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Sophia Long

EDD SDI payment timeline after certification? Different from UI?

Just started my first SDI claim for carpal tunnel surgery and I'm confused about the payment schedule. I certified/filled out the form for continued benefits on Tuesday, but have no idea when I'll actually get paid. With regular unemployment I knew exactly when money would hit my account. Also, do I need to certify for each week separately with SDI? Or does it work differently than regular EDD unemployment? The online system looks similar but the process feels different. This is my first time on disability and I really need to budget carefully since the benefit amount is lower than my regular pay. Any help from people who've been through this would be appreciated!

sdI processing is TOTALLY diffrent than regular edd unemployment! with UI you certify every 2 weeks but with sdi you only do it when they ask you to. payments come way faster with sdi usually just 1-2 days after you certify. i got mine in my BofA card next morning

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Sophia Long

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Thanks for the quick reply! So I don't need to do anything until they specifically ask me to certify again? That's a relief. Do they send an email notification when it's time to certify again or do I need to keep checking my SDI account?

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SDI certification works differently from UI certification. With SDI, you'll typically only need to complete a continuing certification form every 1-2 weeks depending on your claim type and doctor's estimated recovery time. The system will prompt you when it's time to certify again. As for payment timing, if you certified on Tuesday, you should typically see payment within 24-48 hours if your claim is in good standing. SDI payments process faster than UI payments in most cases. The money will be deposited to the same EDD debit card you may have used for UI, or through direct deposit if you've set that up. If you don't see payment by Thursday afternoon, there might be an issue with your certification or claim that needs addressing.

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wish mine was that fast! took 4 days last time i certified.. EDD is so inconsistent

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Lucas Bey

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I had the same confusion when I switched from unemployment to disability last year. The biggest difference I noticed is that SDI doesn't require bi-weekly certification like unemployment does. My doctor put me out for 8 weeks, and I only had to certify at the beginning and once in the middle when they requested it.

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Sophia Long

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That's good to know! My doctor estimated 6 weeks recovery but I wasn't sure how the certifications would work during that time. Did you get any kind of notification when it was time to do that middle certification?

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Lucas Bey

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Yes, they sent me both an email and a notice through my SDI Online account. Just make sure your contact info is up to date in the system!

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If you certified on Tuesday, you should expect payment within 24-48 hours in most cases, assuming your claim is established and there are no pending issues. SDI payments are typically much faster than UI payments. Regarding certification frequency: Unlike UI where you certify every two weeks regardless of your situation, SDI certification frequency depends on your medical condition and doctor's estimated recovery timeline. The system will notify you when you need to complete another certification form. For example: - Short recovery periods may only require an initial certification - Longer disability periods usually require periodic certifications - Claims extending beyond what your doctor initially estimated will require updated medical certification If you don't receive payment by Thursday, I'd recommend contacting EDD directly to check your claim status. However, getting through can be challenging.

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Sophia Long

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Thanks for the detailed explanation! I'll wait until Thursday afternoon and then try calling if the payment hasn't shown up. My doctor estimated 6 weeks recovery, so I guess I'll probably need to do at least one more certification during that time.

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Caleb Stark

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Try calling them if your payment doesn't show up by Thursday afternoon, but BE WARNED - their phone lines are a nightmare! I spent 3 days trying to get through last month when my payment was late. If you can't get through, try Claimyr.com - they helped me connect with an EDD agent in under 30 minutes after I'd wasted DAYS trying on my own. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd Totally worth it for the time saved and stress reduction.

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yeah the phone lines are IMPOSSIBLE... i tried for a week straight once!!

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Sophia Long

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I've heard horror stories about the phone lines. I'll definitely check out that service if I can't get through by normal means. Thanks for the recommendation!

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Jade O'Malley

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Has anyone else noticed that sometimes the payment shows up in your account before the EDD website even updates to show it was processed? This happened to me twice during my disability claim last summer - the website still showed "pending" but the money was already in my account. So definitely check your bank/card too, not just the EDD portal!

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this!! happened to me too! website said pending for 3 days but money was there after 1 day

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Jade O'Malley

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I'm in the middle of an SDI claim right now too, and it took exactly one day after certifying to get paid. I certified Monday morning and had money Tuesday morning. But my first payment after initially filing took like 10 days to process, so I think once you're established in the system it goes much faster. One thing I learned - if your doctor extends your disability period, make sure they submit the updated medical certification well before your current one expires. Mine waited until the last minute and it caused a payment gap that was super stressful.

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Sophia Long

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That's a great tip about the doctor's certification! I'll definitely make a note to remind my doctor about that if I need an extension. Hoping my recovery goes as planned, but you never know with these things.

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Is the SDI payment the same amount each time? With unemployment I got exactly the same payment every two weeks but I heard disability can vary? Anyone know?

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SDI payments are typically consistent throughout your claim period as they're based on your base period wages. However, they might appear to vary slightly if your certification periods cover different numbers of days. The system calculates your daily benefit amount (your weekly amount divided by 7) and pays based on eligible days in each certification period. Unlike UI, SDI doesn't require you to look for work or report earnings from part-time work, so that source of payment variation doesn't apply.

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Ethan Wilson

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Just went through SDI for shoulder surgery a few months ago and wanted to share my experience! The payment timing is definitely different from UI - I got my first payment about 36 hours after certifying, which was way faster than I expected. One thing that caught me off guard was that SDI doesn't always follow the same weekly schedule as UI. My certification periods were sometimes 6 days, sometimes 8 days, depending on when I filed and when they processed it. The daily rate stays the same but the total payment can look different. Also make sure to keep all your medical documentation organized! I had to resubmit some paperwork when my initial 4-week estimate turned into 7 weeks, and having everything ready made it much smoother. Good luck with your recovery!

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Freya Ross

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I'm new to SDI and this thread has been incredibly helpful! I just filed my claim for a knee injury and was worried about how different it would be from UI. Reading everyone's experiences about the faster payment processing is such a relief - I was expecting the same delays I had with unemployment. One question though - for those who had surgery like the original poster, did you need to provide any additional documentation during your recovery period, or was the initial medical certification from your doctor sufficient for the entire claim period? My orthopedist estimated 8 weeks recovery but I'm not sure if I'll need updated medical forms along the way. Also seeing all the comments about the phone lines being impossible to reach - definitely bookmarking that Claimyr service just in case I run into issues!

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Carmen Vega

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Welcome to the SDI world! For your knee surgery, the initial medical certification should cover your entire 8-week period in most cases. However, if your recovery takes longer than expected or if there are complications, your doctor will need to submit an updated form. EDD typically sends a notice if they need additional medical documentation. From my experience with carpal tunnel surgery, I only needed the initial certification for my 6-week claim. But I've heard that orthopedic surgeries sometimes require a mid-recovery check-in around the 4-6 week mark, especially for knee injuries since mobility is such a big factor in determining when you can return to work. Just make sure your surgeon knows to send any updates directly to EDD if your recovery timeline changes. And yes, definitely keep that Claimyr info handy - their phone system really is a nightmare when you actually need help!

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