EDD SDI payment schedule for pregnancy to postpartum transition - need urgent advice!

Congrats on the baby! So EDD pays every TWO weeks, not weekly. They deposit funds to ur BoA card on a schedule based on when u first filed. For the birth thing - technically ur SUPPOSED to report any change but honestly when I had my kid last year I didn't report anything until I was switching from pregnancy disability to bonding time (PFL). Nothing bad happened. Too busy with newborn chaos lol. The payments should keep going to the new card, it's tied to ur account not the physical card.

To clarify some information about your SDI claim during this transition: EDD SDI benefits are paid approximately every two weeks after your initial certification is processed. This is different from UI benefits which require bi-weekly certification. For your pregnancy-to-postpartum transition: Your current disability claim covers both the pregnancy-related disability AND your postpartum recovery (typically 6-8 weeks for vaginal delivery or 8-10 weeks for C-section). You do not need to notify EDD immediately about the birth. However, your doctor will need to complete a supplemental medical certification after delivery to confirm your recovery period. This is usually done at your postpartum checkup. Regarding your replacement card: Yes, all benefits will be available once your new card arrives. You can also set up direct deposit through the Bank of America EDD debit card website if you prefer funds to go directly to your bank account. When you're ready to transition from disability to Paid Family Leave (PFL) for bonding, you'll need to file a new claim. This is a separate process that should be started about 1-2 weeks before your disability claim ends.

When I had my baby in 2024 I was so stressed abt all this too!! For me the payments came every 2 weeks but sometimes they were a few days late which was super frustrating. Def make sure ur dr sends in that form after delivery to confirm the recovery time!!! Mine almost forgot and it would have messed everything up. Good luck with ur induction tomorrow!!!!!

When I tried navigating EDD during my maternity leave last year, it was ABSOLUTE NIGHTMARE!! My doctor submitted everything correctly, but my payments randomly stopped after I gave birth. Tried calling EDD for THREE WEEKS and could never get through - just constant busy signals or being hung up on. By that point I was struggling with a colicky newborn and recovering from a c-section while trying to figure out how to pay bills. The whole system is designed to fail new mothers when they're most vulnerable!!!

Here's what you need to know about your SDI pregnancy to postpartum transition: 1. Payment Schedule: EDD typically processes payments every two weeks. However, the actual payment may take 2-3 days to appear on your card after processing, depending on weekends and holidays. 2. Birth Notification: You don't need to notify EDD immediately when you give birth, but your doctor must submit a supplemental medical certification (DE 2525XX form) after delivery to establish your postpartum recovery period. This is critical - without it, your benefits might be interrupted. 3. Recovery Period: Standard recovery periods that EDD recognizes are: - 6-8 weeks for vaginal delivery - 8-10 weeks for C-section delivery 4. Replacement Card: Your benefits will accumulate in your account regardless of whether you have the physical card. Once your new card arrives, all funds will be available. 5. Transitioning to PFL: About 1-2 weeks before your disability claim ends, you should file a Paid Family Leave (PFL) claim if you plan to take bonding time. This requires a separate application (DE 2501FP). Pro tip: Request your doctor complete the post-delivery certification at your first postpartum appointment to avoid any payment gaps.

I went thru this whole process back in October and honestly it was pretty smooth for me. My doctor handled all the paperwork transitions automatically and my benefits just kept coming. The only thing I messed up was waiting too long to file for PFL after my disability ran out... left me with like a 2 week gap with no income. So don't wait until the last minute to do that part!!!

One other thing - when ur doctor submits that form after u give birth, make SURE they put the right date of delivery!!! My doc's office put the wrong date and it caused a HUGE mess with my claim. Took like 3 weeks to fix and I almost missed a rent payment because of it. Just double check everything because the whole system is a nightmare if anything goes wrong.

One additional thing to be aware of: if you do experience any payment delays during this transition period, you have the right to request expedited processing due to financial hardship. Call EDD and specifically mention that you're experiencing financial hardship due to delayed benefits. In some cases, they can prioritize processing your claim. Also, once your baby arrives, be sure to start gathering the documentation you'll need for your Paid Family Leave claim for bonding time (if you plan to take it). You'll need: 1. Child's birth certificate 2. Your documentation showing relationship to child 3. Form DE 2501FP completed Congratulations on your upcoming delivery! The system can be complex, but with proper documentation, it usually works as intended.

Congratulations on your upcoming induction tomorrow! I just went through this exact situation in December and wanted to share what worked for me. First, yes EDD pays every two weeks - usually on the same day of the week you first certified. The timing can vary by a day or two depending on holidays. For the birth notification - I was super worried about this too but didn't report immediately and had zero issues. What IS crucial is making sure your OB office submits the updated medical form after delivery. I actually called them the day after I gave birth just to remind them, and they said they automatically do it within 48 hours of discharge. Your replacement card situation should be fine - all payments accumulate in your account regardless of the physical card. I had a similar issue and once my new card arrived, everything was there waiting. One tip that saved me stress: ask your delivery nurse or hospital discharge planner if they have any EDD resources or can confirm your doctor's office handles the paperwork transition. Most hospitals deal with this all the time and can reassure you about the process. You've got this! Focus on your delivery tomorrow and don't stress too much about the EDD stuff - it will work out. Wishing you a smooth induction and healthy baby!