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Chloe Martin

Can I use my CalWORKs EBT card to withdraw Cash Aid at ATMs in another state?

I'm planning to visit my sister in Arizona next month for about 2 weeks because she just had a baby and needs help. I'm worried about my cash aid while I'm gone. Can I use my EBT card to get my CalWORKs money from ATMs in Arizona? Or does it only work in California? I know my benefits will load on the 1st like usual, but not sure if there's some kind of restriction on using it across state lines. Don't want to get there and be stuck without money! Also, will using it in another state cause problems with my case? Like will they think I moved or something?

yes u can use it out of state. i went to oregon last summer for my cousins wedding and it worked fine at atms there, just had higher fees at some places.

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Oh thank goodness! I was getting stressed about it. Do you remember how much the fees were? Were they a lot higher than normal?

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Yes, your EBT card will work at ATMs in other states, but there are some important things to know: 1. You'll typically pay higher ATM fees out-of-state (sometimes $3-5 per transaction) 2. You're still allowed to be out of state temporarily (up to 30 days) without it affecting your CalWORKs eligibility 3. If you're gone longer than 30 days, you need to report it to your county office as a change 4. Make sure you still submit your SAR7 on time if it's due while you're away Also, if you need to contact your worker while you're gone, remember you can access BenefitsCal.com from anywhere to check your case status.

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Thank you SO much for the detailed info! I'll only be gone 2 weeks so sounds like I'm good. And my SAR7 isn't due until September so that's perfect timing. Those fees do sound high though... might need to take out more cash at once to avoid multiple withdrawals.

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my cousin said she got her benefits cut off after she used her card in texas but that was probably because she was gone for like 3 months lol not because she used the card there

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Yes, that's exactly right. Using the card out of state doesn't automatically trigger anything, but being gone for 3 months (over 30 days) without reporting it would definitely cause problems. CalWORKs requires California residency, so extended absence without reporting raises residency questions.

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I used mine in Nevada and it FLAGGED my account!! Had to call and explain I was just visiting family for a weekend. Such a headache. They made me verify my address when I got back with mail and everything. SO annoying.

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This happened to me too! I think it depends on your county. I'm in LA County and they're super strict about everything. When I came back from visiting my mom in Oregon, I had a letter waiting saying I needed to come in for an interview about my "change in residency" even though I was only gone for 5 days! The system is ridiculous sometimes.

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If you're worried about potential issues, I'd recommend calling your eligibility worker before you go to let them know you'll be temporarily out of state. That way they can note it in your file and you won't have problems when you get back. And yes, the card will work at most ATMs that accept EBT, but watch out for the fees! They can really add up. Some banks charge $5+ for out-of-network withdrawals on top of what California already charges for ATM use after your free withdrawals are used up. BTW if you have trouble reaching your worker (which is common), I used a service called Claimyr (claimyr.com) last month when I needed to update my address. They got me through to a live person at my county office in about 10 minutes instead of waiting on hold for hours. They have a video showing how it works here: https://youtu.be/jzISHxCPLwE

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That's a great idea about calling my worker beforehand. I've been trying to get through to them for 3 days with no luck though. I'll check out that Claimyr thing - anything is better than being on hold forever just to get disconnected!

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I work for the county (not speaking officially), and here's what I can tell you: 1. Your EBT card will work in other states - the system is national 2. Short trips (under 30 days) are totally fine and won't affect eligibility 3. Using your card out of state doesn't automatically trigger anything in our systems 4. HOWEVER, if something else causes your case to be reviewed while you're gone, the out-of-state transactions might raise questions If you're really concerned, it doesn't hurt to withdraw enough cash before you leave CA. That way you don't have to worry about ATM access or fees while traveling.

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But they DO track it!! That's how they knew to send me the letter about using my card in Nevada. They definitely have some system that flags out of state use!!

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There's no automatic system that flags all out-of-state usage. What likely happened is that something else triggered a review of your case (maybe a quarterly check, approaching redetermination, or another reported change), and during that review, they noticed the out-of-state transactions. Different counties have different processes, but there's no statewide automatic alert for all out-of-state EBT usage.

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Thanks everyone for the help! I called my worker (took forever to get through) and let them know I'll be in Arizona for 2 weeks. They noted it in my file and said it's totally fine as long as it's less than 30 days. They also mentioned I should keep my receipts from the ATM withdrawals just in case there are any questions later. I'm going to take out most of what I need before I leave CA to avoid those crazy fees too!

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smart move. those fees add up quick. glad u got it figured out!

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Great question! I was in the same situation last year when I had to help my mom after her surgery in Nevada. Your EBT card will definitely work at ATMs in Arizona - the system is nationwide. Just be prepared for higher fees (I paid around $3-4 per withdrawal at most ATMs there). Since you're only going for 2 weeks, you're well within the 30-day limit so no worries about your case. Just make sure to keep your receipts from any ATM transactions while you're there. Some people recommend calling your worker ahead of time to let them know, but honestly for such a short trip it's probably not necessary. One tip: try to find ATMs at major banks like Bank of America or Wells Fargo - they usually have lower fees than those random convenience store ATMs. Have a great trip helping with the new baby!

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