EDD SDI benefit maximum amount and duration - does it last until November 2025?

The 'maximum benefit amount' shown on your claim is the total you can receive for that specific disability claim period. SDI benefits last up to 52 weeks maximum, but only until either: 1) you use up that maximum benefit amount, 2) your doctor certifies you can return to work, or 3) you reach the 52-week mark - whichever comes FIRST. The maximum benefit amount is calculated based on your highest quarter of earnings in your base period. So no, it won't automatically continue until November 2025 if you hit that maximum benefit amount before then. Have you calculated how many weeks your benefits will last based on your weekly benefit amount?

my husband went thru the same thing last yr. once u hit the max benefit amount thats IT. they cut u off even if ur still within the 52 weeks. its really unfair system!!

It depends on your Weekly Benefit Amount (WBA). Your maximum benefit amount is about 52 times 60-70% of your normal weekly wage (up to the cap). But if your WBA is high, you might use up all benefits before hitting 52 weeks. If you're still disabled after SDI runs out, you should look into: 1. Long-term disability insurance if you have it through work 2. Social Security Disability (SSDI) - though approval takes time 3. California's Paid Family Leave if you need family care Most importantly, don't wait until benefits are about to run out to explore these options! Start the process at least 2-3 months before your SDI is set to expire.

hey quick question - does ur claim show two different amounts? like one called 'maximum benefit amount' and another called 'claim balance'? those r different things. the claim balance goes down with each payment but the maximum benefit amount stays the same

I was in your exact situation last year and spent HOURS trying to reach someone at EDD to clarify. After getting hung up on multiple times, I found Claimyr (claimyr.com) which got me connected to an actual EDD agent in about 20 minutes instead of spending days redialing. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd The agent confirmed what others are saying - the maximum benefit amount is the total cap for your claim regardless of the 52-week period. In my case, my benefits ran out after about 5 months even though my disability lasted longer.

I think ur all missing something here - if the initial disability ends but doctor says u still cant work for DIFFERENT reason or complication, u can file a NEW claim! I had surgery, then complications, and was able to get a second claim after my first one maxed out. Its not automatic tho, doctor has to certify its a new condition.

The WHOLE system is designed to confuse people I swear!!! My claim info never made sense to me either. They should just CLEARLY tell us how long we have benefits for instead of making us do math and guess!! SO FRUSTRATING!

To answer your specific question: No, your SDI benefits won't automatically continue until November 2025. The benefit period is either until you reach the maximum benefit amount OR 52 weeks, whichever comes first. Based on your weekly benefit amount of $1,300, your benefits will last approximately 20 weeks (about 5 months) if you continue certifying and remain disabled according to your doctor. If your recovery extends beyond that period, you should talk to your doctor about whether you might qualify for SSDI. The documentation from your SDI claim can be helpful for an SSDI application, but they're separate programs with different eligibility requirements. SSDI is generally for longer-term disabilities.