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Wait I'm confused...isn't BASIC for disability claims not PFL? When I had my baby I got SDI first during recovery then switched to PFL for bonding. Did your husband do disability first? Maybe that's why BASIC is involved?
BASIC can administer both SDI and PFL claims depending on the employer's arrangement. Some companies use them for all leave types, others just for certain programs. It varies by employer but is completely normal either way.
Update: We got everything sorted out! Logged into the BASIC portal and completed all the verification steps yesterday. This morning we got an email saying payment has been initiated and should arrive in 3-5 business days. Thanks everyone for the help and explaining how this works!
Update: After trying for 2 days with ID.me support with no luck, I used the Claimyr service that someone suggested. Got connected to an EDD rep in about 20 minutes. The rep verified my identity another way and helped me file my pregnancy disability claim over the phone! So relieved. Now I can focus on my health instead of this technical nightmare. Thanks everyone for your help!
Glad you got it resolved! For anyone else facing this issue in the future - this is common with ID.me and EDD. The most important thing is NEVER create duplicate accounts as it triggers fraud alerts. Either go through ID.me recovery directly (slower but free) or get help from an EDD representative who can verify you through alternate means (faster but harder to reach). Also worth noting: pregnancy disability (PDL) is different from Paid Family Leave (PFL). You'll file PDL first for the time before birth and recovery, then transition to PFL for baby bonding after. Make sure to understand the transition process so you don't have a gap in benefits.
Thanks for the clarification! Yes, my doctor explained I'll be on pregnancy disability until 6 weeks after birth (8 weeks for c-section), then I'll need to file for baby bonding PFL. I'm definitely going to keep all my account info safe now so I don't have to go through this again when transitioning to PFL!
One thing nobody's mentioned - CA Assembly Bill 500 was supposed to give school employees paid leave for pregnancy/childbirth, but I think implementation has been slow. Worth checking if your district has adopted it yet.
Unfortunately AB 500 was vetoed in 2019, though similar legislation has been considered since. Some districts have negotiated pregnancy leave into their contracts, but it varies widely across California. Definitely worth asking the union rep about district-specific policies.
WAIT I just remembered somthing important!!! If you apply for Medi-Cal while pregnant they have to backdate it to cover your delivery!! My friend did this last year when she lost her job at 8 months pregnant!
I'm going through literally the exact same thing right now! 30 weeks pregnant and changed my name after marriage in January. I tried for 2 weeks to call EDD with no luck. Finally I went to my local EDD office in person with my marriage certificate and ID. The woman I spoke with said phone lines are overwhelmed but they can handle name changes in person. Took about an hour of waiting but so worth it! Maybe see if there's an office near you?
I didn't even think about going in person! There's an office about 30 minutes from me. If I can't get through on Tuesday using the Identity Verification number, I'll definitely try this approach. Thank you!!
No problem! Just make sure to check their hours before going. Mine was only open Mon-Thurs 8-12. Bring everything - marriage certificate, old ID, new ID, social security card, and your prenatal records just in case. Good luck with everything! 💕
Update?? Did u get thru?
YES! Finally got it sorted yesterday! I ended up using that Claimyr service someone mentioned above. Got connected to an EDD rep in about 20 mins. They're sending me the DE 1101ID form to complete and said I should fax it back with copies of my marriage certificate. The rep assured me this won't delay my maternity claim as long as I get it done before I file. Such a relief!!
TechNinja
Anyone notice how weird it is that EDD still uses Bank of America for this stuff? My friend in Nevada gets her unemployment on a different bank card. Wonder why California sticks with BofA.
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Ava Williams
•probly just contracts and money stuff. banks bid on these state contracts i think
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Zainab Mahmoud
Just to give you the most current information - I confirmed with EDD last month that they are planning to switch from Bank of America to a new provider for debit cards sometime in early 2026. But for now, all SDI and PFL payments still go through BofA if you select the debit card option. As others mentioned, if your card is expired, Bank of America will automatically send you a new one when your first payment is issued. This typically takes 7-10 business days, though some people have reported delays. If you're really concerned, you can also check your payment status through your SDI Online account. Once it shows "Paid" with an amount and date, you know the money has been sent to BofA.
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Carlos Mendoza
•Thank you! I just checked my SDI Online account and it does show my first payment as "Paid" from last week. But I still haven't received a new card... I'll definitely call BofA tomorrow. Really appreciate all this helpful info from everyone!
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