UCC Document Community

Has anyone tried the Nevada business entity search as a workaround? Sometimes you can find UCC filing references in the business entity records, though it's not comprehensive.

I've been dealing with this same frustration across multiple states recently. One thing that's helped me is building relationships with local UCC search companies - they often have bulk rate agreements with state offices that individual practitioners can't get. In Nevada specifically, I found a search service that charges $3 per name search instead of the $5 direct rate. Not free, but it adds up when you're doing volume work. Also worth noting that some title companies still have legacy access to older search systems with different pricing structures if you're working on transactions that involve them anyway.

This thread is a perfect example of why I always tell new attorneys to slow down and triple-check registered organization names. I learned this lesson the hard way when I had a client's entire credit facility delayed by two weeks because I used "Inc" instead of "Incorporated" on a UCC-1. The borrower was furious, the bank was questioning our competence, and I had to explain to partners why a simple filing mistake nearly killed a deal. Now I have a checklist: 1) Pull the exact charter from formation state, 2) Copy/paste the legal name directly (don't retype), 3) Have someone else verify before submitting. The Delaware comma situation you're dealing with is textbook - stick with the exact charter name and you'll be fine.

As someone who's dealt with similar Delaware LLC naming issues, I can confirm that the comma absolutely matters. I had a case last year where "Texas Energy Partners, LLC" vs "Texas Energy Partners LLC" caused a three-week delay because the filing was rejected twice. The frustrating part is that most clients don't understand why punctuation matters so much, but the UCC search logic is very literal. One tip I'd add to the great advice already given - if you're filing in multiple states for the same debtor, make sure you're consistent with the exact Delaware name across all jurisdictions. Some attorneys get sloppy and use variations between states, which can create search issues later. Also, keep a screenshot or printout of the Delaware database page showing the exact name as backup documentation in your file. It's saved me in disputes where clients later claimed I used the "wrong" name.

One more thing - if Kabbage continues to refuse fixing this, you might want to file a complaint with the CFPB. They take UCC filing errors seriously especially when they affect borrowers' ability to get other financing. Sometimes regulatory pressure works better than customer complaints.

This is exactly the kind of situation that makes me anxious about online lending platforms. The fact that they're dismissing a comma as "not their problem" when it's clearly affecting your ability to refinance is infuriating. I'd definitely follow the advice about escalating to their legal department and citing UCC Section 9-506. Document everything in writing and set firm deadlines for their response. If you're on a timeline with your refinancing, you might also want to loop in your new lender's attorney to put pressure on Kabbage - sometimes lender-to-lender communication gets better results than borrower complaints. Keep us posted on how this turns out, as I'm sure others will face similar issues with automated UCC filings.

Just file it with the exact debtor name from your original UCC-1 and move on. You're overthinking this. Florida SOS processes thousands of these terminations and the rule is simple - match the original filing exactly.

Thanks everyone for the clear guidance! This has been really helpful. I was definitely overthinking it - I'll use the exact debtor name from our original 2019 UCC-1 filing ("ABC Construction Services LLC" without the comma) on the UCC-3 termination form. I've pulled up our original filing confirmation to double-check both the debtor name and filing number before submitting. Really appreciate the community sharing their experiences with Florida's strict matching requirements - it's saved me from what could have been a costly rejection and potential compliance headache with our loan docs.

Update us when you figure out the correct name format! This thread will be helpful for others dealing with Brookvale Group or similar entity name variations.

I've dealt with similar debtor name verification headaches! One thing that's helped me is requesting a certified copy of the entity's current Articles of Organization directly from the Secretary of State - not just relying on online searches. The certified copy shows exactly how the name appears in their official records, including any punctuation. For your Brookvale situation, I'd bet the correct name is "Brookvale Group LLC" without the comma, based on what you're seeing in the charter. But that certified copy will give you bulletproof documentation for your lender's compliance file. Worth the $10-20 fee to avoid a $2.8M deal delay!