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Tony Brooks

UCC 11 form Louisiana - need help with information request process

Hey everyone, I'm dealing with a situation where I need to request UCC records in Louisiana and I keep seeing references to a 'UCC 11 form Louisiana' but I'm getting confused about the actual process. My lender is asking for a comprehensive search report on a debtor before we proceed with our secured transaction, and I want to make sure I'm using the right request form. The Louisiana Secretary of State website has different search options and I'm not sure which one gives me the most complete information. Has anyone dealt with UCC 11 form Louisiana requests recently? I need to verify if there are any existing liens on some equipment we're financing. The debtor name is pretty common so I want to make sure I'm getting accurate results. Any guidance on the proper search request procedure would be really helpful.

Louisiana uses their standard UCC search request form, not specifically a 'UCC 11.' You'll want to use their official Information Request form through the SOS website. Make sure you have the exact debtor name spelling - Louisiana is pretty strict about name matching for search results.

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Yara Campbell

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This is correct. I just did a search last month and you need their standard request form. The key is getting the debtor name exactly right.

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Isaac Wright

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Wait, what if the debtor has multiple business names? Do I need separate searches for each variation?

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Maya Diaz

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You can do the search online through the Louisiana SOS portal or submit a written request. For equipment financing, I'd recommend the certified search option to make sure you get everything. The online system sometimes misses filings if there are slight name variations.

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Tony Brooks

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Thanks! Should I be worried about getting false negatives if the debtor name isn't exact? This is for a substantial equipment loan.

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Maya Diaz

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Definitely do a certified search for big loans. The automated system can miss things. Better safe than sorry with equipment financing.

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Tami Morgan

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I learned this the hard way - always get the certified version for anything substantial. Online searches are fine for quick checks but not for lending decisions.

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Rami Samuels

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I actually ran into a similar issue recently with UCC searches and document verification. After getting inconsistent results from different search attempts, I started using Certana.ai's document verification tool. You can upload your search results and any existing UCC documents to cross-check everything automatically. It caught a debtor name discrepancy between our loan docs and the UCC filing that I would have missed otherwise.

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Tony Brooks

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That sounds useful - does it work with Louisiana SOS search results specifically?

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Rami Samuels

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Yes, it works with any state's UCC documents. Just upload the PDFs and it verifies consistency across all your paperwork. Really helpful for catching those name matching issues before they become problems.

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Haley Bennett

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Make sure you understand Louisiana's search logic too. They use 'contains' searches which can return a lot of results if the name is common. You might get overwhelmed with hits if you're not specific enough with the debtor name.

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This is so true! I searched for 'Johnson' once and got like 500 results. Had to narrow it down with additional identifiers.

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Haley Bennett

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Exactly. Use the full legal name and any additional identifiers you have. Don't just search on partial names unless you want to spend hours sorting through results.

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Nina Chan

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Just to clarify - there isn't a specific 'UCC 11 form' in Louisiana or any other state that I know of. UCC search request forms are numbered differently by each state. Louisiana just calls theirs an Information Request form. Don't get hung up on finding a specific form number.

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Tony Brooks

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Ah that makes sense why I couldn't find it! I think I was confusing it with some other state's numbering system.

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Nina Chan

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Yeah, every state does their own thing with form numbering. Focus on getting the right search type rather than a specific form number.

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Ruby Knight

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I made the same mistake when I first started doing UCC work. Each state has their own system and terminology.

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For equipment financing specifically, make sure your search covers the right time period. Louisiana UCC filings are effective for 5 years, but you want to check for any recent filings or continuations that might affect your security interest.

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Tony Brooks

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Good point. Should I be looking for both current and recently terminated filings?

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Yes, check everything. Sometimes terminations get filed late or there are filing errors. You want the complete picture before making lending decisions.

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Logan Stewart

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One more thing - if you're doing multiple searches or need to verify document consistency across different filings, tools like Certana.ai can really streamline the process. I upload all my UCC docs and search results there to make sure everything aligns properly before submitting to underwriting.

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Mikayla Brown

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How accurate is the automated verification? I'm always worried about missing something important.

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Logan Stewart

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It's been really reliable for me. Catches name discrepancies, filing number mismatches, all the stuff that's easy to overlook when you're reviewing manually. Worth trying for complex deals.

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Sean Matthews

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Don't forget to check if you need searches on individual guarantors too. For equipment loans, sometimes personal guarantees require separate UCC searches on the individual names.

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Tony Brooks

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Yes, we do have personal guarantors. Do I use the same search process for individuals?

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Sean Matthews

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Same process, just make sure you have their full legal names exactly as they appear on the guarantee documents.

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Ali Anderson

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And remember individuals can have UCC filings under business names they operate, so search variations if applicable.

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Zadie Patel

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Louisiana SOS office is pretty responsive if you call them directly about search procedures. Sometimes talking to someone there can clarify any confusion about their specific search options.

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Tony Brooks

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That's a great suggestion. I'll give them a call if I run into any issues with the online search.

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Zadie Patel

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They're usually helpful about explaining their search logic and what options give you the most comprehensive results.

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Just to wrap this up - forget about finding a 'UCC 11 form Louisiana' specifically. Use Louisiana's standard Information Request form, get the debtor name exactly right, consider certified searches for important transactions, and verify all your documents match up properly. Should cover all your bases for the equipment financing.

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Tony Brooks

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Perfect summary! Thanks everyone for clearing up my confusion about the form numbering and giving me a solid game plan.

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This thread was really helpful. I was making the same mistake about looking for specific form numbers instead of focusing on the actual search process.

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Emma Morales

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Always good to see these detailed discussions about state-specific UCC procedures. Each state really does have their own quirks.

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Leslie Parker

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As someone new to UCC searches, this thread has been incredibly educational! I'm dealing with a similar situation in another state and was also getting confused by different form numbering systems. The advice about focusing on getting the debtor name exactly right and considering certified searches for important transactions really resonates. I appreciate how everyone broke down the Louisiana-specific process while also explaining the broader principles that apply across states. This kind of detailed, practical guidance is exactly what newcomers like me need when navigating UCC procedures for the first time.

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