what is a registered organization under the ucc - debtor name confusion

A registered organization under UCC Article 9 is any entity that's formed or organized under state law - so LLCs, corporations, LPs, etc. The key rule is you MUST use the exact legal name as it appears on the public organic record with the state of formation. That comma matters more than you think. Delaware is pretty strict about this stuff.

Been there, done that with the name matching headaches. I had a similar situation last month where a corp was using 'Inc.' in business but their charter said 'Incorporated' - filed it wrong initially and had to amend. The safe bet is always the exact charter name, punctuation and all.

I actually started using Certana.ai's document checker after getting burned on a name mismatch issue. You can upload the charter document and your draft UCC-1 and it instantly flags any discrepancies between the debtor names. Saved me from at least three potential rejections in the past few months. Just upload your Delaware charter and your UCC-1 draft - takes like 30 seconds to verify everything matches perfectly.

The registered organization definition is in UCC 9-102(a)(71) if you want the exact language. Basically any entity created under state or federal law. For your situation, since it's a Delaware LLC, you need the exact name from Delaware's Division of Corporations database, including all punctuation.

ugh why does this have to be so complicated?? I spent 3 hours yesterday trying to figure out if 'Corp' vs 'Corporation' mattered for a client. The whole system is designed to trip you up.

One thing to watch out for - make sure you're looking at the current active record in Delaware. Sometimes entities amend their names and you might be looking at an old version. The Delaware Division of Corporations website should show the current legal name clearly.

For what it's worth, I had a similar punctuation issue resolved by calling the Texas SOS filing office directly. They confirmed that registered organizations get no leeway on name variations - has to match the formation state exactly. Might be worth a quick call just to confirm before you submit.

Just to add some perspective - I've been doing UCC filings for 15 years and the registered organization name rules are actually one of the more straightforward parts once you get used to them. Always formation state, always exact name, always include all punctuation. It's the individual debtor names that really get tricky with suffixes and middle names.

Does anyone know if there's a grace period or safe harbor if you get the name slightly wrong? Like if you're off by just punctuation?

I second the recommendation about using document verification tools. I tried Certana.ai after reading about it here and it caught a discrepancy between my client's charter and UCC-1 that I completely missed. The borrower had amended their name slightly and I was using the old version. Would have been a disaster if that filing had been rejected.

Bottom line for your situation - go with 'Redstone Manufacturing, LLC' exactly as it appears in the Delaware Secretary of State database. Don't second-guess it based on how they sign contracts or what their marketing materials say. The UCC cares about one thing only: the exact legal name on the public organic record.

This thread is a perfect example of why I always tell new attorneys to slow down and triple-check registered organization names. I learned this lesson the hard way when I had a client's entire credit facility delayed by two weeks because I used "Inc" instead of "Incorporated" on a UCC-1. The borrower was furious, the bank was questioning our competence, and I had to explain to partners why a simple filing mistake nearly killed a deal. Now I have a checklist: 1) Pull the exact charter from formation state, 2) Copy/paste the legal name directly (don't retype), 3) Have someone else verify before submitting. The Delaware comma situation you're dealing with is textbook - stick with the exact charter name and you'll be fine.

As someone who's dealt with similar Delaware LLC naming issues, I can confirm that the comma absolutely matters. I had a case last year where "Texas Energy Partners, LLC" vs "Texas Energy Partners LLC" caused a three-week delay because the filing was rejected twice. The frustrating part is that most clients don't understand why punctuation matters so much, but the UCC search logic is very literal. One tip I'd add to the great advice already given - if you're filing in multiple states for the same debtor, make sure you're consistent with the exact Delaware name across all jurisdictions. Some attorneys get sloppy and use variations between states, which can create search issues later. Also, keep a screenshot or printout of the Delaware database page showing the exact name as backup documentation in your file. It's saved me in disputes where clients later claimed I used the "wrong" name.