Can EDD waive the 7-day SDI waiting period for COVID claim after recent concussion disability?
Hi everyone! I just recovered from a concussion disability claim that ended in late January. Now I'm on day 6 of COVID and feeling pretty awful - doctor thinks I might need more recovery time. Wondering if anyone knows about the 7-day waiting period in my situation? Since I already had an SDI claim this year, would filing a new claim for COVID mean I have to wait through another 7-day unpaid period? Or does EDD waive it since I recently had a claim? I'm trying to figure out if it's even worth filing if I'm only sick for 8-10 days total, since I'd only get paid for 1-3 days after the waiting period. Thanks for any insight!
16 comments
Nora Bennett
Unfortunately, each new disability claim requires its own 7-day waiting period, even if you recently had another claim. The only exception is if this were a relapse of your previous condition (the concussion), but since COVID is completely different, you'll need to serve another waiting period. So if you're only out for 8-10 days, you might only get paid for 1-3 days, which might not be worth the paperwork hassle.
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Oscar Murphy
•Ugh, that's what I was afraid of. Thanks for clarifying! Probably not worth all the forms and doctor visits just to get paid for a couple days.
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Ryan Andre
wait are u SURE about that?? i thought if u had a claim within 90 days u dont need another waiting period? thats what happened 4 me last yr
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Nora Bennett
•The 90-day rule only applies if it's the same or related medical condition. Since COVID is completely unrelated to a concussion, it counts as a new disability requiring a new waiting period. You can verify this on the EDD website under SDI FAQ section.
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Lauren Zeb
I HATE how they make us wait 7 days everytime!! It's RIDICULOUS that we have to be suffering for a whole week before getting any help! And then the paperwork is a NIGHTMARE and they'll probably deny it anyway because that's all they do now!!!! The whole system is designed to make us GIVE UP!!!!
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Daniel Washington
•I know right? My sister had to wait almost 3 weeks to get her first payment last month. The waiting period is just the beginning of the headache.
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Aurora Lacasse
You might want to look into whether your employer offers any COVID-specific paid leave options. Many employers still have special COVID sick policies that might cover you without the waiting period that SDI requires. Worth checking your employee handbook or asking HR before going through the SDI process for just a few days of benefits.
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Oscar Murphy
•That's a really good point! I'll check with my HR department tomorrow. I think we do have some special COVID policies still in place. Thanks for the suggestion!
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Anthony Young
If you do decide to file, just so you know, getting through to EDD on the phone right now is next to impossible. I've been trying for days to check on my claim status. Finally used a service called Claimyr (claimyr.com) that got me connected to an agent in about 20 minutes instead of spending hours on hold or getting disconnected. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. Definitely saved me from losing my mind with the constant busy signals and disconnects.
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Charlotte White
•is that service legit? sounds kinda sketchy tbh
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Charlotte White
i had covid in january and filed for sdi but it was such a headache honestly. took forever to get approved and then the payments were really late. if ur only gonna get like 2 days paid maybe just use sick time instead if u have it
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Oscar Murphy
•Thanks for sharing your experience. I'm pretty much out of sick time from the concussion, but it does sound like filing for just a couple days of payment might not be worth the hassle.
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Nora Bennett
Just to clarify something I'm seeing in the comments - the 7-day waiting period rule is very specific: 1. It applies to each NEW disability (different medical condition) 2. If you have the SAME or RELATED condition within 60 days (not 90), you don't serve a new waiting period 3. COVID is considered its own separate condition from a concussion So in your case, since these are different medical conditions and your concussion claim ended in January, you would need to serve another waiting period if you file for COVID. If you're only out 8-10 days total, you'd only receive benefits for 1-3 days after subtracting the waiting period.
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Ryan Andre
•wait its 60 days not 90?? i got confused sorry!
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Admin_Masters
When I had pneumonia last year I thought it wasn't worth filing either but then it took me way longer to recover than expected and I ended up wishing I'd started the claim earlier! Just something to consider. I thought I'd be better in a week but ended up out for almost a month.
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Oscar Murphy
•That's a good point! I hadn't considered that COVID might linger longer than expected. Maybe I should file just in case, especially since my doctor already thinks I might need more time. Better safe than sorry I suppose.
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