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Dylan Cooper

EDD SDI timing question - apply before carpal tunnel surgery or wait until after?

I'm scheduled for carpal tunnel release surgery next month (March 15th) and meeting with my hospital's disability coordinator tomorrow. As a first-timer with California disability, I'm completely lost about the application timeline. Should I submit my SDI claim BEFORE my surgery happens? Or am I supposed to wait until after the procedure to start the whole process? My surgeon estimates 6-8 weeks recovery where I can't use my dominant hand (I'm a dental hygienist so pretty much can't work at all). Also, will the disability coordinator handle the paperwork or do I need to call EDD directly? Any guidance on the right steps and timing would be super helpful!

Sofia Ramirez

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You can actually start the SDI application process up to 9 days BEFORE your disability begins. In your case, your disability begins on your surgery date. I highly recommend applying a few days before surgery so everything's in the system when your doctor submits their certification. Here's what you should do: 1. Create an SDI Online account now if you don't already have one 2. Start your claim application 5-7 days before surgery (you'll enter your surgery date as your disability start date) 3. Your disability coordinator will help with the medical certification (Form DE 2501) after surgery 4. Remember there's a 7-day unpaid waiting period that starts on your disability date Getting everything set up before you're recovering from surgery makes the whole process much smoother. The system will hold your application until your actual disability date.

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Dylan Cooper

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Thank you so much! This is exactly what I needed to know. I'll set up my SDI Online account today and plan to submit the application next week before my surgery. Do you know if my employer needs to complete any forms too? Or is it just me and my doctor handling everything?

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Dmitry Volkov

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i waited till after my surgrey and it was a big mistake!!! took forevre to get paid bc i couldnt type well with my bandaged hand. def do it BEFORE like the person above said!!

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StarSeeker

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Same happened to me! Plus trying to make phone calls to EDD when you're on pain meds isn't fun lol. Get it all done before.

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Ava Martinez

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A few things to know about carpal tunnel surgery and SDI that might help: 1. The disability coordinator is usually just helping with paperwork guidance, but ultimately YOUR DOCTOR needs to submit the medical certification 2. For carpal tunnel release, EDD typically approves 6-8 weeks disability, but they might initially only approve 4 weeks and you'll need an extension 3. If your surgery gets rescheduled (happens often), you'll need to call EDD to update your claim dates 4. Your weekly benefit amount will be approximately 60-70% of your normal wages 5. If your dominant hand is affected, make sure your doctor notes this specifically as it often justifies longer disability periods Make sure to apply through SDI Online before surgery - the paper forms are MUCH slower. The disability coordinator should help you understand what documents you need.

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Dylan Cooper

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This is really helpful information! I hadn't thought about what happens if my surgery gets rescheduled. I'm definitely going to ask my disability coordinator about extension procedures tomorrow too, just in case. My surgeon already mentioned the dominant hand issue in my paperwork, so hopefully that's well-documented. Thanks for the detailed explanation!

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Miguel Ortiz

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The EDD website says one thing but actually getting through to a HUMAN at EDD when you have questions is nearly IMPOSSIBLE!! I had rotator cuff surgery last year and spent DAYS trying to reach someone when my claim had issues. Finally used a service called Claimyr (claimyr.com) that got me connected to an EDD agent in under 25 minutes after I'd wasted hours on hold. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd Save yourself the frustration especially when you're recovering and can't sit holding a phone for hours. Apply BEFORE surgery like others said, but have this as a backup if you need to actually talk to someone at EDD.

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Zainab Omar

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does this actually work? ive been trying to talk to EDD for 2 weeks about my claim

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Miguel Ortiz

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Yes, it definitely worked for me. I was skeptical too, but after trying for 3 days to get through on my own, I was connected within 20 minutes using their service. The agent was able to fix my claim issue right away. Worth it when you're desperate.

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Connor Murphy

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Just want to add some important information for your specific situation: - As a dental hygienist with carpal tunnel surgery, make sure your doctor explicitly notes that you cannot perform the essential functions of your job (precision hand movements, using dental tools, etc.) - Your employer should provide you with a DE 2503 form (Statement of Employer). While not required, having this can speed up your claim processing - If your claim gets approved for less time than your doctor recommends, you can request an extension. Your doctor will need to complete another certification - If you have health insurance through work, check if you need to make premium payments during your disability leave - Keep a copy of EVERYTHING you submit to EDD I process medical disability paperwork for a living, and these details make a huge difference in how smoothly your claim goes.

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Dylan Cooper

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Thank you! I hadn't heard about the DE 2503 form at all. I'll definitely ask my employer about that tomorrow. And good point about the health insurance - I hadn't even thought about how that works while I'm on disability. I appreciate the expert advice!

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Yara Sayegh

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my friend had the same surgery but applied for unemployment instead of disability at first! totally wrong program lol. just making sure you know you need SDI not UI since ur temporarily unable to work. some ppl get confused with all the different EDD programs

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Ava Martinez

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This is actually a very common mistake! To clarify for everyone: - SDI (State Disability Insurance): When you can't work due to non-work-related illness/injury or pregnancy - UI (Unemployment Insurance): When you're able to work but lost your job - PFL (Paid Family Leave): When you need to care for a family member or bond with a new child - Workers' Comp: When you're injured ON the job (carpal tunnel can sometimes qualify if work-related) In the OP's case, SDI is definitely the correct program since they are temporarily unable to work due to a medical condition/surgery.

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StarSeeker

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BTW don't freak out if your claim shows as "pending" for like 2 weeks after you submit everything. Mine did and I panicked but apparently that's normal. They're super backed up right now.

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Dylan Cooper

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Oh that's good to know! I would have definitely panicked seeing that. Is there any way to check the status besides just logging into the SDI Online portal?

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StarSeeker

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The portal is pretty much it unless you can get through on the phone. But seriously don't count on calling - I tried for days. The online status will eventually update to show if they're waiting on something from your doctor.

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Ava Martinez

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One other important tip: Once your claim is approved, you still need to complete "continued claim certification" forms every two weeks. These will either come by mail or you can do them online. Many people miss this step and wonder why their payments stop! Also, when you're ready to return to work, you need to notify EDD. If you return earlier than your claim end date, make sure to report the exact date so you don't end up with an overpayment that you'll have to repay later.

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