about 6 months now and have honestly never seen a success story quite like this one. The fact that BOA not only resolved your fraud claim but actually sent you COMPENSATION for the delay is genuinely shocking - I didn't even know that was something they were capable of doing! I'm currently 4 months into my own battle with them over $1,340 in fraudulent charges. They keep giving me the runaround about "additional documentation needed" even though I've sent them everything they've asked for multiple times. Reading through all the advice in this thread about CFPB complaints and Regulation E has been a real eye-opener - I had no idea these consumer protections existed! The 50% compensation rate is fascinating and makes me wonder if this might be some new internal policy they've developed due to all the legal pressure they've been getting. Your story gives me hope that maybe they're finally starting to take these cases seriously instead of just hoping people will give up. I'm definitely going to be more aggressive with my approach now and file a CFPB complaint this week. Thank you so much for sharing this victory - posts like yours are exactly what this community needs to keep people motivated to fight for what's rightfully theirs! 🙌

This is absolutely amazing and honestly gives me so much hope! I've been lurking in this community for months reading nothing but horror stories about BOA EDD fraud cases, so seeing someone actually get their money back PLUS compensation is like finding a miracle. I'm currently dealing with my own situation - just discovered $875 in fraudulent charges on my EDD card last week from ATMs I've never been to. Reading through all these comments has been incredibly educational, especially learning about CFPB complaints and Regulation E protections. I had no idea these resources even existed! What really strikes me about your story is that you didn't have to wage some massive legal battle - they eventually did the right thing even without aggressive escalation. The 50% compensation payment is fascinating and makes me wonder if they're quietly changing their approach due to all the pressure they've been getting. I'm definitely going to be proactive about filing documentation properly and won't let them give me the runaround. Your success story proves that persistence really can pay off, even when it seems hopeless. Thank you so much for sharing this victory - this community desperately needs more positive outcomes like yours to keep people motivated! 🙏

I just got my Money Network card this week and am going through my first certification cycle, so this thread has been incredibly helpful! Based on everyone's experiences, it sounds like the key is adjusting expectations - instead of expecting BOA's same-day deposits, plan for Tuesday morning as the new "payday" after Sunday certification. I'm definitely going to set up those mobile notifications right away and maybe create a small buffer in my checking account like others suggested. It's reassuring to see so many people confirming the Tuesday morning timeline is consistent, even if it's slower than what we're used to. Thanks to everyone for sharing their experiences - it's made me feel much less anxious about the transition!

I've been on the Money Network card for about 5 weeks now and can add to what others are saying. My timeline has been very consistent: certify Sunday morning around 6am, see "paid" status in UI Online by Monday afternoon, and get the actual deposit Tuesday morning around 9-10am. It's definitely a slower process than BOA's same-day deposits, but the predictability helps once you adjust your planning. One thing I learned the hard way - make sure to check that your Money Network account is fully verified. My first payment was delayed an extra day because I hadn't completed all the verification steps they require. Also, their customer service is pretty hit-or-miss if you need to call, so having all your account details ready helps if you do need to contact them. For anyone still frustrated with the timing, I'd definitely recommend looking into direct deposit through UI Online like others mentioned. I tested it for a couple weeks and it was noticeably faster - usually hit my regular bank Monday evening after Sunday certification.

This thread has been incredibly helpful! I'm currently in a similar boat - lost my job at a retail store last month and EDD is telling me I don't have enough wages despite working there for over a year. After reading through everyone's experiences, I'm wondering if it could be the base period issue since I started this job in late 2023, so some of those early months might not have had full-time hours. I've been trying to call EDD for days with no luck - just constant busy signals or getting disconnected after going through all the menu options. It's so frustrating when you know there's probably a simple explanation but you can't reach anyone to fix it! I'm definitely going to try the Claimyr service based on all the success stories here, and I'll make sure to have all my pay stubs ready. Does anyone know if weekend hours at my job (I worked a lot of weekend shifts) get reported differently than weekday wages? Just wondering if that could be another potential source of confusion in their system. Thanks to everyone who shared their experiences - it's really reassuring to know this can be resolved once you get the right person on the phone!

This thread has become such an amazing resource! I'm dealing with a similar EDD wage issue right now and reading through everyone's experiences has been incredibly helpful. I've been stuck in the "insufficient wages" loop for two weeks despite working full-time as a nurse for the past 16 months. What really struck me from this discussion is how many different things can cause the same error message - base period confusion, name mismatches, employer reporting errors. I never would have thought to check if my employer had my name spelled differently in their payroll system! I go by "Alex" at work but my legal name is "Alexandria" on my Social Security card, so that could definitely be the issue. I'm going to try the Claimyr service this week based on all the positive feedback here, and I'll make sure to have all my documentation ready - pay stubs, ID, and anything that shows the name variation. The tip about asking specifically for a tier 2 rep for wage investigations is gold! Thanks to everyone who shared their stories and solutions. It's so reassuring to know that persistence pays off and that there are actual pathways to resolve these issues once you can reach the right person. This community support makes such a difference during what's already a stressful time!

I'm new to this community but unfortunately dealing with this exact same nightmare! I have an EDD card from 2021 that I completely forgot about until I tried to use it last week for some car repairs. Bank of America hit me with the usual "security hold" story and won't give me any real explanation beyond "fraud prevention measures." This thread has been absolutely incredible - thank you all for sharing such detailed experiences and strategies! I'm amazed at how many people are dealing with identical situations. The multi-pronged approach everyone's discussing really makes sense: filing the CFPB complaint against BofA while simultaneously using the UI Online callback feature and trying the early morning phone strategy. I'm particularly grateful for those specific phone numbers and the transfer trick through the Disability Insurance line - that's brilliant problem-solving! The tip about documenting everything and getting email confirmations from EDD is something I never would have thought of but could save hours of confusion later. It's frustrating that we have to become experts in bureaucratic warfare just to access our own money, but this community has created an amazing blueprint for success. Starting my own battle tomorrow using all the wisdom shared here. Will definitely update everyone on my progress!

As someone new to this community dealing with the exact same frustrating situation, I can't express how helpful this entire thread has been! I have an EDD card from 2020 that I completely forgot about until I desperately needed it for some medical bills last week. Bank of America gave me the same runaround about a "security hold" with zero useful details. Reading through everyone's experiences has been like finding a survival guide for this bureaucratic nightmare. The multi-pronged strategy that's emerged from all your shared wisdom - CFPB complaint + UI Online callback + early morning phone calls + documentation - seems like the only way to actually get results from this broken system. I'm particularly grateful for the specific phone numbers, the 8am calling strategy, and that brilliant Disability Insurance transfer trick. The tip about getting email confirmations from EDD with reference numbers is genius - I never would have thought of that but it makes perfect sense for avoiding the typical blame game between EDD and BofA. It's both infuriating and reassuring to see so many people dealing with identical situations. Infuriating because the system is clearly broken, but reassuring because you've all proven that persistence pays off and the money IS recoverable. Starting my own battle Monday morning using everything I've learned here. Will definitely report back with my results to help the next person stuck in EDD limbo. Thank you all for not giving up and for sharing the strategies that actually work!