What's the Sacramento County CalWORKs income limit for 2025?
I just got a part-time job offer but I'm worried about losing my Cash Aid in Sacramento County. Does anyone know the maximum income I can make before they cut off my CalWORKs benefits? I have 2 kids (ages 4 and 7) and we're currently getting $723/month. The job would pay around $16.50/hour for about 25 hours a week. Will this put me over the income limit? I'm scared to accept the job and then suddenly lose our benefits before I'm stable enough to handle it. Has anyone dealt with this situation recently?
31 comments


Emma Thompson
The income limit depends on your household size. For a family of 3 in Sacramento County (you + 2 kids), the Income Reporting Threshold (IRT) in 2025 is $2,743 per month of gross income. At $16.50/hour for 25 hours weekly, you'd make about $1,782 monthly (before taxes), which is UNDER your IRT. You won't lose all your Cash Aid immediately, but your grant amount will be reduced because of your earnings. They don't count all your income though - CalWORKs has an earned income disregard where they don't count the first $450 plus 50% of the remaining earnings when calculating your grant.
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Javier Mendoza
•Oh that's a relief! So I won't immediately lose everything. How do they calculate how much my grant will be reduced by? Do they just subtract my earnings from my current benefit amount?
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Malik Davis
i started workin last year and they do a weird calculation. they dont count all ur income. its like they ignore the first $450 and then half of the rest. so if u make $1782 they'd ignore $450 and half of $1332 which is $666, so theyd only count like $666 of ur income against ur cash aid. BUT u gotta report it on ur SAR7 form and make sure u save ur paystubs!!!! if u dont report they'll say u commited fraud and make u pay it all back. happened to my cousin
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Isabella Santos
•Exactly right about the income disregard! One important thing to remember is that you still need to report your new job within 10 days even if it doesn't put you over your IRT. Then they'll recalculate your grant amount for the following month. Your CalFresh benefits might also change, so be prepared for adjustments to both programs.
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StarStrider
You also need to make sure you're meeting your Welfare to Work hours if you're not exempt! For a single parent with a child under 6, you need to do 20 hours per week. Your new job at 25 hours would cover that requirement perfectly!
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Ravi Gupta
TAKE THE JOB!!!!! The system is DESIGNED to keep us poor and dependent. I was so scared to start working too but its actually BETTER when u work cuz of that income disregard thing. U end up with MORE total money even tho ur cash aid goes down some. Plus u get childcare benefits while ur working!!! Did they tell u about that??
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Javier Mendoza
•I didn't know about childcare benefits! My mom helps with the kids now, but she can't always do it. How do I apply for the childcare assistance?
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Freya Pedersen
The Stage 1 Child Care program will cover your childcare costs while you're working! You need to apply through the county - your Welfare to Work worker should help you with this. They'll pay for licensed childcare providers or even some family members (though not those in your CalWORKs household). Also, since you mentioned worry about stability - there's a program called Transitional CalWORKs that gives you up to 12 months of cash aid AFTER you'd normally lose eligibility due to earnings. It's specifically designed to help people transition to work without that sudden cliff of losing benefits.
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Javier Mendoza
•That's amazing to hear about Transitional CalWORKs! I've been stressing about what happens if I get more hours later. I'm going to take the job offer. Will try calling my worker tomorrow to discuss everything.
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Omar Hassan
Good luck getting through to your worker! I spent THREE DAYS trying to reach mine last month about a similar question. Kept getting stuck in the automated system or waiting on hold for hours only to get disconnected. So frustrating! I finally used Claimyr.com and got a callback from my worker in less than 30 minutes. They have a video showing how it works: https://youtu.be/jzISHxCPLwE - saved me so much stress when I needed to sort out my new job reporting.
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Malik Davis
•does that claimyr thing really work? never heard of it before. hate calling the county office they always have me on hold for 2 hrs and then i gotta go get my kid from school and lose my spot in line 🙄
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Omar Hassan
Yeah, it actually worked great for me. I was skeptical too, but after waiting on hold forever the regular way, I gave it a try and got a callback from my worker that same day. Way better than the usual runaround.
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Isabella Santos
One more thing worth mentioning - when you start working, you'll also qualify for the Earned Income Tax Credit (EITC) on your taxes. With two children and part-time work at that wage, you could get a pretty significant tax refund next year. It's another way the system tries to reward work. Make sure to file taxes even if you don't owe any!
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Emma Thompson
Also, don't forget that when you report your new job, the county will recalculate your CalFresh (food stamps) too. Your CalFresh might actually go UP when your Cash Aid goes down, which helps offset the changes. The system is complicated, but it's designed to gradually reduce benefits as you earn more, not cut everything off at once.
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StarStrider
I had almost this exact same situation last year!!! I was making $16.75/hr and working 24 hours a week with 2 kids and my cash aid went down some but I was still getting it. Plus the childcare benefit is seriously amazing, totally free childcare while you work!!! My older one goes to afterschool program and little one goes to a daycare, I don't pay a penny.
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Javier Mendoza
•That's really reassuring to hear someone in such a similar situation! Did they help you find childcare or did you have to find providers yourself? I'm not even sure where to start looking for good childcare.
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StarStrider
They gave me a list of licensed providers in my area but I still had to call around myself to find ones with openings. If you need help finding childcare you can also try the Child Action resource and referral agency for Sacramento, they help match families with providers. My WTW worker gave me their number.
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Aurora Lacasse
Congratulations on the job offer! I went through something really similar about 6 months ago. I was terrified about losing benefits but it actually worked out better than I expected. The income disregard calculation that others mentioned is key - you'll still have some cash aid plus your work income, so your total monthly income will be higher than what you're getting now on just benefits alone. One thing I wish someone had told me - when you report your new job, ask your worker to walk you through the exact calculation so you know what to expect each month. They can do a budget projection for you. Also, make sure to ask about the childcare assistance right away because there can be a waiting list for some providers, especially good ones. The sooner you get on that list, the better! You've got this - taking that job is definitely the right move for your family's future!
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LunarLegend
•Thank you so much for sharing your experience! That's exactly what I needed to hear from someone who actually went through this recently. I'm definitely going to ask my worker to do that budget projection - that's such a smart idea. I had no clue they could show me the numbers ahead of time. And good point about the childcare waiting list, I'll get on that ASAP. It's so helpful to know that your total income actually ended up being higher. I was so focused on losing some cash aid that I wasn't thinking about the bigger picture. Really appreciate the encouragement!
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Isabella Santos
Just wanted to add that you should also ask about Medi-Cal when you start working! A lot of people don't realize that you can still keep your Medi-Cal coverage even when your income goes up from working. The income limits for Medi-Cal are much higher than for Cash Aid - for a family of 3, you can make up to around $3,600/month and still qualify. So even if you eventually earn too much for CalWORKs, you'll likely still have health insurance for you and your kids. That was a huge relief for me when I started working more hours. Don't let fear of losing healthcare stop you from taking this opportunity!
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Logan Scott
•That's such an important point about Medi-Cal! I honestly hadn't even thought about the healthcare piece - I was so worried about the cash benefits. It's really good to know that the income limits are different for different programs. $3,600/month seems like a lot more breathing room than the CalWORKs limits. I'm feeling so much more confident about taking this job now with all this information. Thank you everyone for being so helpful and supportive!
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Megan D'Acosta
I just wanted to jump in and say how much I appreciate this community! I'm in a similar situation - single mom with a 3-year-old, currently on CalWORKs, and I've been so nervous about accepting work because I was afraid of losing everything. Reading through all these responses has been incredibly helpful and reassuring. One thing I learned from my cousin's experience is to also ask your worker about the "Safety Net" program if you do eventually earn too much for regular CalWORKs. It provides a smaller cash payment for families who are working but still struggling financially. Not everyone qualifies, but it's worth asking about as another potential safety net. @Javier - definitely take that job! It sounds like you'll actually be better off financially, and you're setting a great example for your kids about working toward independence. The transition might feel scary, but you've got so much support and information now. Good luck!
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Cass Green
•@Megan - Thanks for mentioning the Safety Net program! I had never heard of that before. It's so great to have this community where people share these lesser-known programs that can really make a difference. I'm definitely going to ask my worker about that too when I call tomorrow. And you're absolutely right about setting an example for my kids - I want them to see that working toward independence is possible even when it feels scary at first. Good luck to you too with your situation! Sounds like we're both going to be taking some positive steps forward.
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Vanessa Chang
I'm so glad I found this thread! I've been lurking in this community for a while but never posted before. I'm in a really similar situation - single parent with one 5-year-old, getting $639/month in Cash Aid, and I just got offered a receptionist job at a dental office. They're offering $17/hour for 30 hours a week, which would be about $2,210/month gross. Reading everyone's responses here has been SO helpful because I was literally about to turn down the job out of fear! I had no idea about the income disregard calculation or that there were programs like Transitional CalWORKs and the childcare assistance. I thought it was just "work and lose everything" or "don't work and stay on benefits forever." The part about asking the worker to do a budget projection is brilliant - I'm definitely going to request that. And I'm going to look into that Claimyr service too because trying to reach my worker is always a nightmare. Thank you all for sharing your real experiences. It's one thing to read the official rules somewhere, but hearing from actual parents who've been through this transition makes all the difference. You've given me the confidence to accept this job opportunity!
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Yara Khoury
•@Vanessa - Welcome to posting! I'm so happy this thread helped you feel more confident about taking that job offer. $17/hour for 30 hours sounds like a great opportunity, and you're absolutely right that it's not just "all or nothing" with benefits - the system really is designed to help people transition to work gradually. Your situation sounds even better than mine income-wise, so you should definitely have room to work within the limits. Make sure to ask about all the programs everyone mentioned - the childcare assistance especially since you have a 5-year-old who might need after-school care. Good luck with everything! It's scary taking that first step but it sounds like we're all figuring out that working actually puts us in a better financial position overall. Keep us posted on how it goes!
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Vincent Bimbach
This is such an encouraging thread to read! I'm a case worker in a neighboring county and I love seeing community members supporting each other through these transitions. Everything shared here about the income disregard and IRT limits is accurate for Sacramento County. One small tip I'd add - when you do call to report your new job, have your offer letter or employment verification ready with your start date, hourly wage, and expected hours per week. This helps your worker process everything faster and more accurately. Also, don't panic if your first month's calculation seems off - sometimes it takes a pay period or two to get the exact amounts right, especially if your hours vary slightly week to week. You're making the right choice taking this job! The path from benefits to self-sufficiency isn't always linear, but every step forward builds toward long-term stability for your family. And remember, if circumstances change (job loss, reduced hours, etc.), you can always reapply for full benefits. The safety net is still there while you build your independence.
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AstroAdventurer
•Thank you for chiming in as a case worker! It's so reassuring to hear from someone who works in the system that all the advice here is accurate. That's a great tip about having the employment verification ready - I wouldn't have thought to prepare all those details beforehand, but it makes total sense that it would help speed things up. I really appreciate you mentioning that the first month's calculation might be a bit off. That's exactly the kind of thing I would have panicked about if I wasn't expecting it! And knowing that I can reapply if circumstances change later definitely makes me feel more secure about taking this leap. It's so nice to see a case worker who genuinely supports people transitioning to work. Some of the stories I've heard about difficult workers made me nervous, but your encouraging tone gives me hope that my worker will be supportive too when I call tomorrow. Thank you for the reassurance and for all the work you do helping families like ours!
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Jamal Washington
Reading through this thread has been incredibly eye-opening! I'm a single mom with twin 6-year-olds and I've been on CalWORKs for about 8 months now after my ex stopped paying child support. I just got offered a part-time position at a local credit union - 28 hours a week at $18.50/hour, which would be about $2,146 monthly gross. I was honestly terrified to even consider it because I thought I'd lose everything immediately, but seeing everyone's real experiences and the detailed breakdown of the income disregard has completely changed my perspective. The fact that @Vincent confirmed everything as accurate from a case worker's view is especially reassuring. My biggest concern is childcare for twins - that's double the cost! But hearing about the Stage 1 Child Care program and that it's completely covered while working gives me so much hope. Does anyone know if there are any special considerations for twins or multiple children when it comes to childcare assistance? I'm definitely going to call my worker this week and ask for that budget projection everyone mentioned. This community is amazing - thank you all for sharing your journeys and making this transition feel less scary!
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Olivia Harris
•@Jamal - Congratulations on the credit union offer! That sounds like a really great opportunity with good pay. As for twins and childcare assistance, from what I understand, the Stage 1 program covers each child individually, so yes, they would cover childcare costs for both twins. The program doesn't penalize you for having multiples - each child gets their own childcare allocation. One thing you might want to ask your worker about is whether any local childcare centers offer twin discounts that still work within the program's payment structure. Some centers give sibling discounts, and the program might still cover the reduced rates, which could help stretch your childcare options. At $2,146 gross monthly with a household of 3, you should definitely be well under your IRT threshold, so this sounds like it would work out really well financially for your family. The income disregard calculation will help protect a good portion of your earnings too. Twins definitely make everything more complicated, but the childcare assistance is designed to help working parents exactly like you. Don't let the logistics scare you away from this opportunity - it sounds like it could be a great step toward stability for you and the kids!
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Butch Sledgehammer
This thread has been so helpful! I'm a single dad with a 3-year-old daughter, currently receiving CalWORKs benefits, and I've been offered a position at a warehouse that would be $15.75/hour for about 32 hours a week (roughly $2,016 monthly gross). Reading everyone's experiences has given me the confidence to seriously consider this job. I was especially relieved to learn about the income disregard calculation - I had no idea they don't count all your earnings against your benefits! And knowing that childcare assistance is available is huge since my daughter would need daycare while I'm working. One question I have is about the timing of everything - how quickly do the benefit changes take effect after you report your new job? I want to make sure I understand the timeline so I can budget properly during the transition period. Also, does anyone have experience with warehouse work specifically while on CalWORKs? I'm wondering if the physical demands or potential overtime opportunities create any special considerations I should be aware of when reporting to my worker. Thank you all for sharing your stories - it's made such a difference knowing that taking this job could actually improve our financial situation rather than hurt it!
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Miguel Harvey
•@Butch - Great question about timing! From my experience, when you report your new job, the changes typically take effect the month AFTER you report. So if you start work in January and report it by the 10th, your benefits would be recalculated starting in February. You'll still get your full benefit amount for that first month while they process the change. As for warehouse work, I don't have direct experience with that, but one thing to keep in mind is that if you end up getting offered regular overtime, that could push your monthly income higher than expected. Just make sure to report any significant changes in hours to your worker. The good news is that even if you occasionally go over your IRT due to overtime, it doesn't immediately disqualify you - they look at your regular expected earnings. Your income at $2,016 gross should work out really well with the income disregard calculation. You'll probably end up with more total monthly income than you're getting now on benefits alone, plus the childcare assistance for your daughter. Warehouse jobs often have good advancement opportunities too, so this could be a great stepping stone for your family's future!
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