Can I use my CalWORKs EBT card to withdraw Cash Aid at ATMs in another state?
I'm planning to visit my sister in Arizona next month for about 2 weeks because she just had a baby and needs help. I'm worried about my cash aid while I'm gone. Can I use my EBT card to get my CalWORKs money from ATMs in Arizona? Or does it only work in California? I know my benefits will load on the 1st like usual, but not sure if there's some kind of restriction on using it across state lines. Don't want to get there and be stuck without money! Also, will using it in another state cause problems with my case? Like will they think I moved or something?
37 comments


Diego Rojas
yes u can use it out of state. i went to oregon last summer for my cousins wedding and it worked fine at atms there, just had higher fees at some places.
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Chloe Martin
•Oh thank goodness! I was getting stressed about it. Do you remember how much the fees were? Were they a lot higher than normal?
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Anastasia Sokolov
Yes, your EBT card will work at ATMs in other states, but there are some important things to know: 1. You'll typically pay higher ATM fees out-of-state (sometimes $3-5 per transaction) 2. You're still allowed to be out of state temporarily (up to 30 days) without it affecting your CalWORKs eligibility 3. If you're gone longer than 30 days, you need to report it to your county office as a change 4. Make sure you still submit your SAR7 on time if it's due while you're away Also, if you need to contact your worker while you're gone, remember you can access BenefitsCal.com from anywhere to check your case status.
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Chloe Martin
•Thank you SO much for the detailed info! I'll only be gone 2 weeks so sounds like I'm good. And my SAR7 isn't due until September so that's perfect timing. Those fees do sound high though... might need to take out more cash at once to avoid multiple withdrawals.
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Sean O'Donnell
my cousin said she got her benefits cut off after she used her card in texas but that was probably because she was gone for like 3 months lol not because she used the card there
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Anastasia Sokolov
•Yes, that's exactly right. Using the card out of state doesn't automatically trigger anything, but being gone for 3 months (over 30 days) without reporting it would definitely cause problems. CalWORKs requires California residency, so extended absence without reporting raises residency questions.
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Zara Ahmed
I used mine in Nevada and it FLAGGED my account!! Had to call and explain I was just visiting family for a weekend. Such a headache. They made me verify my address when I got back with mail and everything. SO annoying.
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StarStrider
•This happened to me too! I think it depends on your county. I'm in LA County and they're super strict about everything. When I came back from visiting my mom in Oregon, I had a letter waiting saying I needed to come in for an interview about my "change in residency" even though I was only gone for 5 days! The system is ridiculous sometimes.
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Luca Esposito
If you're worried about potential issues, I'd recommend calling your eligibility worker before you go to let them know you'll be temporarily out of state. That way they can note it in your file and you won't have problems when you get back. And yes, the card will work at most ATMs that accept EBT, but watch out for the fees! They can really add up. Some banks charge $5+ for out-of-network withdrawals on top of what California already charges for ATM use after your free withdrawals are used up. BTW if you have trouble reaching your worker (which is common), I used a service called Claimyr (claimyr.com) last month when I needed to update my address. They got me through to a live person at my county office in about 10 minutes instead of waiting on hold for hours. They have a video showing how it works here: https://youtu.be/jzISHxCPLwE
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Chloe Martin
•That's a great idea about calling my worker beforehand. I've been trying to get through to them for 3 days with no luck though. I'll check out that Claimyr thing - anything is better than being on hold forever just to get disconnected!
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Nia Thompson
I work for the county (not speaking officially), and here's what I can tell you: 1. Your EBT card will work in other states - the system is national 2. Short trips (under 30 days) are totally fine and won't affect eligibility 3. Using your card out of state doesn't automatically trigger anything in our systems 4. HOWEVER, if something else causes your case to be reviewed while you're gone, the out-of-state transactions might raise questions If you're really concerned, it doesn't hurt to withdraw enough cash before you leave CA. That way you don't have to worry about ATM access or fees while traveling.
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Zara Ahmed
•But they DO track it!! That's how they knew to send me the letter about using my card in Nevada. They definitely have some system that flags out of state use!!
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Nia Thompson
•There's no automatic system that flags all out-of-state usage. What likely happened is that something else triggered a review of your case (maybe a quarterly check, approaching redetermination, or another reported change), and during that review, they noticed the out-of-state transactions. Different counties have different processes, but there's no statewide automatic alert for all out-of-state EBT usage.
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Chloe Martin
Thanks everyone for the help! I called my worker (took forever to get through) and let them know I'll be in Arizona for 2 weeks. They noted it in my file and said it's totally fine as long as it's less than 30 days. They also mentioned I should keep my receipts from the ATM withdrawals just in case there are any questions later. I'm going to take out most of what I need before I leave CA to avoid those crazy fees too!
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Diego Rojas
•smart move. those fees add up quick. glad u got it figured out!
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JaylinCharles
Great question! I was in the same situation last year when I had to help my mom after her surgery in Nevada. Your EBT card will definitely work at ATMs in Arizona - the system is nationwide. Just be prepared for higher fees (I paid around $3-4 per withdrawal at most ATMs there). Since you're only going for 2 weeks, you're well within the 30-day limit so no worries about your case. Just make sure to keep your receipts from any ATM transactions while you're there. Some people recommend calling your worker ahead of time to let them know, but honestly for such a short trip it's probably not necessary. One tip: try to find ATMs at major banks like Bank of America or Wells Fargo - they usually have lower fees than those random convenience store ATMs. Have a great trip helping with the new baby!
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Admin_Masters
I just went through this exact situation last month when I visited my brother in Texas for 10 days! Your EBT card will absolutely work at ATMs in Arizona - the system is connected nationwide. I was able to withdraw my cash aid without any issues. A few things I learned: - ATM fees were definitely higher (around $3-5 per transaction depending on the bank) - I withdrew larger amounts less frequently to minimize fees - Keep all your ATM receipts just in case - Since you're only going for 2 weeks, you're totally fine with the 30-day rule One thing that really helped me was using the "ATM Locator" feature on the EBT website before I left to find the cheapest ATMs near where I was staying. Bank of America and Chase typically had the lowest fees in my experience. Have a wonderful time helping with the new baby! It's so sweet that you're making the trip to support your sister.
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Khalil Urso
•This is really helpful! I never thought about using the ATM locator feature on the EBT website - that's such a smart idea. I'm definitely going to do that before I leave. And you're right about withdrawing larger amounts less often, that makes total sense to avoid getting hit with fees multiple times. Thanks for the tip about Bank of America and Chase too! I'll look for those when I'm there.
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Ali Anderson
I had a similar experience when I traveled to visit family in Oregon last year! Your EBT card will definitely work in Arizona - the network is nationwide. I was there for about 10 days and had no issues accessing my cash aid. Just a heads up on the fees though - they can really add up! I ended up paying between $3-6 per withdrawal depending on which ATM I used. What I wish I had done was take out more cash before leaving California to avoid those extra charges. Since you're only going for 2 weeks, you're well within the allowed time frame and shouldn't have any issues with your case. The 30-day rule gives you plenty of buffer. Just keep your ATM receipts in case you need them later. Hope everything goes well with helping your sister and the new baby! It's so nice that you're able to be there for her during this time.
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Naila Gordon
•That's really good advice about taking out more cash beforehand! I'm definitely going to do that now after hearing how much everyone paid in fees. $3-6 per withdrawal is crazy when you think about it adding up over two weeks. I'd rather just deal with carrying a bit more cash than losing that money to ATM fees. Thanks for sharing your experience - it's so helpful to hear from people who've actually been through this!
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Savannah Glover
I actually just dealt with this situation a few months ago when I had to travel to help my aunt in New Mexico after she had surgery. Your EBT card will work perfectly fine in Arizona - the system is connected across all states. A couple of practical tips from my experience: - The ATM fees were brutal, usually $3-5 per transaction, so definitely try to withdraw larger amounts less frequently - I found that credit union ATMs sometimes had slightly lower fees than the big bank ones - Make sure your phone is charged when you travel because some ATMs will text you transaction confirmations, and it's good to have those records Since you're only going for 2 weeks to help with the new baby, you're well under the 30-day limit so no worries about your benefits being affected. Just keep those ATM receipts and maybe take a screenshot of your account balance before you leave California, just for your own peace of mind. It's really sweet of you to go help your sister during this time! New babies are exhausting and I'm sure she'll really appreciate having you there.
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Leo McDonald
•That's such a great tip about credit unions having lower fees! I never would have thought to look for those instead of just going to the first ATM I see. And you're absolutely right about keeping my phone charged - I always forget how important it is to have those transaction records. Taking a screenshot of my balance before I leave is really smart too. Thanks for all the practical advice! It's so nice to get tips from people who've actually been through this exact situation. I'm really excited to meet my new niece and help my sister out!
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Natalie Adams
Yes, your EBT card will work in Arizona! I travel frequently for work and have used mine in multiple states without any issues. The key things to remember are: 1. You're totally fine being out of state for 2 weeks - the 30-day rule gives you plenty of cushion 2. ATM fees will be higher, usually $3-5 per transaction, so withdraw larger amounts less often 3. Keep all your receipts just in case 4. Try to use ATMs at major banks like Bank of America or Wells Fargo for lower fees I'd also suggest withdrawing some cash before you leave California to minimize those out-of-state fees. And don't worry about it affecting your case - short trips to help family are completely normal and allowed. Congratulations on becoming an aunt! Your sister is so lucky to have you coming to help during those first crazy weeks with a newborn. Safe travels!
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Caesar Grant
•This is all such great advice! I'm feeling so much more confident about my trip now. I think I'll definitely withdraw most of what I need before leaving California and maybe just do one ATM withdrawal while I'm there if absolutely necessary. The idea of paying $3-5 every time I need cash just seems crazy when I could avoid most of those fees. And thank you - I'm so excited to meet my little niece and help my sister out! First babies are overwhelming so I know she'll appreciate having some extra hands around.
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Dmitri Volkov
I'm so glad you asked this question because I was wondering the same thing! I might need to travel to help my grandma in Texas next month and was worried about accessing my cash aid while I'm there. Reading through all these responses has been super helpful - it sounds like the card will work but those ATM fees are definitely something to plan for. The tip about using the EBT website's ATM locator feature is genius! I had no idea that was even available. And it makes total sense to withdraw larger amounts less frequently to avoid getting hit with fees multiple times. Thanks to everyone who shared their experiences - it's so reassuring to hear from people who've actually done this successfully. Hope you have a wonderful time helping your sister with the new baby! Those first few weeks are so special (and exhausting) so I'm sure she'll really appreciate having you there.
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Anastasia Popov
•I'm so glad this thread helped you too! It's funny how we all have similar situations come up - family always seems to need help right when we're worried about our benefits. The ATM locator thing was news to me too until someone mentioned it. Definitely use that before you go to Texas! One thing I learned from reading all these responses is that it's really about planning ahead. Taking out most of your cash before leaving your home state seems to be the way to go. Those fees really do add up fast when you think about it - $5 here and there over a couple weeks could easily be $20-30 just in ATM charges. Good luck with helping your grandma! It sounds like we're both lucky to have family who need us. Safe travels when the time comes!
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Freya Andersen
I just want to add that if you're really worried about potential issues, you can also access your case information through the BenefitsCal website while you're in Arizona to check that everything looks normal. I've done this when traveling just for peace of mind - you can log in from anywhere and see your benefit history, case status, etc. Also, some grocery stores in Arizona (like Walmart or Safeway) might let you get cash back when you buy something small with your EBT card, which could be cheaper than ATM fees if you need just a little extra cash. Just make sure to ask first since policies vary by store. Your sister is so lucky to have you coming to help! Those first weeks with a newborn are intense and having family support makes such a huge difference. Enjoy meeting your new niece!
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Val Rossi
•That's such a smart idea about checking BenefitsCal while I'm there! I never thought about being able to monitor my case status from out of state - that would definitely give me peace of mind. And the cash back option at grocery stores is brilliant! Even if I can only get $20-40 cash back, that's way better than paying those crazy ATM fees. I'll definitely ask at stores like Walmart when I'm there. Thanks for the practical tips! It's amazing how this thread has turned into such a comprehensive guide for traveling with EBT benefits.
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Malik Robinson
I went through this exact same situation last year when my brother was in the hospital in Nevada for almost 3 weeks. Your EBT card will definitely work in Arizona - I used mine at ATMs there without any problems. The main thing to watch out for is the fees - they were usually around $4-5 per withdrawal at most ATMs I tried. What I ended up doing was taking out larger amounts less frequently to avoid getting hit with those fees multiple times. Also found that ATMs inside major grocery stores like Fry's (which is big in Arizona) sometimes had slightly lower fees than standalone ATMs. Since you're only going for 2 weeks, you're totally fine with the residency rules. I was gone for 3 weeks and had no issues with my case at all. Just keep your receipts from any transactions while you're there - I kept mine in an envelope just in case I ever needed to show I was only temporarily out of state. It's so sweet that you're going to help your sister with the new baby! Those first few weeks are exhausting and I'm sure having you there will mean the world to her. Safe travels!
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CosmicCowboy
•That's really helpful to know about the grocery store ATMs potentially having lower fees! I hadn't thought about looking inside stores like Fry's instead of just using whatever ATM I come across first. The envelope idea for keeping receipts is smart too - I'm definitely going to do that to stay organized. It's reassuring to hear that even being gone for 3 weeks didn't cause any problems with your case. Thanks for sharing your experience, and I hope your brother is doing better now! I'm getting so many great tips from everyone here.
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Paolo Marino
I had this same worry when I visited my dad in New Mexico a few months ago! Your EBT card will definitely work at ATMs in Arizona - the system is connected nationwide so you'll be able to access your cash aid no problem. Just be prepared for higher ATM fees - I ended up paying around $3-5 per withdrawal depending on which bank's ATM I used. My advice is to take out larger amounts less frequently to minimize those fees, or even better, withdraw most of what you'll need before leaving California. Since you're only going for 2 weeks to help with the new baby, you're well under the 30-day limit so there won't be any issues with your CalWORKs case. Just keep your ATM receipts while you're there in case you need them later. One tip I wish I'd known - some grocery stores might let you get cash back when you buy something small, which could be cheaper than using ATMs. Worth asking when you're shopping! How exciting that you're going to be an aunt! Your sister is so lucky to have you coming to help during those first crazy weeks with a newborn. Safe travels!
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Emily Sanjay
•That's such great advice about asking for cash back at grocery stores! I never would have thought of that but it makes total sense - why pay $5 in ATM fees when you could just buy something you need anyway and get cash back for free or a much smaller fee. I'm definitely going to try that when I'm in Arizona. And you're absolutely right about taking out larger amounts - I keep hearing that from everyone and it's such a smart way to minimize those fees. Thank you for the congratulations too! I can't wait to meet my little niece and help my sister out during those first few weeks. It's going to be such a special time!
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Yara Nassar
I just wanted to chime in with my experience since I recently went through something similar! I traveled to Colorado for 10 days to help my cousin after her surgery and was nervous about using my EBT card there. Your card will absolutely work in Arizona - I had zero issues accessing my cash aid while I was in Colorado. The nationwide network is reliable and I never had a transaction declined. The fees were definitely higher though - I paid between $3.50 to $4.75 per withdrawal depending on the ATM. What really helped me was using the GasBuddy app to find cheaper gas stations that also had ATMs, since some of those had lower fees than the big bank ATMs. Since you're only going for 2 weeks, you're totally within the rules and won't have any problems with your case. I'd recommend taking out a good chunk of what you need before you leave California, then maybe doing just one larger withdrawal while you're in Arizona if needed. Keep all your receipts and have a wonderful time helping your sister! New babies are so precious and she's going to really appreciate having you there for support. Congratulations on becoming an aunt!
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Ethan Taylor
•That's such a clever idea about using GasBuddy to find ATMs with lower fees! I never would have thought to check gas station ATMs but that makes perfect sense - they might be more competitive with their fees. I'm definitely going to download that app before my trip. It sounds like you had a really smooth experience overall, which is so reassuring to hear. I'm feeling much more confident about my trip now after reading everyone's experiences. Thanks for the congratulations! I'm so excited to finally meet my little niece and be there for my sister during this special time. Two weeks is going to fly by!
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Jade Santiago
I just wanted to say thank you to everyone who responded to this question! I was in a very similar situation a few weeks ago when I needed to travel to Nevada to help my mom after her hip surgery, and I was so worried about accessing my benefits while I was there. Reading through all these responses has been incredibly helpful and reassuring. It's amazing how many of us have been in this exact situation - needing to travel to help family while worrying about our CalWORKs benefits. From what I learned from my trip and what everyone has shared here, the key points seem to be: 1. Your EBT card definitely works out of state 2. Be prepared for higher ATM fees ($3-5 per withdrawal) 3. Withdraw larger amounts less frequently to minimize fees 4. Keep all your receipts 5. You're fine as long as it's under 30 days 6. Consider cash back at grocery stores as an alternative to ATMs One thing I'd add is that I found Costco and Sam's Club ATMs (if you have membership) sometimes had lower fees than regular bank ATMs. Also, calling your worker ahead of time really does help avoid any confusion later. It's so heartwarming to see how many people are traveling to help family members - that's what family is for! Hope your trip goes smoothly and congratulations on your new niece!
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Isabel Vega
•This is such a comprehensive summary! Thank you for taking the time to compile all the key points from everyone's experiences. The tip about Costco and Sam's Club ATMs is really valuable - I have a Costco membership so that could definitely save me some money on fees. It's so true what you said about how many of us have been in this exact situation. It really shows how important family is and how we're all just trying to take care of each other while navigating these benefit systems. All these real experiences from people who have actually done this successfully makes me feel so much more prepared and confident about my trip. I can't wait to get to Arizona and help my sister with the new baby!
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Natalie Wang
I just want to add something that might be helpful - if you're planning to be in Arizona for 2 weeks, you might want to look into which banks have reciprocal agreements that could reduce ATM fees. Some credit unions participate in networks like CO-OP or Allpoint that let you use certain ATMs without the usual out-of-network charges. Also, since you'll be helping with a newborn, you might find yourself needing cash at odd hours when banks are closed. It's worth mapping out a few different ATM locations near where you'll be staying so you're not scrambling to find one when you need it, especially with a tired new mom and baby to think about! The fact that you're making this trip to help your sister shows what an amazing support system she has. Those first weeks with a newborn are such a whirlwind, and having someone there who can help with practical things (like knowing where to get cash!) will be invaluable. Wishing you both all the best!
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