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CalWORKs Cash Aid - Can I withdraw from out-of-state ATMs or is this fraud alert normal?

I've run into a frustrating situation with my CalWORKs cash benefits while visiting my mom in another state (Michigan). I tried to withdraw some cash from my EBT card at Bank of America ATM and got a 'suspect fraud' message telling me to contact my financial institution. When I called the EBT customer service number on my card, it said my balance is there and available. I'm confused because I just got this new card in the mail right before my trip - my previous card was compromised by skimmers who stole all my food and cash benefits last month. Has anyone dealt with out-of-state withdrawals with CalWORKs cash benefits? Do I need special permission to use my card in another state? Which ATMs actually work for out-of-state withdrawals? I'm stressed because I need this money for my kids while we're visiting family.

this is a fraud protection thing, its normal. u have to call the EBT customer service # and tell them ur traveling. they have to unlock it for out of state use. they do this to protect ur benefits since skimming is so bad rn

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Thank you! Do you know if there's a waiting period after I call them? I need to get cash today if possible.

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Dylan Wright

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This is a standard security measure with CalWORKs Cash Aid to prevent fraud. Since you've already been skimmed once, the system is likely being extra cautious with your new card. You need to call the EBT Customer Service line (not your county worker) at 1-877-328-9677 and tell them you're temporarily in Michigan. They'll need to update your card status to allow out-of-state transactions. Once that's done, you should be able to use any ATM that accepts EBT cash withdrawals. Just be aware that out-of-state ATMs may charge higher fees, and there are often daily withdrawal limits. Also, California monitors out-of-state usage patterns - if you're gone for more than 30 days, it could affect your eligibility since CalWORKs requires California residency.

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Thank you for the detailed information! We're only here for 2 weeks visiting my mom who's been sick, so it shouldn't affect my residency. I'll call that number right away.

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NebulaKnight

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Happens alll the time. they never tell us about these rules until after we have problems!! I was in Nevada visiting my sister last year and had the same issue. Had to call and verify my identity and tell them where I was traveling. So annoying!!!

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fr they should give us a pamphlet or somethng when they mail the card

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Sofia Ramirez

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I'm dealing with the exact same thing except I'm in Arizona right now! Been on hold with EBT customer service for 45 minutes and still waiting. Did you get through to them? This is so frustrating because I specifically told my caseworker I was traveling and she never mentioned I needed to notify anyone about using my card out of state. Really stressful when you're counting on that money!!

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Giovanni Gallo

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I'm still trying to reach them too. It's so stressful! My kids are hungry and I can't access our money.

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Dmitry Popov

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To clarify some information being shared: CalWORKs Cash Aid benefits can absolutely be used out of state, but there are some important restrictions and procedures to be aware of: 1. For fraud prevention (especially after having a card skimmed), the EBT system automatically flags out-of-state transactions as suspicious 2. You need to call EBT Customer Service at 1-877-328-9677 to notify them of your travel plans 3. After verification, they will allow your card to work in Michigan typically within 1-2 hours 4. Be careful about fees - out-of-state ATMs often charge higher surcharges plus the standard EBT withdrawal fee 5. If you're still having trouble getting through to EBT customer service (they're notoriously hard to reach), you might want to try Claimyr.com - I used their service last month when I couldn't get through about my own EBT card issues. They got me connected to a live person in about 10 minutes. They have a video showing how it works: https://youtu.be/jzISHxCPLwE 6. Important: Extended out-of-state usage (more than 30 consecutive days) can trigger a residency review, but a 2-week visit won't affect your eligibility Hope this helps! Let us know if you were able to resolve the issue.

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Giovanni Gallo

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This is so helpful! I'll check out that service if I can't get through by the end of today. I've been on hold for 25 minutes so far.

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Ava Rodriguez

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THE SYSTEM IS DESIGNED TO MAKE THINGS DIFFICULT!!! They know exactly what they're doing. They put these fraud blocks on without telling us and then make it IMPOSSIBLE to get through to customer service to fix it. I bet they save millions in benefits they don't have to pay out because people just give up trying. My sister was in Arizona last summer and couldn't access her Cash Aid for THREE DAYS while she tried to get through to someone. Had to borrow money from friends. THE WHOLE SYSTEM IS BROKEN!!!

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Miguel Ortiz

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I get being frustrated but the fraud blocks have actually saved my benefits twice. Skimmers are targeting EBT cards like crazy. Would you rather have no protection and lose all your benefits? That happened to me in December - wiped out my entire cash aid right before Christmas.

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NebulaKnight

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Btw when you get it working try Walmart ATMs they usually work good with EBT cash and have lower fees than bank ATMs

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Giovanni Gallo

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Thanks for the tip! There's a Walmart about 20 minutes from my mom's place.

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Giovanni Gallo

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UPDATE: I finally got through to EBT customer service! They confirmed it was a fraud prevention block because of the out-of-state transaction. The rep removed the block and said I can try withdrawing again in about an hour. She also warned me that I might get charged 2 fees - one from the EBT system and another from the out-of-state ATM. Thanks everyone for your help!

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Sofia Ramirez

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That's great! Did they say anything about having to do this every time you travel or is it a one-time thing? I'm still waiting to get through to someone.

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Dylan Wright

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Glad you got it sorted out! One more tip - keep your CalWORKs eligibility worker's direct phone number in your contacts for the future. If you ever can't get through to EBT customer service again, your worker can sometimes help with card issues or at least escalate it through internal channels. Also, make sure to document all ATM fees you're charged while out of state - in some cases, if they're excessive, you can request a review of those charges when you return to California.

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Giovanni Gallo

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That's really good advice about keeping track of the fees. I'll definitely do that. And I do have my worker's number but I always get voicemail when I call. Can never seem to reach an actual person.

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did the walmart atm end up working for u? jw for next time I travel

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Giovanni Gallo

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Yes! Once the block was removed Walmart ATM worked perfectly. The fee was less than at Bank of America too.

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