Working part-time with CalWORKs: Will they reduce my Cash Aid if I get a job?
I'm currently getting CalWORKs for me and my kids but it's barely enough. More than half goes straight to rent. I'm thinking about getting a part-time job to save up for a car (really need one for doctor appointments and grocery shopping), but I'm worried they'll just cut my benefits by whatever I earn. Does anyone know how working affects your cash aid? Will they take it all away or do they let you keep some of what you earn? I don't want to work extra hours just to end up with the same amount of money in the end. Anyone have experience with this?
25 comments


Mei Liu
You can ABSOLUTELY work while getting CalWORKs! They actually have something called the "earned income disregard" that helps you keep some of your earnings. The first $500 of income you earn each month is completely disregarded. Then they only count 50% of anything you earn above that amount toward your CalWORKs grant calculation. So let's say you earn $1000/month at your part-time job: - First $500 is disregarded completely - Of the remaining $500, only 50% ($250) counts as income - So only $250 of your $1000 would count toward reducing your grant This is designed specifically to encourage work and help people save up like you're trying to do. You'll definitely come out ahead financially by working part-time.
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Jamal Carter
•Wow really? That sounds way better than I thought! I was scared they'd just take the full amount. So basically I'd be able to keep most of what I earn from working? That would be amazing for saving up. Do I need to report my job right away or can I wait until the next SAR7?
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Liam O'Donnell
i worked while on CalWorks last year and they didnt take it all but they did reduce my cash aid some. the other person is right about the 500$ thing. its actually good cuz u end up with more money total when u work. just make sure u report it!!
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Amara Nwosu
•This is only partially correct. You DO need to report your new job within 10 days if your total monthly income goes over your Income Reporting Threshold (IRT). Your IRT amount is listed on your last approval notice. If you're under your IRT, you can wait until your next SAR7 to report the job. But ALWAYS report if you go over IRT or you might end up with an overpayment you have to pay back!
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AstroExplorer
Adding to what others have said: working part-time while on CalWORKs is one of the BEST ways to transition to self-sufficiency. Not only do you keep most of your earnings with the income disregard, but working also counts toward your Welfare to Work (WTW) hours requirement. Another benefit people don't realize: when you work, you might qualify for more childcare hours through the CalWORKs childcare program. And working can help you qualify for a higher Earned Income Tax Credit when you file taxes. Definitely go for that part-time job. Just make sure you get pay stubs for everything and keep them organized for when you need to report.
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Jamal Carter
•Thanks for mentioning the childcare hours! I didn't even think about that. My youngest is still not in school yet so that would be a huge help. And good point about the tax credit too!
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Giovanni Moretti
be carefull tho, if u make 2 much they will cut u off completely. happened 2 my sister when she got a job at target. they didnt tell her there was a limit and then suddenly no more calworks. make sure u know ur IRT
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Mei Liu
•This is an important point. Your IRT (Income Reporting Threshold) is the maximum gross income you can have before you need to report it mid-period. If your income exceeds this amount consistently, you could become financially ineligible. The exact amount depends on your household size and is listed on your approval notices. For a family of 3 in 2025, it's around $2,880/month in gross income.
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Fatima Al-Farsi
when i started my job i had the WORST time trying to report it. called the county for THREE DAYS straight and kept getting disconnected. ended up just going to the office and waiting for 4 hours in person. waste of a sick day i could have used for something else
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Dylan Cooper
•I had the same issue trying to report my income change! After getting disconnected five times, I found this service called Claimyr that got me through to a real worker in about 15 minutes. It basically holds your place in line and calls you when a worker picks up. Saved me hours of frustration. I think their website is claimyr.com and they have a video showing how it works: https://youtu.be/jzISHxCPLwE So much better than going in person or wasting your day on hold. I was skeptical at first but it actually worked.
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Amara Nwosu
One thing to consider that hasn't been mentioned - if you're planning to save for a car, be aware of the CalWORKs resource limits. Currently, you can have up to $10,000 in assets (including savings) and still remain eligible. For a vehicle you intend to purchase and use, the equity value can be exempt if you'll use it for work/daily living activities. Thinking long-term, working part-time while on CalWORKs is beneficial because: 1. You gain work experience and recent job history 2. You increase your total income through the earned income disregard 3. Your CalWORKs time clock (48-month limit) continues running whether you work or not, so working helps you prepare for when benefits eventually end Just be diligent about reporting income correctly to avoid overpayments.
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Jamal Carter
•Didn't know about the resource limit, thanks! Nowhere near $10k in savings right now but good to keep in mind as a goal. And you're right about the time limit... I have about 36 months left on my clock according to my last notice. Getting work experience now makes sense.
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Liam O'Donnell
my caseworker told me that if ur using ur calworks to meet ur wtw hours u might also qualify for the transportation allowance too which could help before u get ur car
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Jamal Carter
Thanks everyone for the helpful answers! I'm definitely going to apply for some part-time jobs now. Sounds like I'll be able to keep enough of what I earn to make it worthwhile. I'll make sure to check my IRT before I start and report properly if I go over it. Really hoping to save enough for a car by the end of the year!
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Mei Liu
•Good luck with the job search! One last tip: if you haven't already, check with your county about their Job Club or employment services. Many counties offer free resume help and even have relationships with local employers who are looking to hire CalWORKs participants. Sometimes they even have special programs that can help with car purchase assistance after you've been working for a while.
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Noah huntAce420
Great advice from everyone here! Just wanted to add that when you do start working, keep track of ALL your work-related expenses like uniforms, gas, parking, etc. You can deduct some of these from your earned income when calculating your CalWORKs grant, which means you get to keep even more of what you earn. My county worker helped me figure this out and it made a real difference. Also, if you're looking for part-time work, retail and food service jobs are usually pretty flexible with scheduling around your kids' needs. Don't give up if the first few applications don't work out - it took me about 6 weeks to find the right fit but it was so worth it!
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Tasia Synder
•This is really helpful advice! I hadn't thought about deducting work expenses - that could make a big difference. Quick question though - do I need to keep receipts for everything or is there a standard deduction amount? Also, thanks for the encouragement about the job search timeline. I was getting discouraged thinking it should happen faster, but 6 weeks sounds realistic. Did you find your job through the county employment services or just regular applications?
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GalaxyGlider
Just wanted to share my experience as someone who's been working part-time with CalWORKs for about 8 months now. Everything people are saying about the income disregard is true - you really do come out ahead financially! I work about 25 hours a week at a grocery store and between my job and reduced CalWORKs, I'm bringing in about $400 more per month than I was on benefits alone. One thing that really helped me was asking my caseworker to calculate exactly how my grant would change before I started working, so there were no surprises. They can run the numbers for you based on your expected earnings. Also, don't forget that working might make you eligible for additional benefits like expanded CalFresh (food stamps) or help with childcare costs through the Alternative Payment Program. The hardest part for me was juggling the work schedule with everything else, but having that extra income has made such a difference. I was able to get my car after about 6 months of saving, and it's opened up so many more job opportunities. You've got this!
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Keisha Robinson
•This is exactly what I needed to hear! Thank you so much for sharing your real experience with the numbers. $400 extra per month would be life-changing for us right now. I love that you asked your caseworker to calculate it beforehand - that's such a smart idea. I'm definitely going to do that when I find a potential job so I know exactly what to expect. And congratulations on getting your car! That gives me so much hope that I can reach my goal too. Did you find that having reliable transportation opened up better paying jobs for you?
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Darren Brooks
I've been working part-time while on CalWORKs for about a year now and it's definitely worth it! The earned income disregard really does help - I make about $800/month and only about $150 of that counts against my grant. What really helped me was starting small with just 15-20 hours per week so I could get used to balancing everything with my kids' schedules. One tip that saved me a lot of stress: when you do find a job, ask your employer if they can be consistent with your schedule. I told mine upfront that I'm a single parent and need predictable hours, and they've been really accommodating. Also, keep ALL your pay stubs organized from day one - you'll need them for reporting and it makes everything so much easier when SAR7 time comes around. The transportation struggle is real before you get that car, but many counties have bus vouchers or rideshare assistance for people starting new jobs. Ask your caseworker about it! Good luck with your job search - you're making a smart move that will pay off in the long run.
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Honorah King
•This is such great practical advice! I really appreciate you sharing how you started small with 15-20 hours - that sounds like a smart way to ease into it without overwhelming myself. I have two kids (ages 3 and 7) so balancing everything is definitely my biggest worry. The tip about asking for a consistent schedule upfront is brilliant. I was wondering how to bring that up in interviews without seeming like a difficult employee, but you're right that being honest about being a single parent makes sense. Most employers probably appreciate the honesty. And thank you for mentioning the bus vouchers! I had no idea that was even a possibility. I'll definitely ask my caseworker about transportation assistance when I start applying for jobs. Every little bit helps when you're trying to get on your feet. It's so encouraging to hear from people who've made this work successfully!
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Mary Bates
I'm in a similar situation and this thread has been so helpful! I've been hesitant to look for work because I was afraid of losing my benefits, but hearing everyone's real experiences with the earned income disregard makes me feel so much more confident about taking that step. One question I haven't seen addressed - for those who are working while on CalWORKs, how do you handle it when your hours vary from week to week? Like if some weeks you work 15 hours and other weeks you work 25 hours? Do you report based on your average monthly earnings or do you have to report every time your weekly hours change significantly? I'm looking at retail jobs and most of them seem to have pretty variable scheduling, so I want to make sure I understand the reporting requirements before I start. Don't want to accidentally mess up my benefits by not reporting correctly!
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Nathaniel Stewart
•Great question about variable hours! From my experience, you don't need to report every single week that your hours change - that would be crazy! What you do is report based on your expected monthly earnings when you first get the job, and then you only need to report again if your TOTAL monthly income goes over your IRT (Income Reporting Threshold) or if there's a significant permanent change to your work situation. So if you're working retail and some weeks you get 15 hours, some weeks 25 hours, but it averages out to around the same monthly total you originally reported, you're fine until your next SAR7. The key is that monthly income number. Just keep track of all your pay stubs so when SAR7 time comes, you can report your actual earnings accurately. If you suddenly start getting consistently more hours (like they promote you to supervisor or something), THEN you'd need to report that change within 10 days. But normal week-to-week retail schedule variations? You're good to wait for your regular reporting period. Hope that helps ease your mind about applying!
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Mateo Martinez
This thread is amazing - thank you all for sharing such detailed, real-world experiences! As someone who's been on CalWORKs for about 6 months now, I was also really nervous about how working would affect my benefits. Reading everyone's actual examples with dollar amounts and time frames makes it so much clearer than the confusing paperwork they give you. I'm especially grateful for the tips about asking your caseworker to run the numbers beforehand and keeping organized pay stubs from day one. Those are the kind of practical details that can save so much stress later on. One thing I'm curious about - for those who've been working part-time while on CalWORKs, have you found that having that work history helped when you eventually applied for full-time positions? I'm thinking long-term about building toward complete self-sufficiency, and I'm wondering if employers view part-time work experience while receiving benefits positively or if it even matters to them. Either way, you've all convinced me that working part-time is definitely the right move. Time to update my resume and start applying! Thank you for creating such a supportive and informative discussion.
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Jacob Smithson
•Absolutely! Having that work history while on CalWORKs has actually been really helpful when applying for full-time positions. Employers see that you've been consistently working and managing responsibilities, which shows reliability and work ethic. Most employers don't even ask about benefits - they just care that you have recent experience and good references. What's been even more valuable is the skills I've gained and the connections I've made. My part-time supervisor became one of my best references, and through that job I learned about other opportunities in the company. Plus, having recent work experience on your resume makes you way more competitive than having a gap. The transition from part-time to full-time was actually smoother than I expected because I already had my childcare situation figured out and had proven to myself that I could balance work and parenting. When you do eventually move to full-time work, you'll be so much more prepared than if you had jumped straight from no work to full-time. You've got this - definitely start applying!
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