Can I get CalFresh if I'm unemployed and living with my parents?
Hi everyone, I'm 27 and recently lost my job (tech layoffs...ugh). Had to move back in with my parents last month because I couldn't afford rent anymore. Burning through my savings pretty fast and trying to help with groceries when I can. Someone suggested I apply for CalFresh/EBT but I'm not sure if I even qualify since I live with my parents? They don't claim me as a dependent - I file taxes separately. Dad's retired and mom works part-time. Do I apply as my own household or would they count my parents' income too? And what's the application process like these days? Any tips would be super helpful! Really hate being in this position but gotta do what I gotta do.
40 comments


Carmen Reyes
You can absolutely apply for CalFresh as your own household even while living with your parents, as long as you buy and prepare your food separately from them. This is called separate household status. When you apply, you'll need to clearly indicate this living arrangement. The application process is pretty straightforward: 1. Apply online through BenefitsCal.com (easiest method) 2. Provide proof of identity and residency 3. Since you're unemployed, bring documentation about your last job and any current income/resources 4. Be prepared to explain your household situation If approved, recertification happens every 12 months, and you'll need to submit a SAR7 report at the 6-month mark. Just be honest about your situation during the interview!
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Andre Moreau
•The separate food preparation part is KEY. I tried applying when I was staying w/ my brother but got denied bc we shared groceries. They literally asked who buys/cooks the food during interview.
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StarSurfer
•Thank you! That makes sense. So if I buy and cook my own food separately from my parents, I could qualify? Do you know what the income limit is for a single person household in 2025? And would they verify somehow that I'm cooking separately?
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Zoe Christodoulou
•when i applied they asked for my parents info even tho i buy my own food...the worker kept saying we were one household because we live together. i had to talk to a supervisor to get it fixed. be ready to explain your situation CLEARLY.
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Jamal Thompson
•As of January 2025, the gross monthly income limit for a household of 1 is approximately $2,430 (130% of the Federal Poverty Level). Net income limit would be around $1,869. Since you're currently unemployed, you'd likely qualify based on income, but they'll still ask about any savings, unemployment benefits, or other resources. Regarding verification of separate food preparation - they typically don't inspect your kitchen, but they might ask detailed questions about your food purchasing and preparation habits during the interview. Some counties might ask for statements from household members confirming the arrangement. Be prepared to explain your situation consistently.
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Mei Chen
•I was in your EXACT situation last year!! The interview was pretty intense - they asked specific questions about how I store my food (separate cabinet/shelf in fridge) and who pays for what. Be ready to explain EVERYTHING. One tip: if you're getting unemployment benefits, that counts as income! I almost messed up my application by not reporting it. Also, if your parents give you money for anything (even if not for food), you might need to report that too depending on the arrangement. Good luck!!! The system is frustrating but worth it when you get those benefits.
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CosmicCadet
•If you're having trouble reaching someone at the county office when applying (which is SUPER common), I discovered a service called Claimyr that connects you with a CalFresh worker without the ridiculous hold times. It saved me hours of frustration when I had questions about my application status. Check out their demo at https://youtu.be/eZ19FHRETv8?si=_CXnXqNXbLl26WB8 or go to claimyr.com. Seriously helped when I couldn't get through the normal way!
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StarSurfer
•Thanks everyone for all the advice! I'm going to apply through BenefitsCal today and make sure to be super clear about buying and preparing my food separately. I'll definitely check out Claimyr if I can't get through to anyone. Will update how it goes!
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Liam O'Connor
Sorry but this is probably going to be messy for u... My cousin tried to apply when she was in your situation and they kept denying her because they said since she lived with her parents she wasn't "truly separate" or something. They wanted her parents income info even though she was 30 years old! She ended up having to move out just to get benefits which is CRAZY. The system is so broken!
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Zoe Christodoulou
•this is exactly what happened to me!!!! took 3 calls and a supervisor to finally get approved. the first worker kept insisting my dads income counted even tho i buy my own food and pay him rent
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Mei Chen
•The key distinction is actually buying AND preparing food separately. If you're contributing to household groceries but eating meals together, they'll consider you one household. But if you truly shop and cook separately (and can convince them of this), you can be approved as your own household even while living with family. It's about food purchasing habits, not just physical location.
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Liam O'Connor
•@profile3 maybe in theory but not how it works in real life. they asked my cousin for her parents tax returns!!! its ridiculous. the workers make up their own rules i swear
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StarSurfer
Does anyone know if they count savings when determining eligibility? I still have about $3,200 in my account but I'm trying to stretch that for rent once I get back on my feet. Will that disqualify me?
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Jamal Thompson
•Yes, CalFresh does have resource limits, but they've been adjusted for 2025. For most applicants, the resource limit is now $4,250 for a single-person household. So your $3,200 in savings would be under the limit and shouldn't disqualify you, assuming you meet the other eligibility criteria. However, if you or anyone in your household receives SSI or has a member who is elderly (60+) or disabled, the resource limits are higher or may not apply at all, depending on your specific situation. Make sure to report your savings accurately on your application - they will verify this information.
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Andre Moreau
•they never actually verified my bank account when i applied... just asked me to state what i had during interview. not saying to lie!! just sharing my experience
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Carmen Reyes
Quick additional tip for your situation: When you have your interview, be very specific about how you're managing your finances and food separately. Some key points that help establish separate household status: 1. Explain that you pay your parents for your portion of rent/utilities (if you do) 2. Clearly state that you purchase your own groceries separately with your own money 3. Mention that you have designated food storage areas (specific cabinet, fridge shelf, etc.) 4. Emphasize that you prepare your own meals separately from your parents 5. Explain that you typically eat your meals separately (or at different times) Documentation that might help: separate grocery receipts, any written rental agreement with parents (even informal), bank statements showing separate food purchases.
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StarSurfer
•This is super helpful - thank you! I do have separate groceries and my own shelf in the fridge, so I'll make sure to mention that. I've been giving my parents some money when I can for utilities, but we don't have a formal agreement. Would it help to write something up now?
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Carmen Reyes
•Having something in writing would definitely help your case, even if it's a simple document that both you and your parents sign stating that you pay X amount monthly for your portion of utilities/rent and that you purchase and prepare your food separately. It doesn't need to be notarized or anything formal - just something that establishes the arrangement. Also, if you've been transferring money to your parents through Zelle, Venmo, or even writing checks, those records can serve as evidence of your separate financial arrangement.
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Keisha Jackson
Hey StarSurfer! I was in a similar situation about 6 months ago - lost my job in marketing and had to move back with my folks at 29. It's tough but you're definitely not alone in this. One thing I wish I'd known earlier: start documenting your separate food situation NOW before you apply. I took photos of my designated fridge shelf and pantry space, kept all my grocery receipts in a folder, and even had my parents write a simple letter confirming we buy/cook separately. When the caseworker called for my phone interview, I had everything ready to go. Also, pro tip - if you're job hunting and get any freelance work or gig economy income while on CalFresh, make sure to report it! I picked up some DoorDash shifts and almost forgot to mention it during my recertification. They're pretty understanding about temporary income fluctuations for people actively looking for work. The whole process took about 3 weeks for me from application to getting my EBT card. Hang in there - it really does help bridge the gap while you're getting back on your feet!
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Oliver Brown
I'm in a really similar spot right now - 25, lost my job in December and had to move back with my mom. The whole separate household thing is definitely doable but you have to be VERY clear about it during the process. I just got approved last month after initially being told I didn't qualify because the first worker didn't understand my living situation. What helped me was being super detailed about how I handle food - I literally told them "I shop at Target on Sundays with my own money, I have the bottom shelf of the fridge and the left cabinet for my food, and I cook my own meals usually around 6pm while my mom eats earlier." One thing that caught me off guard - they asked if my mom ever gives me food or if I ever eat her leftovers. I had to be honest and say occasionally she'll offer me something, but I emphasized that 95% of my meals are from groceries I buy myself. They seemed okay with that as long as it's not the primary way I'm getting food. The income limits Jamal mentioned are accurate - you should be fine with your savings amount. I had about $2,800 when I applied and it wasn't an issue. Good luck with the application! It's definitely worth the hassle once you get through the initial process.
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Ethan Clark
•Thanks for sharing your experience Oliver! That's really encouraging to hear you got approved after initially being told you didn't qualify. The detail about occasional shared food is super helpful - I was worried that even accepting leftovers from my parents might disqualify me. It sounds like as long as you're buying and preparing the majority of your own food separately, they're reasonable about the occasional exceptions. I'm definitely going to start documenting everything like you and Keisha suggested before I apply. Did you have to provide any written documentation from your mom about the arrangement, or was explaining it during the interview enough?
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Julian Paolo
•@Oliver Brown That s'really helpful to know about the occasional shared food thing! I was worried about that too since my parents sometimes offer me dinner if they ve'made extra. Did you end up needing to provide any written documentation from your mom about the living arrangement, or was just explaining it thoroughly during the interview sufficient? I m'trying to figure out if I should prepare something in writing beforehand or if verbal explanation is usually enough.
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Ella Russell
Hey! I went through this exact same process about 8 months ago when I got laid off from my retail job and had to move back with my dad. The separate household thing is totally doable but you really need to be prepared to advocate for yourself. A few things that helped me get approved: 1. I literally made a list before my interview of all the ways my food situation was separate - where I shop, what days, how much I spend weekly, where I store everything, even what time I usually cook vs when my dad eats 2. I kept a folder with about 2 weeks worth of grocery receipts showing I was buying my own food. Nothing fancy, just regular shopping at Safeway and stuff 3. When they asked about my living situation, I was super clear: "I pay my dad $200/month to help with utilities, I buy all my own groceries separately, I have my own designated space in the fridge and pantry, and we prepare and eat our meals separately" The caseworker did ask some detailed questions like "what if your dad makes dinner and offers you some" and I just honestly said that might happen occasionally but 90%+ of my meals are from food I purchase and prepare myself. Took about 2.5 weeks from application to getting my card. The benefits have been a huge help while I've been job searching. Don't feel bad about needing help - that's literally what these programs are for! You've got this!
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Kaiya Rivera
•This is such great practical advice, Ella! I love that you made an actual list beforehand - that's so smart. I'm definitely going to do the same thing. The $200/month you mentioned paying your dad is interesting too - I've been giving my parents money when I can but it's been inconsistent amounts. Do you think having a set monthly amount helped establish that you were more of a "tenant" situation rather than just their dependent kid living at home? I'm wondering if I should try to formalize some kind of regular contribution even if it's small, just to show I'm contributing to household expenses as a separate adult.
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Dylan Wright
•@Ella Russell That s'really solid advice about making a list beforehand! I m'definitely going to do that. Quick question - when you mentioned paying your dad $200/month, did that help establish you as more of a tenant "rather" than just a dependent? I ve'been giving my parents money here and there but it s'been pretty inconsistent. I m'wondering if I should try to set up some kind of regular monthly contribution, even if it s'not a huge amount, just to show I m'participating in household expenses as an independent adult. Did the caseworker specifically ask about your financial arrangement with your dad?
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QuantumQueen
I'm currently going through this exact process right now! Applied about 2 weeks ago and just had my phone interview yesterday. Living with my parents at 24 after losing my job in retail. One thing I learned from reading through all these comments - make sure you're super consistent in how you describe your food situation every time you talk to them. During my interview, the caseworker asked me the same question about food preparation like 3 different ways, and I think they were checking to see if my story stayed the same. Also, if you're getting any kind of unemployment benefits, definitely report that during your application! I almost forgot to mention mine initially. The caseworker was really understanding about temporary income from unemployment while job searching. The whole "separate household" thing is definitely possible but you really do need to be able to clearly explain HOW your food situation is separate, not just that it is. Like others mentioned, having specific examples ready (where you shop, when you cook, where you store food) makes a huge difference. Still waiting to hear back on my approval but the interview went way smoother than I expected after reading everyone's tips here. Thanks to everyone who shared their experiences - super helpful for someone going through this for the first time!
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Emma Taylor
•That's so helpful to hear from someone currently going through the process! The consistency point is really important - I hadn't thought about them asking the same question different ways to check your story. That makes total sense though. Good luck with your approval! It sounds like you were well-prepared for the interview thanks to all the advice in this thread. Definitely keeping my fingers crossed for you! 🤞
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Diego Fisher
Hey StarSurfer! I just went through this same situation about 4 months ago - 26, lost my job in finance, had to move back with my parents. It's honestly such a humbling experience but you're definitely making the right choice applying for CalFresh. One thing I wish someone had told me upfront: the application is honestly the easy part, but the interview can be tricky if you're not prepared. The caseworker will ask really specific questions about your living arrangement, so have concrete examples ready. Like, don't just say "I buy my own food" - be ready to say "I shop at Trader Joe's every Tuesday, spend about $60-80 per week, and I have the top shelf of the fridge and the cabinet above the microwave for my groceries." Also, since you mentioned helping with groceries when you can - be super careful how you phrase that during your interview. Make it clear that any money you give your parents is for rent/utilities, NOT for shared groceries. That distinction is huge. The tech layoffs have been brutal this year. Don't feel bad about needing help - I felt guilty at first too but honestly the CalFresh benefits ($281/month for me) made such a difference while I was job hunting. Just got a new position last month and already planning to transition off benefits. You've got this! The system exists for exactly these kinds of situations.
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Natalie Adams
•This is such valuable advice, Diego! The specific examples approach makes so much sense - I can see how being vague would raise red flags. Your point about the grocery money distinction is super important too. I've been giving my parents like $50 here and there "for groceries" but I need to reframe that as rent/utility contribution instead. Congrats on landing the new job! It's really encouraging to hear success stories from people who've been through the same situation. The tech industry has been absolutely brutal this year - feels like everyone I know has been affected in some way. Thanks for sharing your experience and for the encouragement. Stories like yours give me hope that this is just temporary!
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Danielle Mays
Hey StarSurfer! I'm actually going through something really similar right now - 28, lost my job in marketing 2 months ago and had to move back in with my mom. The whole situation is tough but you're definitely not alone. I just got approved for CalFresh last week after initially being nervous about applying. The separate household thing is totally doable! What really helped me was being super organized before my interview. I made a simple document listing out exactly how my food situation works - where I shop (usually Kroger on weekends), how much I spend weekly (~$70), where I store my food (bottom drawer of freezer, left side of fridge, cabinet next to the stove), and what time I usually cook (around 7pm vs my mom who eats at 5). The caseworker asked really detailed questions about whether we ever share meals or if my mom gives me food. I was honest - occasionally she'll offer me leftovers, but 90% of my meals come from groceries I buy myself. They seemed fine with that as long as it's not the primary way I'm getting fed. One tip that I didn't see mentioned much - if you've been doing any gig work or odd jobs while unemployed (even just like helping someone move for $50), make sure to report that income! I almost forgot to mention some small freelance work I'd done. The benefits ($275/month for me) have been such a relief while job hunting. Don't feel guilty about needing help - that's exactly what these programs are designed for. You've got this!
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Avery Flores
•Thanks for sharing your experience, Danielle! It's really reassuring to hear from someone who just went through this process successfully. The detailed document idea is brilliant - I'm definitely going to create something similar before my interview. Your point about the gig work is super important too. I've been doing some DoorDash and Uber Eats here and there to make ends meet, so I'll make sure to report all of that accurately. It's encouraging to know that even with occasional shared meals, you were still able to get approved as long as you're primarily buying and preparing your own food. The $275/month would honestly be such a huge help right now while I'm job searching. Thanks for the encouragement - it really helps to know other people have navigated this successfully!
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Ashley Adams
•@Danielle Mays This is such helpful timing! I m'literally in the exact same boat - 29, lost my marketing job in January, moved back with my parents. I ve'been putting off applying because I wasn t'sure about the whole separate household thing, but reading everyone s'experiences here is giving me the confidence to actually do it. Your tip about making a detailed document beforehand is genius - I m'going to start documenting everything this week. Question though: did you have to provide any written proof from your mom about the living arrangement, or was your verbal explanation during the interview enough? I ve'been doing some Instacart on the side too so definitely good to know about reporting that gig income. Thanks for sharing your success story - it s'exactly what I needed to hear!
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Chloe Taylor
Hey StarSurfer! I was in almost the exact same situation 18 months ago - 26, lost my job in software development, had to move back with my parents. The whole experience was honestly pretty humbling, but applying for CalFresh was one of the best decisions I made during that tough period. The separate household status is definitely achievable, but you really need to have your ducks in a row before that interview. Here's what worked for me: I created a simple "household arrangement" document that I shared with my parents before applying. It outlined that I pay them $300/month for my portion of utilities/rent, I purchase all my own groceries separately (usually spending $80-90/week at Safeway), I have designated storage areas (specific fridge shelves, pantry cabinet), and we prepare/eat meals independently. Having this written down helped me stay consistent during the interview. The caseworker asked really specific questions like "What happens if your parents cook extra food?" and "Do you ever eat together?" I was completely honest - occasionally we might share a meal on holidays or if they make way too much of something, but 95% of my food comes from groceries I buy and prepare myself. One thing that really helped establish my independence was having a few months of grocery receipts and bank statements showing regular separate food purchases. I also had Venmo records showing the monthly payments to my parents. Got approved within 3 weeks and received $291/month in benefits. It was such a relief during the job search process. Just landed a new position last month and I'm already transitioning off the program. Don't feel bad about needing help - the tech layoffs have been absolutely brutal, and this is exactly what these safety net programs are designed for. You're going to get through this!
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Malik Davis
•@Chloe Taylor This is incredibly thorough and helpful - thank you so much for taking the time to share all these details! I love the idea of creating a written household arrangement document beforehand. Having something concrete that outlines the financial and food arrangements seems like it would really help during the interview process. Your point about keeping grocery receipts and bank statements is smart too - I should start collecting that documentation now. It s'really encouraging to hear that you successfully navigated this and have now transitioned to a new job. The tech layoffs really have been devastating this year - it feels like everyone I know in the industry has been impacted somehow. Your story gives me a lot of hope that this is just a temporary setback. One quick question: did you show the caseworker your written household arrangement document during the interview, or did you just use it to help you stay consistent in your explanations? I m'wondering if having something like that in writing would be viewed positively by the caseworker or if they might see it as too "prepared somehow." Thanks again for sharing your experience - this thread has been so incredibly helpful for understanding the whole process!
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Charlie Yang
I went through this exact situation about 6 months ago when I got laid off from my job in digital marketing. The whole moving back with parents thing at 27 was rough, but CalFresh was honestly a lifesaver during that period. One thing I learned that might help - when they ask about your living arrangement during the interview, be really specific about the financial separation too. I told them exactly how much I contribute monthly for utilities ($200), that I have my own checking account for groceries, and even mentioned that I use a different grocery store than my parents (they shop at Costco, I go to Target). The caseworker seemed to appreciate the level of detail and it helped establish that I was functioning as an independent adult who just happened to be staying in their house temporarily. Also, don't stress too much about the interview - mine was actually pretty straightforward once I had all my documentation ready. The caseworker was understanding about the employment situation, especially with all the layoffs happening lately. You're making the right choice applying. The benefits ($283/month in my case) made such a difference while I was job hunting. Just got back on my feet with a new position last month. Hang in there - this is temporary and you'll get through it!
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Samantha Hall
•@Charlie Yang This is really encouraging to hear from someone who just went through this process successfully! Your point about being specific with the financial details is so helpful - I hadn t'thought about mentioning using different grocery stores but that s'actually a great way to show separation. The $200 monthly contribution you mentioned is similar to what others have suggested, and it sounds like having that consistent amount really helped establish your independent status. It s'such a relief to hear that the caseworker was understanding about the employment situation. I ve'been so worried about being judged for my circumstances, but it sounds like they recognize that layoffs are unfortunately really common right now. Congrats on landing your new position! Stories like yours give me so much hope that this really is just a temporary situation. Thanks for sharing your experience - this whole thread has been incredibly valuable for understanding what to expect.
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Zara Rashid
I've been following this thread closely since I'm in a really similar situation - 25, lost my customer service job last month and moved back with my dad. All the advice here has been incredibly helpful, especially about documenting everything beforehand and being super specific during the interview. One thing I wanted to add that might help - I just applied last week and during the process, I discovered that some counties have different interpretations of the "separate household" rules. When I called to ask questions before applying, the first person I talked to made it sound like living with family automatically disqualified me. But when I called back and got a different worker, they were much more knowledgeable about separate household status and walked me through exactly what documentation would help. So if you get discouraging information from the first person you talk to, don't give up! It might be worth calling back or asking to speak with a supervisor who's more familiar with these types of living arrangements. Also, for anyone worried about the savings limits - I had about $3,800 when I applied and the caseworker confirmed that's well under the $4,250 limit for a single person household. They were actually pretty understanding about people having some emergency savings while unemployed. Thanks to everyone who shared their experiences here. This thread gave me the confidence to actually apply instead of just worrying about it. Will definitely update once I hear back about my application!
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Emma Bianchi
•@Zara Rashid This is such an important point about different workers having different levels of knowledge! I m'really glad you called back and got better information the second time. It s'frustrating that the system can be so inconsistent, but your experience is a great reminder to advocate for yourself and not take the first no "as" final. Your point about the savings limit is really reassuring too - I was worried that having any money in the bank would automatically disqualify me, but knowing there s'actually a reasonable threshold $4,250 (makes) me feel much better about applying. It makes sense that they d'understand people need some emergency funds, especially when unemployed. Thanks for sharing your experience and definitely keep us posted on how your application goes! This whole thread has been such a valuable resource for people navigating this process. Good luck with everything! 🤞
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Andre Dupont
Just wanted to chime in as someone who successfully navigated this exact situation about a year ago! I was 26, got laid off from my graphic design job, and had to move back with my mom. The whole process felt overwhelming at first, but reading through all these comments brings back memories of how helpful community advice was for me too. One thing I'd add that really helped during my interview: I actually took photos of my food storage areas (my designated fridge shelf, pantry space, etc.) and had them ready on my phone in case the caseworker wanted visual proof. I never ended up needing to show them, but having that documentation ready made me feel more confident and prepared. Also, StarSurfer, since you mentioned you're in tech - if you're doing any freelance coding work or consulting while job hunting (even small projects), definitely track that income carefully. I picked up some small design projects through Fiverr during my unemployment and had to report all of it, but the caseworker was actually really supportive about people trying to earn money while looking for full-time work. The application process has gotten much smoother since they improved the online system. You've got this! The fact that you're being proactive about getting help while job searching shows you're handling this situation really well. Don't let anyone make you feel bad about using a program that's designed exactly for circumstances like yours.
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Yara Elias
•@Andre Dupont The photos idea is brilliant! I never would have thought of that but it makes so much sense to have visual documentation ready, even if you don t'end up needing it. That s'the kind of preparation that probably really helps with confidence during the interview process. Your point about freelance work is super relevant too - I ve'been thinking about picking up some small coding projects while job hunting, so it s'good to know the caseworkers are generally supportive of people trying to earn income while looking for full-time work. I ll'definitely keep detailed records of any freelance income. It s'really encouraging to hear from someone who went through this successfully and is now presumably back on their feet. All these success stories in this thread are giving me so much hope and practical guidance. Thanks for sharing your experience and for the encouragement - it really helps to know that other people have navigated this transition successfully!
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