< Back to California Disability

FireflyDreams

EDD SDI certification question - automatic payments or bi-weekly certification required?

Just got my first SDI payment via direct deposit yesterday (woohoo!), but now I'm confused about what happens next. Do I need to certify that I'm still disabled every two weeks like with unemployment benefits, or does the system automatically keep sending payments until my doctor submits the release form? I've looked through the EDD website and I'm getting mixed messages. Some pages make it sound like SDI is automatic after approval, but others mention certification periods. I'm worried about missing something and having my payments stop. My disability claim is for a back injury that required surgery and I'm supposed to be off work for at least another 6 weeks. Any help appreciated!

Good news! SDI works differently than unemployment. Once your claim is approved, payments are generally automatic until either your claim period ends or your doctor releases you to return to work. You don't need to certify every two weeks like with UI benefits. Depending on how long your doctor initially certified you for, you may need to submit a supplemental medical certification if your recovery extends beyond that initial period. Did your doctor specify an expected recovery date on your initial paperwork?

0 coins

FireflyDreams

•

Thank you so much for clarifying! My doctor initially certified me for 8 weeks after my surgery, and I'm about 2 weeks in now. So it sounds like I should be good until the end of that period without doing anything?

0 coins

your confusing SDI w/ unemployment!! with SDI u dont gotta certify every 2 weeks, its auto until the end date on ur claim or till ur doc says ur good. thats why they call it DISABILITY not unemployment lol

0 coins

FireflyDreams

•

Yeah, I realize now I was mixing them up! This is my first time on disability so I wasn't sure how it worked. Thanks for the clarification!

0 coins

Emma Anderson

•

What everyone is saying is right - SDI doesn't require bi-weekly certification like unemployment. BUT there's one important thing to know: if your doctor initially certified you for less time than you end up needing, you'll need to get another medical certification before your current one expires. Otherwise, your payments will stop automatically at the end of your initial certification period. I had a similar back surgery last year and my doctor initially certified me for 8 weeks, but I ended up needing 12 weeks total. I had to get my doctor to fill out another certification form around week 6-7 to extend my claim. Don't wait until the last minute because processing can take time!

0 coins

FireflyDreams

•

That's really helpful to know! I'll definitely talk to my doctor at my follow-up appointment to make sure we're on top of the paperwork if I need an extension.

0 coins

I went through this exact situation with my knee replacement in January. SDI is mostly automatic, but there are some situations where they might send you forms to fill out: 1. If they need to verify your continued disability (random checks) 2. If you're approaching the end of your initial certification period 3. If anything changes with your claim Make sure you keep an eye on your mail AND your SDI Online account. Sometimes they send notices to one but not the other. And watch out for the EDD debit card - if this is your first claim, they'll send you one even if you selected direct deposit. You'll need to activate it and transfer any funds from it to your bank account, as sometimes payments get split between direct deposit and the card.

0 coins

The EDD card thing happened to me too! I was wondering where part of my money went until I got that card in the mail like 10 days after my first payment. So annoying they don't explain this clearly!!

0 coins

CosmicVoyager

•

The system is DESIGNED to be confusing! I was on disability last year and everything was fine until suddenly my payments stopped. No warning, nothing. Turns out they sent some random verification form to my old address even though I updated my info online. When I called, the rep admitted this happens ALL THE TIME but they keep doing it anyway! The whole system is a mess and they WANT people to miss deadlines so they don't have to pay.

0 coins

While I understand your frustration, I don't think EDD is deliberately trying to deny benefits. The system is definitely outdated though, and communication issues are common. That's why it's important to regularly check your SDI Online account and make sure your contact information is current in all their systems (both SDI Online and Benefit Programs Online, as they don't always sync automatically).

0 coins

Ravi Kapoor

•

Just wanted to share something helpful - if you do need to contact EDD about your disability claim (which you probably won't need to for regular payments), I recently used a service called Claimyr when I needed to talk to someone about my extension paperwork not being processed. Saved me hours of busy signals and automated hangups. Their site is claimyr.com and they have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd It got me through to an actual person in about 20 minutes when I'd been trying for days on my own. Just thought I'd mention it in case anyone needs to actually reach EDD.

0 coins

FireflyDreams

•

Thanks for the tip! I've tried calling EDD before for unemployment and it was a nightmare. Bookmarking this in case I run into any issues with my disability claim.

0 coins

CosmicVoyager

•

I tried that service too and it actually worked! Not cheap but worth every penny when you're desperate to talk to someone. Better than losing your benefits because you can't get through.

0 coins

wait so lets say my doctor certified me for 3 months but I feel better after 2 months and want to go back to work early... do I need to tell EDD or just start working?? will I get in trouble if I don't tell them??

0 coins

Definitely notify EDD before returning to work! If you start working while still receiving disability payments, that's considered fraud and could result in penalties or having to pay back benefits. Your doctor will need to fill out a form certifying you're able to return to work, and you should contact EDD directly to close your claim properly. Document everything - dates, who you spoke with, etc.

0 coins

Emma Anderson

•

One other thing to watch for - around the time your claim might need extension, you'll often get a form called the "DE 2525XX" (Continued Claim Certification) in the mail. This is NOT the same as regular UI certification. It's basically asking if anything has changed with your medical condition or work status. Complete and return this form right away if you get it, as your payments can be delayed or stopped if you don't. Some people confuse this with regular certification and ignore it, thinking their payments are automatic. The form is simple but important.

0 coins

FireflyDreams

•

Thank you for the heads up! I'll keep an eye out for this form. Is it usually sent by mail or would it show up in my SDI Online account too?

0 coins

Emma Anderson

•

It typically comes by mail, but you might also see a notification about it in your SDI Online account. The online system isn't always consistent about showing these forms though, so checking your mail regularly is important.

0 coins

Freya Nielsen

•

im on pregnancy disability and its totally different from regular disability just fyi. for pregnancy you DO have to submit forms every time even when its automatic for regular disability. the EDD website is super confusing about this!!! i almost lost a payment because i didnt realize this.

0 coins

That's a great point! Pregnancy disability claims do have different requirements. For standard SDI claims (like OP's back surgery), payments are automatic once approved until the claim expires. But for pregnancy-related claims, there's often additional paperwork, especially when transitioning from pregnancy disability to Paid Family Leave for bonding time. The systems should be more clearly explained on the EDD website.

0 coins

Congrats on getting your first payment! Just to add to what others have said - you're right that SDI is automatic once approved, but I'd recommend setting up text alerts through your SDI Online account if you haven't already. This way you'll get notified about any important updates or if they need additional documentation. Also, keep all your medical records and correspondence organized in case you need to reference anything later. With back injuries especially, recovery timelines can be unpredictable, so having everything documented will help if you need to extend your claim or if EDD has any questions down the line. Hope your recovery goes smoothly!

0 coins

Thanks for posting this question! I went through the same confusion when I first started receiving SDI payments. Everyone here has given you great advice - SDI is indeed automatic once approved, unlike unemployment benefits. One small tip I'd add: if you're using direct deposit, double-check that your bank account information is correct in your SDI Online account. I had a friend whose payments got delayed because there was a typo in her routing number that didn't get caught until after approval. It's worth logging in just to verify everything looks right. Also, since you mentioned you have 6 more weeks of recovery, you're well within your initial 8-week certification period, so you should be all set. Just focus on healing and don't stress about the payments - they should continue automatically. Best of luck with your recovery!

0 coins

That's such a good point about double-checking the bank account info! I actually had a moment of panic when I saw the direct deposit hit my account because the amount seemed off at first, but then I realized I was looking at the net amount after taxes. For anyone else reading this - they do withhold federal and state taxes from SDI payments unless you opt out, so don't be surprised if the deposit is less than your weekly benefit amount. You can change your withholding preferences in your SDI Online account if needed.

0 coins

Mei-Ling Chen

•

This is such helpful information for anyone new to SDI! I'm actually in a similar situation - just started my disability claim for a work-related shoulder injury and was wondering about the same certification requirements. One thing I learned from my case worker that might be useful: if you have any complications during your recovery or your condition changes significantly, make sure to let your doctor know right away so they can update your medical records accordingly. This becomes important if you need to extend your claim later or if EDD requests updated medical information. Also, @FireflyDreams, since you mentioned this is for back surgery, you might want to ask your doctor about any work restrictions when you do eventually return. Sometimes they'll certify you for modified duty before full release, which can affect your SDI claim timing. Just something to keep in mind as you get closer to that 6-week mark! Wishing you a smooth recovery!

0 coins

Emma Morales

•

Thanks for mentioning the work restrictions aspect! I hadn't thought about that possibility. My surgeon did mention that I might need to do light duty for a while before returning to full work activities, but I wasn't sure how that would interact with the SDI claim. That's definitely something I'll discuss at my next follow-up appointment. It's good to know these details ahead of time rather than being caught off guard later in the recovery process!

0 coins

Harmony Love

•

Just wanted to chime in as someone who's been through the SDI process a couple times - everyone's given you great advice! One small thing I'd add is to keep your login credentials for SDI Online handy and check it occasionally even when everything's running smoothly. Sometimes they'll post notices there about system updates or changes that could affect your payments. Also, since you mentioned looking through the EDD website and getting mixed messages - that's totally normal! The site has information for both UI and SDI mixed together, and it's easy to accidentally read the wrong section. When in doubt, anything specifically labeled "SDI" or "State Disability Insurance" is what applies to your situation, not the unemployment stuff. Sounds like you're all set though - enjoy not having to stress about bi-weekly certifications like the unemployment folks! Focus on healing up that back.

0 coins

Liam McGuire

•

That's such a good point about the website confusion! I definitely fell into that trap when I was first trying to figure everything out. The EDD site really should have clearer separation between UI and SDI information - or at least better labeling. Thanks for the reminder about checking SDI Online periodically. I set up my direct deposit and kind of forgot about the online account, but you're right that it's smart to stay on top of any notices or updates they might post there. Better to be proactive than miss something important! And yes, it's such a relief not having to worry about those bi-weekly certifications. One less thing to stress about while focusing on recovery. Really appreciate everyone's helpful responses on this thread - this community is awesome!

0 coins

NebulaKnight

•

Just wanted to add one more thing that might be helpful - if you're worried about keeping track of everything, I'd recommend creating a simple calendar reminder for about a week before your initial 8-week certification period ends. That way you'll have time to touch base with your doctor about whether you need an extension before your current approval expires. I made this mistake on my first SDI claim - I assumed everything would just automatically continue and didn't realize I needed to be proactive about getting my doctor to submit new paperwork if my recovery took longer than expected. Ended up with a gap in payments that could have been avoided with better planning. Also, since you mentioned direct deposit is working well, just be aware that if you do need to extend your claim later, sometimes there can be processing delays that might temporarily switch you back to the EDD debit card until the system catches up. It's annoying but not uncommon, so don't panic if it happens! Glad to hear your first payment came through smoothly - that's always a relief when you're dealing with an injury and can't work. Take care of yourself and focus on healing!

0 coins

Aisha Abdullah

•

That's really smart advice about setting a calendar reminder! I'm definitely going to do that - better to be prepared than scramble at the last minute. The tip about potential processing delays switching back to the debit card is good to know too. It sounds like even when everything goes smoothly, there can still be little hiccups along the way. I really appreciate everyone taking the time to share their experiences here - it's so much more helpful than trying to decipher the EDD website on my own!

0 coins

Mei Chen

•

This thread is so helpful! I'm actually dealing with a similar situation - just got approved for SDI after a work injury and was totally confused about whether I needed to do anything ongoing. One thing I wanted to add that I learned from my experience: if you're getting SDI through a work injury (workers' comp), the process might be slightly different than regular SDI. In my case, I had to coordinate between EDD and my workers' comp insurance, and there were some additional forms to make sure I wasn't getting duplicate benefits. But for regular SDI like yours, @FireflyDreams, everyone's advice here is spot on - it's automatic once approved! The contrast with unemployment is so confusing at first. With UI you're basically proving you're actively looking for work every two weeks, but with SDI you're proving you CAN'T work, so the ongoing requirements are totally different. Really glad this community exists to help navigate all the bureaucracy. Hope your recovery goes smoothly!

0 coins

California Disability AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today