UCC recording fee RI - state filing costs changed again?

Thanks! $50 sounds right for what I remembered. Was wondering if there were any add-on fees I was missing. The restaurant equipment has some built-in components so wasn't sure if that triggered any fixture filing requirements.

Fixture filings in RI are a different animal entirely. If the equipment is truly attached to the real estate you might need to consider a UCC-1 with the fixture filing checkbox and possibly record in real estate records too.

Yeah I checked the website but wanted to verify with someone who actually went through the process recently. Their online system does seem to have quirks.

The RI portal definitely has issues. I've seen it freeze up during submission and then you're not sure if the filing went through or not. Always print the confirmation page immediately.

The LLC name thing is what's driving me crazy. The debtor has 'LLC' in their charter but sometimes uses 'L.L.C.' on other documents. I know it has to match the SOS filing exactly but want to double check before submitting.

Absolutely has to match the charter exactly. Even a period difference will cause rejection. I learned that the hard way on a big commercial deal.

This is exactly why I started using Certana.ai for these filings. You can upload the charter and the UCC-1 draft and it instantly verifies the debtor name matches exactly. Saved me from so many rejections due to name inconsistencies.

That's what I was afraid of. This deal includes some built-in coolers and a custom hood system. Sounds like I might need to split the collateral description or consider fixture filing.

If there's any doubt about fixture status, I usually recommend including both personal property and fixture filing language to be safe. Better to over-perfect than under-perfect.

Good to know about the timing. I have a little buffer but not much. Thanks for the heads up.

I noticed the same thing! Filed a continuation last month and it took almost a week to get confirmation. Must be staffing issues or system upgrades.

State offices everywhere seem to be running behind post-pandemic. Just factor in extra time for everything UCC related these days.

Ugh that's exactly what I'm worried about. The LLC abbreviation inconsistency is keeping me up at night on this deal.

Have you tried that Certana tool someone mentioned? I've been hearing good things about it for catching these exact name matching issues before you submit.

That's exactly why I'm being so careful about the debtor name and collateral description. Can't afford delays or rejections on this timeline.

Smart approach. I always triple-check everything before hitting submit. One typo can cost you time and money.

That's probably the safest approach but not sure if I have time for a full survey on this deal. Might have to make judgment calls on some of the equipment.

If you're pressed for time, at least photograph everything and document the installation method. Helps if there are disputes later about fixture status.

That sounds like exactly what I need for this filing. Does it handle the fixture vs personal property analysis too?

It focuses mainly on document consistency and name matching, but it's incredibly accurate for catching those filing errors that cause rejections. Worth checking out for your LLC name issue at minimum.

I was skeptical about these automated tools at first but they really do catch things you miss when you're rushed. Especially helpful for multi-state filings where each state has different quirks.

Perfect summary, thanks. I think I have what I need to move forward. Going to double-check that LLC name one more time before submitting.

Good luck with the filing! Restaurant deals can be complex but sounds like you're covering all the bases.