Is COVID-19 SDI waiting period waived for short term disability claims in 2025?
I just tested positive for COVID-19 yesterday and my doctor told me to isolate for 7 days. My employer doesn't offer paid sick leave anymore (used it all up earlier this year), so I'm wondering if it makes sense to file for SDI. The problem is I'll only miss 5 work days total, and I know there's usually a 7-day waiting period for SDI benefits. Has anyone heard if they're still waiving the waiting period for COVID cases in 2025? Or am I just out of luck for such a short disability period? Really worried about missing a week of pay right before rent is due.
16 comments
Diego Chavez
Unfortunately, as of March 2025, the COVID-19 waiting period waiver expired. The standard 7-day waiting period now applies to all SDI claims, including COVID-related ones. Since you're only missing 5 work days, you won't receive any SDI benefits because you won't meet the minimum waiting period requirement. The waiting period waiver was a temporary measure during the height of the pandemic.
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AstroAlpha
•That's what I was afraid of 😩 Thanks for the quick reply. Do you know if there are any other programs I might qualify for? Or am I just out of luck for this week?
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Anastasia Smirnova
That sucks! I had COVID back in january and they did pay me but i was out for like 12 days total. The first week is always unpaid with SDI i think.
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Sean O'Brien
•Yes, first 7 days are unpaid. But OP is only missing 5 work days total, so they wouldn't get anything.
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Zara Shah
THEY DON'T CARE ABOUT WORKERS!!! This is exactly why the system is broken. You get sick, can't work, and then they tell you "sorry, not sick enough for benefits" but also "don't come in and infect everyone else." Then what are we supposed to do??? I had a similar situation with a back injury last year and EDD basically told me to pound sand because I was only out for 9 days. The whole 7-day waiting period is just their way of avoiding paying people. It's RIDICULOUS!
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Luca Bianchi
•While I understand your frustration, the waiting period actually serves an important purpose in the SDI system. It helps prevent abuse of the system for very minor illnesses and keeps the fund solvent for those with serious disabilities. That said, you might want to look into whether your employer offers any COVID-specific accommodations or if there are local county resources for temporary assistance.
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GalacticGuardian
Have you tried calling EDD directly to confirm? Sometimes the phone representatives can give you options that aren't obvious on their website. I know getting through to them can be a nightmare though - I recently used a service called Claimyr (claimyr.com) to help me get through to an EDD representative without waiting on hold for hours. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd Even if you don't qualify for SDI because of the waiting period, they might be able to direct you to other resources like pandemic assistance programs your county might still offer.
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AstroAlpha
•I'll check out that service, thanks! I've tried calling EDD twice today and couldn't get through at all. Just kept getting the "we're experiencing high call volume" message and then it hung up. So frustrating when you just need a simple answer.
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Nia Harris
mmmm u know what? Maybe still file anyway!! My cousin filed for covid last month and I think she got paid even though she was only out for like 5 or 6 days? I'm not 100% sure tho but worth a try!!
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Diego Chavez
•This is unfortunately incorrect advice. Filing when you know you don't qualify would be a waste of time and could potentially flag your account in their system. Your cousin was likely out for more days than you realize, or perhaps had complications that extended her disability period. The 7-day waiting period is strictly enforced now that the COVID waivers have expired.
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Luca Bianchi
Let me clarify some things about the SDI waiting period: 1. The 7-day waiting period is indeed mandatory for all claims now (COVID waivers expired) 2. The waiting period doesn't need to be consecutive days - it's 7 calendar days from your first day of disability 3. You only receive payment for days of disability after the waiting period For your situation with 5 work days of disability, you're correct that filing wouldn't result in benefits. However, if your symptoms persist longer than expected, you could potentially become eligible. Keep documentation of your positive test and your doctor's certification in case your isolation needs to be extended.
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AstroAlpha
•Thank you for the thorough explanation! I didn't realize the waiting period could be non-consecutive days. My symptoms have actually gotten worse today, so I'm hoping I'm back to work next week, but it's good to know I have options if this drags on longer.
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Mateo Gonzalez
Last year I had a similar situation with a different illness and I called my city's economic assistance office. Turns out they had emergency rental assistance fund I qualified for! Maybe check if your local government has something similar? Not directly EDD related but might help with your immediate concern about rent.
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AstroAlpha
•That's a great idea I hadn't considered! I'll definitely look into local assistance programs. Every bit helps right now.
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Diego Chavez
One more thing to consider - if your condition worsens and your doctor extends your disability period beyond the initial 7 days, you WOULD become eligible for benefits for the days beyond the waiting period. If that happens, make sure you get updated medical certification from your doctor and file your claim right away. There's a 49-day deadline from your disability start date to file for benefits.
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AstroAlpha
•Update: My doctor just extended my isolation to 14 days total due to lingering symptoms and a high fever that won't break. So it looks like I might qualify for SDI after all, just for the second week. Thanks for all the advice everyone! I'm going to file online today.
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