EDD SDI waiting period payment question - will I get paid for first week after surgery?
Hi everyone, I'm super confused about the SDI waiting period thing. I had gallbladder surgery on March 15th and my doctor gave me a note to be off work for two weeks. When I checked my payment status today, I see money for the second week ($873) but it shows $0 for the first week and says 'waiting period'. Will EDD eventually pay me for that first week too? This is my first time on disability and I wasn't expecting to lose a whole week's worth of income. I'm really counting on that money since my surgery had some complications and I might need to be off longer than expected. Does anyone know if that first week payment comes later or am I just out of luck?
14 comments
StormChaser
Unfortunately, no. The first week of any SDI claim is an unpaid waiting period by law. You won't get paid for it unless your disability extends beyond 14 days. It sounds like your disability period was exactly 14 days, so the waiting period stays unpaid. Check out the EDD website under 'Waiting Period' if you want to verify this.
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Sofia Gomez
•So even though my doctor's note was for 2 weeks, I only get paid for 1 week? That seems so unfair! I still had to pay all my bills that week. Ugh.
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Dmitry Petrov
the waiting periond is ALWAYS unpaid for sdi claims. thats just how it works. u only get paid starting the 8th day. sorry bout that but thats how the system is set up
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Sofia Gomez
•Thanks for confirming. I wish I'd known this before. It's a significant amount of money to lose when you're already dealing with medical issues.
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Ava Williams
This is one of the WORST parts of California's disability system!! They take a full week of benefits from everyone and NEVER pay it unless your claim gets extended beyond what was initially approved. I had the same thing happen with my back surgery last year - lost a whole week of pay (over $1,200 in my case) and there's NOTHING you can do about it. The EDD keeps that money and we're just supposed to deal with it! The whole system is designed to pay out as little as possible!!!
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Miguel Castro
•They dont "keep" the money...its just how the program is set up. Its not like theyre stealing from u. But yeah it does suck esp when ur already stressed about being sick
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Zainab Ibrahim
You mentioned your surgery had complications - if your doctor extends your disability period beyond the original two weeks, you should get paid for the entire period including that first week. The waiting period is only waived if your disability continues beyond 14 days. If you think you might need more time off, talk to your doctor about extending your disability certification.
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Sofia Gomez
•Oh, that's helpful to know! I do have a follow-up appointment tomorrow, and my incision site is still pretty painful. I'll definitely ask my doctor about extending the disability period. Thank you!
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Connor O'Neill
I had a similar situation last year with my knee surgery. If your doctor extends your disability, make sure to file the extension properly with EDD. You'll need to have your doctor submit updated medical certification (Form DE 2501) showing the extended disability period. Once approved, your claim should be recalculated to include payment for the waiting period. I had to call EDD multiple times to make sure this was processed correctly. I recommend using Claimyr (claimyr.com) to get through to an EDD agent quickly - they have a service that connects you directly instead of waiting on hold for hours. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. Worth it to make sure you get all your benefits!
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Sofia Gomez
•Thank you for this advice! If my doctor extends my disability tomorrow, I'll definitely need to talk to EDD to make sure everything is processed correctly. I've tried calling them before and it's impossible to get through. I'll check out that Claimyr service - anything to avoid waiting on hold all day!
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LunarEclipse
My husband just went through SDI for his shoulder surgery and we had the same confusion! It's weird they don't make this clearer when you apply. We budgeted for the full amount and then were surprised when that first week showed $0. Good luck with your recovery!
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Sofia Gomez
•Thanks! I agree - they should make this way clearer in the application process. Hope your husband recovered well from his surgery.
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StormChaser
One more thing to note - if you end up needing the extension and your doctor certifies for more time, make sure you continue certifying for benefits on SDI Online. A lot of people miss this step and it delays their payments. The system should notify you when it's time to certify for your next period. And keep all documentation from your doctor about the complications and extended recovery time in case there are any questions later.
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Sofia Gomez
•That's really good to know about continued certification! I'll make sure to keep logging into SDI Online regularly to check if I need to certify again. Thanks for the helpful advice!
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