EDD SDI certification question - automatic payments or bi-weekly certification required?
Just got my first SDI payment via direct deposit yesterday (woohoo!), but now I'm confused about what happens next. Do I need to certify that I'm still disabled every two weeks like with unemployment benefits, or does the system automatically keep sending payments until my doctor submits the release form? I've looked through the EDD website and I'm getting mixed messages. Some pages make it sound like SDI is automatic after approval, but others mention certification periods. I'm worried about missing something and having my payments stop. My disability claim is for a back injury that required surgery and I'm supposed to be off work for at least another 6 weeks. Any help appreciated!
20 comments
Natasha Kuznetsova
Good news! SDI works differently than unemployment. Once your claim is approved, payments are generally automatic until either your claim period ends or your doctor releases you to return to work. You don't need to certify every two weeks like with UI benefits. Depending on how long your doctor initially certified you for, you may need to submit a supplemental medical certification if your recovery extends beyond that initial period. Did your doctor specify an expected recovery date on your initial paperwork?
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FireflyDreams
•Thank you so much for clarifying! My doctor initially certified me for 8 weeks after my surgery, and I'm about 2 weeks in now. So it sounds like I should be good until the end of that period without doing anything?
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Javier Morales
your confusing SDI w/ unemployment!! with SDI u dont gotta certify every 2 weeks, its auto until the end date on ur claim or till ur doc says ur good. thats why they call it DISABILITY not unemployment lol
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FireflyDreams
•Yeah, I realize now I was mixing them up! This is my first time on disability so I wasn't sure how it worked. Thanks for the clarification!
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Emma Anderson
What everyone is saying is right - SDI doesn't require bi-weekly certification like unemployment. BUT there's one important thing to know: if your doctor initially certified you for less time than you end up needing, you'll need to get another medical certification before your current one expires. Otherwise, your payments will stop automatically at the end of your initial certification period. I had a similar back surgery last year and my doctor initially certified me for 8 weeks, but I ended up needing 12 weeks total. I had to get my doctor to fill out another certification form around week 6-7 to extend my claim. Don't wait until the last minute because processing can take time!
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FireflyDreams
•That's really helpful to know! I'll definitely talk to my doctor at my follow-up appointment to make sure we're on top of the paperwork if I need an extension.
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Malik Thompson
I went through this exact situation with my knee replacement in January. SDI is mostly automatic, but there are some situations where they might send you forms to fill out: 1. If they need to verify your continued disability (random checks) 2. If you're approaching the end of your initial certification period 3. If anything changes with your claim Make sure you keep an eye on your mail AND your SDI Online account. Sometimes they send notices to one but not the other. And watch out for the EDD debit card - if this is your first claim, they'll send you one even if you selected direct deposit. You'll need to activate it and transfer any funds from it to your bank account, as sometimes payments get split between direct deposit and the card.
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Isabella Ferreira
•The EDD card thing happened to me too! I was wondering where part of my money went until I got that card in the mail like 10 days after my first payment. So annoying they don't explain this clearly!!
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CosmicVoyager
The system is DESIGNED to be confusing! I was on disability last year and everything was fine until suddenly my payments stopped. No warning, nothing. Turns out they sent some random verification form to my old address even though I updated my info online. When I called, the rep admitted this happens ALL THE TIME but they keep doing it anyway! The whole system is a mess and they WANT people to miss deadlines so they don't have to pay.
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Natasha Kuznetsova
•While I understand your frustration, I don't think EDD is deliberately trying to deny benefits. The system is definitely outdated though, and communication issues are common. That's why it's important to regularly check your SDI Online account and make sure your contact information is current in all their systems (both SDI Online and Benefit Programs Online, as they don't always sync automatically).
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Ravi Kapoor
Just wanted to share something helpful - if you do need to contact EDD about your disability claim (which you probably won't need to for regular payments), I recently used a service called Claimyr when I needed to talk to someone about my extension paperwork not being processed. Saved me hours of busy signals and automated hangups. Their site is claimyr.com and they have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd It got me through to an actual person in about 20 minutes when I'd been trying for days on my own. Just thought I'd mention it in case anyone needs to actually reach EDD.
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FireflyDreams
•Thanks for the tip! I've tried calling EDD before for unemployment and it was a nightmare. Bookmarking this in case I run into any issues with my disability claim.
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CosmicVoyager
•I tried that service too and it actually worked! Not cheap but worth every penny when you're desperate to talk to someone. Better than losing your benefits because you can't get through.
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Isabella Ferreira
wait so lets say my doctor certified me for 3 months but I feel better after 2 months and want to go back to work early... do I need to tell EDD or just start working?? will I get in trouble if I don't tell them??
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Malik Thompson
•Definitely notify EDD before returning to work! If you start working while still receiving disability payments, that's considered fraud and could result in penalties or having to pay back benefits. Your doctor will need to fill out a form certifying you're able to return to work, and you should contact EDD directly to close your claim properly. Document everything - dates, who you spoke with, etc.
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Emma Anderson
One other thing to watch for - around the time your claim might need extension, you'll often get a form called the "DE 2525XX" (Continued Claim Certification) in the mail. This is NOT the same as regular UI certification. It's basically asking if anything has changed with your medical condition or work status. Complete and return this form right away if you get it, as your payments can be delayed or stopped if you don't. Some people confuse this with regular certification and ignore it, thinking their payments are automatic. The form is simple but important.
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FireflyDreams
•Thank you for the heads up! I'll keep an eye out for this form. Is it usually sent by mail or would it show up in my SDI Online account too?
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Emma Anderson
•It typically comes by mail, but you might also see a notification about it in your SDI Online account. The online system isn't always consistent about showing these forms though, so checking your mail regularly is important.
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Freya Nielsen
im on pregnancy disability and its totally different from regular disability just fyi. for pregnancy you DO have to submit forms every time even when its automatic for regular disability. the EDD website is super confusing about this!!! i almost lost a payment because i didnt realize this.
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Natasha Kuznetsova
•That's a great point! Pregnancy disability claims do have different requirements. For standard SDI claims (like OP's back surgery), payments are automatic once approved until the claim expires. But for pregnancy-related claims, there's often additional paperwork, especially when transitioning from pregnancy disability to Paid Family Leave for bonding time. The systems should be more clearly explained on the EDD website.
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