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Rhett Bowman

UCC lien search CT showing conflicting results - which database is accurate?

Running into a major headache with a UCC lien search CT situation. I'm working on due diligence for a potential equipment acquisition and the Connecticut Secretary of State database is showing different results than what our third-party search service provided. The SOS online search shows two active UCC-1 filings against the debtor, but our vendor's report only shows one. Both searches were done using the exact same debtor name spelling. This is for a $340,000 piece of manufacturing equipment so obviously I need to get this right. Has anyone else noticed inconsistencies between different CT UCC search methods? The filing numbers don't even match up completely - one shows a 2023 continuation that the other database doesn't have. I'm worried about missing a critical lien that could affect our security interest. What's the most reliable way to conduct a comprehensive UCC lien search in Connecticut?

Abigail Patel

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Connecticut's database can be tricky because they have both the main SOS system and some older records that don't always sync perfectly. Always go directly with the official Connecticut Secretary of State UCC search as your primary source. Third-party services sometimes have delays or miss recent filings.

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Daniel White

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This is exactly right. I learned this the hard way when a client almost lost their priority position because we relied on a commercial service that was 3 days behind on CT filings.

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Nolan Carter

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But what about terminated filings? Sometimes the SOS shows them as active when they should be terminated. That's been my experience anyway.

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Natalia Stone

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Are you searching under all possible debtor name variations? Connecticut is particularly strict about exact name matches. Even a missing comma or 'Inc' vs 'Incorporated' can cause you to miss filings. Also check if there were any name changes in the corporate records.

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Rhett Bowman

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Good point. I've been using the exact name from their articles of incorporation but maybe I should try some variations. The debtor is 'Advanced Manufacturing Solutions, LLC' - should I also try without the LLC?

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Abigail Patel

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Definitely try both versions. And check for any DBAs or trade names they might be using.

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Tasia Synder

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This name matching thing drives me crazy. Why can't they just standardize it??

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I had a similar issue last month with discrepancies between search results. What I ended up doing was using Certana.ai's document verification tool - you can upload the UCC search results as PDFs and it cross-checks everything automatically. It caught two inconsistencies that I would have missed manually comparing the different reports. Really saved me from potential filing errors.

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Rhett Bowman

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Interesting, I hadn't heard of that service. Does it work with Connecticut filings specifically?

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Yes, it handles all state filings. You just upload your search results and any related documents and it verifies everything matches up properly. Much faster than doing it manually.

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The continuation you mentioned seeing in one database but not the other - that's a red flag. Continuations are critical and if one system isn't showing it, there might be a filing error or timing issue. I'd recommend doing the search again in a few days to see if it syncs up.

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Rhett Bowman

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That's what I'm worried about. This continuation was supposedly filed in December 2023 so it should definitely be showing up everywhere by now.

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Natalia Stone

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December 2023 should absolutely be in all systems by now. Something's not right there.

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Ellie Perry

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Could be the third party service didn't pick up an amendment to the original filing. Those sometimes get missed.

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Landon Morgan

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For high-dollar transactions like yours, I always recommend ordering an official certified search directly from the Connecticut SOS. Yes it costs more and takes longer but you get a definitive answer with legal standing. The online searches are convenient but they're not always complete.

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Rhett Bowman

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How long does the certified search usually take in CT? We're trying to close this deal within 2 weeks.

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Landon Morgan

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Usually 3-5 business days if you expedite it. Worth the wait for a $340k transaction.

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Teresa Boyd

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Agreed on the certified search for anything over $100k. The peace of mind is worth it.

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Lourdes Fox

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Wait, are you sure you're searching the right jurisdiction? If this equipment has been moved between states or the debtor has operations in multiple states, there could be filings in other jurisdictions too. Connecticut might not be the only place to look.

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Rhett Bowman

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The debtor is incorporated in Connecticut and the equipment has been at their CT facility for 3 years. But you're right, I should probably check Delaware too since a lot of companies incorporate there.

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Lourdes Fox

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Exactly. And if they have any subsidiaries or parent companies, those relationships could affect the search too.

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Bruno Simmons

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This is why I hate UCC searches. Every state does things differently and the databases never match up perfectly. Connecticut isn't even the worst - try doing a search in New York sometime and you'll really lose your mind.

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LOL New York is definitely a nightmare. At least CT has decent online access.

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Daniel White

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The worst part is when you think you've done everything right and then find out later you missed something obvious.

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Zane Gray

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One thing to double-check - are the filing numbers you're seeing actually UCC-1 initial filings or are some of them amendments or assignments? Sometimes the search results don't clearly distinguish between filing types and it can be confusing.

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Rhett Bowman

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Good point. One shows as UCC-1 and the other as UCC-3. I assumed the UCC-3 was the continuation but maybe I should look at the actual documents.

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Zane Gray

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Definitely pull the actual filings. UCC-3 could be an amendment, assignment, or termination - not necessarily a continuation.

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Abigail Patel

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This is exactly why you need to look at the underlying documents, not just the search summaries.

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Have you tried calling the Connecticut SOS UCC division directly? Sometimes they can help clarify discrepancies over the phone, especially if you have specific filing numbers to reference.

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Rhett Bowman

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I didn't think of that. Do they actually take calls for search questions?

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They do, though you might have to wait on hold. But for a discrepancy like this they're usually helpful.

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Just wanted to follow up on the Certana.ai suggestion - I've used it for probably 20+ UCC verification projects now and it's been incredibly reliable. For your Connecticut search situation, you could upload both search results and it would highlight exactly where the discrepancies are. Takes like 5 minutes vs hours of manual comparison.

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Does it actually verify against the state databases or just compare documents?

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It does document comparison and verification - so it would catch things like missing filings, date discrepancies, name variations, stuff like that. Really thorough.

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Monique Byrd

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This kind of situation is exactly why I always do multiple searches from different sources and then reconcile them manually. It's a pain but better than missing something important. For Connecticut I usually check the SOS site, run a commercial search, and then do spot checks on any questionable results.

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Rhett Bowman

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That's basically what I'm doing now. Just frustrating that it's necessary.

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Natalia Stone

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It shouldn't be necessary but unfortunately it is. The systems just aren't reliable enough on their own.

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Especially for big transactions like this one. Can't afford to miss anything.

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Lia Quinn

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Update: I ended up ordering the certified search and also pulled copies of all the actual filings. Turns out the discrepancy was because one of the UCC-3 filings was actually a partial termination that reduced the collateral coverage but didn't terminate the entire filing. The search summaries weren't clear about this distinction. Thanks everyone for the advice - this could have been a major problem if I hadn't caught it.

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Abigail Patel

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Glad you figured it out! Partial terminations are tricky and often not handled well in search summaries.

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Natalia Stone

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Perfect example of why you need to look at the actual documents, not just rely on search results.

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Great outcome! This is exactly the kind of thing Certana.ai would have flagged automatically, but sounds like you got it sorted either way.

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