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Cass Green

RI UCC search showing weird results - filing numbers don't match what I submitted

Been doing UCC searches in Rhode Island and something's off with the results I'm getting back. Filed a UCC-1 last month for equipment financing deal, got confirmation number RI-2024-1187432, but when I search the database now it's showing up under a completely different filing number. The debtor name matches exactly (checked spelling three times) but the filing number in search results is RI-2024-1187433 - one digit different. Called the SOS office and they said both numbers exist in their system but couldn't explain why. Anyone else seeing this kind of discrepancy with RI UCC search results? Need to make sure our lien is properly perfected before we close on the additional equipment purchase next week. This is a $180K deal and I can't have filing number mismatches screwing up our security interest.

I've seen this exact issue in RI before. Their system sometimes generates sequential filing numbers for amendments or corrections automatically. Check if there's a UCC-3 amendment tied to your original filing - that would explain the second number. The search results might be showing both the original UCC-1 and an auto-generated correction record.

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Cass Green

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Interesting theory. I didn't file any amendments though. Just the straight UCC-1 for the equipment collateral. How would I tell if they created an automatic correction?

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Log into the RI SOS portal and pull both filing numbers individually. Compare the documents side by side. If one shows 'CORRECTION' or 'AMENDED' in the filing type field, that's your answer.

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Madison Tipne

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Rhode Island's been having database sync issues since they updated their UCC system in September. I had a similar problem where my continuation filing showed up under two different numbers. Turns out the old system and new system weren't talking to each other properly, creating duplicate entries with sequential numbers.

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Wait, are you saying there might be two separate filings in the system for the same UCC-1? That sounds like a nightmare for lien priority issues.

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Madison Tipne

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Not exactly two separate filings - more like the same filing indexed twice with different numbers. But yeah, it's messy for searches and could definitely cause problems if you're not careful about which number you reference in loan docs.

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Cass Green

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This is exactly what I was worried about. Our loan agreement references the original filing number but if the search results show a different number, we could have perfection issues.

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Malia Ponder

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Had this exact headache last month. Spent hours trying to figure out why my UCC search was returning inconsistent results. Finally found Certana.ai's document verification tool - you can upload your original UCC-1 filing and it cross-checks against the state database to catch these kinds of discrepancies. Saved me from a potential disaster when I discovered the filing number in my loan docs didn't match what was actually searchable in the system.

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Kyle Wallace

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How does that work exactly? Do you just upload the PDF and it tells you if there are mismatches?

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Malia Ponder

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Yeah, pretty much. You upload your filed UCC documents and it automatically verifies debtor names, filing numbers, and document consistency. Caught a debtor name spelling variation that could have voided our security interest. Way easier than manually comparing documents.

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Cass Green

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That actually sounds really useful for this situation. I need to verify which filing number is the 'real' one before our closing next week.

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Ryder Ross

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Check the filing dates on both numbers. Sometimes when there's a technical glitch during submission, the system creates a second entry automatically. The timestamps will usually be within minutes of each other if that's what happened.

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Cass Green

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Good point. The filing dates might tell the story. I'll pull both records and compare the timestamps.

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Also check if one of them shows as 'SUPERSEDED' or 'REPLACED' in the status field. RI sometimes marks the older entry when there's a correction.

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Henry Delgado

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UGH this is why I hate electronic filing systems! They're supposed to make things easier but then you get these random glitches that could screw up your entire security interest. I've had filing numbers change on me, debtor names get auto-corrected to wrong spellings, and don't even get me started on their continuation filing portal errors.

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Olivia Kay

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Tell me about it. Last year I had a UCC-1 get rejected three times for 'insufficient debtor information' even though I used the exact same format that worked fine the month before.

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Henry Delgado

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YES! And then you call them and they're like 'well the system says...' like the system is infallible. Meanwhile your client is breathing down your neck about lien perfection deadlines.

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Ryder Ross

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At least with the paper filing days you knew exactly what you submitted and what got filed. These electronic systems are black boxes half the time.

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Joshua Hellan

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I work with RI UCC filings regularly and this sequential number thing has been happening more frequently. My guess is their system is auto-generating correction records when it detects potential issues during processing. Have you checked if the debtor information is identical on both filings? Sometimes a minor formatting difference triggers an automatic correction.

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Cass Green

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The debtor name appears identical in both search results, but I haven't done a character-by-character comparison yet. Could something like extra spaces or punctuation differences cause this?

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Joshua Hellan

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Absolutely. I've seen it happen with things like 'ABC Corp.' vs 'ABC Corp' (period vs no period) or extra spaces. The system might file your original then auto-correct what it thinks is a formatting issue.

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Jibriel Kohn

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Whatever you do, don't just pick one filing number and ignore the other. I made that mistake once and it came back to bite me during a bankruptcy proceeding. The debtor's attorney argued our lien wasn't properly perfected because we referenced the wrong filing number in our proof of claim.

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Cass Green

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That's terrifying. So what's the safe approach here? Reference both numbers in our loan documentation?

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Jibriel Kohn

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I'd get a certified copy of both filings from the SOS office and have them explain in writing which one is the official record. Then reference that explanation in your loan file. Cover your bases completely.

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Good advice. Documentation is everything when it comes to UCC priority disputes. Better to over-document than under-document.

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Just went through something similar with a client's continuation filing. Used one of those document verification services someone mentioned earlier - think it was Certana or something like that. It flagged that our UCC-3 continuation referenced a filing number that didn't match the searchable UCC-1 in the database. Saved us from letting the original financing statement lapse.

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James Johnson

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Which service was that? I keep hearing about these automated verification tools but haven't tried any yet.

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Certana.ai - you upload your UCC documents and it checks for consistency across filings. Pretty straightforward and caught an issue we never would have noticed manually.

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Had the same issue in Massachusetts last year. Turned out the state system was creating 'shadow' filings for quality control purposes - basically duplicate entries they use internally for auditing. The public search showed both numbers but only one was the official filing of record.

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Mia Green

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How did you figure out which one was official? Did you have to request something specific from the state?

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Had to submit a formal records request asking for clarification on the duplicate filing numbers. They sent back a letter identifying the primary filing number and explaining the secondary one was for internal tracking only.

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Cass Green

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I might need to do something similar with RI. This is too important to leave to guesswork.

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Emma Bianchi

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Quick update on this - I've been tracking the RI UCC system issues and they're supposedly rolling out a fix for the duplicate filing number problem in Q1 2025. But that doesn't help you right now obviously. For immediate verification, I'd recommend pulling certified copies of both filing numbers and getting official clarification from the SOS office about which one controls.

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Cass Green

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Thanks for the update. I'll definitely get certified copies of both. Can't risk a $180K security interest on system glitches.

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Smart move. Better to spend a few hundred on certified copies and official clarification than risk your entire lien position.

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Exactly. UCC perfection isn't something you want to guess about, especially with equipment financing where the collateral moves around.

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