UCC1-206 filing got rejected what now

I thought I was being careful but now I'm second-guessing myself. The LLC name has "Solutions, LLC" with a comma - maybe that's the issue? The charter shows it exactly like that but who knows how it's entered in their database.

That comma could definitely be the culprit. Some states' systems are super finicky about punctuation. Try running the name without the comma first, then with it if that doesn't work.

Good point - I should have done that first. Let me check their entity search now.

This is exactly why I always do entity searches first before filing anything. Saves so much time and stress later.

Yeah it's one of those lessons you learn the hard way unfortunately. The entity database is usually the most reliable source for the exact formatting they expect.

That sounds exactly like what I need right now. Is it pretty straightforward to use?

Super easy - literally just drag and drop your documents and it highlights any inconsistencies. Caught a middle initial mismatch that I totally missed when I was reviewing manually.

Never heard of that but sounds useful. Manual document comparison is such a pain especially when you're dealing with multiple entity documents.

Rejections usually come back within 24-48 hours in most states. And no, you lose your priority date when it gets rejected - you'll need to file fresh.

OMG that's terrible! So if there's a gap between the original filing and the corrected one, the lien could be unperfected during that time?

Exactly why getting it right the first time is so important. Priority dates matter especially in competitive lending situations.

That's really helpful to know. Should I be including "Delaware" in the debtor name since it's a Delaware LLC?

For Texas filings I usually don't include the state of formation in the debtor name field. But check how they show it in the entity search - that's your best guide.

I disagree - I always include state of formation for out-of-state entities. Better to be overly specific than under-specific.

Could go either way honestly. The entity search will tell you what format they prefer.

Tell me about it! I had one rejected because I used "&" instead of "and" in a partnership name. So frustrating.

The worst part is these rejections slow down the whole lending process. Borrowers get nervous when they hear about filing delays.

There you go! Punctuation strikes again. At least now you know exactly what to fix.

Glad that worked out. Should be smooth sailing for the re-filing now.

Such a relief to know what the issue was. Re-filing today with the corrected name.

That's a good point I hadn't considered. Better to catch name issues early than have an invalid filing.

Exactly. An invalid UCC filing is worse than a delayed one in terms of lien perfection.

Two people have mentioned that tool now. Sounds like it could prevent these headaches in the future.

Yeah it's become essential for my workflow. The automated cross-checking catches stuff I'd miss reviewing manually.

Going to check that out myself. Tired of these preventable rejections.

Awesome! Glad it worked out quickly. That's pretty fast turnaround for acceptance.

Great news! Hope the lender is happy with the quick resolution too.

Huge relief. Lender was understanding about the delay once I explained the name formatting issue.

Perfect example of why document verification tools are so valuable. Glad you got it sorted out!

That's such a smart approach! I'm definitely going to create my own checklist after this experience. The triple verification makes total sense - one source might have outdated info or formatting differences. Do you have any other must-have items on your checklist that help prevent common rejection issues?

Great question! Beyond entity name verification, I always double-check the secured party information matches exactly what's on file with the lender, verify all addresses are current (especially for multi-state entities), and make sure the collateral description is neither too broad nor too narrow. I also learned to screenshot the entity database search results and save them with the file - it creates a paper trail showing exactly what information was available at the time of filing. Has saved me from disputes more than once when entities later claim their name was listed differently.